Genco Federal Credit Union Rates and Review January 2026
Compare Genco Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Genco Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityGenco Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Genco Federal Credit Union? Share your experience about Genco Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Genco Federal Credit Union. Overall, Genco Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Genco Federal Credit Union Valley Mills 731 N Valley Mills Dr Waco, TX 76710 4848  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Platinum
13.900%
Visa Signature® Cash Back
17.750%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonReadi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Term Line of Credit 84 months
8.000%
$0
Personal Loans
10.000%
$0
1 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Genco Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Genco Federal Credit Union
Website: https://gencofcu.org
Full Time Employees: 92Part Time Employees: 9 President: Robert Black CEO: Neil Ling Branch Locations: 5 ATM Locations: 5 Corporate Office Address:
731 N Valley Mills Dr
Waco, TX 76710 4848 Phone Number: 254-776-9550 Fax Number: 254-776-4633 FinancialsTotal Assets:
475,688,142
Total Amount of Shares and Deposits:
408,856,555
Total Shares and Deposits < 1 Year:
384,949,943
Total Shares and Deposits 1 3 Years:
20,081,702
Total Shares and Deposits > 3 Years:
3,824,909
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
26,453,459
Total Uninsured Shares and Deposits > $250K (F+J):
26,453,459
Total Insured Shares and Deposits > $250K (item 17 less item K):
382,403,096
Total Interest Expense (Sum of items 6 8):
4,782,109
Share Certificates:
2,446
Number of Accounts for Share Drafts:
23,150
IRA KEOGH Accounts:
1,303
Number of Accounts for Regular Shares:
40,730
All other shares:
168
Money Market Shares:
866
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
76,328,287
Total Liabilities:
411,736,528
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Genco Federal Credit UnionIs a member application needed to join Genco Federal Credit Union?Yes, to access services at Genco Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Genco Federal Credit Union provides a range of mortgage and home equity products. Is Genco Federal Credit Union a safe place to deposit money?Yes, Genco Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Genco Federal Credit Union offer online and mobile banking?Most modern institutions like Genco Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.50%, 6-month CD rates at 0.75% and 3-month CD rates at 0.90%. Savings rates are at 0.01% and money market rates are at 0.08%. Mortgage rates on 30-year fixed loans are around 5.93%. Credit Card rates are at 7.99%. Personal Loan rates are at 11.99%. All these rates, and more, can be found in our database of rates which you can compare to 
