Georgia Heritage Federal Credit Union Rates and Review January 2026
Compare Georgia Heritage Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Georgia Heritage Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityGeorgia Heritage Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Georgia Heritage Federal Credit Union? Share your experience about Georgia Heritage Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Georgia Heritage Federal Credit Union. Overall, Georgia Heritage Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Georgia Heritage Federal Credit Union MAIN OFFICE 1085 W Lathrop Ave Savannah, GA 31415  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Access FCU Visa Gold
9.900%
Visa Platinum Preferred
14.240% - 17.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
13.240%
$0 - $2,000
36 - 36
Signature Loans
11.240%
$0 - $10,000
60 - 60
Personal Loan
12.740%
$0
36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Georgia Heritage Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Georgia Heritage Federal Credit Union
Website: https://www.gaheritagefcu.org
Full Time Employees: 44Part Time Employees: 0 President: Donna Trapani CEO: Matthew Selke Branch Locations: 4 ATM Locations: 4 Corporate Office Address:
1085 W Lathrop Ave
Savannah, GA 31415 Phone Number: 912-236-4400 Fax Number: 912-238-5944 FinancialsTotal Assets:
155,456,488
Total Amount of Shares and Deposits:
135,917,311
Total Shares and Deposits < 1 Year:
129,944,698
Total Shares and Deposits 1 3 Years:
4,203,404
Total Shares and Deposits > 3 Years:
1,769,210
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
5,482,819
Total Uninsured Shares and Deposits > $250K (F+J):
5,482,819
Total Insured Shares and Deposits > $250K (item 17 less item K):
130,434,492
Total Interest Expense (Sum of items 6 8):
1,261,600
Share Certificates:
1,085
Number of Accounts for Share Drafts:
5,694
IRA KEOGH Accounts:
245
Number of Accounts for Regular Shares:
16,857
Money Market Shares:
407
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
16,455,007
Total Liabilities:
138,936,746
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Georgia Heritage Federal Credit UnionIs a member application needed to join Georgia Heritage Federal Credit Union?Yes, to access services at Georgia Heritage Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Georgia Heritage Federal Credit Union provides a range of mortgage and home equity products. Is Georgia Heritage Federal Credit Union a safe place to deposit money?Yes, Georgia Heritage Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Georgia Heritage Federal Credit Union offer online and mobile banking?Most modern institutions like Georgia Heritage Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.15%, 6-month CD rates at 2.01% and 3-month CD rates at 0.05%. Savings rates are at 0.25% and money market rates are at 2.00%. Mortgage rates on 30-year fixed loans are around 6.24%. Credit Card rates are at 7.90%. Personal Loan rates are at 18.00%. All these rates, and more, can be found in our database of rates which you can compare to 
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