Grand Junction Federal Credit Union Rates and Review January 2026
Compare Grand Junction Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Grand Junction Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityGrand Junction Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Grand Junction Federal Credit Union? Share your experience about Grand Junction Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Grand Junction Federal Credit Union. Overall, Grand Junction Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Grand Junction Federal Credit Union grand junction fcu 633 24 Rd Grand Junction, CO 81505  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonStudent Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
10.490%
$0
60 - 60
Personal Line of Credit Variable
13.150%
$0
Technology Loan
9.750%
$0
36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Grand Junction Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Grand Junction Federal Credit Union
Website: https://www.grandjunctionfcu.org
Full Time Employees: 15Part Time Employees: 0 President: Dan Wilson CEO: Karen Troester Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
633 24 Rd
Grand Junction, CO 81505 Phone Number: 970-243-1370 Fax Number: 970-241-3010 FinancialsTotal Assets:
109,073,186
Total Amount of Shares and Deposits:
89,693,075
Total Shares and Deposits < 1 Year:
88,291,733
Total Shares and Deposits 1 3 Years:
1,367,620
Total Shares and Deposits > 3 Years:
33,718
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
481,418
Total Uninsured Shares and Deposits > $250K (F+J):
481,418
Total Insured Shares and Deposits > $250K (item 17 less item K):
89,211,657
Total Interest Expense (Sum of items 6 8):
1,038,385
Share Certificates:
1,552
Number of Accounts for Share Drafts:
4,190
IRA KEOGH Accounts:
319
Number of Accounts for Regular Shares:
7,735
All other shares:
1
Money Market Shares:
334
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
22,950,897
Total Liabilities:
89,850,438
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Grand Junction Federal Credit UnionIs a member application needed to join Grand Junction Federal Credit Union?Yes, to access services at Grand Junction Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Grand Junction Federal Credit Union provides a range of mortgage and home equity products. Is Grand Junction Federal Credit Union a safe place to deposit money?Yes, Grand Junction Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Grand Junction Federal Credit Union offer online and mobile banking?Most modern institutions like Grand Junction Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 2.16%, 6-month CD rates at 1.50% and 3-month CD rates at 2.78%. Savings rates are at 0.75% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.00%. Credit Card rates are at 14.24%. Personal Loan rates are at 9.25%. All these rates, and more, can be found in our database of rates which you can compare to 
