Great Lakes Federal Credit Union Rates and Review January 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Great Lakes Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Great Lakes Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityGreat Lakes Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Great Lakes Federal Credit Union? Share your experience about Great Lakes Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Great Lakes Federal Credit Union. Overall, Great Lakes Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Great Lakes Federal Credit Union Great Lake FCU 415 Washington Ave Bay City, MI 48708 5712  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonSchool Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Personal Loans
7.990%
$0 - $30,000
Access Line Of Credit
16.240%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Great Lakes Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Great Lakes Federal Credit Union
Website: https://greatlakesfcu.com
Full Time Employees: 17Part Time Employees: 1 President: Randall Frank CEO: Justin Ebel Branch Locations: 3 ATM Locations: 0 Corporate Office Address:
415 Washington Ave
Bay City, MI 48708 5712 Phone Number: 989-893-2831 Fax Number: 989-893-0412 FinancialsTotal Assets:
59,673,680
Total Amount of Shares and Deposits:
50,153,667
Total Shares and Deposits < 1 Year:
47,747,396
Total Shares and Deposits 1 3 Years:
2,314,489
Total Shares and Deposits > 3 Years:
91,782
Total Insured Shares and Deposits > $250K (item 17 less item K):
50,153,667
Total Interest Expense (Sum of items 6 8):
274,500
Share Certificates:
174
Number of Accounts for Share Drafts:
3,066
IRA KEOGH Accounts:
119
Number of Accounts for Regular Shares:
5,099
All other shares:
200
Money Market Shares:
26
Net Income (unless the amount is already included in Undivided Earnings):
204,870
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
4,749,798
Total Liabilities:
54,315,678
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Great Lakes Federal Credit UnionIs a member application needed to join Great Lakes Federal Credit Union?Yes, to access services at Great Lakes Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Great Lakes Federal Credit Union provides a range of mortgage and home equity products. Is Great Lakes Federal Credit Union a safe place to deposit money?Yes, Great Lakes Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Great Lakes Federal Credit Union offer online and mobile banking?Most modern institutions like Great Lakes Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 1.51%, 6-month CD rates at 3.70% and 3-month CD rates at 0.50%. Savings rates are at 0.20% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.22%. Credit Card rates are at 10.90%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates which you can compare to 
