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Revity Federal Credit Union Rates & Review September 2026

Revity Federal Credit Union's Special CD & IRA CD Rate - LIMITED TIME ONLY! 10 Month rates are at 3.66%, Jumbo & Jumbo IRA CDs 60 Month rates are at 3.15%, Mini Jumbo & Mini Jumbo IRA CD 60 Month rates are at 3.15%, Regular & IRA CDs 60 Month rates are at 3.15%, Save-to-Win CD 12 Month rates are at 3.15%. Revity Federal Credit Union's savings rates are at 0.05%. Revity Federal Credit Union's money market rates are at 1.26%. Revity Federal Credit Union's Auto Loan Rates are as low as 4.00%. Revity Federal Credit Union's Credit Card Rates are at 10.90%. MonitorBankRates evaluates the financial stability of Revity Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.51%. Rates last updated and verified on 09/21/2026.

Revity Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Revity Federal Credit Union? Share your experience about Revity Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Revity Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.51%
Excellent Higher than avg
Health Trend ?
Improving 12 quarters
Full history ›
Revity Federal Credit Union
Mission Control
222 Commerce Pl
Greensboro, NC 27401
https://www.revityfcu.org/
Member NCUA

Revity Federal Credit Union CD Rates

Product Rate APY Term View More
Special Certificate & IRA Certificate Rate - LIMITED TIME ONLY! 10 Month 3.60% 3.66% 10 Month
Min Deposit $1,000
Details LIMITED TIME ONLY!
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Jumbo & Jumbo IRA Certificates 60 Month 3.10% 3.15% 60 Month
Min Deposit $50,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Mini Jumbo & Mini Jumbo IRA Certificate 60 Month 3.10% 3.15% 60 Month
Min Deposit $10,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Regular & IRA Certificates 60 Month 3.10% 3.15% 60 Month
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Save-to-Win Certificate 12 Month 3.10% 3.15% 12 Month
Min Deposit $25
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Jumbo & Jumbo IRA Certificates 48 Month 3.05% 3.09% 48 Month
Min Deposit $50,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Mini Jumbo & Mini Jumbo IRA Certificate 48 Month 3.05% 3.09% 48 Month
Min Deposit $10,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Regular & IRA Certificates 48 Month 3.05% 3.09% 48 Month
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Jumbo & Jumbo IRA Certificates 36 Month 3.00% 3.04% 36 Month
Min Deposit $50,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Mini Jumbo & Mini Jumbo IRA Certificate 36 Month 3.00% 3.04% 36 Month
Min Deposit $10,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Regular & IRA Certificates 36 Month 3.00% 3.04% 36 Month
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Jumbo & Jumbo IRA Certificates 24 Month 2.95% 2.97% 24 Month
Min Deposit $50,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Mini Jumbo & Mini Jumbo IRA Certificate 24 Month 2.95% 2.97% 24 Month
Min Deposit $10,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Regular & IRA Certificates 24 Month 2.95% 2.97% 24 Month
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Jumbo & Jumbo IRA Certificates 18 Month 2.90% 2.94% 18 Month
Min Deposit $50,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Mini Jumbo & Mini Jumbo IRA Certificate 18 Month 2.90% 2.94% 18 Month
Min Deposit $10,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Regular & IRA Certificates 18 Month 2.90% 2.94% 18 Month
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Jumbo & Jumbo IRA Certificates 12 Month 2.85% 2.89% 12 Month
Min Deposit $50,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Mini Jumbo & Mini Jumbo IRA Certificate 12 Month 2.85% 2.89% 12 Month
Min Deposit $10,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Regular & IRA Certificates 12 Month 2.85% 2.89% 12 Month
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Jumbo & Jumbo IRA Certificates 6 Month 2.70% 2.73% 6 Month
Min Deposit $50,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Mini Jumbo & Mini Jumbo IRA Certificate 6 Month 2.70% 2.73% 6 Month
Min Deposit $10,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Regular & IRA Certificates 6 Month 2.70% 2.73% 6 Month
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Jumbo & Jumbo IRA Certificates 3 Month 2.30% 2.33% 3 Month
Min Deposit $50,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Mini Jumbo & Mini Jumbo IRA Certificate 3 Month 2.30% 2.33% 3 Month
Min Deposit $10,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Regular & IRA Certificates 3 Month 2.30% 2.33% 3 Month
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Youth Club (0-12 yrs) & Teen Club (13-17 yrs) 0.25% 0.25%
Min Balance $5
Details Balance: $5 and above
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%

Revity Federal Credit Union Savings Rates

Product Rate APY View More
Revity Rewards Savings 2.47% 2.50%
Min Balance $0
Details Qualifications Required; Balance: $0.01-$100,000.00; See https://www.revityfcu.org/rewardsavings/ for more details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
IRA/Roth IRA Savings 2.00% 2.02%
Min Balance $0
Details Balance: $0.01 and above
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Christmas Club 0.75% 0.75%
Min Balance $0
Details Balance: $0.01 and above
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Membership Savings 0.25% 0.25%
Min Balance $5
Details Balance: $5 and above
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Other Savings 0.25% 0.25%
Min Balance $0
Details Balance: $0.01 and above
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Youth Club (0-12 yrs) & Teen Club (13-17 yrs) 0.25% 0.25%
Min Balance $5
Details Balance: $5 and above
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Revity Rewards Savings 0.05% 0.05%
Min Balance $0
Details Balance: $0.01 and up
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%

Revity Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market 1.70% 1.71%
Min Balance $100,000
Details Balance: $100,000 and above
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Money Market 1.50% 1.51%
Min Balance $50,000
Details Balance: $50,000 to $99,999.99; Balance: $50,000 to $99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Money Market 1.30% 1.31%
Min Balance $10,000
Details Balance: $10,000 - $49,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Money Market 1.25% 1.26%
Min Balance $500
Details Balance: $500 - $9,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%

Revity Federal Credit Union Checking Rates

Product Rate APY View More
Revity High-Yield Checking 4.89% 5.00%
Min Balance $0
Details Qualifications Required; Balance: $0.01-$15,000.00; See https://www.revityfcu.org/highyieldchecking/ for more details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Revity High-Yield Checking 0.50% 0.50%
Min Balance $15,000
Details Balance: $15,000.01 and up
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Revity Basic Checking 0.25% 0.25%
Min Balance $0
Details Balance: $0.01 and above
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Revity High-Yield Checking 0.05% 0.05%
Min Balance $0
Details Balance: $0.01 and up
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%

Revity Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit 6.75% - 6.75% Up to 180 months
Details Variable rates as low as**; Home Equity Lines of Credit rates are based on an evaluation of credit history and loan to value, so your rate may differ.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%

Revity Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto - - 4.00%
Details Rates effective as of March 16, 2026. As low as.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Used Auto - - 4.50%
Details Rates effective as of March 16, 2026. As low as.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%

Revity Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Motorcycle Loan - 4.50%
Details Rates effective as of March 16, 2026. As low as.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Used Motorcycle Loan - 5.00%
Details Rates effective as of March 16, 2026. As low as.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
New Boats, RVs, and Street Legal ATVs Loan - 5.45%
Details Rates effective as of March 16, 2026. As low as.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%
Used Boats, RVs, and Street Legal ATVs Loan - 5.70%
Details Rates effective as of March 16, 2026. As low as.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%

Revity Federal Credit Union Credit Card Rates

Product Rate APR View More
MasterCard - 10.90%
Details Rates effective as of February 19, 2025; As Low As; Non-variable rates as low as
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.51%

Financial Health History

Revity Federal Credit Union’s Texas Ratio fell from 8.28% in Q2 2023 to 6.51% in Q1 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 6% 2.0★ 12% 3.0★ 18% 4.0★ 24% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 8.28% A Q2 2023 A Q3 2023 A Q4 2023 A- Q1 2024 B+ Q2 2024 A Q3 2024 A Q4 2024 A+ Q1 2025 A Q2 2025 A- Q3 2025 A Q4 2025 6.51% A Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$83M6.51%5.0A
December 31, 2025$81M12.25%5.0A
September 30, 2025$79M15.90%4.9A-
June 30, 2025$81M11.46%5.0A
March 31, 2025$84M5.88%5.0A+
December 31, 2024$80M10.53%5.0A
September 30, 2024$81M13.57%5.0A
June 30, 2024$81M17.76%4.8B+
March 31, 2024$81M15.40%5.0A-
December 31, 2023$79M12.23%5.0A
September 30, 2023$78M11.20%5.0A
June 30, 2023$78M8.28%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Revity Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Revity Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Revity Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Revity Federal Credit Union
Address 222 Commerce Pl, Greensboro, NC 27401
Phone 336-373-2090
Fax
President Gregory Jenkins, II
CEO Jerry Wise
Full-Time Employees 17
Part-Time Employees 0
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.51%
Return on Assets (ROA)
-0.3958%
Return on Equity (ROE)
-4.8889%
Non-Performing Loans Ratio (NPL)
0.94%
Total Assets
82,890,176
Total Amount of Shares and Deposits
73,525,482
Total Shares and Deposits < 1 Year
69,614,425
Total Shares and Deposits 1 3 Years
3,864,491
Total Shares and Deposits > 3 Years
46,566
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,169,590
Total Uninsured Shares and Deposits > $250K (F+J)
6,169,590
Total Insured Shares and Deposits > $250K (item 17 less item K)
67,355,892
Total Interest Expense (Sum of items 6 8)
310,686
Share Certificates
654
Number of Accounts for Share Drafts
4,223
IRA KEOGH Accounts
147
Number of Accounts for Regular Shares
8,905
Money Market Shares
384
Net Income (unless the amount is already included in Undivided Earnings)
-328,119
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,602,126
Total Liabilities
76,316,723
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Revity Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/greensboro-municipal-federal-credit-union-rates-review-24840">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Revity Federal Credit Union

How many branches does Revity Federal Credit Union operate?

Revity Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Revity Federal Credit Union?

Yes, to access services at Revity Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Revity Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Revity Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Revity Federal Credit Union offer online and mobile banking?

Most modern institutions like Revity Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.revityfcu.org/.

Current Revity Federal Credit Union Rates

  • 12-Month CD2.89%
  • 18-Month CD2.94%
  • 24-Month CD2.97%
  • 60-Month CD3.15%
  • Savings0.05%
  • MMA1.26%
Retrieved from our database of financial products. Rates subject to change.