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Greensboro Municipal Federal Credit Union Rates and Review January 2026

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Greensboro Municipal Federal Credit Union12-month CD rates can be found at 0.15%, 6-month CD rates at 1.05% and 3-month CD rates at 0.50%. Savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.78%. Credit Card rates are at 8.90%. Personal Loan rates are at 7.75%. All these rates, and more, can be found in our database of rates which you can compare to Greensboro Municipal Federal Credit Union rates.

Compare Greensboro Municipal Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Greensboro Municipal Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Greensboro Municipal Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Greensboro Municipal Federal Credit Union? Share your experience about Greensboro Municipal Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Greensboro Municipal Federal Credit Union.

Overall, Greensboro Municipal Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Greensboro Municipal Federal Credit Union
Greene St
217 N Greene St
Greensboro, NC 27401
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
60-Month CD
4.05%
$500
60-Month CD
3.80%
$1
12-Month CD
3.75%
$500
6-Month CD
3.75%
$1,000
60-Month CD
3.65%
$500
12-Month CD
3.60%
$500
48-Month CD
3.55%
$500
12-Month CD
3.50%
$1,000
24-Month CD
3.50%
$500
60-Month CD
3.29%
$250
36-Month CD
3.25%
$1,000
24-Month CD
3.19%
$250
18-Month CD
2.90%
$1,000
60-Month CD
2.88%
$500
60-Month CD
2.77%
$5,000
18-Month CD
2.57%
$500
12-Month CD
2.52%
$500
48-Month CD
2.52%
$1,000
36-Month CD
2.50%
$1,000
24-Month CD
2.36%
$1,000
36-Month CD
2.35%
$1,000
24-Month CD
2.35%
$1,000
30-Month CD
2.00%
$500
3-Month CD
2.00%
$1,000
24-Month CD
1.60%
$1,000
Savings
1.50%
$1
30-Month CD
1.50%
$1,000
48-Month CD
1.40%
$10,000
48-Month CD
1.25%
$500
6-Month CD
1.20%
$1,000
60-Month CD
0.75%
$1,000
18-Month CD
0.60%
$1,000
24-Month CD
0.57%
$500
12-Month CD
0.50%
$500
48-Month CD
0.50%
$1,000
48--Month CD
0.45%
$500
36-Month CD
0.40%
$500
18-Month CD
0.30%
$50
Money Market
0.25%
$2,500
Savings
0.10%
$100
Money Market
0.10%
$10
Money Market Advantage
0.10%
$2,500
Presidential Savings
0.10%
$25,000
Savings
0.10%
$10
Share Savings
0.10%
$5
Money Market
0.05%
$2,500
Interest Checking
0.05%
$1,000
Direct Checking
0.01%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.750%
7.634%
0.000
20-Year Fixed
5.750%
5.915%
0.000
30-Year Fixed
7.250%
7.402%
0.000
5.750%
5.789%
0.000
7/1 ARM
7.000%
7.111%
0.000
30 year Fixed
6.000%
6.034%
0.000
15-Year Fixed
5.500%
5.650%
0.000
5.375%
5.911%
0.000
30-Year Fixed
6.000%
6.000%
0.000
30 Year Fixed
5.750%
5.869%
0.000
5.375%
5.475%
0.000
30-Year Fixed
6.125%
6.167%
0.000
5.500%
5.799%
0.000
30-Year Fixed
6.000%
6.133%
0.000
4.240%
7.689%
0.000
5/6 SOFR ARM Jumbo
5.750%
5.761%
0.000
5.625%
5.778%
0.000
30 Year Fixed
6.375%
6.670%
0.000
15-Year Fixed
5.625%
5.736%
0.000
30-Year Fixed
5.875%
5.950%
0.000
30-Year Fixed
5.750%
5.908%
0.500
5.875%
6.091%
0.000
5.625%
6.117%
0.000
30-Year Fixed (Jumbo)
6.500%
6.546%
0.000
5.250%
5.287%
0.000
15-Year Fixed (Jumbo)
5.375%
5.525%
0.750
15 Year Fixed
5.875%
6.356%
0.000
6.500%
6.595%
0.000
30 Year Fixed
6.250%
6.441%
0.000
6.125%
6.320%
0.000
5/6 ARM
5.375%
6.286%
0.947
15-Year Fixed (Jumbo)
6.000%
6.000%
0.000
5.125%
5.237%
0.000
5.375%
6.097%
0.000
15-Year Fixed
5.500%
5.562%
0.000
30-Year Fixed
5.875%
5.965%
0.000
5.000%
5.055%
0.000
5.375%
5.565%
1.000
30-Year Fixed Jumbo
6.125%
6.160%
0.000
10-Year Fixed
4.625%
5.148%
2.000
7-Year ARM
5.250%
5.752%
0.000
5.375%
5.375%
0.125
5.750%
5.907%
0.000
5.375%
5.460%
0.500
15-Year Fixed
5.375%
5.650%
0.000
20-Year Fixed
5.875%
5.961%
0.125
5.875%
5.963%
0.000
5.750%
5.876%
0.000
7.000%
7.168%
0.000
10-Year Fixed
5.375%
5.540%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Access FCU Visa Gold
9.900%
7.900%
Member First VISA
15.040%
No balance transfer fees or annual fees.
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Visa Platinum Clarity
15.990%
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
16.200%
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
14.240%
Visa Platinum Preferred Starter
17.990%
18.000%
18.000%
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Security Service Power Rewards MasterCard
18.000%
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
VISA® Classic
12.960%
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
7.000%
$500 - $15,000
60
Personal Line of Credit
11.500%
$0
Credit Builder Loan
9.000%
$0
Personal Line of Credit
9.000%
$0
60
12.990%
$0 - $2,000
24 - 24
12.250% - 17.000%
$0 - $20,000
12.990%
$0
12
11.990%
$0
Personal Loans
11.000%
$0
37 - 60
9.990% - 16.240%
$0
61 - 66
8.990% - 18.000%
$0 - $30,000
72
Personal Loans Share Secured
5.990%
$0
48
Personal Loans
13.250%
$0
6184
7.750% - 16.750%
$0
1 - 36
9.900%
$0
Consolidation Loans
13.060%
$0
1 - 36
8.950%
$0
1 - 60
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Personal/Signature
10.990%
$0
24 - 36
13.240%
$0 - $2,000
36 - 36
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Term Line of Credit 84 months
8.000%
$0
10.490%
$0
10.990%
$0 - $10,000
60 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Greensboro Municipal Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Greensboro Municipal Federal Credit Union
Full Time Employees: 19
Part Time Employees: 0
President: Gregory Jenkins II
CEO: Jerry Wise
Branch Locations: 3
ATM Locations: 2
Corporate Office Address:
217 N Greene St
Greensboro, NC 27401
Phone Number: 336-373-2090
Fax Number: 336-373-5896

Financials

Total Assets:
79,138,375
Total Amount of Shares and Deposits:
68,958,280
Total Shares and Deposits < 1 Year:
62,709,152
Total Shares and Deposits 1 3 Years:
5,826,527
Total Shares and Deposits > 3 Years:
422,601
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
6,125,500
Total Uninsured Shares and Deposits > $250K (F+J):
6,125,500
Total Insured Shares and Deposits > $250K (item 17 less item K):
62,832,780
Total Interest Expense (Sum of items 6 8):
989,302
Share Certificates:
627
Number of Accounts for Share Drafts:
4,203
IRA KEOGH Accounts:
149
Number of Accounts for Regular Shares:
8,747
Money Market Shares:
347
Net Income (unless the amount is already included in Undivided Earnings):
-334,892
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
4,455,878
Total Liabilities:
71,670,588
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Greensboro Municipal Federal Credit Union

Is a member application needed to join Greensboro Municipal Federal Credit Union?

Yes, to access services at Greensboro Municipal Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Greensboro Municipal Federal Credit Union provides a range of mortgage and home equity products.

Is Greensboro Municipal Federal Credit Union a safe place to deposit money?

Yes, Greensboro Municipal Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Greensboro Municipal Federal Credit Union offer online and mobile banking?

Most modern institutions like Greensboro Municipal Federal Credit Union provide digital access including online balance checks and transfers.

Current Greensboro Municipal Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions