Heartland Credit Union Rates and Review January 2026
Compare Heartland Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Heartland Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityHeartland Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Heartland Credit Union? Share your experience about Heartland Credit Union by leaving a review below, or read customer reviews before you decide to use Heartland Credit Union. Overall, Heartland Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Heartland Credit Union Heartland Corporate 5325 High Crossing Blvd Madison, WI 53718 2301  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are
completed within 90 days of account opening.
Security Service Power MasterCard
12.740% - 18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSummer/Holiday Loans
9.500%
$0
Personal Loan
12.250% - 17.000%
$0 - $20,000
Personal Loans
13.250%
$0
6184
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Heartland Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Heartland Credit Union
Website: https://www.heartlandcu.org
Full Time Employees: 121Part Time Employees: 12 President: Rhonda Hollfelder CEO: Angela Hanson Branch Locations: 13 ATM Locations: 13 Corporate Office Address:
5325 High Crossing Blvd
Madison, WI 53718 2301 Phone Number: 800-362-3944 Fax Number: 608-282-7036 FinancialsTotal Assets:
629,155,739
Total Amount of Shares and Deposits:
548,472,709
Total Shares and Deposits < 1 Year:
522,494,104
Total Shares and Deposits 1 3 Years:
23,638,784
Total Shares and Deposits > 3 Years:
2,339,820
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
27,498,345
Total Uninsured Shares and Deposits > $250K (F+J):
27,498,345
Total Insured Shares and Deposits > $250K (item 17 less item K):
520,974,364
Total Interest Expense (Sum of items 6 8):
5,523,671
Share Certificates:
4,492
Number of Accounts for Share Drafts:
23,932
IRA KEOGH Accounts:
1,380
Number of Accounts for Regular Shares:
41,796
All other shares:
659
Money Market Shares:
1,843
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
10,734,410
Total Liabilities:
554,303,910
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Heartland Credit UnionIs a member application needed to join Heartland Credit Union?Yes, to access services at Heartland Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Heartland Credit Union provides a range of mortgage and home equity products. Is Heartland Credit Union a safe place to deposit money?Yes, Heartland Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Heartland Credit Union offer online and mobile banking?Most modern institutions like Heartland Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.14%, 6-month CD rates at 0.10% and 3-month CD rates at 2.00%. Savings rates are at 0.01% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 6.33%. Credit Card rates are at 14.24%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates which you can compare to 
