HIGHMARK Rates and Review January 2026
Compare HIGHMARK CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of HIGHMARK savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityHIGHMARK money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at HIGHMARK? Share your experience about HIGHMARK by leaving a review below, or read customer reviews before you decide to use HIGHMARK. Overall, HIGHMARK is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonTravel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Visa Student
14.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSignature Loan
7.000%
$500 - $15,000
60
A+ Preferred Line Of Credit
10.990%
$0
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have HIGHMARK rate data right now. Credit Union Profile & OverviewCredit Union Name: HIGHMARK
Website: http://www.highmarkfcu.com
Full Time Employees: 59Part Time Employees: 5 President: Dorothy Peacock CEO: Mindy Howard Branch Locations: 5 ATM Locations: 5 Corporate Office Address:
725 5th St
Rapid City, SD 57701 Phone Number: 605-716-4444 Fax Number: 605-343-4927 FinancialsTotal Assets:
256,770,578
Total Amount of Shares and Deposits:
235,339,957
Total Shares and Deposits < 1 Year:
213,081,140
Total Shares and Deposits 1 3 Years:
20,982,408
Total Shares and Deposits > 3 Years:
1,276,408
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
29,336,990
Total Uninsured Shares and Deposits > $250K (F+J):
29,336,990
Total Insured Shares and Deposits > $250K (item 17 less item K):
206,002,967
Total Interest Expense (Sum of items 6 8):
3,602,580
Share Certificates:
1,792
Number of Accounts for Share Drafts:
9,837
IRA KEOGH Accounts:
477
Number of Accounts for Regular Shares:
14,461
Non Member Deposits:
6
Money Market Shares:
446
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
31,801,453
Total Liabilities:
240,606,972
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About HIGHMARKIs a member application needed to join HIGHMARK?Yes, to access services at HIGHMARK, a member application is required. Is there a first-time homebuyer program?Currently, HIGHMARK provides a range of mortgage and home equity products. Is HIGHMARK a safe place to deposit money?Yes, HIGHMARK is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does HIGHMARK offer online and mobile banking?Most modern institutions like HIGHMARK provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.75%, 6-month CD rates at 3.80% and 3-month CD rates at 3.19%. Savings rates are at 0.03% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.16%. Credit Card rates are at 12.74%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates which you can compare to 
