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Holley Credit Union

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Holley Credit Union Rates & Review June 2026

Q: How many branches does Holley Credit Union operate?

Holley Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Holley Credit Union?

Yes, to access services at Holley Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Holley Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Holley Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 17, 2026

You can compare Holley Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.02%, 6-month share certificate rates at 3.20% and 3-month share certificate rates at 0.50%. Savings rates are at 0.20% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.08%. All these rates can be compared to Holley Credit Union rates. MonitorBankRates evaluates the financial stability of Holley Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.89%. Rates were last updated on 06/17/2026.

Holley Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Holley Credit Union? Share your experience about Holley Credit Union by leaving a review below, or read customer reviews before you decide to use Holley Credit Union.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.89%

Excellent Lower than avg

Holley Credit Union
Holley Credit Union

1107 Mineral Wells Ave
Paris, TN 38242 4903

https://www.holleycreditunion.org

Current Rate Availability

We do not have Holley Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Holley Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Holley Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Holley Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Holley Credit Union

Website https://www.holleycreditunion.org

Address 1107 Mineral Wells Ave, Paris, TN 38242 4903

Phone 731-644-9031

Fax

President Dale Evans

CEO Van Bowden

Full-Time Employees 20

Part-Time Employees 1

Branch Locations 2

ATM Locations 3

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.89%

Return on Assets (ROA)

1.2308%

Return on Equity (ROE)

8.9897%

Non-Performing Loans Ratio (NPL)

0.75%

Total Assets

97,831,094

Total Amount of Shares and Deposits

83,037,486

Total Shares and Deposits < 1 Year

80,542,782

Total Shares and Deposits 1 3 Years

2,494,704

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

3,049,561

Total Uninsured Shares and Deposits > $250K (F+J)

3,049,561

Total Insured Shares and Deposits > $250K (item 17 less item K)

79,987,925

Total Interest Expense (Sum of items 6 8)

1,229,848

Share Certificates

752

Number of Accounts for Share Drafts

3,717

IRA KEOGH Accounts

255

Number of Accounts for Regular Shares

9,321

All other shares

543

Net Income (unless the amount is already included in Undivided Earnings)

479,911

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

10,727,110

Total Liabilities

84,436,488

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Holley Credit Union earned the Verified Strong badge

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Customer Reviews

There are no reviews for Holley Credit Union yet. Feel free to create one below.

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Total Reviews

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Frequently Asked Questions About Holley Credit Union

How many branches does Holley Credit Union operate?

Holley Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Holley Credit Union?

Yes, to access services at Holley Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Holley Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Holley Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Holley Credit Union offer online and mobile banking?

Most modern institutions like Holley Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.holleycreditunion.org.