Holyoke Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Holyoke Credit Union

Compare Holyoke Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Holyoke Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Holyoke Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Holyoke Credit Union? Share your experience about Holyoke Credit Union by leaving a review below, or read customer reviews before you decide to use Holyoke Credit Union.

Overall, Holyoke Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Holyoke Credit Union
Holyoke Office
490 Westfield Rd
Holyoke, MA 01040 1600
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Holyoke Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
State Bank of India US
State Bank of India US
12-Month CD
4.37%
$1,000
FinWise Bank
FinWise Bank
12-Month CD
4.25%
$500
State Bank of Newburg
State Bank of Newburg
60-Month CD
4.25%
$500
NASA Federal Credit Union
NASA Federal Credit Union
48-Month CD
4.10%
$1,000
Haddon Savings Bank
Haddon Savings Bank
18-Month CD
4.00%
$500
Goldwater Bank
Goldwater Bank
High Yield Savings
4.00%
$100
Lone Star Bank
Lone Star Bank
6-Month CD
3.98%
$1,000
The Stock Exchange Bank
The Stock Exchange Bank
6-Month CD
3.78%
$1,000
Central Bank of Kansas City
Central Bank of Kansas City
36-Month CD
3.56%
$500
OWB One World Bank
OWB One World Bank
24-Month CD
3.50%
$1,000
JVB Juniata Valley Bank
JVB Juniata Valley Bank
24-Month CD
3.44%
$1,000
United Trust Bank
United Trust Bank
24-Month CD
3.30%
$3,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
24-Month CD
3.30%
$2,500
NBKC Bank
NBKC Bank
36-Month CD
3.25%
$250
Apple Bank for Savings
Apple Bank for Savings
18-Month CD
3.25%
$1,000
Gateway Commercial Bank
Gateway Commercial Bank
24-Month CD
3.04%
$1,000
Access Community Credit Union
Access Community Credit Union
18-Month CD
3.00%
$1,000
New Albin Savings Bank
New Albin Savings Bank
Money Market
2.89%
$2,500
Bank of Rantoul
Bank of Rantoul
12-Month CD
2.78%
$500
Kitsap Bank
Kitsap Bank
36-Month CD
2.65%
$500
First National Bank of Clarksdale
First National Bank of Clarksdale
Commercial Money Market
2.25%
$100,000
Home Federal S&L of Niles
Home Federal S&L of Niles
36-Month CD
2.17%
$1,000
Perryton National Bank
Perryton National Bank
6-Month CD
2.01%
$2,500
Live Oak Bank
Live Oak Bank
36-Month CD
2.00%
$2,500
Tipton Latham Bank
Tipton Latham Bank
36-Month CD
2.00%
$500
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
36-Month CD
1.92%
$500
TruBank
TruBank
36-Month CD
1.60%
$500
Union State Bank Pell City, AL
Union State Bank Pell City, AL
48-Month CD
1.50%
$500
Southwest National Bank
Southwest National Bank
36-Month CD
1.45%
$500
Bank
Bank
48-Month CD
1.40%
$10,000
The Citizens Bank Company
The Citizens Bank Company
48-Month CD
1.31%
$1,000
Glen Burnie MSB
36-Month CD
1.26%
$500
SSB State Street Bank
SSB State Street Bank
24-Month CD
1.10%
$1,000
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
36-Month CD
1.05%
$1,000
I3 Bank
I3 Bank
36-Month CD
0.90%
$500
Mid-Missouri Bank
Mid-Missouri Bank
36-Month CD
0.90%
$1,000
Middlesex Federal Savings
Middlesex Federal Savings
60-Month CD
0.80%
$500
Commonwealth Community Bank, Inc.
Commonwealth Community Bank, Inc.
18-Month CD
0.60%
$0
OSB Odin State Bank
OSB Odin State Bank
Regular Savings
0.60%
$10
Adams State Bank
Adams State Bank
Savings
0.50%
$25
JVB Juniata Valley Bank
JVB Juniata Valley Bank
Money Market
0.50%
$1,000
Verus Bank of Commerce
Verus Bank of Commerce
60-Month CD
0.45%
$1,000
Crest Savings Bank
Crest Savings Bank
12-Month CD
0.25%
$500
Schuyler Savings Bank
Schuyler Savings Bank
12-Month CD
0.25%
$1,000
Chemung Canal Trust Company
Chemung Canal Trust Company
12-Month CD
0.20%
$1,000
BankPlus
BankPlus
12-Month CD
0.20%
$1,000
Pataskala Banking Company
Pataskala Banking Company
6-Month CD
0.10%
$500
Greenville National Bank
Greenville National Bank
Savings
0.05%
$100
Somerset Savings Bank
Somerset Savings Bank
Passbook Savings
0.05%
$10
Northwest Bank Warren, PA
Northwest Bank Warren, PA
Statement Savings
0.01%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Holyoke Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Chartway Credit Union
Chartway Credit Union
5/1 ARM
5.625%
5.693%
0.000
PNB of Kewanee
PNB of Kewanee
30-Year Fixed
5.560%
5.730%
0.000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
15-Year Fixed
5.750%
5.807%
0.000
Kalsee Credit Union
Kalsee Credit Union
10 Year Fixed
5.490%
5.928%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
20-Year Fixed
5.625%
5.933%
2.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 ARM
5.750%
6.028%
0.250
Altoona First Savings Bank
Altoona First Savings Bank
30-Year Fixed
6.000%
6.031%
0.000
USB Union Savings Bank
USB Union Savings Bank
15-Year Fixed
5.875%
6.087%
0.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
5/5 ARM
5.875%
6.147%
0.000
Old National Bank
Old National Bank
15-Year Fixed
6.125%
6.206%
0.000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
15-Year Fixed
6.125%
6.231%
0.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
15-Year Fixed
6.125%
6.261%
0.000
Magnifi Financial Credit Union
Magnifi Financial Credit Union
15 Year Fixed
6.125%
6.266%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
15-Year Fixed
6.000%
6.290%
0.000
Holyoke Credit Union
Holyoke Credit Union
15 Year Fixed Jumbo
6.250%
6.290%
0.000
Investment Savings Bank
Investment Savings Bank
30-Year Fixed
6.250%
6.314%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
15-Year Fixed
6.125%
6.324%
0.000
Mid American Credit Union
Mid American Credit Union
15 Year Fixed
6.125%
6.324%
0.000
Somerset Savings Bank
Somerset Savings Bank
15-Year Fixed
6.125%
6.338%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
20-Year Fixed
6.250%
6.362%
0.000
Accentra Credit Union
Accentra Credit Union
15-Year Fixed
6.000%
6.365%
0.000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
15-Year Fixed
6.250%
6.373%
0.000
FirstBank of Nebraska
FirstBank of Nebraska
20-Year Fixed
6.375%
6.376%
0.000
USB Union Savings Bank
USB Union Savings Bank
5/1 ARM
5.500%
6.380%
0.000
Proponent Federal Credit Union
Proponent Federal Credit Union
15-Year Fixed
6.375%
6.451%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Holyoke Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Holyoke Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
ACFCU
ACFCU
Line of Credit
13.700%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Holyoke Credit Union Information

Credit Union Name: Holyoke Credit Union
Full Time Employees: 36
Part Time Employees: 3
President: Thomas Paquin
CEO: James Wolohan
Branch Locations: 3
ATM Locations: 3
Corporate Office Address:
490 Westfield Rd
Holyoke, MA 01040 1600
Phone Number: 413-278-6852
Fax Number: 413-534-2446

Holyoke Credit Union Financials

Total Assets:
266,715,589
Total Amount of Shares and Deposits:
223,727,700
Total Shares and Deposits < 1 Year:
209,176,519
Total Shares and Deposits 1 3 Years:
6,207,216
Total Shares and Deposits > 3 Years:
8,343,966
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
18,182,475
Total Uninsured Shares and Deposits > $250K (F+J):
18,182,475
Total Insured Shares and Deposits > $250K (item 17 less item K):
205,545,225
Total Interest Expense (Sum of items 6 8):
1,393,852
Share Certificates:
1,656
Number of Accounts for Share Drafts:
11,531
IRA KEOGH Accounts:
518
Number of Accounts for Regular Shares:
21,495
All other shares:
7,868
Non Member Deposits:
3
Money Market Shares:
1,428
Net Income (unless the amount is already included in Undivided Earnings):
74,209
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
6,550,270
Total Liabilities:
253,607,381
Show More

Holyoke Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

For the past several years the Federal Reserve has said they plan to keep the Fed funds rate near zero percent until the end of 2014. In the second to last Fed meeting, they announced plans to keep the rate at zero percent until mid-2015. Now the Fed's Vice Chair Janet Yellen said that U.S. short-term interest rates may need to stay near zero until early 2016, a full year longer than the original plan.

Already low mortgage rates will decline further in the coming days because of an extremely disappointing May jobs report. Markets expected 165,000 jobs were created in May but only 38,000 jobs were created. The bad news on employment sent 10 year bond yields down 14 basis points to 1.70 percent this past Friday.

Bank or Credit Union Offers and Deals

Acacia Federal Savings Account
Citizens Trust Bank 2 Year Jumbo CD Rates now at 0.20%
Fed Stays the Course on Bond Buying Stimulus, Decision Sends Mortgage Rates Lower
Mortgage Rates Move Lower This Week, 5/1 ARM Rates Quoted at 2.25%
Mortgage Rates Steady After Budget and Debt Ceiling Deal
Mortgage Rates Fall from Recent high
E-Loan CD Rates
Mortgage Rates
Mortgage Rates Higher: Current 30 Year Mortgage Rates at 4.96%, 15 Year Mortgage Rates at 4.27%
Robinhood Savings Rates

Alternative Bank and Credit Union Offers to Explore

First time home buyer? Now is the time to buy
Mortgage Rates: 30 Year Mortgage Rates Down to 5.00% and 15 Year Mortgage Rates Down to 4.33%
Mortgage Rates Drop Again: 30 Year Mortgage Rates Averaging 4.76%
Mortgage Rates Week of February 6, 30 Year Mortgage Rates at 3.90%
Mortgage Rates: Weekly Mortgage Rates Lower as Debt Talks Loom: 30 Year Mortgage Rates at 4.48%
Mortgage Rates and Refinance Rates Increase: 15 Year Mortgage Rates and Refinance Rates are Above 4.00%
Central Illinois Bank Current CD Rates
Best CD Rates at the End of 2016
Money Market Account & Savings Accounts Rates: July 08, 2009
Mortgage Rates Decline: 30 Year Mortgage Rates at 4.78%, 15 year Mortgage Rates at 4.27%

Holyoke Credit Union Reviews

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