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Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Honor Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Honor Credit Union's 8 Month IRA CD Special rates are at 3.94%, 8-MONTH CD SPECIAL rates are at 3.94%, 8-MONTH CD SPECIAL rates are at 3.94%, Business 8-month special rates are at 3.94%, Business 60 month rates are at 2.15%. Honor Credit Union's savings rates are at 0.01%. Honor Credit Union's money market rates are at 0.25%. Honor Credit Union's MSHDA 30 Year Fixed rates are at 5.75%, Mortgage Rates - Fixed - 15 Year Fixed rates are at 6.62%, Mortgage Rates - Fixed - 15 Year Fixed rates are at 6.88%, Mortgage Rates - Fixed - 10 Year Fixed rates are at 6.88%, Mortgage Rates - Fixed - 30 Year Fixed rates are at 7.12%. Honor Credit Union's Personal Loan Rates are as low as 11.99%. MonitorBankRates evaluates the financial stability of Honor Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.83%. Rates last updated and verified on 09/22/2026. Honor Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Honor Credit Union? Share your experience about Honor Credit Union by leaving a review below, or read customer reviews before you decide to use Honor Credit Union. Honor Credit Union
Honor Credit Union 8385 Edgewood Rd
https://www.honorcu.com Berrien Springs, MI 49103-9004 
Honor Credit Union CD Rates
Honor Credit Union Savings Rates
Honor Credit Union Money Market Rates
Honor Credit Union Checking Rates
Honor Credit Union Mortgage Rates
Honor Credit Union Home Equity & HELOC
Honor Credit Union Auto Loan Rates
Honor Credit Union RV, Boat and Powersport Loan Rates
Honor Credit Union Personal Loan Rates
Honor Credit Union Other Rates
Financial Health HistoryHonor Credit Union’s Texas Ratio stayed near 4.71% in Q2 2023 to 4.83% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Honor Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Honor Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Honor Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Honor Credit Union
Website
https://www.honorcu.com
Address
8385 Edgewood Rd,
Berrien Springs, MI 49103-9004
Phone
269-983-6357
Fax
269-983-3445
President
Brian Brown
CEO
Scott McFarland
Full-Time Employees
474
Part-Time Employees
12
Branch Locations
27
ATM Locations
28
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.83%
Return on Assets (ROA)
0.1813%
Return on Equity (ROE)
1.5072%
Non-Performing Loans Ratio (NPL)
0.84%
Total Assets
1,864,607,682
Total Amount of Shares and Deposits
1,612,780,064
Total Shares and Deposits < 1 Year
1,594,268,492
Total Shares and Deposits 1 3 Years
13,434,269
Total Shares and Deposits > 3 Years
5,077,303
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
159,783,233
Total Uninsured Shares and Deposits > $250K (F+J)
159,783,233
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,452,996,831
Total Interest Expense (Sum of items 6 8)
6,703,092
Share Certificates
8,982
Number of Accounts for Share Drafts
76,884
IRA KEOGH Accounts
2,690
Number of Accounts for Regular Shares
132,057
All other shares
1,567
Money Market Shares
37,718
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
134,300,281
Total Liabilities
1,651,959,654
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Honor Credit Union yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
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Frequently Asked Questions About Honor Credit UnionHow many branches does Honor Credit Union operate?Honor Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Honor Credit Union?Yes, to access services at Honor Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Honor Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Honor Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Honor Credit Union offer online and mobile banking?Most modern institutions like Honor Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.honorcu.com. Current Honor Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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