HPC Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

HPC Credit Union 12-month CD rates can be found at 2.15%, 6-month CD rates at 4.35% and 3-month CD rates at 0.05%. Savings rates are at 0.17% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 6.72%. Credit Card rates are at 9.99%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates which you can compare to HPC Credit Union rates.

Compare HPC Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of HPC Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

HPC Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at HPC Credit Union? Share your experience about HPC Credit Union by leaving a review below, or read customer reviews before you decide to use HPC Credit Union.

Overall, HPC Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.52%

18-Month CD

N/A

2.27%

24-Month CD

N/A

2.25%

36-Month CD

N/A

2.18%

48-Month CD

N/A

2.14%

60-Month CD

N/A

2.26%

Savings

N/A

0.62%

MMA

N/A

0.80%

30-Year Fixed

N/A

6.51%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

HPC Credit Union
HPC CREDIT UNION MAIN OFFICE

1234 W CHISHOLM ST
ALPENA, MI 49707

https://www.hpccu.com

MonitorBankRates' Rating

5/5

★★★★★

Review HPC Credit Union

Compare HPC Credit Union Rates with Other Competitive Bank and Credit Union Rates

FNB of Kansas

Eagle Premier Checking

4.00%

$100

Skyone Federal Credit Union

36-Month CD

4.00%

$1,000

Pacific Crest SB

36-Month CD

3.80%

$2,000

Merchants Bank of Indiana

12-Month CD

3.75%

$1,000

Artisans Bank

6-Month CD

3.75%

$1,500

Winchester Co-operative Bank

30-Month CD

3.75%

$500

FSB of Burnet

6-Month CD (Jumbo)

3.70%

$95,000

Belt Valley Bank

18-Month CD

3.42%

$500

First Bank Hampton

48-Month CD

3.30%

$1,000

First Community Bank, Xenia-Flora

18-Month CD

3.30%

$500

Parke Bank

48-Month CD

3.30%

$500

FCN Bank, N.A.

36-Month CD

3.28%

$1,000

Citizens Savings Bank Bogalusa, LA

18-Month CD

3.25%

$2,500

Y-12 Federal Credit Union

18-Month CD

3.25%

$500

Palo Savings Bank

24-Month CD

3.14%

$1,000

Citizens Bank of Clovis

48-Month CD

3.05%

$1,000

Act 1st Federal Credit Union

60-Month CD

3.00%

$500

Bank of Old Monroe

18-Month CD

2.77%

$1,000

F&M Bank of St. Clair

36-Month CD

2.50%

$500

New Market Bank

60-Month CD

2.45%

$500

Chelsea Savings Bank

18-Month CD

2.11%

$20,000

1st Gateway Credit Union

24-Month CD

2.10%

$1,000

Bank of Kampsville

24-Month CD

2.04%

$1,000

First Federal S&L of Van Wert

60-Month CD

2.02%

$2,500

Maine Community Bank

24-Month CD

2.00%

$500

VisionBank Of Iowa

60-Month CD

2.00%

$250

Walden Savings Bank

30-Month CD

1.60%

$1,000

Osgood Bank

60-Month CD

1.51%

$1,000

Home National Bank Racine, OH

24-Month CD

1.50%

$500

Five Star Credit Union

Premier Growth Money Market

1.31%

$2,000

First Liberty Bank

Money Market

1.30%

$1,000

FNB of Brownstown

18-Month CD

0.95%

$1,000

The Stock Exchange Bank

Regular Savings

0.91%

$100

Bank of Botetourt

48-Month CD

0.90%

$500

DB&T

60-Month CD

0.60%

$1,000

Farmers and Merchants Bank Milligan, NE

Savings

0.50%

FNB of Elmer

48-Month CD

0.50%

$500

Washington Financial Bank

60-Month CD

0.50%

$500

Winter Hill Bank

24-Month CD

0.45%

$500

Norway Savings Bank

24-Month CD

0.40%

$500

5 Star Bank

18-Month CD

0.35%

$500

First Federal S&L of Van Wert

18-Month CD

0.30%

$2,500

FNB of Lacon

Passbook Savings

0.30%

$10

Phoenixville Federal B&T

Statement Savings

0.15%

$100

State Bank & Trust Company

Standard Savings

0.15%

Sturdy Savings Bank

36-Month CD

0.06%

$500

SSB Sherwood State Bank

6-Month CD

0.05%

$1,000

Central Bank Houston, TX

Central Choice Premier Checking

0.05%

$100

State Bank Freeport, IL

Savings

0.05%

Home SB of Wapakoneta

Savings

0.01%

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare HPC Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

North Carolina Press Association Federal Credit Union

5 Year ARM

5.375%

5.378%

0.000

Hoosier Hills Credit Union

15 Year Fixed

5.375%

5.578%

0.000

The Golden 1 Credit Union

15-Year Fixed

5.625%

0.125

Finger Lakes Federal Credit Union

10 Year Fixed

5.500%

5.634%

0.000

Mountain America Federal Credit Union

15-Year Fixed

5.500%

5.712%

0.000

Norfolk Community Federal Credit Union

15 Year Fixed

5.625%

5.731%

0.000

1st United Credit Union

7/1 ARM Jumbo

5.750%

5.784%

0.000

Connections Bank

15-Year Fixed

5.750%

5.810%

0.000

Port Washington State Bank

15-Year Fixed

5.750%

5.822%

0.000

First Northern Credit Union

10 Year Fixed

5.750%

5.842%

0.000

Finger Lakes Federal Credit Union

15-Year Fixed

5.750%

5.847%

0.000

Navy Federal Credit Union

5/5 ARM

5.500%

5.856%

0.250

Teachers Federal Credit Union

15-Year Fixed (Jumbo)

5.875%

5.890%

0.000

Golden Belt Bank, FSA

15-Year Fixed

5.875%

5.927%

0.000

Midwest Liberty Federal Credit Union

10 Year Fixed

5.500%

5.930%

0.000

Y-12 Federal Credit Union

15-Year Fixed

5.750%

5.945%

1.000

River Falls State Bank

15-Year Fixed

5.750%

5.958%

0.000

Mid Oregon Federal Credit Union

15 Year Fixed

5.750%

5.976%

0.250

Empower Federal Credit Union

10/1 ARM

5.750%

6.018%

0.000

First Northern Bank and Trust Company

15-Year Fixed

5.875%

6.105%

0.000

OlyFed Olympia Federal S&L

15-Year Fixed

5.875%

6.133%

1.000

Fidelity Co-operative Bank

15-Year Fixed

5.875%

6.170%

0.000

The Bank of Brodhead

20-Year Fixed

6.125%

6.183%

0.000

Methuen Co-operative Bank

15-Year Fixed

6.125%

6.219%

0.000

NCB North Cambridge Coopertive Bank

3/1 ARM

5.750%

6.230%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare HPC Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

The Golden 1 Credit Union

Member First VISA

15.040%

No balance transfer fees or annual fees.

America First Federal Credit Union

SIGNATURE 1% CASH BACK VISA

14.740%

Unlimited 1% Cash Back Signature Card

Avenir Financial Federal Credit Union

VISA Credit Card

8.990% - 17.990%

Maximum limit of $30,000

Academic Federal Credit Union

Academic VISA® Platinum

10.900%

Abbey Credit Union

VISA® Gold

11.960%

Canyon View Credit Union

Visa Student Rewards Card

17.990%

1st Northern California Credit Union

Visa Premier Plus

8.900%

1st MidAmerica Credit Union

Platinum

8.900%

SchoolsFirst Federal Credit Union

Rewards Mastercard

15.000% - 17.900%

Maximum Loan Amount Up to $35,000.00

Teachers Federal Credit Union

Visa Secured

18.000%

Vystar Credit Union

Visa Signature® Rewards

17.750%

Acipco Federal Credit Union

Visa Credit Card

9.990%

ACMG Federal Credit Union

VISA Platinum without Rewards

7.900%

ACFCU

College Real Rewards Card Visa

19.740% - 29.740%

Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.

America First Federal Credit Union

CLASSIC FLAT 1% CASH BACK VISA

18.000%

1% Cash Back Classic Card

ACFCU

Max Cash Secure Card Visa

29.990%

Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose

360 Federal Credit Union

Visa Classic

3.990%

Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.

Vystar Credit Union

Platinum Visa

15.350%

Marcus Bank

GM Business™ Mastercard®

19.240% - 29.240%

0% Intro purchase APR for first 12 months

Abilene Teachers Federal Credit Union

Visa or MasterCard

9.990%

Credit Line $500-$7,000

The Golden 1 Credit Union

Member Rate Advantage VISA

13.040% - 19.040%

No balance transfer fees or annual fees.

America First Federal Credit Union

SILICON SLOPES SIGNATURE VISA

18.000%

Unlimited 1% Cash Back .5% Donation Signature Card

Aberdeen Proving Ground FCU

Visa Platinum Preferred

14.240% - 17.990%

Y-12 Federal Credit Union

VISA Traditional

14.240% - 18.000%

Teachers Federal Credit Union

Visa Cash Back

16.100%

Disclaimer

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare HPC Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Hughes Federal Credit Union

Signature Loan

13.450%

ACFCU

Gold Star Loan

14.200%

SchoolsFirst Federal Credit Union

Personal Loan

9.990% - 18.000%

$0 - $50,000

Y-12 Federal Credit Union

Access Line Of Credit

16.240%

Act 1st Federal Credit Union

Signature Loan

10.000%

12 - 12

360 Federal Credit Union

Debt Consolidated

9.490%

$500

Advantage Plus Federal Credit Union

Signature Loan

12.990%

1 - 24

Mountain America Federal Credit Union

Personal Loan

13.240%

Academic Employees Credit Union

Preferred Personal Loan

10.000%

Academic Federal Credit Union

Signature Loan

7.000%

$500 - $15,000

Hughes Federal Credit Union

Line of Credit

13.450%

America First Federal Credit Union

Line of Credit Variable

16.740%

Access Of Louisiana Federal Credit Union

Personal Loan

9.200% - 17.950%

$0 - $500

48 - 48

600 Atlantic Federal Credit Union

Signature Personal Loan

12.650%

$0 - $15,000

1 - 36

InFirst Bank

Personal Loan

13.000% - 13.140%

$1,500 - $15,000

36 - 36

Security Service Federal Credit Union

Personal Loan

11.240% - 17.950%

25 - 36

America First Federal Credit Union

Personal Loan

12.990%

Access Of Louisiana Federal Credit Union

Personal Loan

9.200% - 17.950%

$0 - $2,500

36 - 36

BECU Boeing Employees Credit Union

Personal Loan

8.990% - 18.000%

$0 - $30,000

Access Of Louisiana Federal Credit Union

Line of Credit Variable Rate

10.200% - 17.950%

$0 - $15,000

1 - 60

Academic Federal Credit Union

Debt Consolidation Loan

9.000%

108

Abbott Laboratories Credit Union

Personal Loan

8.490%

36 - 36

Suncoast Credit Union

Technology Loan

9.750%

Y-12 Federal Credit Union

Ultra Loan

13.990%

InFirst Bank

Personal Loan

12.000% - 12.090%

$1,500 - $15,000

60 - 60

Disclaimer

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have HPC Credit Union rate data right now, check back for updates, we are adding rates all the time.

HPC Credit Union Information

Credit Union Name: HPC Credit Union

Website: https://www.hpccu.com

Full Time Employees: 30
Part Time Employees: 4
President: JON BENSON
CEO: DENNIS WERNER
Branch Locations: 3
ATM Locations: 3

Corporate Office Address:

1234 W CHISHOLM ST
ALPENA, MI 49707
Phone Number: 989-354-4698
Fax Number: 989-356-6912

HPC Credit Union Financials

Total Assets:

156,383,860

Total Amount of Shares and Deposits:

135,018,979

Total Shares and Deposits < 1 Year:

133,099,920

Total Shares and Deposits 1 3 Years:

1,919,058

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):

5,679,575

Total Uninsured Shares and Deposits > $250K (F+J):

5,679,575

Total Insured Shares and Deposits > $250K (item 17 less item K):

129,339,404

Total Interest Expense (Sum of items 6 8):

359,632

Share Certificates:

864

Number of Accounts for Share Drafts:

4,751

IRA KEOGH Accounts:

647

Number of Accounts for Regular Shares:

9,549

All other shares:

688

Money Market Shares:

673

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

17,400,315

Total Liabilities:

135,852,668

HPC Credit Union Questions and Answers

No Cost Share Drafts:

Yes

Share Certificates with Low Minimum Balance Requirements:

Yes

Is Financial Counseling Offered?:

Yes

Financial Education offered for Members?:

Yes

Are financial literacy Workshops offered?:

Is there a first time homebuyer program?:

Yes

Credit management and repair offered?:

Online Financial Literacy?:

No Cost Bill Payer:

Yes

Mortgage Processing:

Yes

Approved Mortgage Seller?:

Yes

Brokered Certificates of Deposits:

payment:

Yes

Are low cost wire transfers available?:

Yes

Member Application:

Are New Loans Available:

Yes

New Share Account:

Are online loan payments available:

Yes

Online Bill Payment Allowed?:

Yes

Can I download my account history?:

Account Aggregation:

Electronic Signature Authentication Certification:

Yes

Can I get my bank statements online?:

Yes

External Account Transfers Allowed:

Yes

Remote Deposit Allowed:

Yes

Are Mobile Payments Avilable?:

Yes

Source: NCUA Last Updated 03/31/2024

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