HPC Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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HPC Credit Union12-month CD rates can be found at 4.42%, 6-month CD rates at 0.95% and 3-month CD rates at 0.05%. Savings rates are at 0.05% and money market rates are at 2.00%. Mortgage rates on 30-year fixed loans are around 6.91%. Credit Card rates are at 18.00%. Personal Loan rates are at 17.90%. All these rates, and more, can be found in our database of rates.

Compare HPC Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of HPC Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

HPC Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at HPC Credit Union? Share your experience about HPC Credit Union by leaving a review below, or read customer reviews before you decide to use HPC Credit Union.

Overall, HPC Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
HPC Credit Union
HPC CREDIT UNION MAIN OFFICE
1234 W CHISHOLM ST
ALPENA, MI 49707
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare HPC Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Betterment
Betterment
Savings (Cash Reserve)
5.50%
$0
New Albin Savings Bank
New Albin Savings Bank
6-Month CD
5.09%
$1,000
Carver Federal Savings Bank
Carver Federal Savings Bank
High Yield Savings
4.70%
$5,000
Citizens Federal S&LA
Citizens Federal S&LA
12-Month CD
4.65%
$500
Farm Bureau Bank FSB
Farm Bureau Bank FSB
24-Month CD
4.50%
$1,000
PennCrest Bank
PennCrest Bank
49-Month CD (special)
4.00%
$1,000
Elkhorn Valley Bank & Trust
Elkhorn Valley Bank & Trust
12-Month CD
4.00%
$0
Addition Financial Credit Union
Addition Financial Credit Union
Savings Plus
3.92%
$50
Central Bank of Kansas City
Central Bank of Kansas City
60-Month CD
3.55%
$500
Farmers Trust and Savings Bank Spencer, IA
Companion Savings
3.53%
$1,000
Roxboro Savings Bank
18-Month CD
3.50%
$500
Vinton County Bank
Vinton County Bank
Rate Watchers Money Market
3.50%
$25,000
Prairie Bank of Kansas
Prairie Bank of Kansas
24-Month CD
3.28%
$1,000
Mercantile Bank
Mercantile Bank
24-Month CD
3.25%
$500
Newburyport Bank
Newburyport Bank
48-Month CD
3.25%
$500
United Valley Bank
United Valley Bank
12-Month CD
3.25%
$500
Bank of Prague
Bank of Prague
48-Month CD
3.12%
$1,000
Integrity Bank & Trust
Integrity Bank & Trust
48-Month CD
3.03%
$500
Adrian Bank
Adrian Bank
36-Month CD
3.03%
$1,000
Bethpage Federal Credit Union
Bethpage Federal Credit Union
18-Month CD
3.00%
$50
Bethpage Federal Credit Union
Bethpage Federal Credit Union
39 Month Bump Up CD
3.00%
$50
Connex Credit Union
Connex Credit Union
Business Money Market
3.00%
$250,000
Farmers State Bank Center, TX
Farmers State Bank Center, TX
36-Month CD
2.78%
$1,000
The Bank of Elk River
The Bank of Elk River
60-Month CD
2.52%
$200
FNB of Wyoming
FNB of Wyoming
36-Month CD
2.27%
$100
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
36-Month CD
2.02%
$500
Security Federal Bank
Security Federal Bank
24-Month CD
1.95%
$5,000
Hilltop National Bank
Hilltop National Bank
18-Month CD
1.61%
$1,000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
12-Month CD
1.50%
$1,000
Tipton Latham Bank
Tipton Latham Bank
30-Month CD
1.50%
$500
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
12-Month CD
1.26%
$500
Great Plains State Bank
Great Plains State Bank
Savings
1.25%
$10
TD Bank
TD Bank
12-Month CD
1.00%
$250
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
6-Month CD
1.00%
$500
FNB of Ely
FNB of Ely
Money Market
1.00%
$2,500
Bank of Springfield
Bank of Springfield
36-Month CD
0.91%
$1,000
Cape Ann Savings Bank
Cape Ann Savings Bank
24-Month CD
0.75%
$500
Peoples Bank of Kankakee County
Peoples Bank of Kankakee County
Money Market
0.75%
$0
Susquehanna Community Bank
Susquehanna Community Bank
24-Month CD
0.70%
$500
Richland State Bank
Richland State Bank
Money Market
0.65%
$1,000
Greenville National Bank
Greenville National Bank
78-Month CD
0.60%
$1,000
Bank of Buffalo
Bank of Buffalo
18-Month CD
0.40%
$500
First FSB of Angola
First FSB of Angola
12-Month CD
0.35%
$500
Maine Community Bank
Maine Community Bank
24-Month CD
0.35%
$500
First National Bank in Trinidad
First National Bank in Trinidad
Savings
0.25%
$10
United Southern Bank
United Southern Bank
48-Month CD
0.25%
$1,000
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
3-Month CD
0.10%
$1,000
JTNB
JTNB
Savings Account
0.10%
$100
First FSB of Champaign Urbana
First FSB of Champaign Urbana
6-Month CD
0.08%
$1,000
PSB Provident Savings Bank
PSB Provident Savings Bank
Savings Plus
0.01%
$10,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare HPC Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Investment Savings Bank
Investment Savings Bank
7/1 ARM
6.500%
6.218%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
15 Year Fixed
6.250%
6.278%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
15-Year Fixed
6.125%
6.411%
0.000
Missouri Credit Union
Missouri Credit Union
10 Year Fixed
6.375%
6.494%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
20 Year Fixed
6.250%
6.494%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
30 year Fixed
6.375%
6.535%
0.000
Holyoke Credit Union
Holyoke Credit Union
20 Year Fixed
6.375%
6.538%
0.000
Catskill Hudson Bank
Catskill Hudson Bank
15-Year Fixed
6.375%
6.543%
0.000
Y-12 Federal Credit Union
Y-12 Federal Credit Union
15-Year Fixed
6.375%
6.578%
1.000
First Hope Bank
First Hope Bank
15-Year Fixed
6.375%
6.600%
0.000
Institution for Savings
Institution for Savings
30-Year Fixed
6.375%
6.603%
2.000
Sandia Area Federal Credit Union
Sandia Area Federal Credit Union
15 Year Fixed
6.375%
6.611%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
30-Year Fixed
6.375%
6.621%
2.000
Hoosier Hills Credit Union
Hoosier Hills Credit Union
20 Year Fixed
6.500%
6.642%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
30-Year Fixed
6.500%
6.646%
0.500
Genisys Credit Union
Genisys Credit Union
30 Year Fixed
6.625%
6.669%
0.554
Security Service Federal Credit Union
Security Service Federal Credit Union
20-Year Power Rate Fixed
6.500%
6.687%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed
6.625%
6.700%
0.500
First Citizens Federal Credit Union
First Citizens Federal Credit Union
15 Year Fixed
6.500%
6.738%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
30-Year Power Rate Fixed
6.625%
6.769%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
30-Year Fixed Jumbo
6.625%
6.772%
0.500
Northfield Savings Bank
Northfield Savings Bank
15-Year Fixed
6.625%
6.792%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
20-Year Fixed
6.750%
6.811%
0.000
Ballston Spa National Bank
Ballston Spa National Bank
30-Year Fixed
6.750%
6.811%
0.000
Manasquan Bank
Manasquan Bank
5/6 ARM
6.750%
6.834%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare HPC Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
University First Federal Credit Union
University First Federal Credit Union
Visa Student Rewards Card
17.990%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare HPC Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have HPC Credit Union rate data right now, check back for updates, we are adding rates all the time.

HPC Credit Union Information

Credit Union Name: HPC Credit Union
Full Time Employees: 30
Part Time Employees: 4
President: JON BENSON
CEO: DENNIS WERNER
Branch Locations: 4
ATM Locations: 3
Corporate Office Address:
1234 W CHISHOLM ST
ALPENA, MI 49707
Phone Number: 989-354-4698
Fax Number: 989-356-6912

HPC Credit Union Financials

Total Assets:
157,894,427
Total Amount of Shares and Deposits:
136,195,043
Total Shares and Deposits < 1 Year:
132,999,849
Total Shares and Deposits 1 3 Years:
3,195,194
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
5,872,582
Total Uninsured Shares and Deposits > $250K (F+J):
5,872,582
Total Insured Shares and Deposits > $250K (item 17 less item K):
130,322,461
Total Interest Expense (Sum of items 6 8):
693,804
Share Certificates:
770
Number of Accounts for Share Drafts:
4,719
IRA KEOGH Accounts:
675
Number of Accounts for Regular Shares:
9,565
All other shares:
681
Money Market Shares:
626
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
10,752,279
Total Liabilities:
137,726,094
Show More

HPC Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

Certificates of Deposit (CDs) are liquid no-risk investments that can be easily cashed in at any time. A Certificate of Deposit is an account is a time deposit account with a bank, a thrift or credit union. Investors generally receive a higher rate of interest on a CD account than they would on a savings account or money market account.
social-security-planning-your-retirementHaving a comfortable lifestyle in retirement is the goal for most people when they retire. Maintaining your existing lifestyle on less income can be challenging. In fact, figuring out how much income you'll need to retire on is a challenge in itself. 

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CD Rates Higher Than the Average Rates July 10, 2012

HPC Credit Union Reviews

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