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IBEW 26 Federal Credit Union Rates & Review August 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: August 28, 2026

IBEW 26 Federal Credit Union's 12-Month CD rates are at 3.04%, 12-Month IRA CD rates are at 0.01%, 6-Month IRA CD rates are at 0.01%, 6-Month CD rates are at 0.01%. IBEW 26 Federal Credit Union's savings rates are at 0.05%. IBEW 26 Federal Credit Union's Personal Loan Rates are at 8.45%. MonitorBankRates evaluates the financial stability of IBEW 26 Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.55%. Rates last updated and verified on 08/28/2026.

IBEW 26 Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at IBEW 26 Federal Credit Union? Share your experience about IBEW 26 Federal Credit Union by leaving a review below, or read customer reviews before you decide to use IBEW 26 Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.55%
Excellent Lower than avg
IBEW 26 Federal Credit Union
Corporate Office
4371 Parliament Pl Ste C
Lanham, MD 20706
https://www.ibew26fcu.com
Member NCUA

IBEW 26 Federal Credit Union CD Rates

Product Rate APY Term View More
12-Month Share Certificate 3.00% 3.04% 12-months***
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.55%
12-Month IRA Certificate 0.01% 0.01% 12-months***
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.55%
6-Month IRA Certificate 0.01% 0.01% 6-months***
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.55%
6-Month Share Certificate 0.01% 0.01% 6-months***
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.55%

IBEW 26 Federal Credit Union Savings Rates

Product Rate APY View More
IRA Savings 0.05% 0.05%
Min Deposit $300
Min Balance $300
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.55%
Money Market Savings 0.05% 0.05%
Min Deposit $300
Min Balance $300
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.55%
Share Savings 0.05% 0.05%
Min Deposit $5
Min Balance $5
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.55%

IBEW 26 Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Savings 0.05% 0.05%
Min Deposit $300
Min Balance $300
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.55%

IBEW 26 Federal Credit Union Credit Card Rates

Product Rate APR View More
Platinum Credit Card - 9.50%
Details Rates start as low as; APR is variable and based on an individual's creditworthiness and is reviewed annually. Your APR will never fall below our current floor rate of 3.5% and will never be greater than 18%. No annual fee.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.55%

IBEW 26 Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 8.45%
Details Rates start as low as; The rate is determined by your credit score. Your APR will never fall below our current floor rate of 3.5% and will never be greater than 18%.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.55%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for IBEW 26 Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather IBEW 26 Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with IBEW 26 Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name IBEW 26 Federal Credit Union
Website https://www.ibew26fcu.com
Address 4371 Parliament Pl Ste C, Lanham, MD 20706
Phone 301-306-0610
Fax 301-306-0746
President Lambert Marlow
CEO Joshua Urbick
Full-Time Employees 7
Part-Time Employees 1
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.55%
Return on Assets (ROA)
0.2299%
Return on Equity (ROE)
3.1357%
Non-Performing Loans Ratio (NPL)
0.76%
Total Assets
28,991,928
Total Amount of Shares and Deposits
26,286,761
Total Shares and Deposits < 1 Year
26,286,760
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
132,834
Total Uninsured Shares and Deposits > $250K (F+J)
132,834
Total Insured Shares and Deposits > $250K (item 17 less item K)
26,153,927
Total Interest Expense (Sum of items 6 8)
37,362
Share Certificates
53
Number of Accounts for Share Drafts
722
IRA KEOGH Accounts
66
Number of Accounts for Regular Shares
2,902
Non Member Deposits
21
Money Market Shares
2
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,539,639
Total Liabilities
26,867,251
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for IBEW 26 Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About IBEW 26 Federal Credit Union

How many branches does IBEW 26 Federal Credit Union operate?

IBEW 26 Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join IBEW 26 Federal Credit Union?

Yes, to access services at IBEW 26 Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, IBEW 26 Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, IBEW 26 Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does IBEW 26 Federal Credit Union offer online and mobile banking?

Most modern institutions like IBEW 26 Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ibew26fcu.com.

Current IBEW 26 Federal Credit Union Rates

  • 12-Month CD0.01%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.

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