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IBEW Local Union 80 Federal Credit Union Rates and Review January 2026

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IBEW Local Union 80 Federal Credit Union12-month CD rates can be found at 1.76%, 6-month CD rates at 2.47% and 3-month CD rates at 0.30%. Savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.16%. Credit Card rates are at 17.99%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to IBEW Local Union 80 Federal Credit Union rates.

Compare IBEW Local Union 80 Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of IBEW Local Union 80 Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

IBEW Local Union 80 Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at IBEW Local Union 80 Federal Credit Union? Share your experience about IBEW Local Union 80 Federal Credit Union by leaving a review below, or read customer reviews before you decide to use IBEW Local Union 80 Federal Credit Union.

Overall, IBEW Local Union 80 Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

IBEW Local Union 80 Federal Credit Union
Corporate
5307 E Virginia Beach Blvd
Norfolk, VA 23502
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
24-Month CD
4.05%
$500
6-Month CD
3.85%
$1,000
48-Month CD
3.82%
$10,000
24-Month CD
3.55%
$500
60-Month CD
3.30%
$500
24-Month CD
3.30%
$1,000
12-Month CD
3.28%
$1,000
24-Month CD
3.07%
$1,000
24-Month CD (Jumbo)
3.03%
$95,000
24-Month CD
3.00%
$500
48-Month CD
3.00%
$500
12-Month CD
3.00%
$1,000
36-Month CD
2.90%
$1,000
36-Month CD
2.80%
$1,000
36-Month CD
2.78%
$500
12-Month CD
2.77%
$1,000
48-Month CD
2.75%
$1,000
24-Month CD
2.75%
$500
60-Month CD
2.53%
$1,000
48-Month CD
2.50%
$1,000
18-Month CD
2.47%
$500
12-Month CD
2.32%
$1,000
60-Month CD
2.10%
$500
60-Month CD
2.06%
$500
24-Month CD
2.04%
$500
24-Month CD
2.00%
$500
48-Month CD
1.26%
$500
3-Month CD
1.26%
$500
24-Month CD
0.95%
$1,000
12-Month CD
0.70%
$1,000
84-Month CD
0.65%
$500
36-Month CD
0.55%
$500
36-Month CD
0.55%
$500
48-Month CD
0.50%
$500
60-Month CD
0.50%
$500
3-Month CD
0.50%
$500
48-Month CD
0.45%
$50
36-Month CD
0.35%
$1,000
12-Month CD
0.25%
$500
Regular Savings
0.25%
$25
Money Market Savings
0.15%
$1,000
Hometown Money Market
0.10%
$0
Statement Savings
0.05%
$100
Money Market
0.05%
$5,000
Statement Savings
0.05%
$100
Statement Savings
0.02%
$0
Savings
0.01%
$100
UMB Select Checking
0.01%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.500%
6.005%
0.000
6.000%
6.031%
0.000
6.375%
6.662%
0.000
6.000%
6.070%
0.000
5.875%
5.933%
0.000
30-Year Fixed
5.875%
5.935%
0.000
5.625%
6.036%
0.000
30-Year Fixed
5.875%
6.002%
0.000
15-Year Fixed
5.375%
5.660%
0.000
5.750%
6.078%
0.000
30-Year Fixed
5.750%
5.842%
0.000
15-Year Fixed
5.500%
5.579%
0.000
15-Year Fixed
5.625%
5.743%
0.000
15-Year Fixed
5.250%
5.513%
0.500
20 Year Fixed
5.500%
5.640%
0.000
6.000%
6.257%
0.000
4.625%
4.690%
0.000
5.500%
5.556%
0.000
15-Year Fixed
5.750%
5.769%
0.000
5.500%
5.621%
0.000
6.500%
6.748%
0.000
6.000%
6.303%
0.000
5.875%
6.118%
0.000
5.875%
6.055%
0.000
20 Year Fixed
6.500%
6.628%
0.000
20-Year Fixed
5.500%
5.555%
0.000
5.375%
5.652%
0.000
30-Year Fixed
6.000%
6.173%
0.000
5.875%
6.023%
0.000
6.250%
6.350%
0.000
6.500%
6.648%
0.000
30 Year Fixed
5.875%
5.916%
0.000
5.500%
5.786%
2.280
30-Year Fixed
5.625%
5.671%
0.000
10-Year Fixed
5.375%
5.473%
0.000
5.750%
5.801%
0.000
5.875%
5.992%
1.000
5.575%
5.684%
0.000
15-Year Fixed
6.150%
6.386%
0.000
6.125%
6.266%
0.000
30-Year Fixed Jumbo
6.000%
6.015%
0.000
5.375%
5.415%
0.000
15-Year Fixed Jumbo
5.875%
5.961%
0.000
5.750%
5.880%
0.000
5.750%
5.970%
0.250
6.000%
6.090%
0.000
30-Year Fixed
5.500%
5.727%
2.000
15-Year Fixed
5.625%
5.695%
0.000
6.000%
6.174%
0.000
5.750%
6.130%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Visa Crimson Rewards Card
13.740%
Academic VISA® Gold
15.400%
8.900%
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Visa Platinum Preferred Rewards
15.740% - 17.990%
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Platinum Secured Visa
8.750%
Access FCU Visa Classic
13.500%
Rewards Student Classic
16.500%
Credit Limit - $500
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
VISA Platinum with Rewards
8.900%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
10.150%
VISA Platinum without Rewards
7.900%
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Visa Platinum Preferred Starter
17.990%
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Max Rewards Visa Credit Card
15.250%
9.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Consolidation Loans
13.060%
$0
1 - 36
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
8.890%
$0
15.000%
$500 - $1,500
6 - 12
Gold Star Loan
14.200%
$0
48
Access Line Of Credit
16.240%
$0
Debt Consolidation
13.990%
$0
1 - 72
Signature Loans
12.990%
$0
48
Term Line of Credit 84 months
8.000%
$0
11.990%
$0
1 - 12
10.990%
$0 - $10,000
60 - 60
Next Step Loan
10.500%
$0
11.900%
$0 - $15,000
24 - 60
50% Share Secured Loan
6.460% - 14.990%
$0
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
New Signature Loans
8.990%
$0
Credit Builder Loan
9.000%
$0
Education (tuition bill required)
8.250%
$0
60
Debt Consolidation Loan
9.000%
$0
108
10.250% - 10.650%
$3,000 - $25,000
Personal Loans
11.000%
$0
37 - 60
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
7.000%
$500 - $15,000
60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have IBEW Local Union 80 Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: IBEW Local Union 80 Federal Credit Union
Website:
Full Time Employees: 1
Part Time Employees: 0
President: James Huban
CEO: Angela Fortner
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
5307 E Virginia Beach Blvd
Norfolk, VA 23502
Phone Number: 757-480-1767
Fax Number: 757-480-3038

Financials

Total Assets:
1,753,492
Total Amount of Shares and Deposits:
1,532,447
Total Shares and Deposits < 1 Year:
1,532,447
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,532,447
Total Interest Expense (Sum of items 6 8):
717
Number of Accounts for Regular Shares:
746
Non Member Deposits:
36
Money Market Shares:
4
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
568,551
Total Liabilities:
1,533,938
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About IBEW Local Union 80 Federal Credit Union

Is a member application needed to join IBEW Local Union 80 Federal Credit Union?

Yes, to access services at IBEW Local Union 80 Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, IBEW Local Union 80 Federal Credit Union provides a range of mortgage and home equity products.

Is IBEW Local Union 80 Federal Credit Union a safe place to deposit money?

Yes, IBEW Local Union 80 Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does IBEW Local Union 80 Federal Credit Union offer online and mobile banking?

Most modern institutions like IBEW Local Union 80 Federal Credit Union provide digital access including online balance checks and transfers.

Current IBEW Local Union 80 Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions