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ILA 1351 Federal Credit Union Rates and Review January 2026

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ILA 1351 Federal Credit Union12-month CD rates can be found at 0.65%, 6-month CD rates at 3.75% and 3-month CD rates at 3.80%. Savings rates are at 0.25% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.04%. Credit Card rates are at 9.99%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates which you can compare to ILA 1351 Federal Credit Union rates.

Compare ILA 1351 Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of ILA 1351 Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

ILA 1351 Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at ILA 1351 Federal Credit Union? Share your experience about ILA 1351 Federal Credit Union by leaving a review below, or read customer reviews before you decide to use ILA 1351 Federal Credit Union.

Overall, ILA 1351 Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

ILA 1351 Federal Credit Union
ILA 1351 Federal Credit Union
10920 Spencer Hwy
La Porte, TX 77571
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
High Yield Savings
3.80%
$100
12-Month CD
3.75%
$1,000
6-Month CD
3.50%
$500
36-Month CD
3.42%
$1,000
12-Month CD
3.40%
$500
24-Month CD
3.40%
$1,000
18-Month CD
3.28%
$1,000
12-Month CD
3.28%
$1,000
12-Month CD
3.25%
$1,000
18-Month CD
3.25%
$500
18-Month CD
3.25%
$1,000
36-Month CD
3.25%
$500
36-Month CD
3.14%
$250
Rewards Checking
3.05%
$1
12-Month CD
3.03%
$500
6-Month CD
2.76%
$2,500
36-Month CD
2.75%
$100
36-Month CD
2.58%
$500
12-Month CD
2.50%
$1,000
12-Month CD
2.50%
$500
3-Month CD
2.50%
$500
60-Month CD
2.50%
$1,000
12-Month CD (Member Advantage)
2.40%
$500
12-Month CD
2.25%
$1,000
Gold Checking
2.00%
$500
60-Month CD
1.91%
$1,000
60-Month CD
1.41%
$1,000
First Insured Money Market
1.30%
$1,000
48-Month CD
1.05%
$5,000
Money Market Hi-Fi
1.00%
$1
6-Month CD
1.00%
$1,000
48-Month CD
1.00%
$500
48-Month CD
0.90%
$1,000
36-Month CD
0.75%
$500
60-Month CD
0.73%
$500
24-Month CD
0.60%
$1,000
18-Month CD
0.55%
$500
48-Month CD
0.55%
$1,000
36-Month CD
0.55%
$1,000
6-Month CD
0.30%
$0
Money Market
0.25%
$0
Money Market
0.25%
$1,000
Personal Savings
0.25%
$100
Money Market Plus
0.15%
$1,000
Savings
0.11%
$5
12-Month CD
0.10%
$1,000
12-Month CD
0.10%
$500
12-Month CD
0.05%
$2,500
Classic Checking
0.02%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.375%
5.911%
0.000
30 Year Fixed
6.125%
6.360%
0.963
15-Year Fixed (Power Rate)
5.250%
5.510%
0.000
30-Year Fixed
6.125%
6.330%
0.000
6.125%
6.199%
0.000
5.375%
6.280%
0.000
4.875%
5.275%
0.000
30-Year Fixed
6.750%
6.750%
0.000
5.250%
5.430%
0.359
5.115%
5.787%
1.071
15-Year Fixed
5.625%
5.986%
0.000
20-Year Fixed
5.900%
6.129%
0.000
6.000%
6.110%
0.000
10-Year Fixed
5.625%
5.793%
0.000
5.500%
5.799%
0.000
5.700%
5.780%
0.000
6.375%
6.460%
0.000
6.250%
6.389%
0.000
15-Year Fixed (Jumbo)
6.000%
6.000%
0.000
30-Year Fixed
6.125%
6.226%
0.000
6.375%
6.544%
0.000
30-Year Fixed
5.750%
5.886%
0.000
6.250%
7.325%
0.000
5.375%
5.375%
0.125
5.575%
5.684%
0.000
5.875%
5.931%
0.000
30 Year Fixed
5.875%
5.916%
0.000
6.000%
6.303%
0.000
5.500%
5.820%
0.000
30-Year (Jumbo)
6.000%
6.011%
0.000
30-Year Fixed
6.000%
6.090%
0.000
15-Year Fixed Jumbo
6.000%
6.111%
0.000
6.000%
6.239%
0.000
30-Year Fixed (Jumbo)
5.625%
5.633%
0.000
5/5 ARM High LTV
5.250%
6.143%
1.000
5.240%
6.315%
0.000
15-Year Fixed Jumbo
5.750%
5.803%
0.000
6.500%
6.582%
0.000
30 Year Fixed Jumbo
6.250%
6.282%
0.000
30-Year Fixed
5.875%
5.923%
0.000
4.740%
7.533%
0.000
5.875%
6.099%
0.000
5.750%
5.923%
0.000
6.000%
6.031%
0.000
15-Year Fixed Bi-weekly
5.375%
5.508%
0.000
30-Year Fixed
7.250%
7.402%
0.000
5.625%
6.072%
0.000
15 Year Fixed
5.375%
5.608%
0.000
5.875%
5.985%
1.000
5.750%
6.309%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
8.900% - 13.900%
Based upon credit worthiness.
VISA Credit Card
11.900%
No annual fee
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
18.000%
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Visa Signature® Cash Back
17.750%
16.240% - 27.240%
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
18.000%
Visa Platinum Clarity
15.990%
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Visa Crimson Card
13.240%
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
14.000%
14.240%
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Platinum Preferred Starter
17.990%
VISA Traditional
14.240% - 18.000%
Access FCU Visa Classic
13.500%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
10.700%
$0 - $10,000
60 - 60
Consolidation Loans
13.060%
$0
1 - 36
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
11.900%
$0 - $15,000
24 - 60
12.990%
$0
1 - 24
Line of Credit Variable
16.740%
$0
12.990%
$0
13 - 60
10.250% - 17.950%
$0
1 - 36
10.000%
$0
12 - 12
Debt Consolidation
13.990%
$0
1 - 72
Refinanced Signature Loans
18.000%
$0
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
10.250% - 17.950%
$0
1 - 36
18.000%
$0 - $500
5
Unsecured (Signature) Loan
11.000%
$0 - $500
Debt Consolidated
9.490%
$500
36
Personal Line of Credit
9.500%
$0
10.990%
$500
36
9.990%
$0
1 - 60
Personal Signature Loans
14.000%
$0
60
A+ Personal Loan
8.990%
$0
84
Debt Consolidation Loan
9.000%
$0
108
Summer/Holiday Loans
9.500%
$0
Personal Signature Loan
11.000%
$0
96
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have ILA 1351 Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: ILA 1351 Federal Credit Union
Full Time Employees: 4
Part Time Employees: 1
President: Richard Newcomb
CEO: Ann Phelps
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
10920 Spencer Hwy
La Porte, TX 77571
Phone Number: 281-470-1813
Fax Number: 281-470-9400

Financials

Total Assets:
16,645,718
Total Amount of Shares and Deposits:
13,590,155
Total Shares and Deposits < 1 Year:
13,514,341
Total Shares and Deposits 1 3 Years:
75,814
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
927,993
Total Uninsured Shares and Deposits > $250K (F+J):
927,993
Total Insured Shares and Deposits > $250K (item 17 less item K):
12,662,162
Total Interest Expense (Sum of items 6 8):
40,498
Share Certificates:
35
Number of Accounts for Share Drafts:
334
Number of Accounts for Regular Shares:
1,108
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,125,965
Total Liabilities:
13,753,450
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About ILA 1351 Federal Credit Union

Is a member application needed to join ILA 1351 Federal Credit Union?

Yes, to access services at ILA 1351 Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, ILA 1351 Federal Credit Union provides a range of mortgage and home equity products.

Is ILA 1351 Federal Credit Union a safe place to deposit money?

Yes, ILA 1351 Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does ILA 1351 Federal Credit Union offer online and mobile banking?

Most modern institutions like ILA 1351 Federal Credit Union provide digital access including online balance checks and transfers.

Current ILA 1351 Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions