Indiana Heartland Federal Credit Union Rates and Review January 2026
Compare Indiana Heartland Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Indiana Heartland Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityIndiana Heartland Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Indiana Heartland Federal Credit Union? Share your experience about Indiana Heartland Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Indiana Heartland Federal Credit Union. Overall, Indiana Heartland Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Indiana Heartland Federal Credit Union indiana heartland federal credit union 402 S Berkley Rd kokomo, IN 46901  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonSIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Line of Credit
11.500% - 18.000%
$0 - $5,000
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Summer/Holiday Loans
9.500%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Indiana Heartland Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Indiana Heartland Federal Credit Union
Website: https://www.indianaheartland.org
Full Time Employees: 8Part Time Employees: 1 President: karen windsor CEO: buffey hedrick Branch Locations: 1 ATM Locations: 1 Corporate Office Address:
402 S Berkley Rd
kokomo, IN 46901 Phone Number: 765-854-3067 Fax Number: 765-854-3069 FinancialsTotal Assets:
45,858,866
Total Amount of Shares and Deposits:
40,511,660
Total Shares and Deposits < 1 Year:
38,051,418
Total Shares and Deposits 1 3 Years:
1,997,931
Total Shares and Deposits > 3 Years:
462,311
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,227,966
Total Uninsured Shares and Deposits > $250K (F+J):
2,231,019
Total Insured Shares and Deposits > $250K (item 17 less item K):
38,280,641
Total Interest Expense (Sum of items 6 8):
813,502
Share Certificates:
329
Number of Accounts for Share Drafts:
2,873
Number of Accounts for Regular Shares:
5,966
Non Member Deposits:
12
Net Income (unless the amount is already included in Undivided Earnings):
632,967
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,983,697
Total Liabilities:
40,674,337
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Indiana Heartland Federal Credit UnionIs a member application needed to join Indiana Heartland Federal Credit Union?Yes, to access services at Indiana Heartland Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Indiana Heartland Federal Credit Union provides a range of mortgage and home equity products. Is Indiana Heartland Federal Credit Union a safe place to deposit money?Yes, Indiana Heartland Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Indiana Heartland Federal Credit Union offer online and mobile banking?Most modern institutions like Indiana Heartland Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.90%, 6-month CD rates at 3.84% and 3-month CD rates at 3.75%. Savings rates are at 0.10% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 6.51%. Credit Card rates are at 11.90%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to 
