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 Industrial Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Industrial Federal Credit Union's 3 month K ***SPECIAL*** CDs rates are at 4.06%, 3 month K CDs rates are at 4.06%, 3 month CDs rates are at 4.06%, 12 month Youth CDs rates are at 3.91%, 12 month CDs rates are at 3.80%. Industrial Federal Credit Union's savings rates are at 0.10%. Industrial Federal Credit Union's Personal Loan Rates are at 8.74%. MonitorBankRates evaluates the financial stability of Industrial Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.23%. Rates were last updated on 04/18/2026. Industrial Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Industrial Federal Credit Union? Share your experience about Industrial Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Industrial Federal Credit Union. Industrial Federal Credit Union
Main Office 1115 Sagamore Pkwy S
https://www.ifcu.com Lafayette, IN 47905 
Industrial Federal Credit Union CD Rates
Industrial Federal Credit Union Savings Rates
Industrial Federal Credit Union Checking Rates
Industrial Federal Credit Union Mortgage Rates
Industrial Federal Credit Union Home Equity & HELOC
Industrial Federal Credit Union Credit Card Rates
Industrial Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Industrial Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Industrial Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Industrial Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Industrial Federal Credit Union
Website
https://www.ifcu.com
Address
1115 Sagamore Pkwy S,
Lafayette, IN 47905
Phone
765-771-8000
Fax
765-448-1891
President
Albert Davis Jr
CEO
Kevin Umlauf
Full-Time Employees
95
Part-Time Employees
2
Branch Locations
9
ATM Locations
20
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.23%
Return on Assets (ROA)
0.6797%
Return on Equity (ROE)
7.6454%
Non-Performing Loans Ratio (NPL)
0.66%
Total Assets
333,637,019
Total Amount of Shares and Deposits
300,905,102
Total Shares and Deposits < 1 Year
289,967,331
Total Shares and Deposits 1 3 Years
8,588,807
Total Shares and Deposits > 3 Years
2,348,964
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
8,676,719
Total Uninsured Shares and Deposits > $250K (F+J)
8,676,719
Total Insured Shares and Deposits > $250K (item 17 less item K)
292,228,383
Total Interest Expense (Sum of items 6 8)
3,067,893
Share Certificates
2,091
Number of Accounts for Share Drafts
19,312
IRA KEOGH Accounts
731
Number of Accounts for Regular Shares
38,297
All other shares
230
Money Market Shares
3,366
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
40,568,954
Total Liabilities
304,038,985
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Industrial Federal Credit UnionIs Industrial Federal Credit Union a safe place to deposit money?Yes, Industrial Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 5.2300113221572%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Industrial Federal Credit Union operate?Industrial Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Industrial Federal Credit Union?Yes, to access services at Industrial Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Industrial Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Industrial Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Industrial Federal Credit Union offer online and mobile banking?Most modern institutions like Industrial Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ifcu.com. Current Industrial Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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