InRoads Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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InRoads Federal Credit Union12-month CD rates can be found at 3.92%, 6-month CD rates at 0.90% and 3-month CD rates at 4.32%. Savings rates are at 0.65% and money market rates are at 0.03%. Mortgage rates on 30-year fixed loans are around 6.58%. Credit Card rates are at 10.90%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to InRoads Federal Credit Union rates.

Compare InRoads Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of InRoads Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

InRoads Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at InRoads Federal Credit Union? Share your experience about InRoads Federal Credit Union by leaving a review below, or read customer reviews before you decide to use InRoads Federal Credit Union.

Overall, InRoads Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
InRoads Federal Credit Union
InRoads Administration Center
1720 Saint Helens St
Saint Helens, OR 97051 1745
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare InRoads Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
La Capitol Federal Credit Union
La Capitol Federal Credit Union
Choice Checking
5.75%
$50
Great Plains State Bank
Great Plains State Bank
Kasasa Checking
5.00%
$100
Primis Bank
Primis Bank
Savings
4.20%
$1
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
12-Month CD
4.16%
$2,500
Credit Human Federal Credit Union
Credit Human Federal Credit Union
60-Month CD
3.95%
$500
Acadia Federal Credit Union
Acadia Federal Credit Union
18-Month CD
3.85%
$1,000
FCN Bank, N.A.
FCN Bank, N.A.
12-Month CD
3.79%
$1,000
CFG Bank
CFG Bank
36-Month CD
3.75%
$500
Comerica Bank & Trust, N.A.
Comerica Bank & Trust, N.A.
6-Month CD
3.75%
$5,000
Vermont State Bank
Vermont State Bank
48-Month CD
3.72%
$500
F&M Bank of St. Clair
F&M Bank of St. Clair
24-Month CD
3.60%
$500
Metz Banking Company
Metz Banking Company
48-Month CD
3.56%
$1,000
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
24-Month CD
3.55%
$500
MountainOne Bank
MountainOne Bank
12-Month CD
3.50%
$1,000
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
18-Month CD
3.30%
$1,000
First Bank Hampton
First Bank Hampton
24-Month CD
3.10%
$1,000
United State Bank Lewistown, MO
United State Bank Lewistown, MO
12-Month CD
3.10%
$1,000
Shoreham Bank
Shoreham Bank
36-Month CD
3.00%
$1,000
Camp Grove State Bank
Camp Grove State Bank
24-Month CD
3.00%
$1,000
Alpena-Alcona Area Credit Union
Alpena-Alcona Area Credit Union
48-Month CD
2.78%
$500
Old Dominion National Bank
Old Dominion National Bank
Prime Personal Money Market
2.76%
$10,000
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
48-Month CD
2.52%
$500
Axiom Bank
Axiom Bank
48-Month CD
2.50%
$500
FNB of Raymond
FNB of Raymond
48-Month CD
2.02%
$1,000
Delaware NB of Delhi
Delaware NB of Delhi
12-Month CD
1.61%
$100
Bank of Herrin
Bank of Herrin
36-Month CD
1.53%
$1,000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
48-Month CD
1.35%
$500
RBT Rollstone B&T
RBT Rollstone B&T
60-Month CD
1.30%
$500
Champlain National Bank
Champlain National Bank
36-Month CD
1.26%
$500
Great Plains State Bank
Great Plains State Bank
Savings
1.25%
$10
FNB of Waverly
FNB of Waverly
36-Month CD
1.21%
$1,000
Great Plains State Bank
Great Plains State Bank
Money Market
1.20%
$1,000
The Victory Bank
The Victory Bank
60-Month CD
0.85%
$500
Connection Bank
Connection Bank
36-Month CD
0.75%
$1,000
Cayuga Lake National Bank
Cayuga Lake National Bank
Money Market
0.60%
$100,000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
60-Month CD
0.60%
$1,000
Greenville National Bank
Greenville National Bank
78-Month CD
0.60%
$1,000
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
36-Month CD
0.55%
$500
Spencer Savings Bank
Spencer Savings Bank
36-Month CD
0.50%
$1,000
First Federal S&L of Lakewood
First Federal S&L of Lakewood
24-Month CD
0.35%
$500
Bath State Bank
Bath State Bank
24-Month CD
0.30%
$500
Harbor Bank of Maryland
Harbor Bank of Maryland
Investment Money Market
0.25%
$2,500
F&M Bank Laotto, IN
F&M Bank Laotto, IN
36-Month CD (Dream Maker)
0.20%
$250
Milford Bank
Milford Bank
24-Month CD
0.15%
$1,000
Somerset Trust Company
Somerset Trust Company
Statement Savings
0.11%
$100
National Iron Bank
National Iron Bank
Money Market
0.10%
$25,000
Apple Federal Credit Union
Apple Federal Credit Union
Regular Savings
0.10%
$5
BankOrion
BankOrion
Statement Savings
0.05%
$0
Old Dominion National Bank
Old Dominion National Bank
First Choice Savings
0.05%
$100
Bank Five Nine
Bank Five Nine
Statement Savings
0.04%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare InRoads Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed (Jumbo)
5.500%
5.591%
0.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
15-Year Fixed
5.500%
5.661%
0.000
Somerset Savings Bank
Somerset Savings Bank
15-Year Fixed
5.500%
5.683%
0.000
StonehamBank
StonehamBank
15-Year Fixed
5.625%
5.733%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
10-Year Fixed
5.625%
5.809%
0.000
Old National Bank
Old National Bank
15-Year Fixed
5.750%
5.830%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
15-Year Fixed
5.750%
5.881%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
10 Year Fixed
5.500%
5.930%
0.000
Community First Bank Rosholt, WI
Community First Bank Rosholt, WI
15-Year Fixed
5.750%
5.981%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
15 Year Fixed
5.875%
6.027%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
30-Year Fixed
5.875%
6.031%
0.000
USB Union Savings Bank
USB Union Savings Bank
15-Year Fixed
5.875%
6.087%
0.000
Somerset Savings Bank
Somerset Savings Bank
30-Year Fixed
6.000%
6.133%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
7/1 ARM
5.500%
6.141%
0.000
American Bank
American Bank
15-Year Fixed
5.875%
6.173%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
20-Year Fixed
6.125%
6.174%
0.000
Missouri Credit Union
Missouri Credit Union
15 Year Fixed
6.125%
6.209%
0.000
FCN Bank, N.A.
FCN Bank, N.A.
20-Year Fixed
6.125%
6.222%
0.000
Meridian Trust Federal Credit Union
Meridian Trust Federal Credit Union
20 Year Fixed
6.000%
6.244%
0.000
Collinsville Bank
Collinsville Bank
20-Year Fixed
6.125%
6.270%
0.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
15-Year Fixed
6.125%
6.280%
0.000
USB Union Savings Bank
USB Union Savings Bank
5/1 ARM
5.500%
6.305%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
30-Year Fixed
6.250%
6.335%
0.000
Catskill Hudson Bank
Catskill Hudson Bank
10/6 ARM
5.875%
6.337%
0.000
Great Lakes Credit Union
Great Lakes Credit Union
15 Year Fixed
5.875%
6.356%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare InRoads Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Canyon View Credit Union
Canyon View Credit Union
Visa Secure Card
13.740%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare InRoads Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
ACFCU
ACFCU
Line of Credit
13.700%
$0
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have InRoads Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

InRoads Federal Credit Union Information

Credit Union Name: InRoads Federal Credit Union
Full Time Employees: 83
Part Time Employees: 3
President: Lea Chitwood
CEO: Nathan Cox
Branch Locations: 3
ATM Locations: 4
Corporate Office Address:
1720 Saint Helens St
Saint Helens, OR 97051 1745
Phone Number: 503-397-2376
Fax Number: 503-397-0688

InRoads Federal Credit Union Financials

Total Assets:
379,137,936
Total Amount of Shares and Deposits:
322,405,614
Total Shares and Deposits < 1 Year:
319,478,748
Total Shares and Deposits 1 3 Years:
2,312,104
Total Shares and Deposits > 3 Years:
614,763
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
23,937,628
Total Uninsured Shares and Deposits > $250K (F+J):
23,952,730
Total Insured Shares and Deposits > $250K (item 17 less item K):
298,452,884
Total Interest Expense (Sum of items 6 8):
1,681,103
Share Certificates:
1,271
Number of Accounts for Share Drafts:
13,564
IRA KEOGH Accounts:
239
Number of Accounts for Regular Shares:
20,234
Non Member Deposits:
1
Money Market Shares:
2,689
Net Income (unless the amount is already included in Undivided Earnings):
158,893
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
9,181,712
Total Liabilities:
357,986,103
Show More

InRoads Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

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InRoads Federal Credit Union Reviews

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