Instep Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Instep Credit Union12-month CD rates can be found at 4.40%, 6-month CD rates at 4.20% and 3-month CD rates at 0.65%. Savings rates are at 1.50% and money market rates are at 0.30%. Mortgage rates on 30-year fixed loans are around 6.40%. Credit Card rates are at 14.00%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates which you can compare to Instep Credit Union rates.

Compare Instep Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Instep Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Instep Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Instep Credit Union? Share your experience about Instep Credit Union by leaving a review below, or read customer reviews before you decide to use Instep Credit Union.

Overall, Instep Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Instep Credit Union
INSTEP CU
400 Russell Ave Bldg 509
New Orleans, LA 70143 5077
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Instep Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Andrews Federal Credit Union
Andrews Federal Credit Union
Kasasa Checking
5.50%
$0
Perennial Bank
Perennial Bank
12-Month CD
4.04%
$1,000
New Albin Savings Bank
New Albin Savings Bank
48-Month CD
3.80%
$1,000
BankPurley
BankPurley
36-Month CD
3.75%
$1,000
Vystar Credit Union
Vystar Credit Union
24-Month CD
3.70%
$500
Palo Savings Bank
18-Month CD
3.49%
$1,000
Hughes Federal Credit Union
Hughes Federal Credit Union
36-Month CD
3.46%
$1,000
MapleMark Bank
MapleMark Bank
24-Month CD
3.40%
$25,000
Sikorsky Credit Union
Sikorsky Credit Union
36-Month CD
3.40%
$500
First State Bank of Beecher City
First State Bank of Beecher City
60-Month CD
3.30%
$500
First State Bank of Beecher City
First State Bank of Beecher City
30-Month CD
3.30%
$500
First FSB of Mascoutah
First FSB of Mascoutah
30-Month CD
3.29%
$1,000
Generations Commercial Bank
12-Month CD
3.25%
$500
First Federal Bank of Kansas City
First Federal Bank of Kansas City
60-Month CD
3.00%
$1,000
Wakefield Co-operative Bank
Wakefield Co-operative Bank
60-Month CD
3.00%
$500
Farmers Bank of Appomattox
Farmers Bank of Appomattox
24-Month CD
2.75%
$1,000
Gateway Commercial Bank
Gateway Commercial Bank
6-Month CD
2.53%
$1,000
First Bank Ketchikan, AK
First Bank Ketchikan, AK
12-Month CD
2.05%
$0
Abington Bank
Abington Bank
24-Month CD
2.00%
$1,000
OSB Odin State Bank
OSB Odin State Bank
24-Month CD
1.76%
$10,000
Security FSB
Security FSB
24-Month CD
1.76%
$500
Park Bank
Park Bank
18-Month CD
1.69%
$2,500
First Security Bank of Deer Lodge
First Security Bank of Deer Lodge
3-Month CD
1.51%
$1,000
HomeBank
36-Month CD
1.51%
$2,500
South Ottumwa SB
South Ottumwa SB
36-Month CD
1.50%
$500
Vast Bank
Vast Bank
3-Month CD
1.50%
$1,000
Clinton Bank
Clinton Bank
12-Month CD
1.41%
$500
The Citizens Bank Company
The Citizens Bank Company
48-Month CD
1.31%
$1,000
1st Community Credit Union
1st Community Credit Union
Money Market
1.11%
$1,000
Huron Valley State Bank
Huron Valley State Bank
Statement Savings
1.00%
$1
First Security Bank of Deer Lodge
First Security Bank of Deer Lodge
Regular Savings
1.00%
$100
First Bank Waverly, IA
First Bank Waverly, IA
24-Month CD
1.00%
$1,000
Midwest Heritage Bank
Midwest Heritage Bank
Money Market
0.85%
$1,000
The Victory Bank
The Victory Bank
36-Month CD
0.65%
$500
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
24-Month CD
0.60%
$500
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
18-Month CD
0.55%
$500
Municipal Bank
Municipal Bank
24-Month CD
0.50%
$1,000
Security Federal Bank
Security Federal Bank
Money Market
0.50%
$1,500
First National Bank in Pinckneyville
First National Bank in Pinckneyville
30-Month CD
0.40%
$500
UCB Milford, IA
UCB Milford, IA
Passbook Savings
0.35%
$0
F&M Bank and Trust Company
F&M Bank and Trust Company
12-Month CD
0.25%
$5,000
Volunteer State Bank
Volunteer State Bank
Premium Money Market
0.25%
$100
Centinel Bank of Taos
Centinel Bank of Taos
NOW Checking
0.20%
$0
Mercer Savings Bank
Mercer Savings Bank
Money Market
0.15%
$50,000
Reliance Bank
Reliance Bank
Reliance Savings
0.10%
$100
Brattleboro S&L
Brattleboro S&L
Statement Savings
0.10%
$250
FNB of Absecon
FNB of Absecon
12-Month CD
0.10%
$0
Connecticut Community Bank
Connecticut Community Bank
Statement Savings
0.05%
$100
The Bank of Tioga
The Bank of Tioga
Money Market
0.03%
$2,500
Badger Bank
Badger Bank
Holiday Club Savings
0.02%
$5
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Instep Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
15-Year Fixed
5.000%
5.255%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
10-Year Fixed
5.375%
5.552%
0.500
Addition Financial Credit Union
Addition Financial Credit Union
15-Year Fixed
5.500%
5.681%
0.000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
15-Year Fixed
5.500%
5.691%
0.471
PNB of Kewanee
PNB of Kewanee
30-Year Fixed
5.560%
5.730%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM Jumbo
5.750%
5.784%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
10 Year Fixed
5.500%
5.820%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
20-Year Fixed
5.625%
5.831%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 ARM
5.500%
5.856%
0.250
The Bank of Brodhead
The Bank of Brodhead
15-Year Fixed
5.750%
5.882%
0.000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
20-Year Fixed
5.750%
5.918%
0.250
Sheboygan Area Credit Union
Sheboygan Area Credit Union
15-Year Fixed
5.875%
5.936%
0.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
20-Year Fixed
5.875%
6.004%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
30-Year Fixed
6.000%
6.031%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
15-Year Fixed
5.750%
6.038%
0.000
The Bank of Brodhead
The Bank of Brodhead
30-Year Fixed
6.000%
6.043%
0.000
Unity Bank
Unity Bank
15-Year Fixed
6.000%
6.047%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
15-Year Fixed
5.875%
6.095%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
30-Year Fixed
6.000%
6.150%
1.250
Ideal Credit Union
Ideal Credit Union
5/1 ARM
5.375%
6.198%
0.000
Morton Lane Federal Credit Union
Morton Lane Federal Credit Union
15 Year Fixed
6.000%
6.229%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
20 Year Fixed
6.250%
6.256%
0.000
Greenville National Bank
Greenville National Bank
5-Year ARM
6.250%
6.275%
0.000
Partners Federal Credit Union
Partners Federal Credit Union
5/1 ARM
5.750%
6.308%
0.000
Manasquan Bank
Manasquan Bank
30-Year Fixed
6.250%
6.327%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Instep Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Instep Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Instep Credit Union rate data right now, check back for updates, we are adding rates all the time.

Instep Credit Union Information

Credit Union Name: Instep Credit Union
Full Time Employees: 23
Part Time Employees: 1
President: Emanuel Stevenson
CEO: Helen Delin
Branch Locations: 2
ATM Locations: 3
Corporate Office Address:
400 Russell Ave Bldg 509
New Orleans, LA 70143 5077
Phone Number: 504-678-3563
Fax Number: 504-678-3901

Instep Credit Union Financials

Total Assets:
48,535,505
Total Amount of Shares and Deposits:
39,940,939
Total Shares and Deposits < 1 Year:
39,406,422
Total Shares and Deposits 1 3 Years:
531,017
Total Shares and Deposits > 3 Years:
3,500
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
962,255
Total Uninsured Shares and Deposits > $250K (F+J):
962,255
Total Insured Shares and Deposits > $250K (item 17 less item K):
38,978,684
Total Interest Expense (Sum of items 6 8):
247,277
Share Certificates:
106
Number of Accounts for Share Drafts:
3,914
IRA KEOGH Accounts:
80
Number of Accounts for Regular Shares:
5,907
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,258,921
Total Liabilities:
40,761,583
Show More

Instep Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
Yes
Online Financial Literacy?:
Yes
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 09/30/2023

Explore Other Rate Deals

Mortgage rates increased in the latest survey released this morning. Home mortgage interest rates increased after making all-time lows in the prior week's Mortgage Applications Survey released by the Mortgage Bankers Association. Both 30 year mortgage rates and 15 year mortgage rates are increased from the lowest point ever in last week's mortgage survey.
Now that the government is open again and the debt ceiling limit has been suspended until early February, short term bond rates have fallen back to normal levels. During this time long term bond rates barely moved higher and have since declined. Also during this time, short term CD rates, savings rates, and money market rates remained pretty much the same.
American Express Bank, the banking division of the credit card company American Express, continues to offer one of the highest savings account rates available. Amex savings rates are current at 1.00% with a yield of 1.00%. Amex's savings rate is slightly better than Ally Bank and Aurora Bank's savings account rates.

Bank or Credit Union Offers and Deals

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New Jersey (NJ) Jumbo Mortgage Rates Today
Mortgage Rates October 1, 30 Year Mortgage Rates at 4.05%, 15 Year Rates at 3.34%
Average CD Rates Hold Steady this Week Despite Negative Unemployment Report
American Bank Money Market Account Rates now at 0.10%
Personal Income, Outlays and Current Savings Rates in the United States
MBA - 30 Year Mortgage Rates at 5.02%, Mortgage Applications Drop
Mortgage Rates Today July 25, 2012: Rates at New Low

Alternative Bank and Credit Union Offers to Explore

CD or Savings Account, which is Best for Retirees?
Brilliant Bank CD Rates: 15-Month CD Rate at 4.85% APY
CD Rates This Week: Highest CD Rates on 1 Year Certificates of Deposit at 1.05% APY
Low Mortgage Rates and Low Home Inventory Cause Biggest Home Price Gains Since 2006
Bread Financial CD Rates: Top Rate 5.60% APY 12-Month CD
Mortgage Rates: APY vs. APR
Current Mortgage Rates - November 9, 2009
Credit Union CD Rates
Mortgage Rates Lower: 30 Year Mortgage Rates at 4.91%, 15 year Mortgage Rates at 4.24%
Mortgage Rates Decline This Week: Mortgage Rates on 30 Year Loans at 4.14%

Instep Credit Union Reviews

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