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Kansas City Credit Union

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Kansas City Credit Union Rates & Review April 2026

Q: How many branches does Kansas City Credit Union operate?

Kansas City Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Kansas City Credit Union?

Yes, to access services at Kansas City Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Kansas City Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 27, 2026

You can compare Kansas City Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.46%, 6-month share certificate rates at 0.35% and 3-month share certificate rates at 0.20%. Savings rates are at 0.25% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.50%. All these rates can be compared to Kansas City Credit Union rates. MonitorBankRates evaluates the financial stability of Kansas City Credit Union with a 3.9 Star Rating, an C Overall Health Grade, and a Texas Ratio of 28.03%. Rates were last updated on 04/27/2026.

Kansas City Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Kansas City Credit Union? Share your experience about Kansas City Credit Union by leaving a review below, or read customer reviews before you decide to use Kansas City Credit Union.

Overall Health & Safety Grade

Average Health Score: 75/100

MonitorBankRates Rating

3.9

Very Good Out of 5.0 Stars

Texas Ratio

28.03%

Good Higher than avg

Kansas City Credit Union
Main

5110 Ararat Dr
Kansas City, MO 64129 1917

https://www.kccu.net

Current Rate Availability

We do not have Kansas City Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Kansas City Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Kansas City Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Kansas City Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Kansas City Credit Union

Website https://www.kccu.net

Address 5110 Ararat Dr, Kansas City, MO 64129 1917

Phone 816-861-5700

Fax 816-861-5703

President Janice Smith

CEO Justin Wolfe

Full-Time Employees 14

Part-Time Employees 4

Branch Locations 3

ATM Locations 5

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

3.9 / 5.0 ★

Overall Health & Safety Grade

C (75/100)

Texas Ratio

28.03%

Return on Assets (ROA)

1.2027%

Return on Equity (ROE)

14.3034%

Non-Performing Loans Ratio (NPL)

3.21%

Total Assets

46,280,437

Total Amount of Shares and Deposits

42,075,277

Total Shares and Deposits < 1 Year

41,460,537

Total Shares and Deposits 1 3 Years

253,640

Total Shares and Deposits > 3 Years

361,100

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,592,184

Total Uninsured Shares and Deposits > $250K (F+J)

1,592,184

Total Insured Shares and Deposits > $250K (item 17 less item K)

40,483,093

Total Interest Expense (Sum of items 6 8)

256,923

Share Certificates

190

Number of Accounts for Share Drafts

3,294

Number of Accounts for Regular Shares

6,274

Non Member Deposits

Money Market Shares

195

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

6,020,721

Total Liabilities

42,424,313

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Kansas City Credit Union yet. Feel free to create one below.

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Frequently Asked Questions About Kansas City Credit Union

Is Kansas City Credit Union a safe place to deposit money?

Yes, Kansas City Credit Union is considered a safe financial institution. With a Texas Ratio of 28.032217909552%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Kansas City Credit Union operate?

Kansas City Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Kansas City Credit Union?

Yes, to access services at Kansas City Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Kansas City Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Kansas City Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Kansas City Credit Union offer online and mobile banking?

Most modern institutions like Kansas City Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.kccu.net.