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Kansas State University Federal Credit Union Rates & Review April 2026

Kansas State University Federal Credit Union's CD of Deposit 1 Year rates are at 3.50%, CD of Deposit 5 Year rates are at 3.40%, CD of Deposit 3 Year rates are at 3.30%, CD of Deposit 2 Year rates are at 3.25%, CD of Deposit 180 Days rates are at 3.20%. Kansas State University Federal Credit Union's money market rates are at 0.00%. MonitorBankRates evaluates the financial stability of Kansas State University Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.26%. Rates were last updated on 04/11/2026.

Kansas State University Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Kansas State University Federal Credit Union? Share your experience about Kansas State University Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Kansas State University Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.26%
Excellent Lower than avg
Kansas State University Federal Credit Union
East Office
601 McCall Rd
Manhattan, KS 66502
https://www.kstatecu.com
Member NCUA

Kansas State University Federal Credit Union CD Rates

Product Rate APY Term View More
Share Certificate of Deposit 1 Year - 3.50%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.26%
Share Certificate of Deposit 5 Year - 3.40%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.26%
Share Certificate of Deposit 3 Year - 3.30%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.26%
Share Certificate of Deposit 2 Year - 3.25%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.26%
Share Certificate of Deposit 180 Days - 3.20%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.26%
Share Certificate of Deposit 90 Days - 3.00%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.26%

Kansas State University Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market - 0.95%
Min Balance $40,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.26%
Money Market - 0.75%
Min Balance $15,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.26%
Money Market - 0.60%
Min Balance $5,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.26%
Money Market - 0.50%
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.26%
Money Market - 0.00%
Min Balance $0
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.26%

Kansas State University Federal Credit Union Checking Rates

Product Rate APY View More
Checking (Dividend Bearing) - 0.20%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.26%

Kansas State University Federal Credit Union Credit Card Rates

Product Rate APR View More
VISA Credit Card - 11.90%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.26%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Kansas State University Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Kansas State University Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Kansas State University Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Kansas State University Federal Credit Union
Address 601 McCall Rd, Manhattan, KS 66502
Phone 785-776-3003
Fax 785-323-1855
President Dorothy Doan
CEO LaRae Kraemer
Full-Time Employees 28
Part-Time Employees 7
Branch Locations 3
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.26%
Return on Assets (ROA)
0.6989%
Return on Equity (ROE)
6.4246%
Non-Performing Loans Ratio (NPL)
0.81%
Total Assets
135,234,041
Total Amount of Shares and Deposits
118,009,308
Total Shares and Deposits < 1 Year
116,037,751
Total Shares and Deposits 1 3 Years
1,416,647
Total Shares and Deposits > 3 Years
554,910
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
8,227,519
Total Uninsured Shares and Deposits > $250K (F+J)
8,227,519
Total Insured Shares and Deposits > $250K (item 17 less item K)
109,781,789
Total Interest Expense (Sum of items 6 8)
1,183,527
Share Certificates
1,060
Number of Accounts for Share Drafts
6,475
IRA KEOGH Accounts
53
Number of Accounts for Regular Shares
12,380
Money Market Shares
505
Net Income (unless the amount is already included in Undivided Earnings)
945,201
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
12,764,192
Total Liabilities
120,521,832
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Kansas State University Federal Credit Union

Is Kansas State University Federal Credit Union a safe place to deposit money?

Yes, Kansas State University Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 4.2573688288414%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Kansas State University Federal Credit Union operate?

Kansas State University Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Kansas State University Federal Credit Union?

Yes, to access services at Kansas State University Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Kansas State University Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Kansas State University Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Kansas State University Federal Credit Union offer online and mobile banking?

Most modern institutions like Kansas State University Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.kstatecu.com.

Current Kansas State University Federal Credit Union Rates

  • 12-Month CD3.50%
  • 24-Month CD3.25%
  • 60-Month CD3.40%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.