What are the current interest rates at Kauai Federal Credit Union?

Current rates for Kauai Federal Credit Union include: 12-Month CD: 3.03%, 18-Month CD: 4.00%, 24-Month CD: 3.03%, 60-Month CD: 3.03%, Savings: 4.00%, MMA: 0.40%

MonitorBankRates

☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

Home›
Credit Unions›
Kauai Federal Credit Union

iAdvertiser Disclosure

Kauai Federal Credit Union Rates & Review October 2026

Q: Is a member application needed to join Kauai Federal Credit Union?

Yes, to access services at Kauai Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Kauai Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Kauai Federal Credit Union's top rates as of October 12, 2026 are 4.20% APY on its 18 Month Jumbo CDs CD, 4.00% APY on savings, 0.40% APY on money market accounts, 0.05% APY on checking, and auto loans from 5.25% APR, according to rates verified by MonitorBankRates. Other Kauai Federal Credit Union CD rates include 24 Month Jumbo CDs at 4.20%, 36 Month Jumbo CDs at 4.20%, and 48 Month Jumbo CDs at 4.20%. MonitorBankRates evaluates the financial stability of Kauai Federal Credit Union with a 4.4 Star Rating, an B- Overall Health Grade, and a Texas Ratio of 22.64%. Rates last updated and verified on 10/12/2026.

Kauai Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Kauai Federal Credit Union? Share your experience about Kauai Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Kauai Federal Credit Union.

Overall Health & Safety Grade

B-

Adequate Health Score: 82/100

MonitorBankRates Rating

4.4

Excellent Out of 5.0 Stars

Texas Ratio

22.64%

Good Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

Kauai Federal Credit Union
Main Branch

2976 Ewalu St
Lihue, HI 96766

https://www.kauaicreditunion.org

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Kauai Federal Credit Union CD Rates

Product	Rate	APY	Term
18 Month Jumbo Certificates	4.135%	4.20%	18 Months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.70% → 4.20% ▲ 0.50 pts · high 4.20% / low 3.70% Oct 4, 20264.20%▲ from 3.70% Sep 14, 20263.70%first recorded Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
24 Month Jumbo Certificates	4.135%	4.20%	24 Months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.70% → 4.20% ▲ 0.50 pts · high 4.20% / low 3.70% Oct 4, 20264.20%▲ from 3.70% Sep 14, 20263.70%first recorded Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
36 Month Jumbo Certificates	4.135%	4.20%	36 Months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.70% → 4.20% ▲ 0.50 pts · high 4.20% / low 3.70% Oct 4, 20264.20%▲ from 3.70% Sep 14, 20263.70%first recorded Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
48 Month Jumbo Certificates	4.135%	4.20%	48 Months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.70% → 4.20% ▲ 0.50 pts · high 4.20% / low 3.70% Oct 4, 20264.20%▲ from 3.70% Sep 14, 20263.70%first recorded Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
60 Month Jumbo Certificates	4.135%	4.20%	60 Months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.70% → 4.20% ▲ 0.50 pts · high 4.20% / low 3.70% Oct 4, 20264.20%▲ from 3.70% Sep 14, 20263.70%first recorded Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
18 Month IRA Certificates	3.941%	4.00%	18 Months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.50% → 4.00% ▲ 0.50 pts · high 4.00% / low 3.50% Oct 4, 20264.00%▲ from 3.50% Sep 14, 20263.50%first recorded Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
18 Month Share Certificates	3.941%	4.00%	18 Months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.50% → 4.00% ▲ 0.50 pts · high 4.00% / low 3.50% Oct 4, 20264.00%▲ from 3.50% Sep 14, 20263.50%first recorded Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
24 Month IRA Certificates	3.941%	4.00%	24 Months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.50% → 4.00% ▲ 0.50 pts · high 4.00% / low 3.50% Oct 4, 20264.00%▲ from 3.50% Sep 14, 20263.50%first recorded Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
24 Month Share Certificates	3.941%	4.00%	24 Months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.50% → 4.00% ▲ 0.50 pts · high 4.00% / low 3.50% Oct 4, 20264.00%▲ from 3.50% Sep 14, 20263.50%first recorded Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
36 Month IRA Certificates	3.941%	4.00%	36 Months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.50% → 4.00% ▲ 0.50 pts · high 4.00% / low 3.50% Oct 4, 20264.00%▲ from 3.50% Sep 14, 20263.50%first recorded Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
36 Month Share Certificates	3.941%	4.00%	36 Months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.50% → 4.00% ▲ 0.50 pts · high 4.00% / low 3.50% Oct 4, 20264.00%▲ from 3.50% Sep 14, 20263.50%first recorded Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
48 Month IRA Certificates	3.941%	4.00%	48 Months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.50% → 4.00% ▲ 0.50 pts · high 4.00% / low 3.50% Oct 4, 20264.00%▲ from 3.50% Sep 14, 20263.50%first recorded Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
48 Month Share Certificates	3.941%	4.00%	48 Months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.50% → 4.00% ▲ 0.50 pts · high 4.00% / low 3.50% Oct 4, 20264.00%▲ from 3.50% Sep 14, 20263.50%first recorded Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
60 Month IRA Certificates	3.941%	4.00%	60 Months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.50% → 4.00% ▲ 0.50 pts · high 4.00% / low 3.50% Oct 4, 20264.00%▲ from 3.50% Sep 14, 20263.50%first recorded Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
60 Month Share Certificates	3.941%	4.00%	60 Months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.50% → 4.00% ▲ 0.50 pts · high 4.00% / low 3.50% Oct 4, 20264.00%▲ from 3.50% Sep 14, 20263.50%first recorded Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
12 Month Jumbo Certificates	3.893%	3.95%	12 Months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.70% → 3.95% ▲ 0.25 pts · high 3.95% / low 3.70% Oct 4, 20263.95%▲ from 3.70% Sep 14, 20263.70%first recorded Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
12 Month IRA Certificates	3.698%	3.75%	12 Months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.50% → 3.75% ▲ 0.25 pts · high 3.75% / low 3.50% Oct 4, 20263.75%▲ from 3.50% Sep 14, 20263.50%first recorded Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
12 Month Share Certificates	3.698%	3.75%	12 Months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.25% → 3.75% ▲ 0.50 pts · high 3.75% / low 3.25% Oct 4, 20263.75%▲ from 3.25% Sep 14, 20263.25%first recorded Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
9 Month Jumbo Certificates	3.65%	3.70%	9 Months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.45% → 3.70% ▲ 0.25 pts · high 3.70% / low 3.45% Oct 4, 20263.70%▲ from 3.45% Sep 14, 20263.45%first recorded Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
9 Month Share Certificates	3.455%	3.50%	9 Months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.25% → 3.50% ▲ 0.25 pts · high 3.50% / low 3.25% Oct 4, 20263.50%▲ from 3.25% Sep 14, 20263.25%first recorded Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
6 Month Jumbo Certificates	3.406%	3.45%	6 Months
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 3.45% APY · checked 4 times Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
6 Month Share Certificates	3.211%	3.25%	6 Months
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 4 times Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
12 Month Impact Certificates	3.00%	3.03%	12 Months
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 3.03% APY · checked 4 times Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
24 Month Impact Certificates	3.00%	3.03%	24 Months
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 3.03% APY · checked 4 times Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
36 Month Impact Certificates	3.00%	3.03%	36 Months
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 3.03% APY · checked 4 times Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
48 Month Impact Certificates	3.00%	3.03%	48 Months
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 3.03% APY · checked 4 times Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
60 Month Impact Certificates	3.00%	3.03%	60 Months
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 3.03% APY · checked 4 times Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%

Kauai Federal Credit Union Savings Rates

Product	Rate	APY
Anuenue Savings	3.928%	4.00%
Min Balance $0 Details Qualified; Balance: up to $20K Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 4.00% APY · checked 4 times Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
Regular and Secondary Savings	0.299%	0.30%
Min Balance $200,000 Details Balance: $200K & over Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 0.30% APY · checked 3 times Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
IRA Savings	0.20%	0.20%
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 5 times Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
Regular and Secondary Savings	0.20%	0.20%
Min Balance $50,000 Details Balance: $50K - under $200K Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 0.20% APY · checked 3 times Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
Christmas Club	0.10%	0.10%
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 5 times Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
Personal Savings	-	0.10%
Min Deposit $5 Details Published APY range: 0.100% - 0.300%. Only $5 deposit to start; Fees could reduce earnings on the account Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.10% APY · checked 4 times Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
Regular and Secondary Savings	0.10%	0.10%
Min Balance $0 Details Balance: under $5K Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.10% APY · checked 4 times Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
Regular and Secondary Savings	0.10%	0.10%
Min Balance $5,000 Details Balance: $5K - under $20K Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 0.10% APY · checked 3 times Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
Regular and Secondary Savings	0.10%	0.10%
Min Balance $20,000 Details Balance: $20K - under $50K Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 0.10% APY · checked 3 times Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%

Kauai Federal Credit Union Money Market Rates

Product	Rate	APY
Money Market	0.399%	0.40%
Min Balance $200,000 Details Balance: $200K & over Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 0.40% APY · checked 3 times Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
Money Market	0.299%	0.30%
Min Balance $100,000 Details Balance: $100K - under $200K Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 0.30% APY · checked 3 times Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
Money Market	0.25%	0.25%
Min Balance $25,000 Details Balance: $25K - under $50K Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 0.25% APY · checked 3 times Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
Money Market	0.25%	0.25%
Min Balance $50,000 Details Balance: $50K - under $100K Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 0.25% APY · checked 3 times Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
Money Market	0.20%	0.20%
Min Balance $0 Details Balance: under $10K Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.20% APY · checked 4 times Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
Money Market	0.20%	0.20%
Min Balance $10,000 Details Balance: $10K - under $25K Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 0.20% APY · checked 3 times Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%

Kauai Federal Credit Union Checking Rates

Product	Rate	APY
Classic Checking	0.05%	0.05%
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
Nalu Checking	0.01%	0.01%
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 5 times Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%

Kauai Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
New and Used Auto Loans	-	-	5.25%
Details As Low As; Contact us about rates Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 5.25% APR · checked 4 times Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%

Kauai Federal Credit Union Other Rates

Product	Rate	Points	APY/APR
Anuenue Savings	-	-	4.00%
Details Qualifications Required; Balance: $0.00 - $20,000.00; Featured reward rate on balances up to $20,000.00 when paired Nalu Checking meets minimum qualifications; Deposits over $20,000 earn standard rate; Open online via Online Banking (Open a Share Account) with Debit Card Round-Up enrollment Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 0.10% → 4.00% ▲ 3.90 pts · high 4.00% / low 0.10% Sep 25, 20264.00%▲ from 0.10% Sep 14, 20260.10%first recorded Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
Pueo Account	-	-	0.10%
Min Deposit $5 Min Balance $100 Details Ages: 0-17; Requires a joint adult account holder, age 18 or older; Receive a Kala With Me activity sheet; Rate accurate as of last dividend declaration date and may change after account opening Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 5 times Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%
Youth Account	-	-	0.10%
Min Deposit $5 Min Balance $100 Details Ages: 10-17; Includes access to a debit card; Requires a joint adult account holder, age 18 or older; Rate accurate as of last dividend declaration date and may change after account opening Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 5 times Institution Ratings 4.4 Star Rating B- Health Grade ◈ Texas Ratio: 22.64%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Kauai Federal Credit Union’s Texas Ratio rose from 2.71% in Q3 2023 to 22.64% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 4.4 and its Health Grade from A+ to B-. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$193M	22.64%	4.4	B-
March 31, 2026	$198M	27.12%	4.0	C
December 31, 2025	$196M	7.84%	5.0	A
September 30, 2025	$196M	9.00%	5.0	A
June 30, 2025	$197M	6.42%	5.0	A
March 31, 2025	$199M	5.77%	5.0	A+
December 31, 2024	$198M	4.08%	5.0	A+
September 30, 2024	$177M	2.70%	5.0	A+
June 30, 2024	$174M	2.64%	5.0	A+
March 31, 2024	$173M	2.52%	5.0	A+
December 31, 2023	$169M	3.05%	5.0	A+
September 30, 2023	$147M	2.71%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Kauai Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Kauai Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Kauai Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Kauai Federal Credit Union

Website https://www.kauaicreditunion.org

Address 2976 Ewalu St, Lihue, HI 96766

Phone 808-245-2463

Fax 808-246-9709

President Kim Metcalfe

CEO Sean Kaley

Full-Time Employees 34

Part-Time Employees 0

Branch Locations 3

ATM Locations 2

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.4 / 5.0 ★

Overall Health & Safety Grade

B- (82/100)

Texas Ratio

22.64%

Return on Assets (ROA)

0.3135%

Return on Equity (ROE)

3.5818%

Non-Performing Loans Ratio (NPL)

2.71%

Total Assets

192,835,199

Total Amount of Shares and Deposits

140,441,001

Total Shares and Deposits < 1 Year

133,035,232

Total Shares and Deposits 1 3 Years

6,630,084

Total Shares and Deposits > 3 Years

775,685

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

7,593,046

Total Uninsured Shares and Deposits > $250K (F+J)

9,293,062

Total Insured Shares and Deposits > $250K (item 17 less item K)

131,147,939

Total Interest Expense (Sum of items 6 8)

1,931,859

Share Certificates

1,550

Number of Accounts for Share Drafts

3,870

IRA KEOGH Accounts

383

Number of Accounts for Regular Shares

8,541

All other shares

343

Non Member Deposits

Money Market Shares

393

Net Income (unless the amount is already included in Undivided Earnings)

604,580

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

10,225,472

Total Liabilities

180,670,203

Source: NCUA — Last Updated 06/30/2026

Customer Reviews

There are no reviews for Kauai Federal Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Kauai Federal Credit Union

Frequently Asked Questions About Kauai Federal Credit Union

How many branches does Kauai Federal Credit Union operate?

Kauai Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Kauai Federal Credit Union?

Yes, to access services at Kauai Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Kauai Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Kauai Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Kauai Federal Credit Union offer online and mobile banking?

Most modern institutions like Kauai Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.kauaicreditunion.org.