Laredo Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Laredo Federal Credit Union

Compare Laredo Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Laredo Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Laredo Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Laredo Federal Credit Union? Share your experience about Laredo Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Laredo Federal Credit Union.

Overall, Laredo Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Laredo Federal Credit Union
Main Office
1119 Corpus Christi St
Laredo, TX 78040 5258
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Laredo Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Goldwater Bank
Goldwater Bank
6-Month CD
5.15%
$500
Sterling Bank Poplar Bluff, MO
Sterling Bank Poplar Bluff, MO
6-Month CD
5.00%
$1,000
Table Rock Community Bank
Table Rock Community Bank
6-Month CD
5.00%
$1,000
Union County Savings Bank Elizabeth, NJ
Union County Savings Bank Elizabeth, NJ
13-Month CD
5.00%
$500
NCF Savings Bank
NCF Savings Bank
10-Month CD
4.90%
$10,000
Meridian Bank
Meridian Bank
6-Month CD
4.50%
$500
Liberty Bank, Inc.
Liberty Bank, Inc.
12-Month CD
4.25%
$1,000
FinWise Bank
FinWise Bank
60-Month CD
4.06%
$500
The Seymour Bank
The Seymour Bank
96-Month CD
4.06%
$1,000
Fidelity Co-operative Bank
Fidelity Co-operative Bank
Earn More Savings
4.00%
$5,000
Elkhorn Valley Bank & Trust
Elkhorn Valley Bank & Trust
12-Month CD
4.00%
$0
First National Bank of Bemidji
First National Bank of Bemidji
36-Month CD
3.94%
$500
VirtualBank
VirtualBank
12-Month CD
3.87%
$0
First National Bank in Philip
First National Bank in Philip
36-Month CD
3.80%
$1,000
Union Bank, Inc.
Union Bank, Inc.
Money Market
3.56%
$250,000
Sound Community Bank
Sound Community Bank
24-Month CD (with checking)
3.51%
$1,000
The Blue Grass Valley Bank
The Blue Grass Valley Bank
Money Market
3.30%
$200,000
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
24-Month CD
3.24%
$1,000
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
60-Month CD
3.15%
$500
Dieterich Bank
Dieterich Bank
24-Month CD
3.15%
$500
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
48-Month CD
3.03%
$500
Citizens National Bank of Albion
Citizens National Bank of Albion
60-Month CD
3.02%
$1,000
Bonanza Valley State Bank
Bonanza Valley State Bank
48-Month CD
2.81%
$500
USAA
USAA
36-Month CD
2.75%
$1,000
The Bank of Glen Burnie
The Bank of Glen Burnie
18-Month CD
2.53%
$500
Bank of Hartington
Bank of Hartington
48-Month CD
2.52%
$1,000
Guardian Savings Bank
Guardian Savings Bank
24-Month CD
2.50%
$1,000
Security Bank Laurel, NE
Security Bank Laurel, NE
48-Month CD
2.27%
$1,000
The Valley State Bank
The Valley State Bank
60-Month CD
2.27%
$500
BayVanguard Bank
BayVanguard Bank
36-Month CD
2.02%
$1,000
Bank of Edmonson County
Bank of Edmonson County
60-Month CD
2.02%
$500
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
Money Market
1.81%
$0
Pioneer Community Bank, Inc.
Pioneer Community Bank, Inc.
60-Month CD
1.81%
$1,000
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
12-Month CD
1.76%
$1,000
Elevate Bank
Elevate Bank
36-Month CD
1.71%
$1,000
Mechanics Cooperative Bank
Mechanics Cooperative Bank
18-Month CD
1.50%
$500
Washington State Bank Washington, IA
Washington State Bank Washington, IA
3-Month CD
1.41%
$500
FNB of Pandora
FNB of Pandora
12-Month CD
1.11%
$1,000
First Bank Hampton
First Bank Hampton
Moneybuilder Savings
1.00%
$0
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
Money Market
1.00%
$25,000
Vision Bank
Vision Bank
Money Market
0.76%
$2,500
Mid-Missouri Bank
Mid-Missouri Bank
3-Month CD
0.50%
$1,000
Conway National Bank (CNB)
Conway National Bank (CNB)
Passbook Savings
0.35%
$50
Savings Bank of Walpole
Savings Bank of Walpole
24-Month CD
0.30%
$500
BankWest Of Kansas
BankWest Of Kansas
Money Market
0.25%
$10,000
North Valley Bank Zanesville, OH
North Valley Bank Zanesville, OH
12-Month CD
0.25%
$1,000
New Haven Bank
New Haven Bank
24-Month CD
0.20%
$500
State Bank & Trust Company
State Bank & Trust Company
Money Market
0.15%
$0
WebBank
WebBank
6-Month CD
0.10%
$2,500
Walden Savings Bank
Walden Savings Bank
Passbook Savings
0.05%
$50
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Laredo Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
10-Year Fixed
5.500%
5.716%
0.500
State Employees Credit Union
State Employees Credit Union
10-Year Fixed
5.675%
5.894%
0.000
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
10 Year Fixed
5.675%
5.894%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
20-Year Fixed
5.750%
5.957%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
10-Year Fixed (Power Rate)
5.750%
6.068%
0.000
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
5 ARM
6.000%
6.094%
0.000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
15-Year Fixed
6.125%
6.164%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
15-Year Fixed
6.125%
6.182%
0.000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
20-Year Fixed
6.125%
6.261%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
15-Year Fixed
6.125%
6.275%
0.000
U.S. Bank
U.S. Bank
20-Year Fixed
6.125%
6.332%
0.780
Vystar Credit Union
Vystar Credit Union
15-Year Fixed
6.375%
6.483%
0.000
Laredo Federal Credit Union
Laredo Federal Credit Union
10 Year Fixed
6.125%
6.526%
0.000
Mid American Credit Union
Mid American Credit Union
20 Year Fixed
6.375%
6.536%
0.000
Wells Fargo
Wells Fargo
30-Year Fixed
6.375%
6.583%
1.000
River Falls State Bank
River Falls State Bank
15-Year Fixed
6.375%
6.586%
0.000
JTNB
JTNB
20-Year Fixed
6.500%
6.592%
0.000
Meridian Trust Federal Credit Union
Meridian Trust Federal Credit Union
30 Year Fixed
6.500%
6.600%
0.000
Canton Co-operative Bank
Canton Co-operative Bank
15-Year Fixed
6.500%
6.614%
0.000
Missouri Credit Union
Missouri Credit Union
10 Year Fixed
6.500%
6.619%
0.000
Bethpage Federal Credit Union
Bethpage Federal Credit Union
15-Year Fixed
6.500%
6.651%
0.000
Laredo Federal Credit Union
Laredo Federal Credit Union
15 Year Fixed
6.375%
6.662%
0.000
Wells Fargo
Wells Fargo
15-Year Fixed Jumbo
6.500%
6.684%
1.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
30-Year Fixed
6.625%
6.715%
0.000
Wells Fargo
Wells Fargo
30-Year Fixed Jumbo
6.625%
6.725%
1.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Laredo Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
University First Federal Credit Union
University First Federal Credit Union
Visa Business Rewards Card
15.240%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Mastercard
12.240%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Rewards Card
13.740%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Laredo Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Laredo Federal Credit Union Information

Credit Union Name: Laredo Federal Credit Union
Full Time Employees: 40
Part Time Employees: 3
President: Richard Perales
CEO: Rafael Martinez
Branch Locations: 3
ATM Locations: 3
Corporate Office Address:
1119 Corpus Christi St
Laredo, TX 78040 5258
Phone Number: 956-722-3971
Fax Number: 956-712-3068

Laredo Federal Credit Union Financials

Total Assets:
138,258,212
Total Amount of Shares and Deposits:
131,871,703
Total Shares and Deposits < 1 Year:
128,720,349
Total Shares and Deposits 1 3 Years:
2,636,930
Total Shares and Deposits > 3 Years:
514,424
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
4,275,830
Total Uninsured Shares and Deposits > $250K (F+J):
4,275,830
Total Insured Shares and Deposits > $250K (item 17 less item K):
127,595,873
Total Interest Expense (Sum of items 6 8):
78,011
Share Certificates:
577
Number of Accounts for Share Drafts:
6,299
IRA KEOGH Accounts:
274
Number of Accounts for Regular Shares:
15,838
All other shares:
180
Money Market Shares:
204
Net Income (unless the amount is already included in Undivided Earnings):
333,113
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
14,355,336
Total Liabilities:
131,908,760
Show More

Laredo Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA

Explore Other Rate Deals

Average savings rates, money market rates on short term bond yields moved little this past week. The same can't be said for intermediate and long term bond yields as recent economic indicators point to a strengthening economy. Since the start of the month 3, 5, 7, 10, 20 and 30 year bond yields have been on a tear, up between 5 basis points to 18 basis points in just 5 days.
Right now on our list of 1 year CD rates in New York, New York, Tennessee Commerce Bank has the best CD rate. Tennessee Commerce Bank’s current 12 month bank CD rate is 1.29 percent with a bank CD yield of 1.30 percent. TCB's current 1 year CD rate is more than double the current national average 12 month rate of 0.593 percent as reported by MonitorBankRates.
Fixed conforming mortgage rates are lower for the third consecutive week. In this week's Primary Mortgage Market Survey released by Freddie Mac, conforming fixed 30 year mortgage rates are back under 5.00 percent, averaging 4.87 percent for the week ending March 3, 2011, a decrease from the prior week’s average of 4.95 percent. Average mortgage discount points on 30 year mortgages were 0.7 points, up from the previous week’s average of 0.6 points.

Bank or Credit Union Offers and Deals

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Current Mortgage Rates: Average Mortgage Rates Decline Today, 30 Year Jumbo Mortgage Rates at 5.33%
Getting the Best Auto Insurance Rates
Mortgage Rates Today: Current Mortgage Rates on 30 Year Home Loans at 3.97%
Opt-Up Certificate of Deposit
Savings Account Rates at Discover Bank

Alternative Bank and Credit Union Offers to Explore

EH National Bank 5 Year CD Rates now at 1.54%
Current Mortgage Rates Slightly Higher This Week: 30 Year Mortgage Rates at 4.78%
Weekly CD Rates Review: Updated May 18, 2009
Home Equity Loan vs. Home Equity Line of Credit
Savings Rates Moving Lower in 2013? Sequestration Will Determine Direction of Rates
Discover Bank 2 Year Jumbo CD Rates now at 1.29%
Associated Bank CD Rates: 4.50% APY 7-Month CD Top Rate
Mortgage Rates Decline Again in 2019
San Jose CD Rates
First Commonwealth Bank CD Rates

Laredo Federal Credit Union Reviews

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