LOCAL 41 IBEW CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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LOCAL 41 IBEW12-month CD rates can be found at 2.27%, 6-month CD rates at 2.02% and 3-month CD rates at 0.25%. Savings rates are at 0.50% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.51%. Credit Card rates are at 9.50%. Personal Loan rates are at 8.95%. All these rates, and more, can be found in our database of rates which you can compare to LOCAL 41 IBEW rates.

Compare LOCAL 41 IBEW CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of LOCAL 41 IBEW savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

LOCAL 41 IBEW money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at LOCAL 41 IBEW? Share your experience about LOCAL 41 IBEW by leaving a review below, or read customer reviews before you decide to use LOCAL 41 IBEW.

Overall, LOCAL 41 IBEW is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Wray State Bank
Local 41 IBEW FCU
3564 California Rd
Orchard Park, NY 14127
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare LOCAL 41 IBEW Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
CF Bank
CF Bank
6-Month CD
4.25%
$10,000
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
18-Month CD
4.18%
$500
LimeLight Bank
LimeLight Bank
18-Month CD
4.15%
$1,000
1st Security Bank of Washington
1st Security Bank of Washington
12-Month CD (relationship)
4.11%
$500
FNB of Litchfield
FNB of Litchfield
12-Month CD
4.06%
$1,000
Twin River Bank
Twin River Bank
6-Month CD
4.06%
$500
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
12-Month CD
4.05%
$1,000
USAlliance Financial
USAlliance Financial
36-Month CD
4.00%
$500
USAlliance Financial
USAlliance Financial
48-Month CD
4.00%
$500
USAlliance Financial
USAlliance Financial
60-Month CD
4.00%
$500
Hendricks County Bank and Trust
Hendricks County Bank and Trust
6-Month CD
3.82%
$1,000
PSECU
PSECU
6-Month CD
3.80%
$500
State Bank of Southern Utah
State Bank of Southern Utah
36-Month CD
3.80%
$500
Customers Bank
Customers Bank
24-Month CD
3.75%
$500
FNB of Bangor
FNB of Bangor
24-Month CD
3.55%
$1,000
SSB of Wanamingo
SSB of Wanamingo
12-Month CD
3.51%
$500
Navy Federal Credit Union
Navy Federal Credit Union
60-Month CD
3.50%
$1,000
Service Federal Credit Union
Service Federal Credit Union
18-Month CD
3.25%
$500
StonehamBank
StonehamBank
48-Month CD
3.25%
$1,000
EvaBank
EvaBank
30-Month CD
3.05%
$1,000
Campbell & Fetter Bank
Campbell & Fetter Bank
60-Month CD
3.03%
$1,000
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
18-Month CD (Jumbo)
3.01%
$100,000
ConnectOne Bank
ConnectOne Bank
23-Month CD
3.00%
$500
First Shore Federal S&L
First Shore Federal S&L
60-Month CD
3.00%
$500
Access Community Credit Union
Access Community Credit Union
24-Month CD
3.00%
$1,000
Addition Financial Credit Union
Addition Financial Credit Union
48-Month CD
2.99%
$1,000
Bank Forward
Bank Forward
48-Month CD
2.85%
$500
First National Bank Ames, Iowa
First National Bank Ames, Iowa
18-Month CD
2.22%
$1,000
Grinnell State Bank
Grinnell State Bank
36-Month CD
2.12%
$1,000
Profile Bank
Profile Bank
24-Month CD
2.02%
$500
FSB of Golva
FSB of Golva
Passbook Savings
2.00%
$50
PeopleFirst Bank
PeopleFirst Bank
Premier Money Market
1.75%
$0
Bank
Bank
48-Month CD
1.40%
$10,000
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
12-Month CD
1.26%
$500
Academy Bank
Academy Bank
6-Month CD
1.15%
$500
Community Bank Mankato
Community Bank Mankato
Blue Chip Money Market
1.10%
$25,000
Ohio Valley Bank Co.
Ohio Valley Bank Co.
12-Month CD
1.01%
$2,500
Iowa Falls State Bank
Iowa Falls State Bank
Money Market
1.00%
$5,000
First Command Bank
First Command Bank
36-Month CD
0.95%
$1,000
Bank of Hartington
Bank of Hartington
NOW Checking
0.90%
$1,500
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
24-Month CD
0.80%
$1,000
Ballston Spa National Bank
Ballston Spa National Bank
24-Month CD
0.45%
$500
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
36-Month CD
0.40%
$2,500
Pataskala Banking Company
Pataskala Banking Company
36-Month CD
0.30%
$500
Parke Bank
Parke Bank
Personal Money Market
0.25%
$1,000
Union Bank, Inc.
Union Bank, Inc.
24-Month CD
0.20%
$1,000
American Savings Bank, FSB
American Savings Bank, FSB
12-Month CD
0.20%
$1,000
Chelsea Groton Bank
Chelsea Groton Bank
18-Month CD
0.15%
$500
Brenham National Bank
Brenham National Bank
Classic Money Market
0.01%
$25,000
The Harrison B&L Assoc.
The Harrison B&L Assoc.
Money Market
0.01%
$50
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare LOCAL 41 IBEW Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.500%
5.591%
0.000
Somerset Savings Bank
Somerset Savings Bank
15-Year Fixed
5.500%
5.683%
0.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
15-Year Fixed
5.650%
5.784%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
10-Year Fixed
5.625%
5.809%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed Jumbo
5.625%
5.820%
0.250
Port Washington State Bank
Port Washington State Bank
15-Year Fixed
5.750%
5.822%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed
5.750%
5.823%
0.000
Northfield Savings Bank
Northfield Savings Bank
15-Year Fixed
5.750%
5.851%
0.000
Magnifi Financial Credit Union
Magnifi Financial Credit Union
15 Year Fixed
5.750%
5.887%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed (Jumbo)
5.875%
5.890%
0.000
Freedom Credit Union
Freedom Credit Union
5/1 ARM
5.875%
5.916%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
15-Year Fixed
5.875%
5.927%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
15 Year Fixed
5.750%
5.977%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
15 Year Fixed
6.000%
6.008%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
20-Year Fixed
5.750%
6.061%
2.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
30 Year Fixed
6.000%
6.067%
0.000
FNB of River Falls
FNB of River Falls
20-Year Fixed
6.000%
6.094%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
30-Year Fixed
6.000%
6.123%
0.000
Somerset Savings Bank
Somerset Savings Bank
30-Year Fixed
6.000%
6.133%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
20-Year Fixed
6.000%
6.146%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
10 Year Fixed
6.000%
6.160%
0.000
Ulster Savings Bank
Ulster Savings Bank
20-Year Fixed
6.000%
6.184%
0.000
Fox Valley Savings Bank
Fox Valley Savings Bank
15-Year Fixed
6.000%
6.205%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
20 Year Fixed
6.250%
6.256%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
5/1 ARM
5.875%
6.260%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare LOCAL 41 IBEW Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare LOCAL 41 IBEW Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have LOCAL 41 IBEW rate data right now, check back for updates, we are adding rates all the time.

LOCAL 41 IBEW Information

Credit Union Name: LOCAL 41 IBEW
Full Time Employees: 3
Part Time Employees: 0
President: Richard Ehlers
CEO: Stacy Bognar
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
3564 California Rd
Orchard Park, NY 14127
Phone Number: 716-662-6133
Fax Number: 716-662-0160

LOCAL 41 IBEW Financials

Total Assets:
16,584,957
Total Amount of Shares and Deposits:
14,873,817
Total Shares and Deposits < 1 Year:
14,873,816
Total Insured Shares and Deposits > $250K (item 17 less item K):
14,873,817
Total Interest Expense (Sum of items 6 8):
11,905
Share Certificates:
11
Number of Accounts for Share Drafts:
465
IRA KEOGH Accounts:
3
Number of Accounts for Regular Shares:
2,516
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,222,147
Total Liabilities:
14,887,428
Show More

LOCAL 41 IBEW Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
No
Mortgage Processing:
No
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
No
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

A few banks have increased their rates, so average deposit rates are slightly higher this week. Variable deposit rates have been stable so far in 2016 but that will change in the coming months. The biggest force behind any deposit rate increases is the Federal Open Market Committee (FOMC). The FOMC meets again in less than 2 weeks to decide on interest rate policy.
The National Association of Realtors reported Pending Home Sales posted a strong increase in May, matching the highest level in two years. The NAR's Pending Home Sales Index, which is a forward-looking indicator based on contract signings, rose 5.9 percent to 101.1 in May from 95.5 in April.
30 year conforming mortgage rates and refinance rates are averaging 4.95 percent, up from the previous week’s average 30 year rate of 4.85 percent. This is the third consecutive week 30 year rates are higher in the Weekly Average Mortgage Rates Report released by MonitorBankRates.com.

Bank or Credit Union Offers and Deals

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Savings Rates Continue to Increase, Courtesy of the FOMC
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30 Year Rates Fall Below 3.50 as 548,000 Homes Regain Equity
Trillions Lost in Household Wealth
CD Rate Report August 3, 2015
California First National Bank Money Market Account Rates now at 0.75%
Mortgage Rates Steady After Budget and Debt Ceiling Deal

Alternative Bank and Credit Union Offers to Explore

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CapitalSource Bank Savings Rates and Money Market Accounts
Mortgage Rates Continue to Make Record Lows: 30 Year Mortgage Rates at 4.42%, 15 Year Mortgage Rates at 3.90%
Bank of America 7 month CD 4.11% APY
Long Term Mortgage Rates Mixed This Week: 30 Year Rates Above 5.00%
Texas Trust Credit Union Savings and Money Market Accounts

LOCAL 41 IBEW Reviews

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