Magnifi Financial Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Credit Unions
  3. Magnifi Financial Credit Union Deposit Rates

Magnifi Financial Credit Union

Compare Magnifi Financial Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Magnifi Financial Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Magnifi Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Magnifi Financial Credit Union? Share your experience about Magnifi Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Magnifi Financial Credit Union.

Overall, Magnifi Financial Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Magnifi Financial Credit Union
Administration Center
20 4th Ave SE
Melrose, MN 56352
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Magnifi Financial Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Bank Hampton
First Bank Hampton
6-Month CD
5.50%
$1,000
OBC Bank
OBC Bank
9-Month CD
5.12%
$5,000
Legacy Bank Hinton, OK
Legacy Bank Hinton, OK
6-Month CD
5.06%
$10,000
BrioDirect
BrioDirect
12-Month CD
5.00%
$500
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
18-Month CD share certificate
4.59%
$500
Old Dominion National Bank
Old Dominion National Bank
24-Month CD
4.50%
$500
Alliance Community Bank
Alliance Community Bank
12-Month CD
4.33%
$1,000
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Member Advantage Checking <-$500
4.07%
$0
BankGloucester
BankGloucester
Elite Checking
4.06%
$50
First County Bank
First County Bank
2-Month CD
4.00%
$1,000
Genesis Bank
Genesis Bank
24-Month CD
4.00%
$1,000
Premier Bank Omaha, NE
Premier Bank Omaha, NE
36-Month CD
3.80%
$500
Prairie Bank of Kansas
Prairie Bank of Kansas
36-Month CD
3.53%
$1,000
Iowa State Bank
Iowa State Bank
Kasasa Cash Checking
3.30%
$0
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
36-Month CD
3.29%
$1,000
First FarmBank
First FarmBank
24-Month CD
3.25%
$1,000
Boonville Federal Savings Bank
Boonville Federal Savings Bank
24-Month CD
3.03%
$1,000
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
60-Month CD
3.00%
$1,000
PS Bank of Velva
PS Bank of Velva
Money Market
2.84%
$1,000,000
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
Investors Plus Money Market
2.53%
$500,000
Chain Bridge Bank
Chain Bridge Bank
30-Month CD
2.46%
$500
M.Y. Safra Bank
M.Y. Safra Bank
6-Month CD
2.25%
$500
Denison State Bank
Denison State Bank
48-Month CD
2.10%
$500
The Peoples Bank Co.
The Peoples Bank Co.
24-Month CD
2.02%
$5,000
Neffs National Bank
Neffs National Bank
48-Month CD
2.00%
$1,000
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
18-Month CD
1.91%
$1,000
Bruning Bank
Bruning Bank
24-Month CD
1.81%
$500
Bluff View Bank
Bluff View Bank
18-Month CD
1.76%
$1,000
OSB Odin State Bank
OSB Odin State Bank
24-Month CD
1.76%
$10,000
Itasca Bank & Trust Co.
Itasca Bank & Trust Co.
12-Month CD
1.60%
$1,000
Highland Bank
Highland Bank
36-Month CD
1.45%
$1,000
Dundee Bank
Dundee Bank
48-Month CD
1.25%
$500
FNB of Bellville
FNB of Bellville
18-Month CD
1.06%
$1,000
United Orient Bank
United Orient Bank
12-Month CD
1.00%
$500
Pathfinder Bank
Pathfinder Bank
12-Month CD
0.80%
$1,000
Federation Bank
Federation Bank
18-Month CD
0.60%
$500
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
24-Month CD
0.60%
$500
FNB of Nevada, Missouri
FNB of Nevada, Missouri
48-Month CD
0.50%
$1,000
Community Bank Topeka, KS
Community Bank Topeka, KS
24-Month CD
0.35%
$1,000
5 Star Bank
5 Star Bank
18-Month CD
0.35%
$500
Conway National Bank (CNB)
Conway National Bank (CNB)
Passbook Savings
0.35%
$50
North Side Federal S&L of Chicago
North Side Federal S&L of Chicago
18-Month CD
0.25%
$2,000
First Southern Bank Florence, AL
First Southern Bank Florence, AL
18-Month CD
0.20%
$1,000
Midwest Heritage Bank
Midwest Heritage Bank
Health Savings
0.15%
$1,000
First Horizon
First Horizon
60-Month CD
0.10%
$1,000
Union Bank Morrisville, VT
Union Bank Morrisville, VT
Money Market
0.10%
$1,000
United Trust Bank
United Trust Bank
Premium Money Market
0.10%
$0
First Exchange Bank
First Exchange Bank
3-Month CD
0.05%
$500
Westbury Bank
Westbury Bank
Money Market
0.05%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Checking
0.05%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Magnifi Financial Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
5 ARM
6.000%
6.094%
0.000
GTE Federal Credit Union
GTE Federal Credit Union
15 Year Fixed
6.000%
6.132%
0.250
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
30-Year Fixed
6.125%
6.283%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
10-Year Fixed
6.375%
6.399%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
30-Year Fixed
6.375%
6.413%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
30-Year Fixed
6.250%
6.427%
0.000
Genisys Credit Union
Genisys Credit Union
15 Year Fixed
6.375%
6.447%
0.659
The Huntington National Bank
The Huntington National Bank
15-Year Fixed
6.375%
6.460%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
ARM (5/5)
6.375%
6.472%
0.000
Collinsville Bank
Collinsville Bank
20-Year Fixed
6.375%
6.485%
0.000
Magnifi Financial Credit Union
Magnifi Financial Credit Union
15 Year Fixed
6.375%
6.517%
0.000
Fox Valley Savings Bank
Fox Valley Savings Bank
15-Year Fixed
6.375%
6.588%
0.000
Lakewood Credit Union
Lakewood Credit Union
10 Year Fixed
6.450%
6.590%
0.000
FNB of River Falls
FNB of River Falls
20-Year Fixed
6.500%
6.596%
0.500
Institution for Savings
Institution for Savings
30-Year Fixed
6.375%
6.603%
2.000
Radius Federal Credit Union
Radius Federal Credit Union
15-Year Fixed
6.500%
6.611%
0.000
Citizens Federal S&LA
Citizens Federal S&LA
10-Year Fixed
6.375%
6.635%
0.500
Georgias Own Credit Union
Georgias Own Credit Union
5/5 ARM
5.875%
6.643%
0.000
Metro Credit Union
Metro Credit Union
15 Year Jumbo
6.625%
6.661%
0.000
Magnifi Financial Credit Union
Magnifi Financial Credit Union
30 Year Fixed
6.625%
6.714%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
30-Year Fixed (Power Rate)
6.625%
6.769%
0.000
Colonial Federal Savings Bank
Colonial Federal Savings Bank
30-Year Fixed Jumbo
6.750%
6.830%
0.000
FNB of Scotia
FNB of Scotia
15-Year Fixed
6.750%
6.877%
0.000
Kalsee Credit Union
Kalsee Credit Union
15 Year Fixed
6.500%
6.901%
0.000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
30-Year Fixed
6.875%
6.949%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Magnifi Financial Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
First Technology Federal Credit Union
First Technology Federal Credit Union
Choice Rewards World Mastercard
13.500%
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Rewards Card
13.740%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Rewards Mastercard
13.240%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Magnifi Financial Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Magnifi Financial Credit Union Information

Credit Union Name: Magnifi Financial Credit Union
Full Time Employees: 399
Part Time Employees: 5
President: Steven Danzl
CEO: Charles Friederichs
Branch Locations: 25
ATM Locations: 17
Corporate Office Address:
20 4th Ave SE
Melrose, MN 56352
Phone Number: 320-256-3669
Fax Number: 320-256-4532

Magnifi Financial Credit Union Financials

Total Assets:
2,262,523,147
Total Amount of Shares and Deposits:
1,807,739,833
Total Shares and Deposits < 1 Year:
1,670,210,902
Total Shares and Deposits 1 3 Years:
131,329,913
Total Shares and Deposits > 3 Years:
6,199,018
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
206,250,568
Total Uninsured Shares and Deposits > $250K (F+J):
207,002,935
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,600,736,898
Total Interest Expense (Sum of items 6 8):
26,032,748
Share Certificates:
15,102
Number of Accounts for Share Drafts:
58,158
IRA KEOGH Accounts:
3,205
Number of Accounts for Regular Shares:
155,858
All other shares:
2,742
Non Member Deposits:
286
Money Market Shares:
19,820
Net Income (unless the amount is already included in Undivided Earnings):
13,955,703
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
98,329,556
Total Liabilities:
2,035,641,268
Show More

Magnifi Financial Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Merchant Processing Services:
1
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

Tinker Federal Credit Union (TFCU) of Oklahoma City, Oklahoma, is advertising some of the best CD rates available today. Tinker is advertising regular share certificates of deposit and Individual Retirement Account (IRA) certificates of deposit.
The Japanese economy was expected to grow 2.1 percent but actually contracted 1.6 percent. News that the Japanese economy fell into a recession will send bond yields lower, which in turn will send mortgage rates in the U.S. lower. Slowing economic growth in Asia and Europe will keep downward pressure on interest rates in the United States in the coming months. Average mortgage rates are higher this week but will move lower in the coming weeks due to lower bond yields.
The one positive aspect of the credit crunch is savings rates are starting to rise. People have been cutting back on discretionary spending and all other types of spending.

Bank or Credit Union Offers and Deals

Best Variable Deposit Rates October 12, 2016
Discover Bank Savings Account Rate
Mortgage Rates - Will Rates Head Higher in 2011?
Customers Bank Money Market Rates
Mortgage Rates at 4-Month Low- Freddie Mac
Colorado Federal Savings Bank CD Rates
Synchrony Bank Savings Rates
Annuities 101: Some Basics about a Misunderstood Product
Mortgage Rates Decline: Current Fixed 15 Year Refinance Rates as Low as 2.25 Percent
Mortgage Rates 8/1: 30 Year Mortgage Rates Hit 4.71%

Alternative Bank and Credit Union Offers to Explore

Five Star Bank CD Rates
Money Market Account Rates at First Federal Savings & Loan
Mortgage Rates May 12: Today's Mortgage Rates Near Low for 2011 in Monitor Bank Rates Mortgage Survey
9/30/15 Deposit Rate Report
BMO Harris Bank CD Rates
Discover Bank CD Rate $25 Bonus
Capital One Money Market Account Rates + $500 Bonus
Online Savings Account Rates January 6, 2013: Best Savings Rates at 1.00 Percent
Could Rising Mortgage Rates Derail the Housing Recovery
Credit Card Companies Launch Site to Help Consumers

Magnifi Financial Credit Union Reviews

There are no reviews for Magnifi Financial Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Magnifi Financial Credit Union
Your Name:
Your Rating:

See how Magnifi Financial Credit Union Compares to other credit unions