Magnifi Financial Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Magnifi Financial Credit Union

Compare Magnifi Financial Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Magnifi Financial Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Magnifi Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Magnifi Financial Credit Union? Share your experience about Magnifi Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Magnifi Financial Credit Union.

Overall, Magnifi Financial Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Magnifi Financial Credit Union
Administration Center
20 4th Ave SE
Melrose, MN 56352
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Magnifi Financial Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Lyndon State Bank
Lyndon State Bank
6-Month CD
5.32%
$2,500
Touchmark Bank
Touchmark Bank
6-Month CD
5.25%
$1,000
OWB One World Bank
OWB One World Bank
6-Month CD (Jumbo)
5.20%
$100,000
Old National Bank
Old National Bank
7-Month CD
5.15%
$500
Sikorsky Credit Union
Sikorsky Credit Union
12-Month CD (Jumbo)
4.90%
$100,000
Beacon Community Bank
Beacon Community Bank
12-Month CD
4.75%
$250
American Eagle Bank
American Eagle Bank
36-Month CD
4.50%
$5,000
Act 1st Federal Credit Union
Act 1st Federal Credit Union
18-Month CD
4.50%
$500
New Peoples Bank
New Peoples Bank
12-Month CD
4.35%
$0
EverBank
EverBank
18-Month CD
4.30%
$1,000
Forbright
Forbright
Sprout Savings
4.25%
$0
Regent Bank (OK)
Regent Bank (OK)
48-Month CD
4.25%
$1,000
1st Ed Credit Union
1st Ed Credit Union
24-Month CD (special)
4.25%
$5,000
America First Federal Credit Union
America First Federal Credit Union
60-Month CD
4.20%
$500
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
18-Month CD (Jumbo)
4.06%
$100,000
TSB Teutopolis State Bank
TSB Teutopolis State Bank
6-Month CD
4.04%
$500
1st Security Bank of Washington
1st Security Bank of Washington
48-Month CD (relationship)
4.00%
$500
Farm Bureau Bank FSB
Farm Bureau Bank FSB
12-Month CD
4.00%
$1,000
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
48-Month CD
3.85%
$25,000
The Bank of the West
The Bank of the West
12-Month CD
3.56%
$1,000
Utah Independent Bank
Utah Independent Bank
Money Market
3.56%
$350,000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
18-Month CD
3.25%
$500
The Bank of Princeton
The Bank of Princeton
18-Month CD
3.25%
$500
OBannon Bank
OBannon Bank
60-Month CD
3.03%
$1,000
Keen Bank
Keen Bank
36-Month CD
3.00%
$2,000
FNB Community Bank
FNB Community Bank
48-Month CD
2.57%
$1,000
Paramount Bank
Paramount Bank
48-Month CD
2.55%
$1,000
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
48-Month CD
2.53%
$1,000
TFB Tecumseh Federal Bank
TFB Tecumseh Federal Bank
48-Month CD
2.52%
$500
American Bank
American Bank
60-Month CD
2.50%
$500
OAB One American Bank
OAB One American Bank
60-Month CD
2.36%
$500
United Republic Bank
United Republic Bank
18-Month CD
2.25%
$1,000
Washita State Bank
Washita State Bank
36-Month CD
2.02%
$1,000
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
6-Month CD
2.00%
$1,000
Cayuga Lake National Bank
Cayuga Lake National Bank
36-Month CD
1.21%
$500
Benchmark Community Bank
Benchmark Community Bank
Business Money Market
1.00%
$250,000
FirstOak Bank
FirstOak Bank
30-Month CD
0.80%
$500
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
48-Month CD
0.60%
$500
Homewood Federal SB
Homewood Federal SB
Money Market Advantage
0.50%
$40,000
Ulster Savings Bank
Ulster Savings Bank
60-Month CD
0.50%
$500
Republic Bank of Chicago
Republic Bank of Chicago
6-Month CD
0.50%
$1,000
Mayville State Bank
Mayville State Bank
36-Month CD
0.45%
$1,000
Stoughton Co-operative Bank
Stoughton Co-operative Bank
24-Month CD
0.40%
$500
First State Bank of Harvey
First State Bank of Harvey
Super NOW Checking
0.30%
$2,500
FNB of Lacon
FNB of Lacon
Passbook Savings
0.30%
$10
Cross River Bank
Cross River Bank
Money Market
0.25%
$0
Central Federal SLA
Central Federal SLA
24-Month CD
0.15%
$2,500
Florence Bank
Florence Bank
Money Market
0.05%
$1,000
NCF Savings Bank
NCF Savings Bank
Statement Savings
0.02%
$0
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
Checking
0.01%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Magnifi Financial Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed (Jumbo)
5.750%
5.883%
0.500
Navy Federal Credit Union
Navy Federal Credit Union
5/5 ARM
5.375%
6.112%
0.250
GTE Federal Credit Union
GTE Federal Credit Union
15 Year Fixed
6.000%
6.132%
0.250
Sikorsky Credit Union
Sikorsky Credit Union
20-Year Fixed
6.125%
6.170%
0.000
Spire Credit Union
Spire Credit Union
10/1 ARM (Jumbo)
6.750%
6.190%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed Jumbo
6.000%
6.197%
0.250
Kirtland Federal Credit Union
Kirtland Federal Credit Union
20 Year Fixed
6.000%
6.241%
0.000
Shipbuilders Credit Union
Shipbuilders Credit Union
15-Year Fixed
6.125%
6.279%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
15-Year Fixed
6.000%
6.290%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
10-Year Fixed
5.750%
6.305%
2.000
Americas First Federal Credit Union
Americas First Federal Credit Union
15-Year Fixed
6.000%
6.330%
0.000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
15-Year Fixed
6.250%
6.368%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
30-Year Fixed
6.250%
6.427%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed Jumbo
6.375%
6.491%
1.000
GreenLeaf Bank
GreenLeaf Bank
20-Year Fixed
6.500%
6.515%
0.000
Marathon Bank
Marathon Bank
20-Year Fixed
6.375%
6.516%
0.000
Magnifi Financial Credit Union
Magnifi Financial Credit Union
15 Year Fixed
6.375%
6.517%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
15 Year Fixed
6.375%
6.530%
0.000
Greater Iowa Credit Union
Greater Iowa Credit Union
30 Year Fixed
6.490%
6.542%
0.000
The Bank of Brodhead
The Bank of Brodhead
20-Year Fixed
6.500%
6.559%
0.000
Catskill Hudson Bank
Catskill Hudson Bank
30-Year Fixed
6.500%
6.603%
0.000
Logix Federal Credit Union
Logix Federal Credit Union
15 Year Fixed
6.500%
6.630%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
5/5 ARM
5.875%
6.643%
0.000
M&T Bank
M&T Bank
30-Year Fixed
6.375%
6.663%
2.000
Healthcare Financial Federal Credit Union
Healthcare Financial Federal Credit Union
10/1 ARM
6.000%
6.674%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Magnifi Financial Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
University First Federal Credit Union
University First Federal Credit Union
Visa Student Rewards Card
17.990%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Card
13.240%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Magnifi Financial Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
10.990%
$0 - $10,000
60 - 60
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
First Technology Federal Credit Union
First Technology Federal Credit Union
Personal Line of Credit Revolving
14.250%
$500 - $25,000
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Magnifi Financial Credit Union Information

Credit Union Name: Magnifi Financial Credit Union
Full Time Employees: 399
Part Time Employees: 5
President: Steven Danzl
CEO: Charles Friederichs
Branch Locations: 25
ATM Locations: 17
Corporate Office Address:
20 4th Ave SE
Melrose, MN 56352
Phone Number: 320-256-3669
Fax Number: 320-256-4532

Magnifi Financial Credit Union Financials

Total Assets:
2,262,523,147
Total Amount of Shares and Deposits:
1,807,739,833
Total Shares and Deposits < 1 Year:
1,670,210,902
Total Shares and Deposits 1 3 Years:
131,329,913
Total Shares and Deposits > 3 Years:
6,199,018
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
206,250,568
Total Uninsured Shares and Deposits > $250K (F+J):
207,002,935
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,600,736,898
Total Interest Expense (Sum of items 6 8):
26,032,748
Share Certificates:
15,102
Number of Accounts for Share Drafts:
58,158
IRA KEOGH Accounts:
3,205
Number of Accounts for Regular Shares:
155,858
All other shares:
2,742
Non Member Deposits:
286
Money Market Shares:
19,820
Net Income (unless the amount is already included in Undivided Earnings):
13,955,703
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
98,329,556
Total Liabilities:
2,035,641,268
Show More

Magnifi Financial Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Merchant Processing Services:
1
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

mortgage-rates-30-year-mortgage-rates-at-493-15-year-mortgage-rates-at-433Mortgage rates are down again in the latest mortgage survey. Conforming 30 year mortgage rates are down to 4.93 percent for the week ending February 18, 2010. Mortgage discount points average 0.7 points.
Chartway Federal Credit Union 3 Year Jumbo CD rates are now at 1.45 percent with a yield of 1.46 percent. View current 3 Year Jumbo CD rates at Chartway Federal Credit Union below.
National average fixed long term mortgage loan rates and refinance loan rates are lower this week except for 30 year conforming rates. Current 30 year conforming mortgage loan rates and refinancing rates are averaging 4.78 percent, a decline from last week’s average 30 year home loan rates and refi rates averaged 4.78 percent. 30 year loan interest rates and refinance interest rates in Virginia are higher than the national average 30 year rate. Current 30 year VA refinancing rates and mortgage loan rates are averaging 4.80 percent.

Bank or Credit Union Offers and Deals

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Mortgage Rates and Refinance Rates Today November 19: 30 Year Mortgage Rates at 4.42%, 15 Year Mortgage Rates at 3.80%

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Magnifi Financial Credit Union Reviews

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