Magnifi Financial Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Magnifi Financial Credit Union

Compare Magnifi Financial Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Magnifi Financial Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Magnifi Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Magnifi Financial Credit Union? Share your experience about Magnifi Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Magnifi Financial Credit Union.

Overall, Magnifi Financial Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.52%

18-Month CD

N/A

2.28%

24-Month CD

N/A

2.27%

36-Month CD

N/A

2.19%

48-Month CD

N/A

2.15%

60-Month CD

N/A

2.26%

Savings

N/A

0.62%

MMA

N/A

0.80%

30-Year Fixed

N/A

6.84%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Magnifi Financial Credit Union
Administration Center

20 4th Ave SE
Melrose, MN 56352

https://www.mymagnifi.org

MonitorBankRates' Rating

5/5

★★★★★

Review Magnifi Financial Credit Union

Compare Magnifi Financial Credit Union Rates with Other Competitive Bank and Credit Union Rates

Community Bank and Trust - West Georgia

24-Month CD

4.30%

$500

Newtek Bank

12-Month CD

4.25%

$2,500

Twin River Bank

12-Month CD

4.16%

$500

First Arkansas Bank and Trust

Prime Checking

4.13%

Kish Bank

18-Month CD

3.90%

$2,000

Gouverneur S&L

6-Month CD

3.82%

$2,500

Profinium, Inc.

12-Month CD

3.80%

$500

First Financial of Maryland FCU

12-Month CD

3.80%

$500

The Stock Exchange Bank

6-Month CD

3.78%

$1,000

Suncoast Credit Union

48-Month CD

3.75%

$500

Bank of Vici

3-Month CD

3.61%

$1,000

Bristol County Savings Bank

24-Month CD

3.56%

$1,000

Artisans Bank

12-Month CD

3.50%

$1,500

First FarmBank

24-Month CD

3.25%

$1,000

Meridian Bank

36-Month CD

3.25%

$500

Murray Bank

12-Month CD

3.25%

$1,000

First Bank Hampton

18-Month CD

3.10%

$1,000

FSB of Cando

6-Month CD

3.07%

$500

NBT Financial Bank

60-Month CD (Jumbo)

3.03%

$250,000

Headwaters State Bank

60-Month CD

3.02%

$1,000

Brentwood Bank

60-Month CD

3.00%

$2,000

Chesapeake Bank

6-Month CD

3.00%

$1,000

ACMG Federal Credit Union

48-Month CD

3.00%

$1,000

Ergo Bank

36-Month CD

2.57%

$50

Cape Cod Co-operative Bank

24-Month CD

2.55%

$500

United Savings Bank Philadelphia, PA

24-Month CD

2.50%

$1,000

Northern Interstate Bank, N. A.

60-Month CD

2.27%

$1,000

Patriot Bank N.A.

48-Month CD

2.25%

$500

First Security Bank Byron, MN

Rewards Money Market

2.02%

$100,000

Premier Bank Dubuque, IA

36-Month CD

2.00%

$1,000

Perryton National Bank

12-Month CD

2.00%

$2,500

Northwest B&T Co.

48-Month CD

1.75%

$1,000

InFirst Bank

36-Month CD

1.75%

$500

Table Rock Community Bank

18-Month CD

1.36%

$1,000

Van Wert Federal Savings Bank

12-Month CD

1.36%

$1,000

Camp Grove State Bank

Money Market

1.30%

$5,000

JTNB

18-Month CD

1.26%

$1,000

FNB in Taylorville

60-Month CD

1.11%

$1,000

Ohio Valley Bank Co.

12-Month CD

1.01%

$2,500

Westfield Bank, FSB

24-Month CD

0.75%

$2,500

Platte Valley Bank North Bend, NE

Savings

0.65%

Brenham National Bank

36-Month CD

0.50%

$1,000

Chain Bridge Bank

Money Market

0.44%

$100

Investment Savings Bank

24-Month CD

0.40%

$500

Peoples Bank Chestertown, MD

36-Month CD

0.40%

$500

Eastern Connecticut Savings Bank

12-Month CD

0.35%

$500

Bath State Bank

24-Month CD

0.30%

$500

Bank of Rantoul

NOW Checking

0.10%

$500

Hughes Federal Credit Union

Main Savings

0.05%

Pataskala Banking Company

Statement Savings

0.01%

$100

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Magnifi Financial Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

PNB of Kewanee

30-Year Fixed

5.560%

5.730%

0.000

American Bank, N.A. Le Mars, IA

10-Year Fixed

5.625%

5.802%

0.500

Aberdeen Proving Ground FCU

15-Year Fixed

5.625%

5.851%

0.125

Luana Savings Bank

15-Year Fixed

5.875%

5.925%

0.000

American Bank, N.A. Le Mars, IA

15-Year Fixed

5.875%

5.962%

0.500

NESC Federal Credit Union

15 Year Fixed

6.000%

6.008%

0.000

Navy Federal Credit Union

5/5 ARM

5.750%

6.028%

0.250

One Nevada Credit Union

15 Year Fixed

6.000%

6.057%

0.000

JTNB

15-Year Fixed

5.950%

6.064%

0.000

First Citizens Federal Credit Union

20 Year Fixed

6.000%

6.090%

0.000

Northfield Savings Bank

15-Year Fixed

6.000%

6.102%

0.000

NESC Federal Credit Union

5/5 ARM

6.000%

6.109%

0.000

First Citizens Federal Credit Union

15 Year Fixed

6.000%

6.113%

0.000

Spire Credit Union

10/1 ARM (Jumbo)

6.625%

6.146%

0.000

Y-12 Federal Credit Union

15-Year Fixed

6.000%

6.198%

1.000

Investment Savings Bank

7/1 ARM

6.500%

6.218%

0.000

Americas First Federal Credit Union

30-Year Fixed

6.450%

6.250%

0.000

Magnifi Financial Credit Union

15 Year Fixed

6.125%

6.266%

0.000

Magnifi Financial Credit Union

15 Year Fixed

6.125%

6.266%

0.000

First National Bank of Hutchinson

10-Year Fixed

6.000%

6.280%

0.000

First FSB of Mascoutah

10-Year Fixed

6.125%

6.296%

0.000

1st United Credit Union

7/1 ARM

6.250%

6.297%

0.000

Mid American Credit Union

15 Year Fixed

6.125%

6.324%

0.000

First Hope Bank

15-Year Fixed

6.125%

6.345%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Magnifi Financial Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

The Golden 1 Credit Union

Member Rate Advantage VISA

13.040% - 19.040%

No balance transfer fees or annual fees.

A & S Federal Credit Union

Visa Platinum Card

9.500%

No annual fee; Earn Rewards

Canyon View Credit Union

Visa Business Rewards Card

15.240%

BECU Boeing Employees Credit Union

BECU Visa

13.240% - 25.240%

0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.

Access Federal Credit Union

Access FCU Visa Gold

9.900%

ACFCU

College Real Rewards Card Visa

19.740% - 29.740%

Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.

Canyon View Credit Union

Visa Student Rewards Card

17.990%

ACFCU

Max Cash Secure Card Visa

29.990%

Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose

Abbey Credit Union

VISA® Classic

12.960%

ACFCU

Reserve Rewards+ Card Visa

19.740% - 29.740%

Enjoy premium rewards and benefits, plus receive a $500 bonus.

America First Federal Credit Union

SIGNATURE 1.5% CASH BACK VISA

18.000%

Unlimited 1.5% Cash Back Signature Card

Acadian Federal Credit Union

Acadian CU Visa Classic

9.200%

9.20% APR for purchases, balance transfers and cash advances.

Aberdeen Proving Ground FCU

Visa Platinum Preferred Rewards

15.740% - 17.990%

Vystar Credit Union

Visa Signature® Cash Back

17.750%

Canyon View Credit Union

Visa Crimson Card

13.240%

1st Valley Credit Union

Platinum Visa

8.750%

ACFCU

Secure Card Visa

29.240%

A card that\'s perfect for anyone who wants to improve or establish their credit.

A & S Federal Credit Union

Visa Classic Card

12.900%

No annual fee

The Golden 1 Credit Union

Member Cash Rewards+ VISA

17.040% - 23.040%

Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.

Abbott Laboratories Credit Union

Visa Signature Rewards

17.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

ABNB Federal Credit Union

ABNB VISA Signature

14.740% - 17.740%

No annual fees or cash advance fees. Rates may vary depending on credit worthiness.

Marcus Bank

GM Extended Family™ Mastercard®

20.240% - 29.990%

0% Intro purchase APR for first 9 months

Marcus Bank

GM Business™ Mastercard®

19.240% - 29.240%

0% Intro purchase APR for first 12 months

360 Federal Credit Union

Visa Classic

3.990%

Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.

1st Cooperative Federal Credit Union

Visa Platinum Credit Card

8.500%

As low as 8.50%

Disclaimer

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Magnifi Financial Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

ACMG Federal Credit Union

Personal Loans

8.990%

Advantage Plus Federal Credit Union

Signature Loan

14.990%

25 - 36

Circuit Federal Credit Union

Personal Loans

10.250% - 10.650%

$3,000 - $25,000

Access Of Louisiana Federal Credit Union

Personal Loan

9.200% - 17.950%

$0 - $2,500

36 - 36

360 Federal Credit Union

Term Line of Credit 84 months

8.000%

The Golden 1 Credit Union

Personal Loan

8.890%

802 Credit Union

Personal/Signature

10.990%

24 - 36

Achieve Financial Credit Union

Student Loan Consolidation

5.490%

1st United Credit Union

Personal Line of Credit Variable

13.150%

4U Federal Credit Union

Personal Loan

10.650%

InFirst Bank

Personal Loan

13.000% - 13.140%

$1,500 - $15,000

36 - 36

ACFCU

Line of Credit

13.700%

Acipco Federal Credit Union

Signature Loan

10.000%

1 - 36

Academic Federal Credit Union

Debt Consolidation Loan

9.000%

108

Security Service Federal Credit Union

Debt Consolidation Loan

9.990% - 16.240%

61 - 66

360 Federal Credit Union

Anything Loan

10.990%

$500

SchoolsFirst Federal Credit Union

Overdraft Protection Loan

11.500% - 17.900%

$0 - $5,000

Vystar Credit Union

Personal Loans

11.000%

37 - 60

Mountain America Federal Credit Union

Personal Loan

13.740%

Act 1st Federal Credit Union

Signature Loan

11.500%

48 - 48

1st University Credit Union

Unsecured Signature Loan

9.250%

1 - 24

ACFCU

Personal Loans

13.450%

Security Service Federal Credit Union

Personal Loan

9.990% - 16.240%

61 - 66

Canyon View Credit Union

Personal Loans

12.990%

$0 - $2,000

24 - 24

SchoolsFirst Federal Credit Union

Personal Loan

9.990% - 18.000%

$0 - $50,000

Disclaimer

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Magnifi Financial Credit Union Information

Credit Union Name: Magnifi Financial Credit Union

Website: https://www.mymagnifi.org

Full Time Employees: 394
Part Time Employees: 5
President: Steven Danzl
CEO: Charles Friederichs
Branch Locations: 25
ATM Locations: 17

Corporate Office Address:

20 4th Ave SE
Melrose, MN 56352
Phone Number: 320-256-3669
Fax Number: 320-256-4532

Magnifi Financial Credit Union Financials

Total Assets:

2,426,423,686

Total Amount of Shares and Deposits:

1,939,954,466

Total Shares and Deposits < 1 Year:

1,685,543,702

Total Shares and Deposits 1 3 Years:

248,688,591

Total Shares and Deposits > 3 Years:

5,722,172

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):

217,703,262

Total Uninsured Shares and Deposits > $250K (F+J):

218,481,646

Total Insured Shares and Deposits > $250K (item 17 less item K):

1,721,472,820

Total Interest Expense (Sum of items 6 8):

12,546,340

Share Certificates:

18,129

Number of Accounts for Share Drafts:

58,609

IRA KEOGH Accounts:

3,151

Number of Accounts for Regular Shares:

155,836

All other shares:

2,910

Non Member Deposits:

346

Money Market Shares:

20,529

Net Income (unless the amount is already included in Undivided Earnings):

4,485,740

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

205,240,506

Total Liabilities:

2,183,224,147

Magnifi Financial Credit Union Questions and Answers

No Cost Share Drafts:

Share Certificates with Low Minimum Balance Requirements:

Is Financial Counseling Offered?:

Financial Education offered for Members?:

Yes

Are financial literacy Workshops offered?:

Yes

Is there a first time homebuyer program?:

Yes

Credit management and repair offered?:

Online Financial Literacy?:

No Cost Bill Payer:

Yes

Student Scholarships:

Mortgage Processing:

Yes

Approved Mortgage Seller?:

Yes

Brokered Certificates of Deposits:

Brokered Deposits (All deposits acquired through a third party):

payment:

Yes

Are low cost wire transfers available?:

Yes

Member Application:

Yes

Are New Loans Available:

Yes

New Share Account:

Yes

Are online loan payments available:

Yes

Online Bill Payment Allowed?:

Yes

Can I download my account history?:

Electronic Signature Authentication Certification:

Yes

Can I get my bank statements online?:

Yes

External Account Transfers Allowed:

Yes

Remote Deposit Allowed:

Yes

Are Mobile Payments Avilable?:

Yes

Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Read the Fine Print When Investing in a Certificate of Deposit

Alabama Central Credit Union Savings Account Rates and MMA Rates

Alabama Central Credit Union is advertising several types of savings accounts that have some competitive savings rates. The savings accounts include a minor savings account (custodial savings account), regular share savings account, a daily share savings account and money manager (money market) accounts.

Mortgage Rates are Higher Once Again in MBA Mortgage Survey: 30 Year Mortgage Rates at 4.84%, 15 Year Mortgage Rates at 4.21%

Mortgage rates are higher again in this week's mortgage survey released by the Mortgage Bankers Association. The average contract mortgage rate for 15 year mortgages is above 4.00 percent and at the highest point since June 2010. Mortgage rates today are even higher since the MBA's Weekly Mortgage Application Survey is for the week ending December 10, 2010.