What are the current interest rates at Magnifi Financial Credit Union?

Current rates for Magnifi Financial Credit Union include: 12-Month CD: 3.90%, 18-Month CD: 3.70%, 24-Month CD: 3.40%, 60-Month CD: 3.10%, Savings: 0.15%, MMA: 0.50%

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Magnifi Financial Credit Union

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Magnifi Financial Credit Union Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Magnifi Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 22, 2026

Magnifi Financial Credit Union's 17 Month Pick Your Term CD rates are at 4.25%, 10 Month Pick Your Term CD rates are at 4.10%, 12 Month CD rates are at 4.05%, 12 Month CD rates are at 4.00%, 9 Month CD rates are at 4.00%. Magnifi Financial Credit Union's savings rates are at 0.15%. Magnifi Financial Credit Union's money market rates are at 0.50%. Magnifi Financial Credit Union's Auto Loan Rates are as low as 3.99%. MonitorBankRates evaluates the financial stability of Magnifi Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.18%. Rates last updated and verified on 09/22/2026.

Magnifi Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Magnifi Financial Credit Union? Share your experience about Magnifi Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Magnifi Financial Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.18%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Magnifi Financial Credit Union
Administration Center

20 4th Ave SE
Melrose, MN 56352

https://www.mymagnifi.org

Magnifi Financial Credit Union CD Rates

Product	Rate	APY	Term
17 Month Pick Your Term Certificate	-	4.25%	17 Months
Min Deposit $500 Details LIMITED TIME OFFER Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
10 Month Pick Your Term Certificate	-	4.10%	10 Months
Min Deposit $500 Details LIMITED TIME OFFER Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
12 Month Certificate	3.98%	4.05%	12 Month
Min Balance $100,000 Details Balance: $100,000-$149,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
12 Month Certificate	3.98%	4.05%	12 Month
Min Balance $150,000 Details Balance: $150,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
12 Month Certificate	3.93%	4.00%	12 Month
Min Balance $50,000 Details Balance: $50,000-$99,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
9 Month Certificate	3.93%	4.00%	9 Month
Min Balance $50,000 Details Balance: $50,000-$99,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
9 Month Certificate	3.93%	4.00%	9 Month
Min Balance $100,000 Details Balance: $100,000-$149,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
9 Month Certificate	3.93%	4.00%	9 Month
Min Balance $150,000 Details Balance: $150,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
12 Month Certificate	3.83%	3.90%	12 Month
Min Balance $500 Details Balance: $500-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
12 Month Certificate	3.83%	3.90%	12 Month
Min Balance $25,000 Details Balance: $25,000-$49,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
9 Month Certificate	3.83%	3.90%	9 Month
Min Balance $500 Details Balance: $500-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
9 Month Certificate	3.83%	3.90%	9 Month
Min Balance $25,000 Details Balance: $25,000-$49,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
18 Month Certificate	3.74%	3.80%	18 Month
Min Balance $100,000 Details Balance: $100,000-$149,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
18 Month Certificate	3.74%	3.80%	18 Month
Min Balance $150,000 Details Balance: $150,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
18 Month Certificate	3.69%	3.75%	18 Month
Min Balance $50,000 Details Balance: $50,000-$99,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
18 Month Certificate	3.64%	3.70%	18 Month
Min Balance $500 Details Balance: $500-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
18 Month Certificate	3.64%	3.70%	18 Month
Min Balance $25,000 Details Balance: $25,000-$49,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
24 Month Certificate	3.59%	3.65%	24 Month
Min Balance $150,000 Details Balance: $150,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
24 Month Certificate	3.49%	3.55%	24 Month
Min Balance $100,000 Details Balance: $100,000-$149,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
24 Month Certificate	3.45%	3.50%	24 Month
Min Balance $50,000 Details Balance: $50,000-$99,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
36 Month Certificate	3.45%	3.50%	36 Month
Min Balance $150,000 Details Balance: $150,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
6 Month Certificate	3.45%	3.50%	6 Month
Min Balance $150,000 Details Balance: $150,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
24 Month Certificate	3.40%	3.45%	24 Month
Min Balance $25,000 Details Balance: $25,000-$49,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
24 Month Certificate	3.35%	3.40%	24 Month
Min Balance $500 Details Balance: $500-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
36 Month Certificate	3.35%	3.40%	36 Month
Min Balance $100,000 Details Balance: $100,000-$149,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
6 Month Certificate	3.35%	3.40%	6 Month
Min Balance $100,000 Details Balance: $100,000-$149,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
36 Month Certificate	3.30%	3.35%	36 Month
Min Balance $50,000 Details Balance: $50,000-$99,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
6 Month Certificate	3.30%	3.35%	6 Month
Min Balance $50,000 Details Balance: $50,000-$99,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
60 Month Certificate	3.30%	3.35%	60 Month
Min Balance $150,000 Details Balance: $150,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
36 Month Certificate	3.25%	3.30%	36 Month
Min Balance $25,000 Details Balance: $25,000-$49,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
6 Month Certificate	3.25%	3.30%	6 Month
Min Balance $25,000 Details Balance: $25,000-$49,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
36 Month Certificate	3.20%	3.25%	36 Month
Min Balance $500 Details Balance: $500-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
48 Month Certificate	3.20%	3.25%	48 Month
Min Balance $150,000 Details Balance: $150,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
6 Month Certificate	3.20%	3.25%	6 Month
Min Balance $500 Details Balance: $500-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
60 Month Certificate	3.20%	3.25%	60 Month
Min Balance $100,000 Details Balance: $100,000-$149,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
60 Month Certificate	3.15%	3.20%	60 Month
Min Balance $50,000 Details Balance: $50,000-$99,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
48 Month Certificate	3.11%	3.15%	48 Month
Min Balance $100,000 Details Balance: $100,000-$149,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
60 Month Certificate	3.11%	3.15%	60 Month
Min Balance $25,000 Details Balance: $25,000-$49,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
48 Month Certificate	3.06%	3.10%	48 Month
Min Balance $50,000 Details Balance: $50,000-$99,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
60 Month Certificate	3.06%	3.10%	60 Month
Min Balance $500 Details Balance: $500-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
48 Month Certificate	3.01%	3.05%	48 Month
Min Balance $25,000 Details Balance: $25,000-$49,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
48 Month Certificate	2.96%	3.00%	48 Month
Min Balance $500 Details Balance: $500-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
3 Month Certificate	2.03%	2.05%	3 Month
Min Balance $150,000 Details Balance: $150,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
3 Month Certificate	1.93%	1.95%	3 Month
Min Balance $100,000 Details Balance: $100,000-$149,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
3 Month Certificate	1.88%	1.90%	3 Month
Min Balance $50,000 Details Balance: $50,000-$99,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
3 Month Certificate	1.83%	1.85%	3 Month
Min Balance $25,000 Details Balance: $25,000-$49,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
3 Month Certificate	1.79%	1.80%	3 Month
Min Balance $500 Details Balance: $500-$24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%

Magnifi Financial Credit Union Savings Rates

Product	Rate	APY
My Goal Savings	1.39%	1.40%
Min Deposit $5 Min Balance $0 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
Savings	0.15%	0.15%
Min Deposit $0 Min Balance $0 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%

Magnifi Financial Credit Union Money Market Rates

Product	Rate	APY
Money Market	1.14%	1.15%
Min Balance $150,000 Details Balance: $150,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
Money Market	0.95%	0.95%
Min Balance $100,000 Details Balance: $100,000 - $149,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
Money Market	0.85%	0.85%
Min Balance $50,000 Details Balance: $50,000 - $99,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
Money Market	0.65%	0.65%
Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
Money Market	0.55%	0.55%
Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
Money Market	0.50%	0.50%
Min Deposit $2,500 Min Balance $0 Details Balance: $0 - $2,499 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
Money Market	0.50%	0.50%
Min Balance $2,500 Details Balance: $2,500 - $9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%

Magnifi Financial Credit Union Checking Rates

Product	Rate	APY
High-Yield Checking	3.45%	3.50%
Min Balance $20,000 Details Qualifications Required; Balance: $20,000 or below Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
Relationship Checking	0.15%	0.15%
Min Balance $5,000 Details Balance: $5,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
Relationship Checking	0.10%	0.10%
Min Balance $1,000 Details Balance: $1,000 - $4,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
eChecking	0.05%	0.05%
Min Deposit $0 Min Balance $0 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%

Magnifi Financial Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Vehicle Loan	-	-	3.99%
Details As Low As; 90 Days No Payments on Auto Loans Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%

Magnifi Financial Credit Union Other Rates

Product	Rate	Points	APY/APR
Boom! Certificate	3.25%	-	3.30%
Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%
Share	0.05%	-	0.05%
Min Deposit $5 Min Balance $5 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.18%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Magnifi Financial Credit Union’s Texas Ratio rose from 0.36% in Q2 2023 to 1.18% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$2.7B	1.18%	5.0	A+
December 31, 2025	$2.6B	2.41%	5.0	A+
September 30, 2025	$2.6B	3.17%	5.0	A+
June 30, 2025	$2.5B	3.06%	5.0	A+
March 31, 2025	$2.5B	2.85%	5.0	A+
December 31, 2024	$2.4B	3.13%	5.0	A+
September 30, 2024	$2.5B	0.73%	5.0	A+
June 30, 2024	$2.4B	5.53%	5.0	A+
March 31, 2024	$2.4B	0.75%	5.0	A+
December 31, 2023	$2.3B	0.47%	5.0	A+
September 30, 2023	$2.3B	0.68%	5.0	A+
June 30, 2023	$2.3B	0.36%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Magnifi Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Magnifi Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Magnifi Financial Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Magnifi Financial Credit Union

Website https://www.mymagnifi.org

Address 20 4th Ave SE, Melrose, MN 56352

Phone 320-256-3669

Fax 320-256-4532

President Steven Danzl

CEO Charles Friederichs

Full-Time Employees 411

Part-Time Employees 3

Branch Locations 27

ATM Locations 23

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.18%

Return on Assets (ROA)

0.1124%

Return on Equity (ROE)

1.0054%

Non-Performing Loans Ratio (NPL)

0.18%

Total Assets

2,671,369,625

Total Amount of Shares and Deposits

2,238,335,061

Total Shares and Deposits < 1 Year

2,140,389,974

Total Shares and Deposits 1 3 Years

94,236,601

Total Shares and Deposits > 3 Years

3,708,486

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

286,187,951

Total Uninsured Shares and Deposits > $250K (F+J)

296,117,171

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,942,217,890

Total Interest Expense (Sum of items 6 8)

12,428,509

Share Certificates

20,723

Number of Accounts for Share Drafts

61,183

IRA KEOGH Accounts

2,965

Number of Accounts for Regular Shares

157,287

All other shares

3,340

Non Member Deposits

352

Money Market Shares

22,407

Net Income (unless the amount is already included in Undivided Earnings)

3,002,418

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

145,944,081

Total Liabilities

2,387,892,529

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Magnifi Financial Credit Union earned the Verified Healthy badge

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Magnifi Financial Credit Union yet. Feel free to create one below.

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Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Magnifi Financial Credit Union

Frequently Asked Questions About Magnifi Financial Credit Union

How many branches does Magnifi Financial Credit Union operate?

Magnifi Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Magnifi Financial Credit Union?

Yes, to access services at Magnifi Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Magnifi Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Magnifi Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Magnifi Financial Credit Union offer online and mobile banking?

Most modern institutions like Magnifi Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mymagnifi.org.

Current Magnifi Financial Credit Union Rates

12-Month CD3.90%
18-Month CD3.70%
24-Month CD3.40%
60-Month CD3.10%
Savings0.15%
MMA0.50%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Magnifi Financial Credit Union Rates & Review September 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Magnifi Financial Credit Union Texas Ratio

Magnifi Financial Credit Union Health Trend

Magnifi Financial Credit Union CD Rates

Magnifi Financial Credit Union Savings Rates

Magnifi Financial Credit Union Money Market Rates

Magnifi Financial Credit Union Checking Rates

Magnifi Financial Credit Union Auto Loan Rates

Magnifi Financial Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Magnifi Financial Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Magnifi Financial Credit Union

How many branches does Magnifi Financial Credit Union operate?

Is a member application needed to join Magnifi Financial Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Magnifi Financial Credit Union offer online and mobile banking?

Current Magnifi Financial Credit Union Rates

Compare to Other Credit Unions