Magnifi Financial Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Magnifi Financial Credit Union

Compare Magnifi Financial Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Magnifi Financial Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Magnifi Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Magnifi Financial Credit Union? Share your experience about Magnifi Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Magnifi Financial Credit Union.

Overall, Magnifi Financial Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.52%

18-Month CD

N/A

2.27%

24-Month CD

N/A

2.25%

36-Month CD

N/A

2.18%

48-Month CD

N/A

2.14%

60-Month CD

N/A

2.26%

Savings

N/A

0.62%

MMA

N/A

0.80%

30-Year Fixed

N/A

6.51%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Magnifi Financial Credit Union
Administration Center

20 4th Ave SE
Melrose, MN 56352

https://www.mymagnifi.org

MonitorBankRates' Rating

5/5

★★★★★

Review Magnifi Financial Credit Union

Compare Magnifi Financial Credit Union Rates with Other Competitive Bank and Credit Union Rates

Madison County Bank

6-Month CD

4.15%

$500

Home State Bank Royal, IA

6-Month CD

4.04%

$1,000

Andrews Federal Credit Union

High Yield Savings

3.95%

LendingClub

6-Month CD

3.90%

$500

Inova Federal Credit Union

30-Month CD

3.75%

$200

Artisans Bank

6-Month CD

3.75%

$1,500

HSBC Bank USA

12-Month CD (Online)

3.70%

$1,000

Bank of Vici

12-Month CD

3.56%

$1,000

Gogebic Range Bank

36-Month CD

3.55%

$500

Northwest Bank

24-Month CD

3.49%

$100

Meridian Bank

24-Month CD

3.35%

$500

Monroe Federal S&L

36-Month CD

3.25%

$1,000

MCT Credit Union

36-Month CD

3.20%

$1,000

First National Bank in Marlow

60-Month CD

3.15%

$500

Union State Bank of Everest

24-Month CD

3.00%

$1,000

Conneaut Savings Bank

18-Month CD

2.78%

$1,000

FNB Community Bank

48-Month CD

2.27%

$1,000

Brattleboro S&L

48-Month CD

2.15%

$500

Methuen Co-operative Bank

60-Month CD

2.00%

$1,000

Texas National Bank of Jacksonville

36-Month CD

2.00%

$500

Southwest Missouri Bank

36-Month CD

2.00%

$500

Peoples State Bank Ellettsville, IN

36-Month CD

1.92%

$500

FCNB of St. Paris

12-Month CD

1.87%

$1,000

FourLeaf Federal Credit Union

24-Month CD

1.75%

$50

Security FSB

60-Month CD

1.55%

$500

Benchmark Community Bank

6-Month CD

1.50%

$500

Madison Valley Bank

6-Month CD

1.35%

$500

Peoples State Bank Ellettsville, IN

12-Month CD

1.26%

$500

Bank of Easton

12-Month CD

1.15%

$500

Ukrainian Selfreliance Federal Credit Union

12-Month CD

1.01%

$500

Evergreen Federal Bank

48-Month CD

1.00%

$1,000

Abbott Laboratories Credit Union

Savings

1.00%

KeySavings Bank

36-Month CD

0.55%

$500

Charter Bank TX

Money Market

0.50%

Municipal Bank

24-Month CD

0.50%

$1,000

RBAZ Republic Bank of Arizona

Money Market

0.50%

$1,000

Citizens Bank Mooresville, IN

Money Market

0.40%

$50,000

First Federal S&L Bath

18-Month CD

0.25%

$1,000

FNB of Pandora

Simply Savings

0.25%

$25

Aberdeen Proving Ground FCU

Regular Savings

0.25%

Rhinebeck Bank

Savings

0.20%

$25

Utah Independent Bank

Savings

0.20%

$25

State Bank & Trust Company

Money Market

0.15%

Unity Bank

12-Month CD

0.15%

$1,000

WaFd Bank

Savings

0.10%

$100

The Bank of Bourbonnais

24-Month CD

0.05%

$500

Busey Bank

12-Month CD

0.05%

$1,000

Busey Bank

36-Month CD

0.05%

$1,000

Chelsea Groton Bank

Money Market

0.01%

$25

I3 Bank

Premium Checking

0.01%

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Magnifi Financial Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

DCU Digital Federal Credit Union

10-Year Fixed

4.875%

5.195%

1.125

American Eagle Financial Credit Union

15-Year Fixed

5.375%

5.544%

0.000

GTE Federal Credit Union

15 Year Fixed

5.375%

5.547%

0.500

Investment Savings Bank

15-Year Fixed

5.500%

5.600%

0.000

Premier Bank Dubuque, IA

15-Year Fixed

5.500%

5.661%

0.000

Freedom Credit Union

15 Year Fixed

5.625%

5.693%

0.000

PNB of Kewanee

30-Year Fixed

5.560%

5.730%

0.000

StonehamBank

15-Year Fixed

5.625%

5.733%

0.000

Centreville Bank

15-Year Fixed Jumbo

5.750%

5.788%

0.000

Ulster Savings Bank

7-Year ARM

5.375%

5.877%

0.000

Magnifi Financial Credit Union

15 Year Fixed

5.750%

5.887%

0.000

FourLeaf Federal Credit Union

15-Year Fixed

5.750%

5.897%

0.000

Bath State Bank

15-Year Fixed

5.875%

5.945%

0.000

Randolph Brooks FCU

5/5 ARM

5.875%

5.967%

0.000

Mid Oregon Federal Credit Union

15 Year Fixed

5.750%

5.976%

0.250

Premier Bank Dubuque, IA

20-Year Fixed

5.875%

6.004%

0.000

Logix Federal Credit Union

15 Year Fixed

5.875%

6.010%

0.000

Unity Bank

15-Year Fixed

6.000%

6.047%

0.000

Vystar Credit Union

15-Year Fixed

6.000%

6.051%

0.000

A+ Federal Credit Union

30-Year Fixed

5.990%

6.054%

0.000

Meridian Trust Federal Credit Union

15 Year Fixed

5.750%

6.055%

0.000

Midwest Liberty Federal Credit Union

15 Year Fixed

5.750%

6.055%

0.000

Addition Financial Credit Union

20-Year Fixed

6.000%

6.146%

0.000

Ontario Shores Federal Credit Union

15-Year Fixed

6.000%

6.229%

0.000

Midwest Liberty Federal Credit Union

20 Year Fixed

6.000%

6.244%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Magnifi Financial Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

1st Cooperative Federal Credit Union

Visa Platinum Credit Card

8.500%

As low as 8.50%

1st United Credit Union

Visa Platinum Rewards

14.900%

Acadian Federal Credit Union

Acadian CU Visa Classic

9.200%

9.20% APR for purchases, balance transfers and cash advances.

1st MidAmerica Credit Union

Platinum Rewards

8.900% - 13.900%

Based upon credit worthiness.

Abilene Teachers Federal Credit Union

Visa or MasterCard

9.990%

Credit Line $500-$7,000

Access Federal Credit Union

Access FCU Visa Gold

9.900%

Canyon View Credit Union

Visa Crimson Card

13.240%

Teachers Federal Credit Union

Visa Cash Back

16.100%

BECU Boeing Employees Credit Union

BECU Cash Back Visa

16.240% - 27.240%

1st MidAmerica Credit Union

Platinum

8.900%

600 Atlantic Federal Credit Union

Visa Credit Card

11.900%

Randolph Brooks FCU

World Cash Back Credit Card Mastercard

18.000%

1st United Credit Union

Visa Platinum

13.900%

Academic Federal Credit Union

Academic VISA® Classic

15.400%

Canyon View Credit Union

Visa Student Rewards Card

17.990%

ABNB Federal Credit Union

ABNB VISA Signature

14.740% - 17.740%

No annual fees or cash advance fees. Rates may vary depending on credit worthiness.

ACFCU

College Real Rewards Card Visa

19.740% - 29.740%

Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.

ABCO Federal Credit Union

VISA® Credit Cards

7.990%

SchoolsFirst Federal Credit Union

Share-Secured Mastercard

13.900%

Maximum Loan Amount Up to $5,000.00

Access Federal Credit Union

Access FCU Visa Classic

13.500%

America First Federal Credit Union

Platinum Low Rate VISA

12.240%

Low Rate Platinum Card

ABNB Federal Credit Union

VISA Preferred

12.240% - 18.000%

No annual fees or cash advance fees. Rates may vary depending on credit worthiness.

Abbott Laboratories Credit Union

Student Select Rewards Visa

17.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

Security Service Federal Credit Union

Security Service Power MasterCard

12.740% - 18.000%

Canyon View Credit Union

Visa Secure Card

13.740%

Disclaimer

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Magnifi Financial Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Access Credit Union Bristol Pa Credit Union

Personal Loans

7.990%

$0 - $30,000

Abri Credit Union

Readi Cash Line-of-Credit Revolving

13.900%

$500 - $15,000

ACFCU

Line of Credit

13.700%

360 Federal Credit Union

Debt Consolidated

9.490%

$500

Y-12 Federal Credit Union

Signature Loan

12.490%

Security Service Federal Credit Union

Debt Consolidation Loan

9.990% - 16.240%

61 - 66

360 Federal Credit Union

Anything Loan

10.990%

$500

Y-12 Federal Credit Union

Ultra Loan

13.990%

Abbott Laboratories Credit Union

Personal Loan

8.490%

36 - 36

Access Federal Credit Union

Unsecured Loans

9.990%

1 - 60

Access Of Louisiana Federal Credit Union

Personal Loan

9.200% - 17.950%

$0 - $100

12 - 24

1st Street Credit Union

50% Share Secured Loan

6.460% - 14.990%

Act 1st Federal Credit Union

Signature Loan

12.500%

60 - 60

Abbott Laboratories Credit Union

Personal Loan

10.490%

60 - 60

Aberdeen Proving Ground FCU

Personal Loan Rates

5.740%

1 - 36

1st Cooperative Federal Credit Union

Personal Loan

10.990%

$0 - $10,000

60 - 60

Acipco Federal Credit Union

Signature Loan

10.000%

1 - 36

1st United Credit Union

Personal Line of Credit Variable

13.150%

Abilene Teachers Federal Credit Union

Consumer Loan

10.250% - 17.950%

1 - 36

Abbey Credit Union

Signature (Unsecured) Loan

11.040%

1 - 24

Advantage Credit Union Newtown, IA

Personal Loans

13.700%

$2,500 - $5,000

36 - 36

Hughes Federal Credit Union

Line of Credit

13.450%

Access Of Louisiana Federal Credit Union

Line of Credit Variable Rate

10.200% - 17.950%

$0 - $15,000

1 - 60

ACFCU

Personal Loans

13.450%

Canyon View Credit Union

Personal Loans

12.990%

$0 - $2,000

24 - 24

Disclaimer

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Magnifi Financial Credit Union Information

Credit Union Name: Magnifi Financial Credit Union

Website: https://www.mymagnifi.org

Full Time Employees: 394
Part Time Employees: 5
President: Steven Danzl
CEO: Charles Friederichs
Branch Locations: 25
ATM Locations: 17

Corporate Office Address:

20 4th Ave SE
Melrose, MN 56352
Phone Number: 320-256-3669
Fax Number: 320-256-4532

Magnifi Financial Credit Union Financials

Total Assets:

2,426,423,686

Total Amount of Shares and Deposits:

1,939,954,466

Total Shares and Deposits < 1 Year:

1,685,543,702

Total Shares and Deposits 1 3 Years:

248,688,591

Total Shares and Deposits > 3 Years:

5,722,172

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):

217,703,262

Total Uninsured Shares and Deposits > $250K (F+J):

218,481,646

Total Insured Shares and Deposits > $250K (item 17 less item K):

1,721,472,820

Total Interest Expense (Sum of items 6 8):

12,546,340

Share Certificates:

18,129

Number of Accounts for Share Drafts:

58,609

IRA KEOGH Accounts:

3,151

Number of Accounts for Regular Shares:

155,836

All other shares:

2,910

Non Member Deposits:

346

Money Market Shares:

20,529

Net Income (unless the amount is already included in Undivided Earnings):

4,485,740

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

205,240,506

Total Liabilities:

2,183,224,147

Magnifi Financial Credit Union Questions and Answers

No Cost Share Drafts:

Share Certificates with Low Minimum Balance Requirements:

Is Financial Counseling Offered?:

Financial Education offered for Members?:

Yes

Are financial literacy Workshops offered?:

Yes

Is there a first time homebuyer program?:

Yes

Credit management and repair offered?:

Online Financial Literacy?:

No Cost Bill Payer:

Yes

Student Scholarships:

Mortgage Processing:

Yes

Approved Mortgage Seller?:

Yes

Brokered Certificates of Deposits:

Brokered Deposits (All deposits acquired through a third party):

payment:

Yes

Are low cost wire transfers available?:

Yes

Member Application:

Yes

Are New Loans Available:

Yes

New Share Account:

Yes

Are online loan payments available:

Yes

Online Bill Payment Allowed?:

Yes

Can I download my account history?:

Electronic Signature Authentication Certification:

Yes

Can I get my bank statements online?:

Yes

External Account Transfers Allowed:

Yes

Remote Deposit Allowed:

Yes

Are Mobile Payments Avilable?:

Yes

Source: NCUA Last Updated 03/31/2024

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