Mcdowell County Federal Credit Union Rates and Review January 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Compare Mcdowell County Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Mcdowell County Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityMcdowell County Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Mcdowell County Federal Credit Union? Share your experience about Mcdowell County Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Mcdowell County Federal Credit Union. Overall, Mcdowell County Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonPLATINUM REWARDS VISA
14.740%
Visa Shared Secured
7.900%
Visa Platinum Preferred Starter
17.990%
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonUnsecured Signature Loan
10.250%
$0
25 - 36
Personal Loan
8.950%
$0
Education (tuition bill required)
8.250%
$0
60
Show More
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Mcdowell County Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Mcdowell County Federal Credit Union
Full Time Employees: 0Part Time Employees: 0 President: Virginia Dyer CEO: Heather Mullins Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
1027 Frederick St
Bluefield, WV 24701 Phone Number: 304-436-6800 Fax Number: 304-436-6803 FinancialsTotal Assets:
65,680
Total Amount of Shares and Deposits:
50,351
Total Shares and Deposits < 1 Year:
50,351
Total Insured Shares and Deposits > $250K (item 17 less item K):
50,351
Number of Accounts for Regular Shares:
32
Net Income (unless the amount is already included in Undivided Earnings):
-776
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
57,710
Total Liabilities:
50,551
Show More
Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Mcdowell County Federal Credit Union yet. Feel free to create one below.
Add Your Rating and Review for Mcdowell County Federal Credit Union
Frequently Asked Questions About Mcdowell County Federal Credit UnionIs a member application needed to join Mcdowell County Federal Credit Union?Yes, to access services at Mcdowell County Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Mcdowell County Federal Credit Union provides a range of mortgage and home equity products. Is Mcdowell County Federal Credit Union a safe place to deposit money?Yes, Mcdowell County Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Mcdowell County Federal Credit Union offer online and mobile banking?Most modern institutions like Mcdowell County Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.80%, 6-month CD rates at 4.00% and 3-month CD rates at 3.60%. Savings rates are at 0.17% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 5.78%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.70%. All these rates, and more, can be found in our database of rates which you can compare to 
