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McPherson Co-op Credit Union Rates and Review January 2026

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McPherson Co-op Credit Union12-month CD rates can be found at 3.90%, 6-month CD rates at 1.78% and 3-month CD rates at 2.00%. Savings rates are at 0.25% and money market rates are at 0.40%. Mortgage rates on 30-year fixed loans are around 6.09%. Credit Card rates are at 15.40%. Personal Loan rates are at 14.20%. All these rates, and more, can be found in our database of rates which you can compare to McPherson Co-op Credit Union rates.

Compare McPherson Co-op Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of McPherson Co-op Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

McPherson Co-op Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at McPherson Co-op Credit Union? Share your experience about McPherson Co-op Credit Union by leaving a review below, or read customer reviews before you decide to use McPherson Co-op Credit Union.

Overall, McPherson Co-op Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

McPherson Co-op Credit Union
McPherson Co op
1999 S Main St
McPherson, KS 67460 9400
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
18-Month CD
3.95%
$500
18-Month CD
3.87%
$1,000
48-Month CD
3.75%
$10,000
9-Month CD
3.60%
$1,000
6-Month CD
3.50%
$1,000
12-Month CD
3.32%
$500
60-Month CD
3.28%
$500
12-Month CD
3.25%
$500
60-Month CD
3.25%
$1,000
24-Month CD
3.21%
$1,000
18-Month CD
3.03%
$1,000
12-Month CD
3.00%
$2,500
12-Month CD
2.75%
$500
48-Month CD
2.52%
$1,000
18-Month CD
2.52%
$500
60-Month CD
2.50%
$1,000
60-Month CD
2.49%
$2,500
48-Month CD
2.47%
$500
18-Month CD
2.42%
$1,000
48-Month CD
2.32%
$1,000
30-Month CD
2.10%
$1,000
Eagle Money Market
2.03%
$100
eBlue Savings
2.01%
$0
60-Month CD
1.56%
$1,000
36-Month CD
1.10%
$25,000
6-Month CD
1.00%
$5,000
12-Month CD
0.80%
$1,000
48-Month CD
0.80%
$2,500
Money Market Checking
0.65%
$25,000
60-Month CD
0.63%
$1,000
6-Month CD
0.60%
$500
48-Month CD
0.50%
$1,000
Money Market
0.50%
$5,000
18-Month CD
0.49%
$2,500
48-Month CD
0.45%
$500
Business Money Market
0.40%
$2,500
60-Month CD
0.26%
$1,000
Preferred Money Market
0.25%
$1,000
12-Month CD
0.20%
$1,000
Money Market
0.20%
$2,500
Regular Savings
0.15%
$100
48-Month CD
0.10%
$1,000
Personal Savings
0.05%
$100
48-Month CD
0.05%
$1,000
Rewards Savings
0.05%
$0
Statement Savings
0.01%
$50
Money Market
0.00%
$1,500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed
6.150%
6.386%
0.000
20-Year Fixed
6.800%
6.993%
0.000
15-Year Fixed Jumbo
6.125%
6.423%
0.000
30-Year Fixed
5.875%
5.999%
0.000
10-Year Fixed
6.100%
6.433%
0.000
6.250%
7.325%
0.000
5.125%
5.389%
0.000
5.875%
6.420%
0.000
15-Year Fixed
5.125%
5.180%
0.000
6.250%
6.389%
0.000
5.625%
5.796%
0.000
5.990%
6.290%
0.000
6.125%
6.162%
0.000
20-Year Fixed
5.750%
5.887%
0.000
5.500%
5.556%
0.000
15 Year Fixed
5.500%
5.677%
0.000
5.875%
6.070%
0.000
5.500%
5.620%
0.000
6.125%
6.185%
0.000
30-Year Fixed
6.375%
6.504%
0.000
20-Year Fixed
5.875%
5.971%
0.000
5/5 ARM High LTV
5.250%
6.143%
1.000
5/1 ARM
6.750%
6.859%
0.000
6.000%
6.090%
0.000
5.625%
5.846%
0.000
4.875%
4.985%
0.000
15-Year Fixed
5.250%
5.326%
0.000
5.000%
5.153%
1.000
5.990%
6.035%
0.000
5.750%
7.634%
0.000
6.250%
6.434%
0.000
15 Year Fixed
5.375%
5.588%
0.000
30-Year Fixed
5.875%
5.941%
0.000
6.000%
6.126%
0.000
5.875%
5.980%
0.000
15-Year Fixed
5.375%
5.525%
0.000
20-Year Fixed
5.875%
5.968%
0.000
15-Year Fixed
5.125%
5.193%
0.000
6.750%
6.880%
0.000
5.625%
5.673%
0.000
30-Year Fixed
6.125%
6.307%
0.000
6.250%
7.325%
0.000
15-Year Fixed
5.375%
5.660%
0.000
5.875%
5.907%
0.000
30-Year Fixed
5.500%
5.606%
0.750
5.750%
6.078%
0.000
5.500%
5.621%
0.000
30-Year Fixed
6.000%
6.218%
0.000
15 Year Fixed
5.875%
6.356%
0.000
30-Year Fixed
6.000%
6.090%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Secure Card
13.740%
Visa Platinum Rewards
14.900%
Security Service Power Rewards MasterCard
18.000%
Visa Signature® Rewards
17.750%
Platinum Secured Visa
8.750%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
18.000%
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
9.990%
Credit Line $500-$7,000
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Visa Student Rewards Card
17.990%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Max Rewards Visa Credit Card
15.250%
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
World Cash Back Credit Card Mastercard
18.000%
Visa Platinum Credit Card
9.500% - 12.500%
9.990%
Platinum Visa
15.350%
VISA Platinum without Rewards
7.900%
Visa Platinum Preferred Starter
17.990%
Visa Platinum Clarity
15.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
8.490%
$0
36 - 36
9.200% - 17.950%
$0 - $500
48 - 48
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
Personal Signature Loan
11.000%
$0
96
Consolidation Loans
14.850%
$0
37 - 60
Bill Consolidation Loan
8.990%
$0
60
10.990%
$500
36
8.990% - 18.000%
$0 - $30,000
72
18.000%
$0 - $500
5
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
14.990%
$0
25 - 36
Personal Line of Credit
13.040%
$0
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Personal Lines of Credit
11.900% - 19.400%
$0
11.240% - 17.950%
$0
25 - 36
Personal/Signature Loans
11.150%
$0
60 - 60
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Personal Signature Loans
14.000%
$0
60
Personal Loans
11.000%
$0
37 - 60
Credit Starter Loan
16.250%
$0
10.000%
$0
1 - 36
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
9.200% - 17.950%
$0 - $100
12 - 24
10.650%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have McPherson Co-op Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: McPherson Co-op Credit Union
Full Time Employees: 11
Part Time Employees: 0
President: Audrey Miller
CEO: Brenda Kliewer
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
1999 S Main St
McPherson, KS 67460 9400
Phone Number: 620-241-9308
Fax Number: 620-241-9396

Financials

Total Assets:
43,068,292
Total Amount of Shares and Deposits:
39,353,723
Total Shares and Deposits < 1 Year:
37,774,984
Total Shares and Deposits 1 3 Years:
1,555,689
Total Shares and Deposits > 3 Years:
23,049
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,880,927
Total Uninsured Shares and Deposits > $250K (F+J):
1,880,927
Total Insured Shares and Deposits > $250K (item 17 less item K):
37,472,796
Total Interest Expense (Sum of items 6 8):
366,591
Share Certificates:
237
Number of Accounts for Share Drafts:
1,715
IRA KEOGH Accounts:
111
Number of Accounts for Regular Shares:
6,274
Money Market Shares:
214
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,947,674
Total Liabilities:
39,053,421
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About McPherson Co-op Credit Union

Is a member application needed to join McPherson Co-op Credit Union?

Yes, to access services at McPherson Co-op Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, McPherson Co-op Credit Union provides a range of mortgage and home equity products.

Is McPherson Co-op Credit Union a safe place to deposit money?

Yes, McPherson Co-op Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does McPherson Co-op Credit Union offer online and mobile banking?

Most modern institutions like McPherson Co-op Credit Union provide digital access including online balance checks and transfers.

Current McPherson Co-op Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions