|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Meriwest Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Meriwest Credit Union's 60-Month CD rates are at 3.15%, CDs 60-Month Term rates are at 3.15%, 6-Month CD rates are at 3.05%, 12-Month CD rates are at 2.95%, 24-Month CD rates are at 2.90%. Meriwest Credit Union's savings rates are at 0.10%. Meriwest Credit Union's money market rates are at 0.10%. Meriwest Credit Union's Personal Loan Rates are at 6.14%. MonitorBankRates evaluates the financial stability of Meriwest Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.41%. Rates were last updated on 04/19/2026. Meriwest Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Meriwest Credit Union? Share your experience about Meriwest Credit Union by leaving a review below, or read customer reviews before you decide to use Meriwest Credit Union. Meriwest Credit Union
Corporate Office San Jose 5615 Chesbro Ave
https://www.meriwest.com San Jose, CA 95123 3046 
Meriwest Credit Union CD Rates
Meriwest Credit Union Savings Rates
Meriwest Credit Union Money Market Rates
Meriwest Credit Union Checking Rates
Meriwest Credit Union Home Equity & HELOC
Meriwest Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Meriwest Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Meriwest Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Meriwest Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Meriwest Credit Union
Website
https://www.meriwest.com
Address
5615 Chesbro Ave,
San Jose, CA 95123 3046
Phone
408-972-5222
Fax
408-363-3298
President
Arthur Jue
CEO
Lisa Pesta
Full-Time Employees
225
Part-Time Employees
0
Branch Locations
11
ATM Locations
12
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.41%
Return on Assets (ROA)
0.0521%
Return on Equity (ROE)
0.5673%
Non-Performing Loans Ratio (NPL)
1.13%
Total Assets
2,131,349,413
Total Amount of Shares and Deposits
1,694,745,693
Total Shares and Deposits < 1 Year
1,639,062,179
Total Shares and Deposits 1 3 Years
54,936,514
Total Shares and Deposits > 3 Years
747,000
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
221,945,955
Total Uninsured Shares and Deposits > $250K (F+J)
221,945,955
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,472,799,738
Total Interest Expense (Sum of items 6 8)
30,385,716
Share Certificates
9,484
Number of Accounts for Share Drafts
47,501
IRA KEOGH Accounts
2,202
Number of Accounts for Regular Shares
46,675
Non Member Deposits
2
Money Market Shares
2,908
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
121,335,761
Total Liabilities
1,955,480,349
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Meriwest Credit UnionIs Meriwest Credit Union a safe place to deposit money?Yes, Meriwest Credit Union is considered a safe financial institution. With a Texas Ratio of 9.410273712166%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Meriwest Credit Union operate?Meriwest Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Meriwest Credit Union?Yes, to access services at Meriwest Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Meriwest Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Meriwest Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Meriwest Credit Union offer online and mobile banking?Most modern institutions like Meriwest Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.meriwest.com. Current Meriwest Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Franklin Trust Federal Credit Union
Waialua Federal Credit Union
Greater Iowa Credit Union
TBA Credit Union
Community Trust Credit Union
One Vision Federal Credit Union
TopLine Financial Credit Union
Highway District 9 Credit Union
Mobile Postal Credit Union
Avenue Baptist Brotherhood Federal Credit Union
Heartland Credit Union Inver Grove Heights, MN
Instep Credit Union
Cornerstone Credit Union
Complex Community Federal Credit Union
BASF Chattanooga Federal Credit Union
Assumption Beaumont Federal Credit Union
Town and Country Credit Union
Golden Valley Federal Credit Union
MEA Credit Union
Golden Rule Community Credit Union
Attleboro Municipal Employees Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
