Metro Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Metro Credit Union

Compare Metro Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Metro Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Metro Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Metro Credit Union? Share your experience about Metro Credit Union by leaving a review below, or read customer reviews before you decide to use Metro Credit Union.

Overall, Metro Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Metro Credit Union
Chelsea
200 Revere Beach Pkwy
Chelsea, MA 02150 1608
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Metro Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
BayFirst National Bank
BayFirst National Bank
24-Month CD (Variable Relationship)
5.25%
$1,000
State Bank of Bottineau
State Bank of Bottineau
12-Month CD
5.06%
$100
Kish Bank
Kish Bank
Investment Money Market
4.50%
$500,000
Ameriprise Financial
Ameriprise Financial
18-Month CD
4.37%
$0
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
36-Month CD
4.25%
$500
Columbia Bank
Columbia Bank
12-Month CD
4.25%
$500
Friendship State Bank
12-Month CD
4.13%
$500
Sallie Mae
Sallie Mae
30-Month CD
4.00%
$2,500
State Bank Freeport, IL
State Bank Freeport, IL
24-Month CD (special)
4.00%
$1,000
Putnam County State Bank
Putnam County State Bank
36-Month CD
3.56%
$500
FSB of Randolph County
FSB of Randolph County
48-Month CD
3.50%
$500
Lake Shore Savings Bank
Lake Shore Savings Bank
22-Month CD special
3.50%
$500
Hughes Federal Credit Union
Hughes Federal Credit Union
6-Month CD
3.30%
$1,000
Bank of Prague
Bank of Prague
36-Month CD
3.12%
$1,000
Marthas Vineyard Bank
Marthas Vineyard Bank
24-Month CD
3.04%
$1,000
Phelps County Bank
Phelps County Bank
36-Month CD
3.03%
$1,000
Transpecos Banks
Transpecos Banks
3-Month CD
3.00%
$1,000
The Bank of Glen Burnie
The Bank of Glen Burnie
12-Month CD
2.53%
$500
First Westroads Bank
First Westroads Bank
24-Month CD
2.50%
$100
Northwestern Bank
Northwestern Bank
36-Month CD
2.27%
$1,000
Bank of Edmonson County
Bank of Edmonson County
6-Month CD
2.02%
$500
BluPeak Credit Union
BluPeak Credit Union
48-Month CD
2.00%
$1,000
Headwaters State Bank
Headwaters State Bank
12-Month CD
1.76%
$500
Union State Bank Pell City, AL
Union State Bank Pell City, AL
60-Month CD
1.75%
$500
FNB of Brookfield
FNB of Brookfield
3-Month CD
1.51%
$1,000
Fairview State Banking Company
Fairview State Banking Company
3-Month CD
1.51%
$2,500
F&M Bank of Hutsonville
F&M Bank of Hutsonville
48-Month CD
1.51%
$500
Roxboro Savings Bank
Premium Money Market
1.25%
$150,000
Pineries Bank
Pineries Bank
6-Month CD
1.25%
$1,000
FNB of Bellville
FNB of Bellville
48-Month CD
1.11%
$1,000
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
60-Month CD
1.01%
$1,000
William Penn Bank
William Penn Bank
60-Month CD
1.01%
$500
The Bank of Brodhead
The Bank of Brodhead
18-Month CD
1.00%
$500
Beacon Community Bank
Beacon Community Bank
Money Market
1.00%
$250,000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
48-Month CD
0.90%
$1,000
Presence Bank
Presence Bank
24-Month CD
0.75%
$250
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
30-Month CD
0.45%
$1,000
CSB Norwood Young America
CSB Norwood Young America
Investment checking
0.40%
$1,000
The Wilmington Savings Bank
The Wilmington Savings Bank
24-Month CD
0.35%
$500
First Keystone Community Bank
First Keystone Community Bank
18-Month CD
0.35%
$1,000
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
24-Month CD
0.30%
$1,000
PSB Wellsburg, IA
PSB Wellsburg, IA
Regular Savings
0.29%
$50
Beardstown Savings
Beardstown Savings
3-Month CD
0.20%
$0
Clinton Bank
Clinton Bank
Savings Account
0.16%
$50
PNB Community Bank
PNB Community Bank
24-Month CD
0.15%
$1,000
Bank of Buffalo
Bank of Buffalo
3-Month CD
0.10%
$500
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
Premier Money Market
0.10%
$0
BankPlus
BankPlus
Personal Savings
0.05%
$100
New Market Bank
New Market Bank
Prestige Plus Checking
0.03%
$0
PNC Bank
PNC Bank
Standard Savings
0.01%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Metro Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Luana Savings Bank
Luana Savings Bank
15-Year Fixed
6.125%
6.175%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
20 Year Fixed
6.000%
6.208%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM
6.340%
6.389%
0.000
M&T Bank
M&T Bank
15-Year Fixed Jumbo
6.000%
6.397%
2.000
Unity Bank
Unity Bank
15-Year Fixed
6.375%
6.428%
0.000
The Bank of Brodhead
The Bank of Brodhead
30-Year Fixed
6.500%
6.545%
0.000
Luana Savings Bank
Luana Savings Bank
30-Year Fixed
6.500%
6.548%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed Jumbo
6.500%
6.616%
1.000
FirstBank of Nebraska
FirstBank of Nebraska
30-Year Fixed
6.625%
6.626%
0.000
Magnifi Financial Credit Union
Magnifi Financial Credit Union
15 Year Fixed
6.500%
6.645%
0.000
Kohler Credit Union
Kohler Credit Union
20 Year Fixed
6.500%
6.645%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
20-Year Fixed
6.500%
6.650%
0.000
Metro Credit Union
Metro Credit Union
15 Year Jumbo
6.625%
6.661%
0.000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
20-Year Fixed
6.625%
6.702%
0.000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
15-Year Fixed
6.625%
6.721%
0.000
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
10 Year Fixed
6.500%
6.746%
0.000
Kennebec Savings Bank
Kennebec Savings Bank
10Year Fixed
6.750%
6.750%
0.000
First Federal Bank of Kansas City
First Federal Bank of Kansas City
30-Year Fixed
6.625%
6.772%
1.497
First Northern Bank and Trust Company
First Northern Bank and Trust Company
15-Year Fixed
6.625%
6.787%
0.000
Phoenixville Federal B&T
15-Year Fixed
6.625%
6.792%
0.000
Penn Community Bank
Penn Community Bank
30-Year Fixed Jumbo
6.750%
6.797%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
20-Year Fixed
6.750%
6.803%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
30-Year Fixed
6.750%
6.843%
0.000
Catskill Hudson Bank
Catskill Hudson Bank
30-Year Fixed
6.750%
6.856%
0.000
Morton Lane Federal Credit Union
Morton Lane Federal Credit Union
15 Year Fixed
6.625%
6.866%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Metro Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
First Technology Federal Credit Union
First Technology Federal Credit Union
Odyssey Rewards World Elite Mastercard
12.240%
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Secured Mastercard
14.250%
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Metro Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
First Technology Federal Credit Union
First Technology Federal Credit Union
Personal Fixed-Rate Loan
9.290% - 14.090%
$500 - $35,000
24 - 84
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
First Technology Federal Credit Union
First Technology Federal Credit Union
Personal Line of Credit Revolving
14.250%
$500 - $25,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
10.990%
$0 - $10,000
60 - 60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Metro Credit Union Information

Credit Union Name: Metro Credit Union
Full Time Employees: 312
Part Time Employees: 10
President: Mark Smoller
CEO: Robert Cashman
Branch Locations: 19
ATM Locations: 19
Corporate Office Address:
200 Revere Beach Pkwy
Chelsea, MA 02150 1608
Phone Number: 877-696-3876
Fax Number: 617-889-7663

Metro Credit Union Financials

Total Assets:
3,344,384,044
Total Amount of Shares and Deposits:
2,644,216,656
Total Shares and Deposits < 1 Year:
2,189,831,035
Total Shares and Deposits 1 3 Years:
425,507,292
Total Shares and Deposits > 3 Years:
28,878,329
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
304,253,752
Total Uninsured Shares and Deposits > $250K (F+J):
304,253,752
Total Insured Shares and Deposits > $250K (item 17 less item K):
2,339,962,904
Total Interest Expense (Sum of items 6 8):
43,983,292
Share Certificates:
14,492
Number of Accounts for Share Drafts:
65,240
IRA KEOGH Accounts:
3,606
Number of Accounts for Regular Shares:
261,827
Non Member Deposits:
23
Money Market Shares:
5,946
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
106,770,837
Total Liabilities:
3,092,886,874
Show More

Metro Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
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Source: NCUA

Jax Metro Credit Union - Best CD Rates

Jax Metro Credit Union of Jacksonville, Florida, is advertising some of the best CD rates available today. Jax Metro is offering regular share certificates of deposit (certificates) and Individual Retirement Account (IRA) certificates of deposit.Searching for bank CD rates and credit union CD rates? Use our CD rate table at CDRates.MonitorBankRates.com to find the highest CD interest rates available in your area.The credit union’s 6 month certificate of deposit currently has one of the highest CD rates available. The current 6 month CD rate is 1.50 percent with an annual percentage yield of 1.51 percent. That CD interest rate and CD yield is higher than most 12 month bank CD rates or credit union CD rates.     Read more...

JaxMetro CU Savings Accounts and Money Market Accounts

Jax Metro Credit Union of Jacksonville, Florida, is offering several different types of savings accounts and a money market account. The savings accounts are a Share Savings Account, Holiday Savings Account and a Special Savings Account.The Holiday Savings Account and Special Savings Account currently have a savings account rate of 0.50 percent and an annual percentage yield (APY) of 0.50 percent. Both accounts have a minimum opening balance of $25.00.The Share Savings Account and the Money Market Account have tiered interest rates.  The money market account rates are some of the highest money market account rates available right now. The Share Savings Account rates aren't that competitive with the national average savings rates.     Read more...

Jax Metro CU Highest CD Rates

Jax Metro Credit Union, headquartered in Jacksonville, Florida is offering some of the highest CD rates currently available. The credit union's share certificates (certificates of deposit) and IRA certificates are available in terms of 6 months, 12 months, 24 months, 36 months, 48 months and 60 months.The credit union's current CD rates are more than double the national average rates. Their 12 month bank CD rate is currently at 1.99 percent with an annual percentage yield (APY) of 2.01 percent. That is one of the highest CD rates and yields around these days.Their 6 month bank CD rate is currently at 1.50 percent and an APY of 1.51 percent. The 6 month rate is almost triple the current national average 6 month CD rate of 0.51 percent.     Read more...

Jax Metro Credit Union Credit Card Rates

Jax Metro Credit Union of Jacksonville, Florida, is advertising two credit cards that have very competitive credit card interest rates. The credit cards are a Platinum Visa Credit Card and a Classic Visa Credit Card. You can apply for both types of credit cards online.The Platinum Visa Card has an annual percentage rate (APR) of 8.99 percent. Here is a list of the Platinum Visa Credit Card benefits:

Explore Other Rate Deals

Average mortgage rates today on 30 year conforming loans are back below 4.00 percent this week. Current mortgage rates on 30 year conforming loans are averaging 3.98 percent, down sharply from last week's average 30 year rate of 4.12 percent. 15 year conventional mortgage rates are lower this week averaging 3.13 percent, down from last week's average 15 year rate of 3.14 percent.
mortgage-rates-current-mortgage-rates-mixed-in-the-latest-mortgage-surveyIn the latest mortgage rate survey released this morning 30-year mortgage rates higher and 15-year mortgage rates lower. Adjustable mortgage rates are also lower according to the survey released by the Mortgage Bankers Association's Weekly Mortgage Application Survey.
Mortgage rates are holding steady as the Federal Open Market Committee (FOMC) ends its two day meeting this afternoon. The Fed Chairman, Ben Bernanke, will hold a press conference at 2:30 PM EST to announce any changes to the Fed's policies. Current mortgage rates on 30 year conforming loans are averaging 4.45 percent, an increase from last week's average 30 year mortgage rate of 4.42 percent.

Bank or Credit Union Offers and Deals

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American Express Savings Account
Asset Allocation Best Practices Change During Your Lifetime
Sallie Mae Money Market Account Rates now at 0.90%
Mortgage Rates Higher: 30 Year Mortgage Rates at 5.01%, 15 Year Mortgage Rates at 4.33%
Mortgage Rates: 15 Year Mortgage Rate at 3.67% in Mortgage Rates Survey
WTDirect Promo High Yield Savings Account
Current 12 Month CD Yields in Cambridge, Massachusetts

Alternative Bank and Credit Union Offers to Explore

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Mortgage Rates: 9/14 Today's Mortgage Rates Barely Changed, 30 Year Mortgage Rates at 4.17%
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Metro Credit Union Reviews

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