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Mississippi National Guard Federal Credit Union Rates & Review April 2026

Mississippi National Guard Federal Credit Union's 12 Month CD rates are at 2.00%, 3 Month CD rates are at 2.00%, 6 Month CD rates are at 2.00%. Mississippi National Guard Federal Credit Union's Personal Loan Rates are at 8.00%. MonitorBankRates evaluates the financial stability of Mississippi National Guard Federal Credit Union with a 4.0 Star Rating, an C Overall Health Grade, and a Texas Ratio of 26.90%. Rates were last updated on 04/05/2026.

Mississippi National Guard Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mississippi National Guard Federal Credit Union? Share your experience about Mississippi National Guard Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Mississippi National Guard Federal Credit Union.

Overall Health & Safety Grade ?
C
Average Health Score: 77/100
MonitorBankRates Rating ?
4.0
Excellent Out of 5.0 Stars
Texas Ratio ?
26.90%
Good Higher than avg
Mississippi National Guard Federal Credit Union
Mississippi National Guard FCU
142 Military Dr
Jackson, MS 39232 8861
https://www.msng.org
Member NCUA

Mississippi National Guard Federal Credit Union CD Rates

Product Rate APY Term View More
12 Month Certificate 2.00% 2.00% 12 Month
Min Deposit $5
Min Balance $5
Last Updated 04/05/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.90%
3 Month Certificate 2.00% 2.00% 3 Month
Min Deposit $5
Min Balance $5
Last Updated 04/05/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.90%
6 Month Certificate 2.00% 2.00% 6 Month
Min Deposit $5
Min Balance $5
Last Updated 04/05/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.90%

Mississippi National Guard Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.75% 0.75%
No additional details.
Last Updated 04/05/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.90%
Club 0.75% 0.75%
No additional details.
Last Updated 04/05/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.90%

Mississippi National Guard Federal Credit Union Checking Rates

Product Rate APY View More
Flex Rewards Checking Account - 3.00%
Details Qualifying balance up to $10,000.00; Qualifications Required
Last Updated 04/05/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.90%

Mississippi National Guard Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Classic Credit Card - 8.50%
No additional details.
Last Updated 04/05/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.90%
VISA Gold Card - 8.50%
No additional details.
Last Updated 04/05/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.90%

Mississippi National Guard Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans - 8.00%
No additional details.
Last Updated 04/05/2026
Institution Ratings
4.0
Star Rating
C
Health Grade
Texas Ratio: 26.90%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Mississippi National Guard Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Mississippi National Guard Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Mississippi National Guard Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Mississippi National Guard Federal Credit Union
Address 142 Military Dr, Jackson, MS 39232 8861
Phone 601-932-5194
Fax 601-932-8696
President Lynn Cole
CEO Haley DiMartino
Full-Time Employees 4
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
4.0 / 5.0 ★
Overall Health & Safety Grade
C (77/100)
Texas Ratio
26.90%
Return on Assets (ROA)
0.8633%
Return on Equity (ROE)
10.4062%
Non-Performing Loans Ratio (NPL)
2.84%
Total Assets
43,019,403
Total Amount of Shares and Deposits
40,015,144
Total Shares and Deposits < 1 Year
40,015,142
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,540,496
Total Uninsured Shares and Deposits > $250K (F+J)
4,540,496
Total Insured Shares and Deposits > $250K (item 17 less item K)
35,474,648
Total Interest Expense (Sum of items 6 8)
493,908
Share Certificates
250
Number of Accounts for Share Drafts
1,320
IRA KEOGH Accounts
11
Number of Accounts for Regular Shares
2,946
All other shares
125
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
928,436
Total Liabilities
39,485,406
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Mississippi National Guard Federal Credit Union

Is Mississippi National Guard Federal Credit Union a safe place to deposit money?

Yes, Mississippi National Guard Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 26.895699504732%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Mississippi National Guard Federal Credit Union operate?

Mississippi National Guard Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Mississippi National Guard Federal Credit Union?

Yes, to access services at Mississippi National Guard Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Mississippi National Guard Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Mississippi National Guard Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Mississippi National Guard Federal Credit Union offer online and mobile banking?

Most modern institutions like Mississippi National Guard Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.msng.org.

Current Mississippi National Guard Federal Credit Union Rates

  • 12-Month CD2.00%
Retrieved from our database of financial products. Rates subject to change.