MTCU Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Credit Unions
  3. MTCU Credit Union Deposit Rates

MTCU Credit Union12-month CD rates can be found at 0.01%, 6-month CD rates at 1.70% and 3-month CD rates at 4.10%. Savings rates are at 0.20% and money market rates are at 1.30%. Mortgage rates on 30-year fixed loans are around 6.85%. Credit Card rates are at 14.24%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates which you can compare to MTCU Credit Union rates.

Compare MTCU Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of MTCU Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

MTCU Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at MTCU Credit Union? Share your experience about MTCU Credit Union by leaving a review below, or read customer reviews before you decide to use MTCU Credit Union.

Overall, MTCU Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
MTCU Credit Union
MTCU
1505 N Midland Dr
Midland, TX 79703
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare MTCU Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First State Bank of Beecher City
First State Bank of Beecher City
6-Month CD
4.00%
$500
Spring Bank Bronx, NY
Spring Bank Bronx, NY
Savings
4.00%
$100
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
36-Month CD
4.00%
$500
First Jackson Bank
First Jackson Bank
12-Month CD
3.75%
$1,000
Bristol County Savings Bank
Bristol County Savings Bank
48-Month CD
3.56%
$1,000
Metz Banking Company
Metz Banking Company
36-Month CD
3.56%
$1,000
Vystar Credit Union
Vystar Credit Union
48-Month CD
3.50%
$500
Bank of Clovis
Bank of Clovis
36-Month CD
3.45%
$5,000
GreenLeaf Bank
GreenLeaf Bank
48-Month CD
3.35%
$1,000
Access Federal Credit Union
Access Federal Credit Union
48-Month CD
3.30%
$1,000
Finance Factors
Finance Factors
18-Month CD
3.25%
$1,000
UniBank for Savings
UniBank for Savings
36-Month CD
3.25%
$500
Tucumcari Federal S&L
12-Month CD
3.09%
$1,000
Gogebic Range Bank
Gogebic Range Bank
24-Month CD
3.03%
$500
Academy Bank
Academy Bank
60-Month CD
3.03%
$500
Coffee County Bank
Coffee County Bank
18-Month CD
3.00%
$1,000
Union State Bank Olsburg, KS
Union State Bank Olsburg, KS
36-Month CD
3.00%
$1,000
CNB Hugoton, KS
CNB Hugoton, KS
60-Month CD
2.96%
$500
FSB of Cando
FSB of Cando
36-Month CD
2.85%
$500
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
Premier Money Management Savings
2.78%
$25
Stafford Savings Bank
Stafford Savings Bank
60-Month CD
2.54%
$500
Unison Bank
Unison Bank
48-Month CD
2.50%
$2,500
Achieve Credit Union
Achieve Credit Union
24-Month CD
2.50%
$500
Eureka Savings Bank
Eureka Savings Bank
60-Month CD
2.28%
$1,000
Kennett Trust Bank
Kennett Trust Bank
30-Month CD
2.18%
$500
Benton State Bank
Benton State Bank
18-Month CD
2.01%
$500
Prairie Bank of Kansas
Prairie Bank of Kansas
Savings
1.91%
$5,000
Walden Savings Bank
Walden Savings Bank
48-Month CD
1.70%
$1,000
Bluff View Bank
Bluff View Bank
36-Month CD
1.56%
$500
One Community Bank
One Community Bank
36-Month CD
1.50%
$500
FNB of Groton
FNB of Groton
60-Month CD
1.41%
$1,000
Central State Bank State Center, IA
Central State Bank State Center, IA
Money Market
1.40%
$5,000
Community Bank Owatonna
Community Bank Owatonna
36-Month CD
1.30%
$1,000
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
18-Month CD
1.25%
$500
First Federal S&L Hazard, KY
First Federal S&L Hazard, KY
18-Month CD
0.70%
$1,000
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
Regular Savings
0.65%
$10
Bank of Buffalo
Bank of Buffalo
24-Month CD
0.55%
$500
Sugar River Bank
Sugar River Bank
48-Month CD
0.50%
$500
Bank of Sun Prairie
Bank of Sun Prairie
Money Market
0.40%
$250,000
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
24-Month CD
0.38%
$500
First FSB of Mascoutah
First FSB of Mascoutah
Platinum Checking
0.35%
$5,000
Adirondack Trust Company
Adirondack Trust Company
36-Month CD
0.35%
$500
First State Bank of Harvey
First State Bank of Harvey
Super NOW Checking
0.30%
$2,500
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
Demand Money Market
0.25%
$2,500
Center National Bank
Center National Bank
Money Market
0.20%
$10,000
Collins State Bank
Collins State Bank
Money Market
0.15%
$1,000
Cleveland State Bank
Cleveland State Bank
Savings
0.10%
$100
Peoples First Savings Bank
Peoples First Savings Bank
Money Market
0.10%
$100
SSB Community Bank
SSB Community Bank
Savings
0.10%
$100
WaterStone Bank
WaterStone Bank
Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare MTCU Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
10-Year Fixed
4.875%
5.195%
1.125
First FSB of Champaign Urbana
First FSB of Champaign Urbana
15-Year Fixed
5.500%
5.549%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
7-Year ARM
5.500%
5.581%
0.000
Investment Savings Bank
Investment Savings Bank
15-Year Fixed
5.500%
5.600%
0.000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
15-Year Fixed
5.625%
5.663%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
15-Year Fixed
5.500%
5.681%
0.000
Freedom Credit Union
Freedom Credit Union
15 Year Fixed
5.625%
5.693%
0.000
Centreville Bank
Centreville Bank
15-Year Fixed Jumbo
5.750%
5.788%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
15-Year Fixed
5.750%
5.801%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
10 Year Fixed
5.500%
5.820%
0.000
Chartway Credit Union
Chartway Credit Union
15-Year Fixed
5.875%
5.875%
0.000
WVS West View SB
WVS West View SB
10-Year Fixed
5.500%
5.896%
0.000
Community First Bank Rosholt, WI
Community First Bank Rosholt, WI
15-Year Fixed
5.750%
5.981%
0.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
10/6 ARM
6.000%
6.019%
0.000
Ulster Savings Bank
Ulster Savings Bank
3-Year ARM
5.250%
6.037%
0.000
Vystar Credit Union
Vystar Credit Union
5/5 ARM
5.625%
6.037%
0.000
The Bank of Brodhead
The Bank of Brodhead
30-Year Fixed
6.000%
6.043%
0.000
Luana Savings Bank
Luana Savings Bank
30-Year Fixed
6.000%
6.047%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed Jumbo
6.000%
6.113%
1.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
30-Year Fixed
6.100%
6.182%
0.000
San Mateo Credit Union
San Mateo Credit Union
15-Year Fixed
6.000%
6.187%
0.000
Better Banks
Better Banks
30-Year Fixed
6.125%
6.201%
0.000
Marathon Bank
Marathon Bank
30-Year Fixed
6.125%
6.230%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
30-Year Fixed
6.125%
6.231%
0.000
Phoenixville Federal B&T
20-Year Fixed
6.250%
6.339%
0.125
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare MTCU Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare MTCU Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
AAEC Credit Union
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have MTCU Credit Union rate data right now, check back for updates, we are adding rates all the time.

MTCU Credit Union Information

Credit Union Name: MTCU Credit Union
Full Time Employees: 32
Part Time Employees: 1
President: Betty Merritt
CEO: Justin Marler
Branch Locations: 3
ATM Locations: 3
Corporate Office Address:
1505 N Midland Dr
Midland, TX 79703
Phone Number: 432-688-7300
Fax Number: 432-520-4850

MTCU Credit Union Financials

Total Assets:
137,152,021
Total Amount of Shares and Deposits:
124,830,482
Total Shares and Deposits < 1 Year:
122,492,709
Total Shares and Deposits 1 3 Years:
1,110,761
Total Shares and Deposits > 3 Years:
1,227,012
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
4,199,864
Total Uninsured Shares and Deposits > $250K (F+J):
4,199,864
Total Insured Shares and Deposits > $250K (item 17 less item K):
120,630,618
Total Interest Expense (Sum of items 6 8):
251,549
Share Certificates:
185
Number of Accounts for Share Drafts:
5,219
IRA KEOGH Accounts:
245
Number of Accounts for Regular Shares:
8,857
Money Market Shares:
293
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
12,166,444
Total Liabilities:
126,241,422
Show More

MTCU Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Silvergate Bank Money Market Account rates are now at 1.10 percent with a yield of 1.11 percent. View current Money Market Account rates at Silvergate Bank below.
Colorado Federal Savings Bank Savings Jumbo rates are now at 0.85 percent with a yield of 0.85 percent. View current Savings Jumbo rates at Colorado Federal Savings Bank below.

Bank or Credit Union Offers and Deals

Mortgage Rates Mixed in Latest Mortgage Survey: 30 Year Mortgage Rates at 4.80%, 15 Year Mortgage Rates at 4.12%
American Bank CD Rates
First Jersey Credit Union Savings Rates
Will Deposit Rates Move Higher When the Fed Meets in June?
How to Find the Best Home Owner Insurance Rate
Pathetic Savings Account Rates the New Normal
Start a Savings Plan Now: A Guide for Teenagers
Will You Work Past Your Retirement Age?
Texas Trust Credit Union Certificates of Deposit
Today's Mortgage Rates Near Record Lows and Reasonible Lending Standards Would Raise Home Sales

Alternative Bank and Credit Union Offers to Explore

Bank CD Rates - Average CD Rates Down
Mortgage Rates: Sunday Mortgage Rates Move Lower
Weekly CD Rates: June 1, 2009
Current EverBank Mortgage Rates
Top 12 Month CD Rates
Tinker Federal Credit Union CD Rates
Pinnacle Bank Mortgage Rates
Mortgage Rates: Current Mortgage Rates Hit New Low: 30 Year Mortgage Rates at 4.81%
Mortgage Rates Mixed in Mortgage Survey: 30 Year Mortgage Rates at 4.74% and 15 Year Mortgage Rates at 4.05%
First Time Home Buyer Tax Credit

MTCU Credit Union Reviews

There are no reviews for MTCU Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for MTCU Credit Union
Your Name:
Your Rating:

See how MTCU Credit Union Compares to other credit unions