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NATIONAL INSTITUTES OF HEALTH Rates and Review January 2026

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NATIONAL INSTITUTES OF HEALTH12-month CD rates can be found at 4.04%, 6-month CD rates at 0.00% and 3-month CD rates at 0.60%. Savings rates are at 0.25% and money market rates are at 0.90%. Mortgage rates on 30-year fixed loans are around 6.05%. Credit Card rates are at 18.00%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates which you can compare to NATIONAL INSTITUTES OF HEALTH rates.

Compare NATIONAL INSTITUTES OF HEALTH CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of NATIONAL INSTITUTES OF HEALTH savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

NATIONAL INSTITUTES OF HEALTH money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at NATIONAL INSTITUTES OF HEALTH? Share your experience about NATIONAL INSTITUTES OF HEALTH by leaving a review below, or read customer reviews before you decide to use NATIONAL INSTITUTES OF HEALTH.

Overall, NATIONAL INSTITUTES OF HEALTH is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

The Atlanta National Bank
Corporate Office
111 Rockville Pike Ste 500
Rockville, MD 20850
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
6-Month CD
4.00%
$500
12-Month CD
3.97%
$1,000
7-Month CD
3.85%
$500
12-Month CD
3.80%
$1,000
24-Month CD
3.80%
$500
Elite Money Market Account
3.75%
$25,000
3-Month CD
3.75%
$500
6-Month CD (Jumbo)
3.68%
$100,000
48-Month CD
3.53%
$100
18-Month CD
3.50%
$1,000
12-Month CD
3.50%
$500
Premium Money Market
3.50%
$1,000
18-Month CD
3.50%
$1,000
12-Month CD (Jumbo)
3.35%
$50,000
60-Month CD
3.30%
$1,000
48-Month CD
3.05%
$500
24-Month CD (Jumbo)
3.03%
$250,000
60-Month CD
2.97%
$5,000
36-Month CD
2.95%
$1,000
12-Month CD
2.90%
$10,000
60-Month CD
2.75%
$250
12-Month CD
2.50%
$1,000
60-Month CD
2.00%
$1,000
Diamond Checking
2.00%
$25
Passbook Savings
1.51%
$0
30-Month CD
1.50%
$1,000
84-Month CD
1.40%
$500
Fountain Fund Money Market
1.25%
$2,500
12-Month CD
1.16%
$500
48-Month CD
1.16%
$1,000
6-Month CD
1.00%
$1,000
18-Month CD
1.00%
$2,500
High Yield Money Market
0.85%
$1
36-Month CD
0.65%
$500
48-Month CD
0.60%
$500
18-Month CD
0.50%
$500
Regular Savings
0.50%
$100
Money Market
0.40%
$1,000
12-Month CD
0.25%
$1,000
48-Month CD
0.20%
$1,000
3-Month CD
0.15%
$200
Money Market
0.10%
$2,500
Regular Savings
0.10%
$100
Savings
0.10%
$500
Statement Savings
0.05%
$100
Money Market
0.05%
$1,000
Money Market
0.05%
$2,500
Forcht Friend Savings
0.05%
$0
12-Month
0.01%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.500%
5.603%
0.000
30-Year Fixed (Power Rate)
6.000%
6.162%
0.000
6.125%
6.320%
0.000
5.250%
5.426%
0.500
15-Year Fixed
4.625%
4.990%
2.000
5.750%
7.634%
0.000
20-Year Fixed
6.800%
6.993%
0.000
5.750%
5.923%
0.000
20-Year Fixed
5.875%
5.971%
0.000
7-Year ARM
5.250%
5.752%
0.000
5.750%
5.858%
0.000
15-Year Fixed
5.625%
5.743%
0.000
30-Year Fixed
5.875%
5.950%
0.000
5.375%
5.766%
0.000
5.875%
5.958%
0.000
6.525%
6.595%
0.000
5.875%
6.118%
0.000
5.250%
5.534%
0.000
30-Year Fixed
6.125%
6.167%
0.000
10 Year Fixed
6.000%
6.223%
0.000
5.875%
6.070%
0.000
5.500%
5.581%
0.000
5.250%
5.499%
1.000
30-Year Fixed (Jumbo)
5.875%
5.931%
0.000
5.750%
5.876%
0.000
30-Year Fixed Jumbo
5.750%
5.861%
1.000
5.000%
6.154%
0.325
30-Year Fixed
5.875%
5.965%
0.000
5.875%
6.055%
0.000
30-Year Fixed
5.625%
5.658%
0.000
6.000%
6.148%
0.000
15-Year Fixed Jumbo
5.750%
5.803%
0.000
6.250%
6.281%
0.000
15-Year Fixed
5.375%
5.490%
0.125
15-Year Fixed
5.500%
5.571%
0.000
30 Year Fixed
6.000%
6.107%
0.000
5.875%
6.010%
0.000
5.125%
5.304%
0.000
30-Year Fixed
5.875%
5.923%
0.000
20-Year Fixed
6.125%
6.183%
0.000
5.625%
5.870%
0.000
30 Year Fixed
6.375%
6.670%
0.000
5.375%
5.999%
0.000
30 Year Fixed
6.000%
6.130%
0.000
5.250%
5.633%
0.000
15 Year Fixed
5.375%
5.588%
0.000
6.375%
6.460%
0.000
20-Year Fixed
5.750%
5.915%
0.000
5.750%
5.880%
0.000
20-Year Fixed
6.125%
6.201%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum Credit Card
9.500% - 12.500%
Premier Rate Credit Card Mastercard
12.950% - 18.000%
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Visa Platinum Credit Card
8.500%
As low as 8.50%
14.000%
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Security Service Power Rewards MasterCard
18.000%
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
VISA Traditional
14.240% - 18.000%
11.900%
10.150%
8.750%
16.490% - 17.990%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
13.900%
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
8.990% - 17.990%
Maximum limit of $30,000
Visa Business Rewards Card
15.240%
Savings Secured Visa®
18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Debt Consolidation Loan
9.000%
$0
108
Technology Loan
9.750%
$0
36
11.900%
$0 - $15,000
24 - 60
Signature Loans
12.990%
$0
48
Personal Loans
13.450%
$0
60
10.490%
$0
Signature (Unsecured) Loan
11.040%
$0
1 - 24
13.990%
$0
Personal Loans
10.000%
$0
1 - 36
13.740%
$0
60
14.200%
$5,000 - $8,000
48 - 48
11.240% - 17.950%
$0
25 - 36
Personal Line of Credit
9.000%
$0
60
Unsecured Signature Loan
9.250%
$0
1 - 24
Personal/Signature
10.990%
$0
24 - 36
12.740%
$0
36
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Bill Consolidation Loan
8.990%
$0
60
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
8.990%
$0
36
Consolidation Loans
13.060%
$0
1 - 36
10.000%
$0
60
12.990%
$0 - $2,000
24 - 24
12.500%
$0
60 - 60
8.500%
$0 - $6,000
42
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have NATIONAL INSTITUTES OF HEALTH rate data right now.

Credit Union Profile & Overview

Credit Union Name: NATIONAL INSTITUTES OF HEALTH
Full Time Employees: 128
Part Time Employees: 1
President: Steven Berkowitz
CEO: Richard Wieczorek
Branch Locations: 6
ATM Locations: 7
Corporate Office Address:
111 Rockville Pike Ste 500
Rockville, MD 20850
Phone Number: 301-718-0208
Fax Number: 301-770-5372

Financials

Total Assets:
814,324,424
Total Amount of Shares and Deposits:
744,323,767
Total Shares and Deposits < 1 Year:
738,321,020
Total Shares and Deposits 1 3 Years:
5,720,846
Total Shares and Deposits > 3 Years:
281,901
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
68,949,530
Total Uninsured Shares and Deposits > $250K (F+J):
68,949,530
Total Insured Shares and Deposits > $250K (item 17 less item K):
675,374,237
Total Interest Expense (Sum of items 6 8):
4,639,728
Share Certificates:
5,025
Number of Accounts for Share Drafts:
29,525
IRA KEOGH Accounts:
1,032
Number of Accounts for Regular Shares:
51,870
All other shares:
5
Money Market Shares:
1,144
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
79,165,365
Total Liabilities:
763,214,815
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About NATIONAL INSTITUTES OF HEALTH

Is a member application needed to join NATIONAL INSTITUTES OF HEALTH?

Yes, to access services at NATIONAL INSTITUTES OF HEALTH, a member application is required.

Is there a first-time homebuyer program?

Currently, NATIONAL INSTITUTES OF HEALTH provides a range of mortgage and home equity products.

Is NATIONAL INSTITUTES OF HEALTH a safe place to deposit money?

Yes, NATIONAL INSTITUTES OF HEALTH is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does NATIONAL INSTITUTES OF HEALTH offer online and mobile banking?

Most modern institutions like NATIONAL INSTITUTES OF HEALTH provide digital access including online balance checks and transfers.

Current NATIONAL INSTITUTES OF HEALTH Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions