NESC Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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NESC Federal Credit Union

Compare NESC Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of NESC Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

NESC Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at NESC Federal Credit Union? Share your experience about NESC Federal Credit Union by leaving a review below, or read customer reviews before you decide to use NESC Federal Credit Union.

Overall, NESC Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
NESC Federal Credit Union
NESC FCU
248 PLEASANT ST
METHUEN, MA 01844
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare NESC Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First FSB of Mascoutah
First FSB of Mascoutah
9-Month CD
4.25%
$1,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
9-Month CD
3.82%
$1,000
Communitywide Federal Credit Union
Communitywide Federal Credit Union
36-Month CD
3.80%
$1,000
Academic Federal Credit Union
Academic Federal Credit Union
24-Month CD
3.56%
$1,000
Midwest Heritage Bank
Midwest Heritage Bank
12-Month CD
3.50%
$1,000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
12-Month CD
3.50%
$1,000
Central State Bank State Center, IA
Central State Bank State Center, IA
36-Month CD
3.43%
$1,500
Lake Central Bank
Lake Central Bank
60-Month CD
3.34%
$1,000
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
18-Month CD
3.30%
$1,000
ACFCU
ACFCU
60-Month CD
3.30%
$1,000
Customers Bank
Customers Bank
60-Month CD
3.25%
$500
Bank of Prague
Bank of Prague
36-Month CD
3.12%
$1,000
Hanover Community Bank
Hanover Community Bank
24-Month CD
3.00%
$500
Yampa Valley Bank
Yampa Valley Bank
36-Month CD
2.70%
$1,000
Profile Bank
Profile Bank
12-Month CD
2.53%
$500
Legacy Bank Hinton, OK
Legacy Bank Hinton, OK
Money Market
2.40%
$250
Camp Grove State Bank
Camp Grove State Bank
High Performance Checking
2.15%
$25,000
Chain Bridge Bank
Chain Bridge Bank
30-Month CD
2.04%
$500
Alpena-Alcona Area Credit Union
Alpena-Alcona Area Credit Union
24-Month CD
2.02%
$500
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
24-Month CD
2.00%
$1,000
Walden Savings Bank
Walden Savings Bank
12-Month CD
1.90%
$1,000
State Bank of Industry
State Bank of Industry
12-Month CD
1.76%
$1,000
Northwest B&T Co.
Northwest B&T Co.
12-Month CD
1.75%
$1,000
First State Bank New London, WI
First State Bank New London, WI
24-Month CD
1.61%
$5,000
FNB Community Bank
FNB Community Bank
3-Month CD
1.61%
$1,000
Grand Timber Bank
Grand Timber Bank
6-Month CD
1.51%
$2,500
Town & Country Bank Salem, MO
Town & Country Bank Salem, MO
Premium Gold Money Market
1.42%
$100,000
Merchants State Bank
Merchants State Bank
Money Market
1.10%
$2,500
Chartway Credit Union
Chartway Credit Union
Money Market Plus
0.75%
$10,000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
36-Month CD
0.55%
$500
Merrimack County SB
Merrimack County SB
48-Month CD
0.50%
$500
Greenstate Credit Union
Greenstate Credit Union
36-Month CD
0.50%
$500
Teachers Federal Credit Union
Teachers Federal Credit Union
Money Market
0.50%
$2,500
Winter Hill Bank
Winter Hill Bank
18-Month CD
0.35%
$500
Pulaski Savings Bank
Pulaski Savings Bank
12-Month CD
0.30%
$500
ESB Bank
ESB Bank
Statement Savings
0.30%
$0
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
Regular Saving
0.25%
$100
Minnstar Bank
Minnstar Bank
Money Market
0.25%
$0
FNB of Absecon
FNB of Absecon
48-Month CD
0.25%
$0
Milford Bank
Milford Bank
36-Month CD
0.25%
$1,000
BankPlus
BankPlus
24-Month CD
0.25%
$1,000
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Regular Share Savings
0.25%
$25
Better Banks
Better Banks
Better Savings
0.10%
$0
FNB of Scotia
FNB of Scotia
Interest Checking
0.05%
$500
North Brookfield SB
North Brookfield SB
Statement Savings
0.05%
$25
Wakefield Co-operative Bank
Wakefield Co-operative Bank
Money Market
0.05%
$10
StonehamBank
StonehamBank
Optimum Savings
0.05%
$10
Mountain Pacific Bank
Mountain Pacific Bank
Savings
0.03%
$100
First FSB Rochester, IN
First FSB Rochester, IN
Preferred Interest Checking
0.01%
$50
Regions Bank
Regions Bank
24-Month CD
0.01%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare NESC Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
15 Year Fixed
5.500%
5.637%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
15-Year Fixed
5.500%
5.728%
1.125
PNB of Kewanee
PNB of Kewanee
30-Year Fixed
5.560%
5.730%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
15-Year Fixed
5.750%
5.801%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
15-Year Fixed
5.750%
5.989%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
15-Year Fixed
5.875%
6.002%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
15 Year Fixed
6.000%
6.008%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed
6.000%
6.075%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
5/5 ARM
6.000%
6.093%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
5/5 ARM
6.000%
6.109%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed
6.125%
6.124%
0.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
5/5 ARM
5.875%
6.147%
0.000
Freedom Credit Union
Freedom Credit Union
5/1 ARM
6.125%
6.166%
0.000
JTNB
JTNB
20-Year Fixed
6.100%
6.191%
0.000
Vystar Credit Union
Vystar Credit Union
15-Year Fixed
6.125%
6.208%
0.000
Ideal Credit Union
Ideal Credit Union
15 Year Fixed
6.000%
6.221%
0.000
First National Bank of Orwell
First National Bank of Orwell
15-Year Fixed
6.125%
6.224%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
5/5 ARM
5.125%
6.239%
0.000
Collinsville Bank
Collinsville Bank
10-Year Fixed
6.000%
6.256%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
20 Year Fixed
6.250%
6.256%
0.000
Kohler Credit Union
Kohler Credit Union
20 Year Fixed
6.125%
6.268%
0.000
Holyoke Credit Union
Holyoke Credit Union
15 Year Fixed Jumbo
6.250%
6.290%
0.000
Mid American Credit Union
Mid American Credit Union
15 Year Fixed
6.125%
6.324%
0.000
First FSB of Mascoutah
First FSB of Mascoutah
15-Year Fixed
6.250%
6.373%
0.000
Luana Savings Bank
Luana Savings Bank
30-Year Fixed
6.375%
6.423%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare NESC Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare NESC Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
ACFCU
ACFCU
Line of Credit
13.700%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

NESC Federal Credit Union Information

Credit Union Name: NESC Federal Credit Union
Full Time Employees: 21
Part Time Employees: 7
President: ELAINE SULLIVAN
CEO: Johnathan Hildreth
Branch Locations: 4
ATM Locations: 3
Corporate Office Address:
248 PLEASANT ST
METHUEN, MA 01844
Phone Number: 978-688-8800
Fax Number: 978-688-8808

NESC Federal Credit Union Financials

Total Assets:
115,800,984
Total Amount of Shares and Deposits:
103,819,533
Total Shares and Deposits < 1 Year:
101,828,928
Total Shares and Deposits 1 3 Years:
1,972,267
Total Shares and Deposits > 3 Years:
18,338
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
4,270,896
Total Uninsured Shares and Deposits > $250K (F+J):
4,270,896
Total Insured Shares and Deposits > $250K (item 17 less item K):
99,548,637
Total Interest Expense (Sum of items 6 8):
183,653
Share Certificates:
550
Number of Accounts for Share Drafts:
5,737
Number of Accounts for Regular Shares:
9,907
Money Market Shares:
255
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
10,171,627
Total Liabilities:
104,479,867
Show More

NESC Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates are mixed the past week. 30-year mortgage rates and 15-year mortgage have remained steady, while adjustable rate mortgages have come down the past week.

Luana Savings Bank CD rates were changed again, the second change in less than a week. CD rates were lowered on jumbo and jumbo IRA certificates of deposit. The most recent round of rate changes are listed below. You can compare the new rates at Luana Savings Bank with other bank CD rates by searching our rate database at MonitorBankRates.com.

BankProductRate (New / Old)Yield (New / Old)
Luana Savings Bank1 yr jumbo CD0.55 / 0.600.55 / 0.60
Luana Savings Bank2.5 yr jumbo CD0.90 / 1.000.90 / 1.00
Luana Savings Bank5 yr jumbo CD1.40 / 1.501.41 / 1.51
Luana Savings Bank18 month IRA CD0.75 / 0.850.75 / 0.85
Luana Savings Bank18 month jumbo CD0.65 / 0.750.65 / 0.75
Luana Savings Bank3 yr jumbo CD1.00 / 1.11.00 / 1.1
Luana Savings Bank18 month jumbo IRA CD0.75 / 0.850.75 / 0.85
Luana Savings Bank4 yr jumbo CD1.25 / 1.351.25 / 1.36
Today's mortgage rates moved lower on the heels of lower 10 year bond yields. Last Friday, 10 year bond yields hit a two month high of 2.61 percent but have declined to 2.58 percent yesterday. As a result of lower bond yields average 30 year mortgage rates have fallen to 4.20 percent today, down from a recent high of 4.27 percent on Monday.

Bank or Credit Union Offers and Deals

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Alternative Bank and Credit Union Offers to Explore

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Disappointing Jobs Numbers will Force Mortgage Rates Lower

NESC Federal Credit Union Reviews

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