NESC Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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NESC Federal Credit Union

Compare NESC Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of NESC Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

NESC Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at NESC Federal Credit Union? Share your experience about NESC Federal Credit Union by leaving a review below, or read customer reviews before you decide to use NESC Federal Credit Union.

Overall, NESC Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
NESC Federal Credit Union
NESC FCU
248 PLEASANT ST
METHUEN, MA 01844
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare NESC Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
6-Month CD Jumbo
5.49%
$100,000
Fidelity
Fidelity
6-Month CD New Issue
5.10%
$1,000
BMO Alto
BMO Alto
12-Month CD
5.05%
$0
Apple Federal Credit Union
Apple Federal Credit Union
Commercial Money Market
5.00%
$1,000,000
SaviBank
SaviBank
Savi Checking w/requirements
5.00%
$0
FNB of Hereford
FNB of Hereford
6-Month CD
4.40%
$50,000
Monesty, a div of American Commerce Bank
Monesty, a div of American Commerce Bank
Monesty High Yield Savings
4.33%
$1,000
Crest Savings Bank
Crest Savings Bank
12-Month CD
4.30%
$500
West Pointe Bank
West Pointe Bank
24-Month CD
4.04%
$500
Fidelity Co-operative Bank
Fidelity Co-operative Bank
Earn More Savings Account
4.00%
$5,000
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
18-Month CD
3.75%
$1,000
PSB of Plainview
PSB of Plainview
36-Month CD
3.70%
$10,000
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
12-Month CD
3.50%
$1,000
Sandy Spring Bank
Sandy Spring Bank
24-Month CD
3.50%
$1,000
Barrington Bank & Trust Company
Barrington Bank & Trust Company
26-Month CD
3.50%
$1,000
Falcon National Bank
Falcon National Bank
18-Month CD
3.50%
$500
Pineries Bank
Pineries Bank
60-Month CD
3.20%
$1,000
OSB Odin State Bank
OSB Odin State Bank
Money Market Tier 5
3.04%
$250,000
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
48-Month CD
3.00%
$5,000
S&T Bank
S&T Bank
48-Month CD
3.00%
$500
Oostburg State Bank
Oostburg State Bank
36-Month CD
2.77%
$1,000
Gate City Bank
Gate City Bank
24-Month CD
2.75%
$1,000
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
24-Month CD
2.68%
$500
Frontier Community Bank
Frontier Community Bank
18-Month CD
2.50%
$1,000
State Central Bank
State Central Bank
18-Month CD
2.26%
$10,000
Marquette Savings Bank
Marquette Savings Bank
36-Month CD
2.02%
$500
Hilltop National Bank
Hilltop National Bank
60-Month CD
2.02%
$1,000
Benton State Bank
Benton State Bank
12-Month CD
2.01%
$500
Piedmont FSB
Piedmont FSB
18-Month CD
1.50%
$500
Community Bank Owatonna
Community Bank Owatonna
48-Month CD
1.40%
$1,000
State Bank of St. Jacob
State Bank of St. Jacob
Money Market
1.25%
$100,000
Parkway Bank and Trust Company
Parkway Bank and Trust Company
60-Month CD
1.20%
$1,000
PCB Payne County Bank
PCB Payne County Bank
Savings
1.10%
$25
BankStar Financial
BankStar Financial
Statement Savings
1.00%
$100
Bruning Bank
Bruning Bank
Money Market
1.00%
$1,000,000
Liberty Bank for Savings
Liberty Bank for Savings
36-Month CD
0.70%
$5,000
Alliance Community Bank
Alliance Community Bank
Money Market
0.50%
$2,500
Craft Bank
Craft Bank
Personal Savings Account
0.50%
$50
Primebank
Primebank
Statement Savings
0.50%
$50
Bank of Magnolia
Bank of Magnolia
36-Month CD
0.50%
$1,000
Franklin SB Franklin, NH
Franklin SB Franklin, NH
60-Month CD
0.40%
$1,000
5 Star Bank
5 Star Bank
30-Month CD
0.40%
$500
Academic Federal Credit Union
Academic Federal Credit Union
Money Markets
0.40%
$25,000
New Haven Bank
New Haven Bank
24-Month CD
0.20%
$500
Portage Community Bank
Portage Community Bank
Community Statement Savings
0.20%
$0
BankChampaign
BankChampaign
Personal Money Market
0.15%
$25,000
Achieve Financial Credit Union
Achieve Financial Credit Union
18-Month CD certificate
0.15%
$1,000
Citizens Federal S&LA
Citizens Federal S&LA
Savings Account
0.07%
$20
FNB of Scotia
FNB of Scotia
Day of Deposit Savings
0.07%
$25
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
High Performance Money Market
0.03%
$100,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare NESC Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
NESC Federal Credit Union
NESC Federal Credit Union
5/5 ARM
5.750%
5.886%
0.000
First Community Credit Union
First Community Credit Union
5/5 ARM
5.950%
5.998%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
15 Year Fixed
6.000%
6.056%
0.000
One Nevada Credit Union
One Nevada Credit Union
15 Year Fixed
5.875%
6.079%
1.000
Security Service Federal Credit Union
Security Service Federal Credit Union
15-Year Power Rate Fixed
5.875%
6.101%
0.000
Canton Co-operative Bank
Canton Co-operative Bank
15-Year Fixed
6.125%
6.238%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
20 Year Fixed
6.250%
6.258%
0.000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
15-Year Fixed
6.250%
6.310%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
15-Year Fixed
6.250%
6.315%
0.000
FirstBank of Nebraska
FirstBank of Nebraska
15-Year Fixed
6.375%
6.377%
0.000
Freedom Credit Union
Freedom Credit Union
5/1 ARM
6.375%
6.431%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
15-Year Fixed Purchase
6.250%
6.434%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
20 Year Fixed
6.375%
6.492%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
30 Year Fixed
6.500%
6.645%
0.000
Brentwood Bank
Brentwood Bank
15-Year Fixed
6.500%
6.654%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
20-Year Fixed Refinance
6.625%
6.714%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
20-Year Fixed
6.625%
6.739%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
30 Year Fixed
6.750%
6.756%
0.000
Colonial Federal Savings Bank
Colonial Federal Savings Bank
15-Year Fixed
6.500%
6.760%
0.000
Northwest Community Bank
Northwest Community Bank
15-Year Fixed
6.625%
6.766%
0.000
Mid American Credit Union
Mid American Credit Union
15 Year Fixed
6.625%
6.789%
0.000
Citizens Federal S&LA
Citizens Federal S&LA
15-Year Fixed
6.625%
6.811%
0.500
Sandia Area Federal Credit Union
Sandia Area Federal Credit Union
20 Year Fixed
6.625%
6.814%
0.000
Everett Co-operative Bank
Everett Co-operative Bank
15-Year Fixed
6.750%
6.827%
0.000
Catskill Hudson Bank
Catskill Hudson Bank
30-Year Fixed
6.750%
6.856%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare NESC Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
University First Federal Credit Union
University First Federal Credit Union
Visa Secure Card
13.740%
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare NESC Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

NESC Federal Credit Union Information

Credit Union Name: NESC Federal Credit Union
Full Time Employees: 21
Part Time Employees: 7
President: ELAINE SULLIVAN
CEO: Johnathan Hildreth
Branch Locations: 4
ATM Locations: 3
Corporate Office Address:
248 PLEASANT ST
METHUEN, MA 01844
Phone Number: 978-688-8800
Fax Number: 978-688-8808

NESC Federal Credit Union Financials

Total Assets:
114,265,643
Total Amount of Shares and Deposits:
102,535,550
Total Shares and Deposits < 1 Year:
99,702,885
Total Shares and Deposits 1 3 Years:
2,765,662
Total Shares and Deposits > 3 Years:
67,003
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
3,912,178
Total Uninsured Shares and Deposits > $250K (F+J):
3,912,178
Total Insured Shares and Deposits > $250K (item 17 less item K):
98,623,372
Total Interest Expense (Sum of items 6 8):
357,210
Share Certificates:
498
Number of Accounts for Share Drafts:
5,762
Number of Accounts for Regular Shares:
9,978
Money Market Shares:
266
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
5,305,221
Total Liabilities:
103,371,538
Show More

NESC Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

Mortgage rates were mixed in the latest Weekly Mortgage Application Survey released yesterday morning by the MBA. The current average contract 30 year mortgage rate decreased to 4.81 percent for the week ending June 4, 2010, a decline from the previous week when 30 year mortgage rates averaged 4.83 percent. Average mortgage discount points decreased to 1.02 points, down from the prior week’s average of 1.05 points.

CD rates are slowing moving higher and will continue to increase in 2017. The Federal Reserve has forecast the need to increase the fed funds rate at least three times in 2017 and possibly more, if needed. These increases will put upward pressure on both short term and long term CD rates.

SallieMae Bank, which is the banking arm of the student loan company SallieMae, is advertising both a savings account and a money market account. While SallieMae Bank isn't offering the best savings rates or money market rates the rates on both types of accounts are competitive.

Bank or Credit Union Offers and Deals

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Northwest Hills CU Savings Interest Accounts and Money Market Accounts
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Today's Mortgage Refinance Rates, 30 Year Mortgage Rates at 4.81%

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NESC Federal Credit Union Reviews

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