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New Bedford Credit Union Rates and Review January 2026

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New Bedford Credit Union12-month CD rates can be found at 3.75%, 6-month CD rates at 3.12% and 3-month CD rates at 0.40%. Savings rates are at 0.35% and money market rates are at 2.78%. Mortgage rates on 30-year fixed loans are around 5.97%. Credit Card rates are at 18.00%. Personal Loan rates are at 8.00%. All these rates, and more, can be found in our database of rates which you can compare to New Bedford Credit Union rates.

Compare New Bedford Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of New Bedford Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

New Bedford Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at New Bedford Credit Union? Share your experience about New Bedford Credit Union by leaving a review below, or read customer reviews before you decide to use New Bedford Credit Union.

Overall, New Bedford Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

New Bedford Credit Union
New Bedford Credit Union
1150 Purchase St
New Bedford, MA 02740 6635
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
4.00%
$2,500
12-Month CD
3.80%
$250
24-Month CD
3.75%
$500
18-Month CD
3.66%
$1,000
48-Month CD
3.55%
$500
12-Month CD
3.50%
$500
60-Month CD
3.40%
$500
24-Month CD
3.40%
$1,000
18-Month CD
3.39%
$500
60-Month CD
3.25%
$1,000
30-Month CD
3.20%
$1,000
3-Month CD
3.15%
$1,000
30-Month CD
3.03%
$500
48-Month CD
3.00%
$500
60-Month CD
3.00%
$1,000
12-Month CD
2.95%
$1,000
12-Month CD
2.78%
$500
36-Month CD
2.78%
$2,500
18-Month CD
2.75%
$500
12-Month CD
2.75%
$500
60-Month CD
2.66%
$500
18-Month CD
2.50%
$500
30-Month CD
2.02%
$1,000
Money Market
2.00%
$10,000
36-Month CD
1.90%
$1,000
60-Month CD
1.77%
$5,000
Money Market
1.77%
$2,500
12-Month CD
1.76%
$1,000
60-Month CD
1.75%
$500
36-Month CD
1.10%
$1,000
48-Month CD
1.00%
$1,000
60-Month CD
0.95%
$1,000
36-Month CD
0.80%
$1,000
18-Month CD
0.75%
$1,000
Money Market
0.75%
$10,000
36-Month CD
0.75%
$1,000
18-Month CD
0.65%
$500
48-Month CD
0.55%
$500
Money Market
0.50%
$50,000
Money Market
0.40%
$1
18-Month CD
0.35%
$500
12-Month CD
0.30%
$2,500
48-Month CD
0.15%
$500
Money Market
0.07%
$0
High Yield Savings
0.05%
$200
Savings
0.05%
$10
Savings
0.01%
$1
Money Market
0.01%
$25
Statement Savings
0.01%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed
6.500%
6.512%
0.000
5.750%
6.093%
0.000
20-Year Fixed
5.875%
5.968%
0.000
6.740%
6.723%
0.000
6.000%
6.070%
0.000
5.625%
5.643%
0.000
5.375%
6.280%
0.000
6.000%
6.000%
0.000
15-Year Fixed
6.500%
6.500%
0.000
15-Year Fixed
5.625%
5.697%
0.000
6.000%
6.090%
0.000
6.500%
6.595%
0.000
30-Year Fixed
6.000%
6.000%
0.000
15-Year Fixed
5.250%
5.452%
0.000
30-Year Fixed
5.500%
5.727%
2.000
4.250%
4.514%
0.750
5.625%
5.667%
0.000
5.875%
6.055%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
5.250%
5.426%
0.500
6.000%
6.183%
0.000
5.625%
6.461%
0.000
15-Year Fixed
5.375%
5.490%
0.125
15 Year Fixed
5.500%
5.677%
0.000
5.875%
6.055%
0.000
30 year Fixed
6.000%
6.034%
0.000
30-Year Fixed
5.750%
5.788%
0.000
5.875%
6.170%
0.000
5.500%
5.561%
0.000
10-Year Fixed (Power Rate)
5.125%
5.494%
0.000
5.625%
5.647%
0.000
6.000%
6.148%
0.000
5.250%
5.382%
0.000
4.875%
5.778%
0.000
7/6 ARM
5.875%
5.947%
0.000
3/5 Conforming ARM
4.875%
5.661%
0.250
5.125%
6.002%
0.000
3.990%
4.357%
0.750
30-Year Fixed
5.875%
5.945%
0.000
20-Year Fixed
5.000%
5.294%
2.000
15-Year Fixed
5.750%
5.845%
0.000
30-Year Fixed
6.500%
6.559%
0.000
10 Year Fixed
6.000%
6.223%
0.000
30-Year Fixed Jumbo
6.000%
6.127%
0.000
6.250%
7.325%
0.000
5.000%
5.886%
0.000
5.875%
5.958%
0.000
6.250%
6.199%
0.000
5.875%
5.975%
0.000
5.250%
6.232%
0.750
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Credit Card Rate Comparison

Institution
Product
APR
Notes
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
18.000%
16.200%
18.000%
8.990% - 17.990%
Maximum limit of $30,000
VISA® Classic
12.960%
16.240% - 27.240%
14.000%
Savings Secured Visa®
18.000%
Prime Platinum Visa Credit Card
11.500%
Visa Student Rewards Card
17.990%
Security Service Power Rewards MasterCard
18.000%
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
9.990%
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Max Rewards Visa Credit Card
15.250%
Visa Crimson Rewards Card
13.740%
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Secure Card
13.740%
VISA Platinum with Rewards
8.900%
13.900%
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
9.200% - 17.950%
$0 - $15,000
60 - 60
Signature (Unsecured) Loan
11.040%
$0
1 - 24
13.240%
$0
48
Personal Signature Loans
14.000%
$0
60
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Personal Line of Credit
12.950% - 18.000%
$0
10.490%
$0
60 - 60
10.250% - 17.950%
$0
1 - 36
9.200% - 17.950%
$0 - $2,500
36 - 36
Signature Loan
10.500%
$0
Summer/Holiday Loans
9.500%
$0
7.990%
$0 - $30,000
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Personal Loans
10.000%
$0
1 - 36
Consolidation Loans
14.850%
$0
37 - 60
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
12.490%
$0
17.900%
$0 - $500
Education (tuition bill required)
8.250%
$0
60
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
18.000%
$0 - $500
5
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
New Signature Loans
8.990%
$0
13.450%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have New Bedford Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: New Bedford Credit Union
Full Time Employees: 36
Part Time Employees: 8
President: Peter Berthiaume
CEO: Berta Varao
Branch Locations: 2
ATM Locations: 2
Corporate Office Address:
1150 Purchase St
New Bedford, MA 02740 6635
Phone Number: 508-994-6546
Fax Number: 508-990-7472

Financials

Total Assets:
166,437,666
Total Amount of Shares and Deposits:
148,216,008
Total Shares and Deposits < 1 Year:
146,546,858
Total Shares and Deposits 1 3 Years:
1,175,352
Total Shares and Deposits > 3 Years:
493,799
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
8,142,777
Total Uninsured Shares and Deposits > $250K (F+J):
8,142,777
Total Insured Shares and Deposits > $250K (item 17 less item K):
140,073,231
Total Interest Expense (Sum of items 6 8):
1,188,613
Share Certificates:
561
Number of Accounts for Share Drafts:
7,774
IRA KEOGH Accounts:
241
Number of Accounts for Regular Shares:
14,207
Money Market Shares:
442
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
8,984,102
Total Liabilities:
148,761,143
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About New Bedford Credit Union

Is a member application needed to join New Bedford Credit Union?

Yes, to access services at New Bedford Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, New Bedford Credit Union provides a range of mortgage and home equity products.

Is New Bedford Credit Union a safe place to deposit money?

Yes, New Bedford Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does New Bedford Credit Union offer online and mobile banking?

Most modern institutions like New Bedford Credit Union provide digital access including online balance checks and transfers.

Current New Bedford Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions