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 Niagara Falls Teachers Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 23, 2026
Niagara Falls Teachers Federal Credit Union's Personal Loan Rates are at 9.50%. MonitorBankRates evaluates the financial stability of Niagara Falls Teachers Federal Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/23/2026. Niagara Falls Teachers Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Niagara Falls Teachers Federal Credit Union? Share your experience about Niagara Falls Teachers Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Niagara Falls Teachers Federal Credit Union. Niagara Falls Teachers Federal Credit Union
Niagara Falls Teachers Federal Credit Union 6040 Lindbergh Ave
https://www.nftfcu.org Niagara Falls, NY 14304 3150 
Niagara Falls Teachers Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Niagara Falls Teachers Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Niagara Falls Teachers Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Niagara Falls Teachers Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Niagara Falls Teachers Federal Credit Union
Website
https://www.nftfcu.org
Address
6040 Lindbergh Ave,
Niagara Falls, NY 14304 3150
Phone
716-285-5569
Fax
716-285-5580
President
William Caso
CEO
Dawn Stanisz
Full-Time Employees
2
Part-Time Employees
2
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
1.4112%
Return on Equity (ROE)
7.3292%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
11,560,584
Total Amount of Shares and Deposits
9,331,092
Total Shares and Deposits < 1 Year
9,123,330
Total Shares and Deposits 1 3 Years
207,761
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
101,076
Total Uninsured Shares and Deposits > $250K (F+J)
101,076
Total Insured Shares and Deposits > $250K (item 17 less item K)
9,230,016
Total Interest Expense (Sum of items 6 8)
15,687
Share Certificates
31
Number of Accounts for Share Drafts
205
Number of Accounts for Regular Shares
1,212
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,174,090
Total Liabilities
9,334,590
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Niagara Falls Teachers Federal Credit UnionIs Niagara Falls Teachers Federal Credit Union a safe place to deposit money?Yes, Niagara Falls Teachers Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Niagara Falls Teachers Federal Credit Union operate?Niagara Falls Teachers Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Niagara Falls Teachers Federal Credit Union?Yes, to access services at Niagara Falls Teachers Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Niagara Falls Teachers Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Niagara Falls Teachers Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Niagara Falls Teachers Federal Credit Union offer online and mobile banking?Most modern institutions like Niagara Falls Teachers Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nftfcu.org. Compare to Other Credit Unions
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