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Norstar Federal Credit Union Rates and Review January 2026

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Norstar Federal Credit Union12-month CD rates can be found at 3.91%, 6-month CD rates at 3.55% and 3-month CD rates at 1.26%. Savings rates are at 0.20% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.03%. Credit Card rates are at 15.00%. Personal Loan rates are at 11.99%. All these rates, and more, can be found in our database of rates which you can compare to Norstar Federal Credit Union rates.

Compare Norstar Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Norstar Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Norstar Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Norstar Federal Credit Union? Share your experience about Norstar Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Norstar Federal Credit Union.

Overall, Norstar Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Norstar Federal Credit Union
Main Location
515 Vander Horck St
Britton, SD 57430
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
3-Month CD
4.30%
$1,000
24-Month CD
4.00%
$25,000
18-Month CD
3.95%
$250
12-Month CD
3.90%
$2,500
12-Month CD
3.90%
$500
18-Month CD
3.65%
$1,000
6-Month CD
3.65%
$1
60-Month CD
3.53%
$1,000
12-Month CD
3.35%
$1,000
12-Month CD
3.34%
$1,000
36-Month CD
3.34%
$1,000
12-Month CD
3.24%
$250
60-Month CD (Step Up)
3.00%
$1,000
48-Month
3.00%
$500
48-Month CD
3.00%
$1,000
36-Month CD
2.89%
$1,000
60-Month CD
2.80%
$1,000
48-Month CD
2.77%
$500
60-Month CD
2.75%
$500
60-Month CD
2.53%
$1,000
High Yield Money Market
2.50%
$1,000
48-Month CD
2.50%
$500
48-Month CD
2.48%
$2,500
Kasasa Checking
2.25%
$0
12-Month CD
2.15%
$500
18-Month CD
2.12%
$1,000
60-Month CD
2.02%
$1,000
18-Month CD
1.80%
$1,000
First Insured Money Market
1.51%
$1,000
36-Month CD
1.30%
$250
12-Month CD
1.26%
$1,000
24-Month CD
1.25%
$500
24-Month CD
1.10%
$500
30-Month CD
1.01%
$1,000
30-Month CD
0.95%
$1,000
30-Month CD
0.65%
$500
3-Month CD
0.50%
$1,000
Money Market
0.50%
$1,000
48-Month CD
0.50%
$1,000
24-Month CD
0.48%
$1,000
Money Market
0.45%
$50,000
18-Month CD
0.45%
$500
12-Month CD
0.40%
$0
Money Market
0.25%
$25
Passbook Savings
0.20%
$100
12-Month CD
0.20%
$1,000
Statement Savings
0.10%
$0
Statement Savings
0.05%
$25
Savings
0.03%
$25
Business Money Market
0.01%
$1
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
4.875%
5.172%
1.125
30-Year Fixed Jumbo
6.125%
6.265%
1.000
20-Year Fixed
5.625%
5.836%
0.500
15-Year Fixed
6.000%
6.021%
0.000
5.625%
5.843%
0.000
15 Year Fixed
5.750%
6.062%
0.000
6.000%
6.061%
0.000
30-Year Fixed
6.500%
6.512%
0.000
15-Year Fixed
5.250%
5.326%
0.000
20-Year Fixed (Power Rate)
5.875%
6.088%
0.000
5.250%
6.580%
0.000
5.500%
5.659%
0.000
5/6 ARM
5.375%
6.286%
0.947
5.625%
5.693%
0.500
30-Year Fixed
6.250%
6.450%
0.000
4.740%
7.533%
0.000
5.625%
5.846%
0.000
5.875%
5.900%
0.000
5.750%
6.161%
0.000
30-Year Fixed (Jumbo)
6.125%
6.161%
0.261
5.875%
6.006%
0.000
6.125%
6.320%
0.000
5.000%
5.153%
1.000
30-Year Fixed
6.000%
6.031%
0.000
5.750%
7.634%
0.000
30-Year Fixed
6.375%
6.451%
0.000
4.875%
5.010%
0.000
4.240%
7.689%
0.000
5.500%
5.591%
0.000
5.875%
6.184%
0.000
30-Year Fixed
5.750%
5.842%
0.000
6.375%
6.556%
0.000
5.250%
6.041%
0.000
6.000%
6.239%
0.000
15-Year Fixed
5.625%
5.743%
0.000
5.750%
6.078%
0.000
5.375%
5.446%
0.000
6.250%
6.330%
0.000
5.375%
6.068%
1.000
5.875%
6.023%
0.125
5.875%
5.888%
0.000
30-Year Fixed
5.625%
5.666%
0.000
5.875%
6.010%
0.000
15-Year Fixed
5.375%
5.539%
0.000
20-Year Fixed
5.750%
5.915%
0.000
15-Year Fixed
5.125%
5.174%
0.000
6.125%
6.266%
0.000
20-Year Fixed
5.500%
5.627%
0.000
565.625%
5.781%
0.875
4.250%
4.514%
0.750
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
11.900%
Member First VISA
15.040%
No balance transfer fees or annual fees.
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Acadia Visa Credit Card
10.900%
No annual fee
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Rewards Student Classic
16.500%
Credit Limit - $500
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
VISA Traditional
14.240% - 18.000%
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Visa Platinum with Rewards
9.900%
Visa Crimson Card
13.240%
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Visa Signature® Rewards
17.750%
8.990% - 17.990%
Maximum limit of $30,000
18.000%
14.740%
9.990%
Credit Line $500-$7,000
Classroom Supply Visa
8.500%
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Visa Secure Card
13.740%
VISA® Credit Cards
7.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Unsecured (Signature) Loan
11.000%
$0 - $500
Education (tuition bill required)
8.250%
$0
60
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Line of Credit Variable
16.740%
$0
12.990%
$0
12
8.890%
$0
Personal Signature Loan
11.000%
$0
96
Next Step Loan
10.500%
$0
14.200%
$5,000 - $8,000
48 - 48
Debt Consolidation
13.990%
$0
1 - 72
New Signature Loans
8.990%
$0
Debt Consolidation Loan
9.000%
$0
108
17.900%
$0 - $500
Access Line Of Credit
16.240%
$0
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Personal Loans
13.450%
$0
60
Personal Lines of Credit
11.900% - 19.400%
$0
Technology Loan
9.750%
$0
36
Personal Signature Loans
14.000%
$0
60
11.240%
$0 - $10,000
60 - 60
Personal/Signature Loans
11.150%
$0
60 - 60
Refinanced Signature Loans
18.000%
$0
10.000%
$0
12 - 12
13.740%
$0
60
9.990% - 16.240%
$0
61 - 66
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Norstar Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Norstar Federal Credit Union
Full Time Employees: 8
Part Time Employees: 1
President: Kurtis Larson
CEO: Jay Kruse
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
515 Vander Horck St
Britton, SD 57430
Phone Number: 605-448-2292
Fax Number: 605-448-2293

Financials

Total Assets:
73,208,063
Total Amount of Shares and Deposits:
62,010,821
Total Shares and Deposits < 1 Year:
57,996,242
Total Shares and Deposits 1 3 Years:
1,053,016
Total Shares and Deposits > 3 Years:
2,961,563
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
5,338,827
Total Uninsured Shares and Deposits > $250K (F+J):
5,338,827
Total Insured Shares and Deposits > $250K (item 17 less item K):
56,671,994
Total Interest Expense (Sum of items 6 8):
697,040
Share Certificates:
1,132
Number of Accounts for Share Drafts:
2,310
Number of Accounts for Regular Shares:
3,773
Money Market Shares:
118
Net Income (unless the amount is already included in Undivided Earnings):
1,022,947
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,458,014
Total Liabilities:
62,077,483
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Norstar Federal Credit Union

Is a member application needed to join Norstar Federal Credit Union?

Yes, to access services at Norstar Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Norstar Federal Credit Union provides a range of mortgage and home equity products.

Is Norstar Federal Credit Union a safe place to deposit money?

Yes, Norstar Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Norstar Federal Credit Union offer online and mobile banking?

Most modern institutions like Norstar Federal Credit Union provide digital access including online balance checks and transfers.

Current Norstar Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions