North Coast Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare North Coast Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of North Coast Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityNorth Coast Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at North Coast Credit Union? Share your experience about North Coast Credit Union by leaving a review below, or read customer reviews before you decide to use North Coast Credit Union. Overall, North Coast Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. North Coast Credit Union Bellingham Branch 1100 Dupont St Bellingham, WA 98225 3113  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Credit Card
11.900%
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
VISA® Gold
11.960%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Line of Credit Variable
13.150%
$0
Education (tuition bill required)
8.250%
$0
60
Signature Loan
11.500%
$0
48 - 48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have North Coast Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: North Coast Credit Union
Website: https://www.northcoastcu.com
Full Time Employees: 67Part Time Employees: 1 President: Gerzon Marin CEO: AC Griffith Branch Locations: 5 ATM Locations: 6 Corporate Office Address:
1100 Dupont St
Bellingham, WA 98225 3113 Phone Number: 360-733-3982 Fax Number: 360-671-8235 FinancialsTotal Assets:
412,344,342
Total Amount of Shares and Deposits:
355,924,366
Total Shares and Deposits < 1 Year:
344,337,836
Total Shares and Deposits 1 3 Years:
10,295,632
Total Shares and Deposits > 3 Years:
1,290,898
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
19,026,254
Total Uninsured Shares and Deposits > $250K (F+J):
19,026,254
Total Insured Shares and Deposits > $250K (item 17 less item K):
336,898,112
Total Interest Expense (Sum of items 6 8):
3,079,345
Share Certificates:
2,386
Number of Accounts for Share Drafts:
13,950
IRA KEOGH Accounts:
547
Number of Accounts for Regular Shares:
21,640
All other shares:
307
Money Market Shares:
238
Net Income (unless the amount is already included in Undivided Earnings):
3,026,376
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
76,344,422
Total Liabilities:
360,152,642
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About North Coast Credit UnionIs a member application needed to join North Coast Credit Union?Yes, to access services at North Coast Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, North Coast Credit Union provides a range of mortgage and home equity products. Is North Coast Credit Union a safe place to deposit money?Yes, North Coast Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does North Coast Credit Union offer online and mobile banking?Most modern institutions like North Coast Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.50%, 6-month CD rates at 3.79% and 3-month CD rates at 1.00%. Savings rates are at 0.50% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.56%. Credit Card rates are at 14.90%. Personal Loan rates are at 8.89%. All these rates, and more, can be found in our database of rates which you can compare to 
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