North Jersey Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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North Jersey Federal Credit Union12-month CD rates can be found at 0.15%, 6-month CD rates at 0.60% and 3-month CD rates at 1.36%. Savings rates are at 0.25% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.68%. Credit Card rates are at 19.74%. Personal Loan rates are at 13.90%. All these rates, and more, can be found in our database of rates which you can compare to North Jersey Federal Credit Union rates.

Compare North Jersey Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of North Jersey Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

North Jersey Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at North Jersey Federal Credit Union? Share your experience about North Jersey Federal Credit Union by leaving a review below, or read customer reviews before you decide to use North Jersey Federal Credit Union.

Overall, North Jersey Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
North Jersey Federal Credit Union
Totowa Branch
711 Union Blvd
Totowa, NJ 07512 2207
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare North Jersey Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
EagleBank
EagleBank
48-Month CD
4.20%
$1,000
GTE Financial Credit Union
GTE Financial Credit Union
48-Month CD (Jumbo)
4.18%
$100,000
Self-Help Credit Union
Self-Help Credit Union
12-Month CD
4.08%
$500
Community Bank and Trust - West Georgia
Community Bank and Trust - West Georgia
Consumer Money Market
4.08%
$100
First Southwest Bank
First Southwest Bank
24-Month CD
3.90%
$1,000
Minster Bank
Minster Bank
7-Month CD (Jumbo)
3.87%
$100,000
Acadia Federal Credit Union
Acadia Federal Credit Union
18-Month CD
3.85%
$1,000
First State Bank (MI)
First State Bank (MI)
12-Month CD
3.80%
$1,000
Beal Bank
Beal Bank
18-Month CD
3.75%
$1,000
First National Bank in Olney
First National Bank in Olney
18-Month CD
3.71%
$500
The Bank of Protection
The Bank of Protection
12-Month CD
3.63%
$500
First State Bank of Beecher City
First State Bank of Beecher City
18-Month CD
3.56%
$500
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
48-Month CD
3.30%
$2,500
Teachers Federal Credit Union
Teachers Federal Credit Union
48-Month CD
3.00%
$500
Bonanza Valley State Bank
Bonanza Valley State Bank
Tiered Savings
3.00%
$250,000
Collins State Bank
Collins State Bank
36-Month CD
3.00%
$1,000
Saco & Biddeford Savings
Saco & Biddeford Savings
36-Month CD
3.00%
$500
The Bank of Bennington
The Bank of Bennington
48-Month CD
3.00%
$500
The Bank of Steinauer
The Bank of Steinauer
48-Month CD
2.78%
$500
Lake Elmo Bank
Lake Elmo Bank
12-Month CD
2.68%
$1,000
LNB Community Bank
LNB Community Bank
36-Month CD
2.52%
$500
Rhinebeck Bank
Rhinebeck Bank
18-Month CD
2.02%
$2,000
Stryv Bank
Stryv Bank
36-Month CD
1.30%
$1,000
The Berkshire Bank
The Berkshire Bank
18-Month CD
1.26%
$10,000
Liberty Bank for Savings
Liberty Bank for Savings
36-Month CD
1.05%
$5,000
Susquehanna Community Bank
Susquehanna Community Bank
48-Month CD
1.05%
$500
First National Bank in Amboy
First National Bank in Amboy
24-Month CD
1.05%
$1,000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
36-Month CD
0.80%
$1,000
American National Bank - Fox Cities
American National Bank - Fox Cities
12-Month CD
0.75%
$500
Interstate Bank
Interstate Bank
Interest Checking Now
0.75%
$500
First Federal Community Bank N.A.
First Federal Community Bank N.A.
60-Month CD
0.70%
$500
Middlesex Federal Savings
Middlesex Federal Savings
36-Month CD
0.60%
$500
Susquehanna Community Bank
Susquehanna Community Bank
12-Month CD
0.60%
$500
PNB Peshtigo National Bank
PNB Peshtigo National Bank
3-Month CD
0.60%
$500
Wells River Savings Bank
Wells River Savings Bank
60-Month CD
0.60%
$200
Mifflinburg B&T CO.
Mifflinburg B&T CO.
12-Month CD
0.55%
$500
Blue Foundry Bank
Blue Foundry Bank
12-Month CD
0.50%
$1,000
OneUnited Bank
OneUnited Bank
UNITY Plus Savings
0.40%
$100
Jones Bank
Jones Bank
Premier Checking
0.25%
$0
Bangor Savings Bank
Bangor Savings Bank
Benefit Money Market
0.25%
$5,000
FNB in Taylorville
FNB in Taylorville
NOW Checking
0.20%
$500
Grand Timber Bank
Grand Timber Bank
Statement Savings
0.15%
$50
First National Bank of Michigan
First National Bank of Michigan
First Growth Money Market
0.15%
$100
Friendship State Bank
Money Market Advantage
0.10%
$5,000
1st Security Bank of Washington
1st Security Bank of Washington
Preferred Savings
0.05%
$100
Applied Bank
Applied Bank
6-Month CD
0.05%
$1,000
Citizens Federal S&LA
Citizens Federal S&LA
NOW Checking
0.05%
$20
First National Bank Alamogordo, NM
First National Bank Alamogordo, NM
NOW Checking
0.05%
$2,500
PNC Bank
PNC Bank
Premiere Money Market
0.04%
$1
Franklin SB Farmington, ME
Franklin SB Farmington, ME
NOW Checking
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare North Jersey Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed (Jumbo)
5.375%
5.525%
0.750
American Eagle Financial Credit Union
American Eagle Financial Credit Union
15-Year Fixed
5.375%
5.544%
0.000
GTE Federal Credit Union
GTE Federal Credit Union
15 Year Fixed
5.375%
5.547%
0.500
Abound Federal Credit Union
Abound Federal Credit Union
7-Year ARM
5.500%
5.581%
0.000
Rhinebeck Bank
Rhinebeck Bank
15-Year Fixed
5.500%
5.604%
0.750
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
10 Year Fixed
5.500%
5.634%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
20-Year Fixed
5.500%
5.696%
1.250
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
15-Year Fixed
5.500%
5.727%
0.375
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed Jumbo
5.625%
5.820%
0.250
First Northern Credit Union
First Northern Credit Union
10 Year Fixed
5.750%
5.842%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
15-Year Fixed (Power Rate)
5.625%
5.847%
0.000
Investment Savings Bank
Investment Savings Bank
3/1 ARM
6.000%
5.892%
0.000
Wells Fargo
Wells Fargo
30-Year Fixed VA
5.750%
5.979%
1.000
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed
5.875%
5.990%
0.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
10/6 ARM
6.000%
6.019%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
15 Year Fixed
5.875%
6.027%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
15-Year Fixed
5.750%
6.030%
0.000
FNB of Scotia
FNB of Scotia
15-Year Fixed
5.750%
6.035%
0.000
Northwest Community Bank
Northwest Community Bank
15-Year Fixed
5.875%
6.054%
0.000
Service Federal Credit Union
Service Federal Credit Union
7/1 ARM
5.500%
6.054%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
15-Year Fixed
5.500%
6.123%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
20-Year Fixed
6.125%
6.138%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
7/1 ARM
5.500%
6.141%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
30-Year Fixed
6.000%
6.150%
1.250
L and N Federal Credit Union
L and N Federal Credit Union
15 Year Fixed
6.000%
6.173%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare North Jersey Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare North Jersey Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have North Jersey Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

North Jersey Federal Credit Union Information

Credit Union Name: North Jersey Federal Credit Union
Full Time Employees: 55
Part Time Employees: 5
President: George Hampton
CEO: Richard Garcia
Branch Locations: 3
ATM Locations: 4
Corporate Office Address:
711 Union Blvd
Totowa, NJ 07512 2207
Phone Number: 973-785-9200
Fax Number: 973-785-3264

North Jersey Federal Credit Union Financials

Total Assets:
237,381,496
Total Amount of Shares and Deposits:
222,067,183
Total Shares and Deposits < 1 Year:
210,831,980
Total Shares and Deposits 1 3 Years:
10,089,242
Total Shares and Deposits > 3 Years:
1,145,961
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
9,689,572
Total Uninsured Shares and Deposits > $250K (F+J):
10,436,754
Total Insured Shares and Deposits > $250K (item 17 less item K):
211,630,429
Total Interest Expense (Sum of items 6 8):
176,797
Share Certificates:
1,031
Number of Accounts for Share Drafts:
9,537
IRA KEOGH Accounts:
293
Number of Accounts for Regular Shares:
26,894
All other shares:
2,121
Non Member Deposits:
4
Money Market Shares:
808
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
17,299,512
Total Liabilities:
222,456,816
Show More

North Jersey Federal Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

(//cdrates.monitorbankrates.com) As we start the year of 2010 bank CD rates head down again this week.  It will be nice when we can start writing about CD rates increasing, hopefully sometime later in the year. The average 3 month bank CD rate is at 0.514 percent this week, down from last week’s average 3 month CD rate of 0.522 percent.

The current average auto loan rate on our 3 year new auto loan rate table is 5.053 percent. Again, these are the average rates so you can find rates a lot lower than the average. Right now on our California auto loan rate table there are several credit unions offering 3 year new auto loan rates around 3.00%.

consolidate-credit-card-debt-eliminate-credit-card-debtConsolidating credit card debt or eliminating credit card debt isn't an easy thing to do, especially these days when money is tight for everyone.

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North Jersey Federal Credit Union Reviews

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