North Jersey Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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North Jersey Federal Credit Union12-month CD rates can be found at 3.87%, 6-month CD rates at 2.53% and 3-month CD rates at 3.03%. Savings rates are at 0.01% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 6.13%. Credit Card rates are at 29.99%. Personal Loan rates are at 10.20%. All these rates, and more, can be found in our database of rates which you can compare to North Jersey Federal Credit Union rates.

Compare North Jersey Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of North Jersey Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

North Jersey Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at North Jersey Federal Credit Union? Share your experience about North Jersey Federal Credit Union by leaving a review below, or read customer reviews before you decide to use North Jersey Federal Credit Union.

Overall, North Jersey Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
North Jersey Federal Credit Union
Totowa Branch
711 Union Blvd
Totowa, NJ 07512 2207
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare North Jersey Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Communitywide Federal Credit Union
Communitywide Federal Credit Union
12-Month CD
4.40%
$1,000
GTE Financial Credit Union
GTE Financial Credit Union
60-Month CD (Jumbo)
4.33%
$100,000
Colorado Federal Savings Bank
Colorado Federal Savings Bank
12-Month CD
4.30%
$5,000
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
18-Month CD (Jumbo)
4.30%
$50,000
Farm Bureau Bank FSB
Farm Bureau Bank FSB
36-Month CD (CDARS)
4.05%
$250,000
ConnectOne Bank
ConnectOne Bank
Connection Plus Savings
4.00%
$2,500
First Community Bank Beemer, NE
First Community Bank Beemer, NE
12-Month CD
3.96%
$10,000
A+ Federal Credit Union
A+ Federal Credit Union
24-Month CD
3.92%
$1,000
Main Bank
Main Bank
3-Month CD
3.85%
$1,000
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
12-Month CD
3.80%
$500
Rolette State Bank
Rolette State Bank
48-Month CD
3.73%
$500
Alliance Community Bank
Alliance Community Bank
36-Month CD
3.56%
$1,000
Atkins Savings B&T
Atkins Savings B&T
60-Month CD (Adjust-A-Rate)
3.53%
$1,000
Peoples T&S Bank Boonville, IN
Peoples T&S Bank Boonville, IN
24-Month CD
3.49%
$500
Arvest Bank
Arvest Bank
24-Month CD
3.49%
$1,000
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
48-Month CD
3.30%
$500
First FSB of Mascoutah
First FSB of Mascoutah
30-Month CD
3.29%
$1,000
Murray Bank
Murray Bank
12-Month CD
3.25%
$1,000
WVS West View SB
WVS West View SB
12-Month CD
3.25%
$500
Pentagon Federal Credit Union
Pentagon Federal Credit Union
48-Month CD
3.10%
$1,000
Empire State Bank
Empire State Bank
60-Month CD
3.00%
$1,000
The Bank of Landisburg
The Bank of Landisburg
60-Month CD
2.77%
$1,000
Gateway Commercial Bank
Gateway Commercial Bank
36-Month CD
2.53%
$1,000
Bank of the Valley
Bank of the Valley
18-Month CD
2.47%
$500
Carson Bank
Carson Bank
36-Month CD
1.71%
$500
First State Bank New London, WI
First State Bank New London, WI
36-Month CD
1.66%
$5,000
Bank of Elgin
Bank of Elgin
12-Month CD
1.51%
$500
Bank of Easton
Bank of Easton
60-Month CD
1.50%
$500
Republic Bank of Chicago
Republic Bank of Chicago
60-Month CD
1.50%
$1,000
The Bank of Glen Burnie
The Bank of Glen Burnie
36-Month CD
1.26%
$500
Harvest Bank
Harvest Bank
Money Market
1.25%
$5,000
TSB Teutopolis State Bank
TSB Teutopolis State Bank
36-Month CD
0.90%
$500
Haddon Savings Bank
Haddon Savings Bank
Money Market
0.85%
$1,000
Northumberland Bank
Northumberland Bank
24-Month CD
0.80%
$5,000
Armstrong County Building and Loan Association
Armstrong County Building and Loan Association
Passbook Savings
0.75%
$25
Security Bank USA
Security Bank USA
Passbook Savings
0.75%
$100
Raritan State Bank
Raritan State Bank
Passbook Savings
0.70%
$10
Eclipse Bank
Eclipse Bank
48-Month CD
0.60%
$1,000
North Brookfield SB
North Brookfield SB
18-Month CD
0.55%
$500
Cecil Bank
Cecil Bank
60-Month CD
0.50%
$500
Longview Bank
Longview Bank
Savings
0.50%
$50
Bank of Brenham
Bank of Brenham
Savings
0.43%
$100
Community Bank Mankato
Community Bank Mankato
24-Month CD
0.35%
$1,000
Bank of Zachary
Bank of Zachary
Regular Savings
0.35%
$100
Murray Bank
Murray Bank
3-Month CD
0.30%
$1,000
Crest Savings Bank
Crest Savings Bank
12-Month CD
0.25%
$500
Vermont State Bank
Vermont State Bank
Savings
0.20%
$25
First Community Bank of Moultrie County
First Community Bank of Moultrie County
Money Market
0.15%
$2,500
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Savings
0.15%
$25
Local Bank Hulbert, OK
Local Bank Hulbert, OK
NOW Checking
0.10%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare North Jersey Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
American Eagle Financial Credit Union
American Eagle Financial Credit Union
15-Year Fixed
5.375%
5.544%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed (Jumbo)
5.500%
5.591%
0.000
Rhinebeck Bank
Rhinebeck Bank
15-Year Fixed
5.500%
5.604%
0.750
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
15-Year Fixed
5.500%
5.727%
0.375
Old National Bank
Old National Bank
15-Year Fixed
5.750%
5.830%
0.000
Bank of America
Bank of America
15 Year Fixed
5.500%
5.844%
0.714
Navy Federal Credit Union
Navy Federal Credit Union
5/5 ARM
5.500%
5.856%
0.250
Altoona First Savings Bank
Altoona First Savings Bank
20-Year Fixed
5.850%
5.891%
0.000
Freedom Credit Union
Freedom Credit Union
5/1 ARM
5.875%
5.916%
0.000
River Region Credit Union
River Region Credit Union
15-Year Fixed
5.750%
5.928%
0.000
Y-12 Federal Credit Union
Y-12 Federal Credit Union
15-Year Fixed
5.750%
5.945%
1.000
Crest Savings Bank
Crest Savings Bank
15-Year Fixed
5.875%
5.968%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
15-Year Fixed
5.750%
6.030%
0.000
Holyoke Credit Union
Holyoke Credit Union
20 Year Fixed
5.875%
6.036%
0.000
Luana Savings Bank
Luana Savings Bank
30-Year Fixed
6.000%
6.047%
0.000
USB Union Savings Bank
USB Union Savings Bank
15-Year Fixed
5.875%
6.087%
0.000
Partners Federal Credit Union
Partners Federal Credit Union
30-Year Fixed
5.990%
6.094%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
15-Year Fixed
5.875%
6.095%
0.000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
15-Year Fixed
6.000%
6.106%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
5/5 ARM
6.000%
6.109%
0.000
Citizens Bank
Citizens Bank
15-Year Fixed
6.000%
6.123%
0.375
Collinsville Bank
Collinsville Bank
10-Year Fixed
5.875%
6.129%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
10 Year Fixed
6.000%
6.160%
0.000
River Falls State Bank
River Falls State Bank
20-Year Fixed
6.000%
6.166%
0.000
The Bank of Brodhead
The Bank of Brodhead
20-Year Fixed
6.125%
6.183%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare North Jersey Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare North Jersey Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
AAEC Credit Union
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have North Jersey Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

North Jersey Federal Credit Union Information

Credit Union Name: North Jersey Federal Credit Union
Full Time Employees: 55
Part Time Employees: 5
President: George Hampton
CEO: Richard Garcia
Branch Locations: 3
ATM Locations: 4
Corporate Office Address:
711 Union Blvd
Totowa, NJ 07512 2207
Phone Number: 973-785-9200
Fax Number: 973-785-3264

North Jersey Federal Credit Union Financials

Total Assets:
237,381,496
Total Amount of Shares and Deposits:
222,067,183
Total Shares and Deposits < 1 Year:
210,831,980
Total Shares and Deposits 1 3 Years:
10,089,242
Total Shares and Deposits > 3 Years:
1,145,961
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
9,689,572
Total Uninsured Shares and Deposits > $250K (F+J):
10,436,754
Total Insured Shares and Deposits > $250K (item 17 less item K):
211,630,429
Total Interest Expense (Sum of items 6 8):
176,797
Share Certificates:
1,031
Number of Accounts for Share Drafts:
9,537
IRA KEOGH Accounts:
293
Number of Accounts for Regular Shares:
26,894
All other shares:
2,121
Non Member Deposits:
4
Money Market Shares:
808
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
17,299,512
Total Liabilities:
222,456,816
Show More

North Jersey Federal Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Best CD Rates for December 20, 2018The best CD rates available online moved higher over the past day and we expect more banks to raise CD rates before the end of 2018. The current best 1 year CD rate is now at 2.86 percent with an APY of 2.90 percent. The online bank offering that rate and yield is ableBanking, a division of Northeast Bank. The minimum opening deposit is $1,000. The best 9 month CD rates are at 2.30 percent with an APY of 2.31 percent from Luana Savings Bank. The minimum opening deposit is $5,000. The best 6 month CD rates are even better at 2.42 percent with an APY of 2.45 percent from My eBanc, A Division of BAC Florida. The minimum opening deposit for this CD account is also $5,000. Compare rates online to get the best CD rates today.
Mortgage rates on 30 year home loans are averaging averaging 3.90%, slightly higher than last week's all-time record low mortgage rate of 3.89%. Current mortgage rates today on 15 year home mortgage loans are slightly lower this week averaging 3.24%, down from last week's average 15 year mortgage rate of 3.25%.   
Long term home mortgage rates are mixed today over yesterday. Conforming 30 year home mortgage rates are averaging 4.42 percent, down from yesterday’s 30 year home mortgage rate of 4.44 percent. 30 year home mortgage rates in Minnesota are higher averaging 4.46 percent. Current 15 year home mortgage  rates are averaging 3.78 percent, up from yesterday’s average 15 year home mortgage loan rate of 3.74 percent. 15 year home mortgage loan rates in North Carolina are lower averaging 3.75 percent.  

Bank or Credit Union Offers and Deals

Highest 6 Month CD Interest Rates in California
Current Mortgage Rates: 30 year Mortgage Rates at 4.94%, 15 Year Mortgage Rates at 4.33%
ableBanking, a division of Northeast Bank Money Market Account Rates now at 1.00%
Variable Deposit Rate Report for July 11, 2016
Credit Card Rates: Average Rates January 12, 2011
Countrywide Bank 3.75% Online Savings Account
EH National Bank Savings Rates now at 0.81%
Home Mortgage Rates MBA: 30 Year Mortgage Rates at 4.56%, 15 Year Mortgage Rates
Average 30 Year Mortgage Rates Today Remain Under 4.00%
Northpointe Bank Mortgage Rates

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Bayer Heritage FCU CD Rates: 5.65% APY 3-Month CD, 5.50% APY 12-Month Jumbo CD Special

North Jersey Federal Credit Union Reviews

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