North Jersey Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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North Jersey Federal Credit Union12-month CD rates can be found at 2.68%, 6-month CD rates at 4.07% and 3-month CD rates at 2.65%. Savings rates are at 0.05% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.50%. Credit Card rates are at 17.20%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to North Jersey Federal Credit Union rates.

Compare North Jersey Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of North Jersey Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

North Jersey Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at North Jersey Federal Credit Union? Share your experience about North Jersey Federal Credit Union by leaving a review below, or read customer reviews before you decide to use North Jersey Federal Credit Union.

Overall, North Jersey Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
North Jersey Federal Credit Union
Totowa Branch
711 Union Blvd
Totowa, NJ 07512 2207
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare North Jersey Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
New Albin Savings Bank
New Albin Savings Bank
12-Month CD
3.96%
$1,000
Beacon Community Bank
Beacon Community Bank
18-Month CD
3.95%
$250
First Liberty Bank
First Liberty Bank
12-Month CD
3.90%
$2,500
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
24-Month CD
3.85%
$1,000
First State Bank of Campbell Hill
First State Bank of Campbell Hill
6-Month CD
3.80%
$500
Garden Plain State Bank
Garden Plain State Bank
60-Month CD
3.80%
$1,000
FSB of Burnet
FSB of Burnet
6-Month CD (Jumbo)
3.70%
$95,000
West Pointe Bank
West Pointe Bank
60-Month CD
3.56%
$500
Peoples T&S Bank Boonville, IN
Peoples T&S Bank Boonville, IN
60-Month CD
3.55%
$500
Raritan State Bank
Raritan State Bank
36-Month CD
3.46%
$5,000
Great Plains State Bank
Great Plains State Bank
36-Month CD
3.40%
$500
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
24-Month CD
3.30%
$500
Saco & Biddeford Savings
Saco & Biddeford Savings
24-Month
3.25%
$500
AVB Bank
AVB Bank
48-Month CD
3.12%
$1,000
Marquette Savings Bank
Marquette Savings Bank
18-Month CD
3.03%
$500
Community Bank of Marshall
Community Bank of Marshall
48-Month CD
3.02%
$1,000
Community Bank of Trenton
Community Bank of Trenton
60-Month CD
3.00%
$500
Ixonia Bank
Ixonia Bank
Relationship Money Market
3.00%
$1,000,000
The Bank of Protection
The Bank of Protection
36-Month CD
2.87%
$500
EagleBank
EagleBank
Eagle Money Market
2.55%
$100
Logansport Savings Bank
Logansport Savings Bank
12-Month CD
2.27%
$1,000
Industry State Bank
Industry State Bank
36-Month CD
2.25%
$1,000
FSB Holton, KS
FSB Holton, KS
24-Month CD
2.01%
$500
Perryton National Bank
Perryton National Bank
6-Month CD
2.01%
$2,500
Geddes Federal S&L
Geddes Federal S&L
36-Month CD
1.86%
$500
First National Bank in Pinckneyville
First National Bank in Pinckneyville
6-Month CD
1.76%
$500
Achieva Credit Union
Achieva Credit Union
48-Month CD
1.75%
$500
First Federal S&L Newark, OH
First Federal S&L Newark, OH
60-Month CD
1.35%
$500
The Peoples Community Bank
The Peoples Community Bank
24-Month CD
1.35%
$500
Pioneer Community Bank, Inc.
Pioneer Community Bank, Inc.
12-Month CD
1.31%
$1,000
PennCrest Bank
PennCrest Bank
48-Month CD
1.25%
$1,000
National Exchange Bank and Trust
National Exchange Bank and Trust
Money Market
1.00%
$25,000
First Bank Waverly, IA
First Bank Waverly, IA
12-Month CD
1.00%
$1,000
Texas Heritage National Bank
Texas Heritage National Bank
Money Market
1.00%
$0
Hancock County SB
Hancock County SB
36-Month CD
0.65%
$500
Main Street Bank
Main Street Bank
60-Month CD
0.60%
$1,000
Chickasaw Community Bank
Chickasaw Community Bank
Kasasa Savings
0.50%
$100
First FSB of Kentucky
First FSB of Kentucky
12-Month CD
0.40%
$500
Cayuga Lake National Bank
Cayuga Lake National Bank
Passbook Savings
0.25%
$10
Nebraska Bank of Commerce
Nebraska Bank of Commerce
Money Market
0.25%
$1,000
Associated Bank
Associated Bank
Select Money Market Platinum
0.25%
$1,000
First Community Bank of Hillsboro
First Community Bank of Hillsboro
Interest Checking
0.15%
$1,000
Cambridge Trust Company
Cambridge Trust Company
60-Month CD
0.15%
$500
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
Statement Savings
0.10%
$50
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
Statement Saving
0.10%
$100
BankChampaign
BankChampaign
NOW Checking
0.05%
$300
First FSB of Angola
First FSB of Angola
Interest Checking
0.05%
$250
Federation Bank
Federation Bank
Super NOW Checking
0.02%
$1,000
Wakefield Co-operative Bank
Wakefield Co-operative Bank
Statement Savings
0.01%
$10
PriorityOne Bank
PriorityOne Bank
Statement Savings
0.01%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare North Jersey Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
7-Year Fixed
3.990%
4.357%
0.750
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed
4.500%
4.685%
0.750
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.500%
5.591%
0.000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
15-Year Fixed
5.500%
5.691%
0.471
Consumers Credit Union
Consumers Credit Union
15-Year Fixed
5.500%
5.693%
0.625
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
15-Year Fixed
5.500%
5.727%
0.375
Apple Federal Credit Union
Apple Federal Credit Union
15-Year Fixed
5.500%
5.738%
1.000
Hatboro Federal Savings
Hatboro Federal Savings
15-Year Fixed
5.375%
5.757%
2.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
7/6 ARM
5.750%
5.768%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
20-Year Fixed
5.625%
5.787%
0.000
Centreville Bank
Centreville Bank
15-Year Fixed Jumbo
5.750%
5.788%
0.000
Hawaii State Federal Credit Union
Hawaii State Federal Credit Union
15 Year Fixed
5.625%
5.800%
0.625
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
15-Year Fixed
5.750%
5.847%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
15-Year Fixed
5.875%
5.936%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
30-Year Fixed
6.000%
6.031%
0.000
Vystar Credit Union
Vystar Credit Union
15-Year Fixed
6.000%
6.051%
0.000
Manasquan Bank
Manasquan Bank
5/6 ARM
6.000%
6.074%
0.000
Ideal Credit Union
Ideal Credit Union
7/1 ARM
5.500%
6.156%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
10 Year Fixed
6.000%
6.160%
0.000
Fidelity Co-operative Bank
Fidelity Co-operative Bank
15-Year Fixed
5.875%
6.170%
0.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
30-Year Fixed
6.100%
6.182%
0.000
Investment Savings Bank
Investment Savings Bank
7/1 ARM
6.500%
6.218%
0.000
FCN Bank, N.A.
FCN Bank, N.A.
20-Year Fixed
6.125%
6.222%
0.000
Radius Federal Credit Union
Radius Federal Credit Union
15-Year Fixed
6.000%
6.229%
0.000
Achieva Credit Union
Achieva Credit Union
15-Year Fixed
5.875%
6.246%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare North Jersey Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare North Jersey Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have North Jersey Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

North Jersey Federal Credit Union Information

Credit Union Name: North Jersey Federal Credit Union
Full Time Employees: 55
Part Time Employees: 5
President: George Hampton
CEO: Richard Garcia
Branch Locations: 3
ATM Locations: 4
Corporate Office Address:
711 Union Blvd
Totowa, NJ 07512 2207
Phone Number: 973-785-9200
Fax Number: 973-785-3264

North Jersey Federal Credit Union Financials

Total Assets:
237,381,496
Total Amount of Shares and Deposits:
222,067,183
Total Shares and Deposits < 1 Year:
210,831,980
Total Shares and Deposits 1 3 Years:
10,089,242
Total Shares and Deposits > 3 Years:
1,145,961
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
9,689,572
Total Uninsured Shares and Deposits > $250K (F+J):
10,436,754
Total Insured Shares and Deposits > $250K (item 17 less item K):
211,630,429
Total Interest Expense (Sum of items 6 8):
176,797
Share Certificates:
1,031
Number of Accounts for Share Drafts:
9,537
IRA KEOGH Accounts:
293
Number of Accounts for Regular Shares:
26,894
All other shares:
2,121
Non Member Deposits:
4
Money Market Shares:
808
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
17,299,512
Total Liabilities:
222,456,816
Show More

North Jersey Federal Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Comenity Direct CD RatesComenity Direct CD rates are really competitive right now, especially on the bank's 12 month certificates of deposit. Right now, 12 month CD rates at Comenity Direct are at 2.76 percent with an APY of 2.80 percent. Their 12 month CD rates are almost 5 times the FDIC's Weekly National Rate of 0.58 percent.
cd-rates-june-15-2009CD rates continued to decline this past week. Average CD rates were down on all certificate of deposit terms. Unlike the recent relentless rise in U.S. Treasury prices that are driving mortgage rates higher CD rates haven't followed the upturn, not yet anyway.

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North Jersey Federal Credit Union Reviews

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