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Northeast Nebraska Federal Credit Union Rates & Review April 2026

You can compare Northeast Nebraska Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.77%, 6-month share certificate rates at 0.10% and 3-month share certificate rates at 0.30%. Savings rates are at 0.60% and money market rates are at 1.46%. Mortgage rates on 30-year fixed loans are around 5.96%. All these rates can be compared to Northeast Nebraska Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Northeast Nebraska Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.78%. Rates were last updated on 04/18/2026.

Northeast Nebraska Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Northeast Nebraska Federal Credit Union? Share your experience about Northeast Nebraska Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Northeast Nebraska Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.78%
Excellent Lower than avg
Northeast Nebraska Federal Credit Union
Northeast Nebraska Federal Credit Union
1306 N 13th St
Norfolk, NE 68701 2591
https://www.nnfcu.com
Member NCUA

Northeast Nebraska Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club 1.24% 1.25%
Min Balance $5
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.78%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Northeast Nebraska Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Northeast Nebraska Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Northeast Nebraska Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Northeast Nebraska Federal Credit Union
Address 1306 N 13th St, Norfolk, NE 68701 2591
Phone 402-371-9345
Fax 402-371-4740
President Terry Zwiebel
CEO Becky Klassen
Full-Time Employees 4
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.78%
Return on Assets (ROA)
0.5167%
Return on Equity (ROE)
5.8692%
Non-Performing Loans Ratio (NPL)
0.14%
Total Assets
13,963,074
Total Amount of Shares and Deposits
12,657,909
Total Shares and Deposits < 1 Year
12,209,998
Total Shares and Deposits 1 3 Years
447,911
Total Insured Shares and Deposits > $250K (item 17 less item K)
12,657,909
Total Interest Expense (Sum of items 6 8)
126,594
Share Certificates
126
Number of Accounts for Share Drafts
805
IRA KEOGH Accounts
9
Number of Accounts for Regular Shares
2,111
Net Income (unless the amount is already included in Undivided Earnings)
72,153
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
661,001
Total Liabilities
12,733,721
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Northeast Nebraska Federal Credit Union

Is Northeast Nebraska Federal Credit Union a safe place to deposit money?

Yes, Northeast Nebraska Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.78480306307464%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Northeast Nebraska Federal Credit Union operate?

Northeast Nebraska Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Northeast Nebraska Federal Credit Union?

Yes, to access services at Northeast Nebraska Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Northeast Nebraska Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Northeast Nebraska Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Northeast Nebraska Federal Credit Union offer online and mobile banking?

Most modern institutions like Northeast Nebraska Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nnfcu.com.