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Northwoods Community Credit Union Rates and Review January 2026

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Northwoods Community Credit Union12-month CD rates can be found at 2.77%, 6-month CD rates at 4.00% and 3-month CD rates at 1.51%. Savings rates are at 0.05% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 5.78%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to Northwoods Community Credit Union rates.

Compare Northwoods Community Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Northwoods Community Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Northwoods Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Northwoods Community Credit Union? Share your experience about Northwoods Community Credit Union by leaving a review below, or read customer reviews before you decide to use Northwoods Community Credit Union.

Overall, Northwoods Community Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Northwoods Community Credit Union
Northwoods Community Credit Union
1224 4th Ave S
Park Falls, WI 54552 1923
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
24-Month CD
3.95%
$250
12-Month CD
3.75%
$500
6-Month CD
3.65%
$1,000
60-Month CD
3.58%
$1,000
Money Market
3.56%
$1,500
36-Month CD
3.50%
$500
36-Month CD
3.40%
$1,000
24-Month CD
3.38%
$1,000
18-Month CD
3.31%
$2,500
18-Month CD
3.25%
$500
24-Month CD
3.22%
$500
60-Month CD
3.12%
$500
36-Month CD
2.90%
$1,000
24-Month CD
2.70%
$500
36-Month CD
2.70%
$500
24-Month CD
2.53%
$1,000
48-Month CD
2.50%
$1,000
12-Month CD
2.50%
$5,000
36-Month CD
2.47%
$500
48-Month CD
2.40%
$1,000
Really Green Checking
2.01%
$0
60-Month CD
2.00%
$500
36-Month CD
2.00%
$500
36-Month CD
2.00%
$500
Money Market
2.00%
$10,000
48-Month CD
1.91%
$1,000
12-Month CD
1.91%
$500
18-Month CD
1.80%
$5,000
18-Month CD
1.78%
$500
12-Month CD
1.76%
$1,000
36-Month CD
1.36%
$500
24-Month CD
1.25%
$50
24-Month CD
1.21%
$1,000
Statement Savings
1.00%
$50
60-Month CD
0.85%
$250
36-Month CD
0.75%
$500
36-Month CD
0.75%
$1,000
3-Month CD
0.66%
$1,000
24-Month CD
0.50%
$500
48-Month CD
0.50%
$1,000
Money Market
0.40%
$1,000
Savings
0.25%
$10
Money Market
0.15%
$1,000
Regular Savings
0.10%
$100
Share Savings
0.10%
$1
Statement Savings
0.05%
$0
Savings
0.01%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.125%
5.547%
0.000
5.625%
5.781%
0.878
6.000%
6.226%
0.000
5/1 ARM (Jumbo)
6.500%
6.546%
0.000
6.375%
6.498%
0.000
4.875%
5.172%
1.125
15 Year Fixed
5.500%
5.677%
0.000
20-Year Fixed
6.250%
6.418%
0.000
5-Year ARM Jumbo
5.250%
4.657%
0.000
30-Year Fixed
5.875%
5.973%
0.000
6.375%
6.556%
0.000
15-Year Fixed
6.000%
6.021%
0.000
5.625%
5.899%
0.000
15-Year Fixed
5.250%
5.312%
0.000
15-Year Fixed
5.500%
5.571%
0.000
5.750%
5.789%
0.000
5.625%
5.741%
0.000
15-Year Fixed
5.125%
5.284%
0.000
10-Year Fixed
5.500%
5.630%
0.000
15 Year Fixed
5.875%
6.356%
0.000
30-Year Fixed
6.125%
6.249%
0.000
5.500%
5.567%
0.000
30 year Fixed
6.000%
6.034%
0.000
6.000%
5.892%
0.000
20-Year Fixed
6.625%
6.626%
0.000
15-Year Fixed
5.375%
5.580%
0.000
5.500%
5.603%
0.000
5.625%
6.037%
0.000
5.250%
5.499%
1.000
5.875%
5.975%
0.000
6.500%
6.582%
0.000
30 Year Fixed
6.000%
6.130%
0.000
15-Year Fixed
5.375%
5.490%
0.125
6.999%
7.235%
0.000
5.625%
5.667%
0.000
5.875%
5.980%
0.000
5.250%
5.562%
0.000
4.875%
5.275%
0.000
5.875%
6.099%
0.000
5.500%
5.640%
0.000
15-Year Fixed
5.875%
6.120%
0.000
5.875%
6.184%
0.000
5.875%
5.888%
0.000
15-Year Fixed
5.625%
5.697%
0.000
565.625%
5.781%
0.875
5.875%
5.931%
0.000
5.875%
6.118%
0.000
6.375%
6.460%
0.000
3-Year ARM
5.125%
5.911%
0.000
5.250%
5.506%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
16.490% - 17.990%
VISA® Credit Cards
7.990%
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Max Rewards Visa Credit Card
15.250%
11.900%
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Visa Platinum Preferred Starter
17.990%
Visa Crimson Rewards Card
13.740%
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
18.000%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Visa Platinum Preferred Rewards
15.740% - 17.990%
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Business Select Credit Card Mastercard
18.000%
Visa Classic Card
12.900%
No annual fee
Visa Signature® Cash Back
17.750%
8.900%
World Cash Back Credit Card Mastercard
18.000%
8.900% - 13.900%
Based upon credit worthiness.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
10.250% - 10.650%
$3,000 - $25,000
14.200%
$5,000 - $8,000
48 - 48
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
12.990%
$0
12
New Signature Loans
8.990%
$0
10.500%
$0
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
11.990%
$0
8.990% - 17.990%
$0
Signature Loan
10.500%
$0
10.250% - 17.950%
$0
1 - 36
13.450%
$0
8.490%
$0
36 - 36
Unsecured Signature Loan
10.250%
$0
37 - 60
Line of Credit
13.700%
$0
Gold Star Loan
14.200%
$0
48
Consolidation Loans
13.060%
$0
1 - 36
12.250% - 17.000%
$0 - $20,000
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
17.900%
$0 - $500
9.200% - 17.950%
$0 - $100
12 - 24
10.000%
$0
12 - 12
Debt Consolidated
9.490%
$500
36
10.500%
$0 - $5,000
24 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Northwoods Community Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Northwoods Community Credit Union
Full Time Employees: 26
Part Time Employees: 5
President: Roger Strand
CEO: Sally Zoesch
Branch Locations: 2
ATM Locations: 1
Corporate Office Address:
1224 4th Ave S
Park Falls, WI 54552 1923
Phone Number: 715-762-3208
Fax Number: 725-762-3490

Financials

Total Assets:
93,025,190
Total Amount of Shares and Deposits:
82,414,140
Total Shares and Deposits < 1 Year:
82,001,644
Total Shares and Deposits 1 3 Years:
412,496
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,574,514
Total Uninsured Shares and Deposits > $250K (F+J):
2,574,514
Total Insured Shares and Deposits > $250K (item 17 less item K):
79,839,626
Total Interest Expense (Sum of items 6 8):
545,372
Share Certificates:
490
Number of Accounts for Share Drafts:
4,914
IRA KEOGH Accounts:
175
Number of Accounts for Regular Shares:
9,792
Net Income (unless the amount is already included in Undivided Earnings):
606,162
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
8,755,149
Total Liabilities:
83,102,816
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Northwoods Community Credit Union

Is a member application needed to join Northwoods Community Credit Union?

Yes, to access services at Northwoods Community Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Northwoods Community Credit Union provides a range of mortgage and home equity products.

Is Northwoods Community Credit Union a safe place to deposit money?

Yes, Northwoods Community Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Northwoods Community Credit Union offer online and mobile banking?

Most modern institutions like Northwoods Community Credit Union provide digital access including online balance checks and transfers.

Current Northwoods Community Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions