Ocean County Employees Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Ocean County Employees Federal Credit Union12-month CD rates can be found at 0.95%, 6-month CD rates at 0.25% and 3-month CD rates at 1.41%. Savings rates are at 4.60% and money market rates are at 0.03%. Mortgage rates on 30-year fixed loans are around 6.73%. Credit Card rates are at 16.49%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates which you can compare to Ocean County Employees Federal Credit Union rates.

Compare Ocean County Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Ocean County Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Ocean County Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Ocean County Employees Federal Credit Union? Share your experience about Ocean County Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Ocean County Employees Federal Credit Union.

Overall, Ocean County Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Ocean County Employees Federal Credit Union
Ocean County Employees Federal Credit Union
118 Washington St
Toms River, NJ 08753
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Ocean County Employees Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Atkins Savings B&T
Atkins Savings B&T
12-Month CD
4.19%
$1,000
Bank of the Flint Hills
Bank of the Flint Hills
60-Month CD
4.06%
$500
iGOBanking
iGOBanking
12-Month CD
4.00%
$1,000
PSECU
PSECU
6-Month CD
3.80%
$500
Hyperion Bank
Hyperion Bank
18-Month CD
3.75%
$500
CSB of Cheney, KS
CSB of Cheney, KS
24-Month CD
3.56%
$500
Acadia Federal Credit Union
Acadia Federal Credit Union
60-Month CD
3.51%
$1,000
Torrington Savings Bank
Torrington Savings Bank
18-Month CD
3.50%
$1,000
Raritan State Bank
Raritan State Bank
36-Month CD
3.46%
$5,000
Kish Bank
Kish Bank
60-Month CD
3.35%
$2,000
Magyar Bank
Magyar Bank
36-Month CD
3.00%
$2,500
United Valley Bank
United Valley Bank
36-Month CD
3.00%
$500
WVS West View SB
WVS West View SB
60-Month CD
3.00%
$500
WVS West View SB
WVS West View SB
48-Month CD
3.00%
$500
Parke Bank
Parke Bank
36-Month CD
3.00%
$500
American State Bank (TX)
American State Bank (TX)
12-Month CD
3.00%
$1,000
First Jackson Bank
First Jackson Bank
30-Month CD
3.00%
$1,000
BMO Alto
BMO Alto
24-Month CD
2.75%
$0
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
48-Month CD
2.75%
$1,000
Palo Savings Bank
36-Month CD
2.52%
$1,000
First Citizens State Bank
First Citizens State Bank
24-Month CD
2.35%
$1,000
Capon Valley Bank
Capon Valley Bank
48-Month CD
2.02%
$500
Huron Valley State Bank
Huron Valley State Bank
48-Month CD
2.02%
$500
Live Oak Bank
Live Oak Bank
48-Month CD
2.00%
$2,500
Essex Savings Bank
Essex Savings Bank
18-Month CD
1.79%
$500
Yampa Valley Bank
Yampa Valley Bank
Money Market
1.65%
$2,000
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
Freedom Savings
1.51%
$50
Vast Bank
Vast Bank
3-Month CD
1.50%
$1,000
Five Star Credit Union
Five Star Credit Union
Premier Growth Money Market
1.31%
$2,000
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
6-Month CD
1.01%
$500
The MINT National Bank
The MINT National Bank
MonuMINT Savings
1.00%
$0
Mid-Missouri Bank
Mid-Missouri Bank
48-Month CD
0.95%
$1,000
OneLocal Bank
OneLocal Bank
12-Month CD
0.75%
$1,000
Central Bank Houston, TX
Central Bank Houston, TX
12-Month CD
0.50%
$1,000
Collins State Bank
Collins State Bank
Rewards Checking
0.50%
$100
Investment Savings Bank
Investment Savings Bank
60-Month CD
0.50%
$500
Gate City Bank
Gate City Bank
Money Market
0.35%
$500
Randolph Brooks FCU
Randolph Brooks FCU
Savings
0.30%
$1
Century Bank of Florida
Century Bank of Florida
24-Month CD
0.25%
$500
Nevada B&T Co.
Nevada B&T Co.
24-Month CD
0.25%
$1,000
Centinel Bank of Taos
Centinel Bank of Taos
NOW Checking
0.20%
$0
Henderson FSB
Henderson FSB
Freedom Checking
0.20%
$500
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
12-Month CD
0.20%
$500
Union State Bank Winterset, IA
Union State Bank Winterset, IA
Regular Savings
0.20%
$100
Simmesport State Bank
Simmesport State Bank
Money Market
0.15%
$1,000
Citizens Bank of Kansas
Citizens Bank of Kansas
Savings
0.10%
$50
Columbia Bank
Columbia Bank
Yield Plus Checking
0.05%
$1
United Southern Bank
United Southern Bank
Money Market
0.05%
$5,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Savings
0.05%
$5
cfsbank
cfsbank
Regular Checking
0.05%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Ocean County Employees Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
15-Year Fixed
5.000%
5.255%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed
5.375%
5.512%
0.000
Catskill Hudson Bank
Catskill Hudson Bank
15-Year Fixed
5.375%
5.528%
0.623
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
7/6 ARM
5.750%
5.768%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
20-Year Fixed
5.625%
5.787%
0.000
Hawaii State Federal Credit Union
Hawaii State Federal Credit Union
15 Year Fixed
5.625%
5.800%
0.625
Security Service Federal Credit Union
Security Service Federal Credit Union
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
Bank of America
Bank of America
15 Year Fixed
5.500%
5.844%
0.714
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
15-Year Fixed
5.750%
5.847%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 Jumbo ARM
5.520%
5.856%
0.250
Hatboro Federal Savings
Hatboro Federal Savings
10-Year Fixed
5.375%
5.919%
2.000
Y-12 Federal Credit Union
Y-12 Federal Credit Union
15-Year Fixed
5.750%
5.945%
1.000
Altoona First Savings Bank
Altoona First Savings Bank
30-Year Fixed
6.000%
6.031%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
15-Year Fixed
5.750%
6.038%
0.000
Kalsee Credit Union
Kalsee Credit Union
10 Year Fixed
5.875%
6.047%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
15 Year Fixed
5.750%
6.055%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
20-Year Fixed
5.750%
6.061%
2.000
Denver Community Credit Union DBA Zing Credit Union
Denver Community Credit Union DBA Zing Credit Union
20 Year Fixed
5.875%
6.072%
0.000
Manasquan Bank
Manasquan Bank
7/6 ARM
6.000%
6.074%
0.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
7/1 ARM
5.875%
6.112%
0.000
Collinsville Bank
Collinsville Bank
10-Year Fixed
5.875%
6.129%
0.000
Fidelity Co-operative Bank
Fidelity Co-operative Bank
15-Year Fixed
5.875%
6.170%
0.000
Fox Valley Savings Bank
Fox Valley Savings Bank
15-Year Fixed
6.000%
6.205%
0.000
San Mateo Credit Union
San Mateo Credit Union
5/5 ARM
5.875%
6.215%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
5/1 ARM
5.875%
6.260%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Ocean County Employees Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Ocean County Employees Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Ocean County Employees Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Ocean County Employees Federal Credit Union Information

Credit Union Name: Ocean County Employees Federal Credit Union
Website:
Full Time Employees: 0
Part Time Employees: 1
President: Sheila Burke Jaccoud
CEO: Irene Marin
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
118 Washington St
Toms River, NJ 08753
Phone Number: 732-341-4004
Fax Number: 732-341-0135

Ocean County Employees Federal Credit Union Financials

Total Assets:
1,561,742
Total Amount of Shares and Deposits:
1,315,188
Total Shares and Deposits < 1 Year:
1,315,188
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,315,188
Total Interest Expense (Sum of items 6 8):
103
Number of Accounts for Regular Shares:
380
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
383,392
Total Liabilities:
1,318,511
Show More

Ocean County Employees Federal Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
No
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
No
Member Application:
No
Are New Loans Available:
No
New Share Account:
No
Are online loan payments available:
No
Online Bill Payment Allowed?:
No
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
No
External Account Transfers Allowed:
No
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

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Ally Bank has the best CD interest rate on our list of 3 month CD interest rates in Ohio. Ally Bank's current 3 month bank CD rate is 0.64 percent with a bank CD yield of 0.64 percent. Ally Bank's 3 month CD interest rate is more than double the current national average 3 month CD rate of 0.28 percent as reported by MonitorBankRates.com.
Current-Mortgage-Rates-Above-5.00-for-30-Year-MortgagesMortgage rates are lower this week compared to last week but conforming 30 year mortgage rates are back above 5.00%. Despite the Federal Reserve's announcement that it was going to gradually slow down the pace of buying mortgage-backed securities, mortgage rates have been slowly drifting down the past several weeks.

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Ocean County Employees Federal Credit Union Reviews

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