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Ohio Catholic Federal Credit Union Rates and Review January 2026

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Ohio Catholic Federal Credit Union12-month CD rates can be found at 3.75%, 6-month CD rates at 3.75% and 3-month CD rates at 0.65%. Savings rates are at 0.40% and money market rates are at 2.01%. Mortgage rates on 30-year fixed loans are around 6.17%. Credit Card rates are at 18.24%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates which you can compare to Ohio Catholic Federal Credit Union rates.

Compare Ohio Catholic Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Ohio Catholic Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Ohio Catholic Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Ohio Catholic Federal Credit Union? Share your experience about Ohio Catholic Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Ohio Catholic Federal Credit Union.

Overall, Ohio Catholic Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Ohio Catholic Federal Credit Union
Garfield Hts
13623 Rockside Rd
Garfield Hts, OH 44125 5173
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
3.90%
$500
18-Month CD
3.85%
$1,000
9-Month CD
3.83%
$500
12-Month CD
3.75%
$500
24-Month CD
3.75%
$1,000
18-Month CD
3.75%
$500
60-Month CD (Adjust-A-Rate)
3.53%
$1,000
48-Month CD
3.33%
$1,500
30-Month CD
3.30%
$100
18-Month CD
3.19%
$500
60-Month CD
3.15%
$1,000
24-Month CD
3.04%
$2,500
12-Month CD
3.00%
$2,500
24-Month CD
3.00%
$500
12-Month CD
3.00%
$500
24-Month CD
3.00%
$500
36-Month CD
2.95%
$1,000
60-Month CD
2.90%
$0
48-Month CD
2.78%
$500
24-Month CD
2.27%
$1,000
24-Month CD
2.25%
$500
High Yield Checking
2.22%
$1
60-Month CD
2.12%
$500
24-Month CD
2.00%
$500
36-Month CD
1.86%
$1,000
I Connect/E Connect Savings
1.74%
$0
48-Month CD
1.25%
$500
Savings
1.16%
$25
60-Month CD
1.00%
$500
18-Month CD
0.99%
$250
60-Month CD
0.90%
$500
24-Month CD
0.85%
$1,000
18-Month CD
0.75%
$500
36-Month CD
0.55%
$500
24-Month CD
0.45%
$1,000
Value Money Market
0.40%
$5,000
Savings
0.30%
$100
48-Month CD
0.20%
$1,000
24-Month CD
0.20%
$2,500
18-Month CD
0.20%
$500
Savings
0.20%
$100
24-Month CD
0.12%
$500
Money Market
0.10%
$1,000
Classic Plus Checking
0.10%
$1,500
Money Market
0.10%
$0
Statement Savings
0.05%
$0
Money Market
0.05%
$100
Savings
0.05%
$10
Primary Share Savings
0.05%
$1
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.625%
5.691%
0.000
15 Year Fixed Jumbo
5.250%
5.290%
0.000
30 Year Fixed
6.125%
6.360%
0.963
5.625%
5.846%
0.000
30-Year Fixed
6.250%
6.450%
0.000
565.625%
5.781%
0.875
5.625%
6.037%
0.000
30-Year Fixed
7.250%
7.402%
0.000
30-Year Fixed
6.125%
6.307%
0.000
5.875%
6.010%
0.000
6.000%
6.076%
0.000
6.000%
6.113%
0.000
20-Year Fixed
5.750%
5.840%
0.000
5.375%
5.475%
0.000
20-Year Fixed
6.125%
6.183%
0.000
6.000%
6.123%
0.000
5.500%
5.588%
0.000
20-Year Fixed
5.625%
5.836%
0.500
30-Year Fixed
5.875%
5.923%
0.000
5.750%
6.093%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
4.240%
7.689%
0.000
5.750%
5.789%
0.000
5.500%
5.635%
0.000
30-Year Fixed
5.875%
5.965%
0.000
5.000%
5.168%
0.000
15-Year Fixed Jumbo
5.875%
5.961%
0.000
20 Year Fixed
6.500%
6.628%
0.000
5-Year ARM
5.250%
5.840%
0.000
5.375%
5.565%
1.000
5.875%
6.010%
0.000
30-Year Fixed Jumbo
6.125%
6.265%
1.000
5.625%
5.870%
0.000
5.500%
5.680%
1.125
15-Year Fixed
5.125%
5.193%
0.000
30-Year Fixed
7.125%
7.126%
0.000
15-Year Fixed
5.250%
5.312%
0.000
30 Year Fixed
5.750%
5.869%
0.000
30-Year Fixed
6.125%
6.192%
0.125
10-Year Fixed
5.750%
6.024%
0.000
6.000%
6.084%
0.000
30-Year Fixed
6.125%
6.226%
0.000
15-Year Fixed
5.375%
5.650%
0.000
5.500%
5.591%
0.000
6.000%
6.310%
0.000
5.625%
6.072%
0.000
7/6 ARM
5.875%
5.947%
0.000
5.875%
5.900%
0.000
15-Year Fixed
5.625%
5.743%
0.000
6.375%
6.662%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Classroom Supply Visa
8.500%
Academic VISA® Classic
15.400%
16.240% - 27.240%
Acadia Visa Credit Card
10.900%
No annual fee
Max Rewards Visa Credit Card
15.250%
14.000%
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Prime Platinum Visa Credit Card
11.500%
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Visa Signature® Cash Back
17.750%
Visa Platinum Rewards
14.900%
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
14.000%
Visa Platinum Clarity
15.990%
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
13.900%
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
9.990%
8.990% - 17.990%
Maximum limit of $30,000
Visa Platinum Credit Card
9.500% - 12.500%
Visa Classic Card
12.900%
No annual fee
7.900%
Visa Crimson Rewards Card
13.740%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Education (tuition bill required)
8.250%
$0
60
Personal Line of Credit
11.500%
$0
12.990%
$0 - $2,000
24 - 24
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Personal Line of Credit
9.500%
$0
10.000%
$0
1 - 36
Consolidation Loans
13.060%
$0
1 - 36
10.250% - 10.650%
$3,000 - $25,000
7.990%
$0 - $30,000
11.500%
$0
48 - 48
10.490%
$0
9.900%
$0
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
8.490%
$0
36 - 36
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
8.950%
$0
1 - 60
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
17.900%
$0 - $500
Signature Loans
12.990%
$0
48
Student Loan Consolidation
5.490%
$0
8.890%
$0
Personal Line of Credit
9.000%
$0
60
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
10.500%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Ohio Catholic Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Ohio Catholic Federal Credit Union
Full Time Employees: 61
Part Time Employees: 0
President: Joe Shaft
CEO: Todd Turner
Branch Locations: 5
ATM Locations: 3
Corporate Office Address:
13623 Rockside Rd
Garfield Hts, OH 44125 5173
Phone Number: 216-663-6800
Fax Number: 216-663-8610

Financials

Total Assets:
299,513,927
Total Amount of Shares and Deposits:
239,243,173
Total Shares and Deposits < 1 Year:
236,793,914
Total Shares and Deposits 1 3 Years:
2,353,866
Total Shares and Deposits > 3 Years:
95,393
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
20,315,242
Total Uninsured Shares and Deposits > $250K (F+J):
20,315,242
Total Insured Shares and Deposits > $250K (item 17 less item K):
218,927,931
Total Interest Expense (Sum of items 6 8):
3,888,056
Share Certificates:
2,381
Number of Accounts for Share Drafts:
6,614
IRA KEOGH Accounts:
624
Number of Accounts for Regular Shares:
16,186
Non Member Deposits:
7
Money Market Shares:
1,376
Net Income (unless the amount is already included in Undivided Earnings):
2,873,893
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
24,841,056
Total Liabilities:
260,707,007
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Ohio Catholic Federal Credit Union

Is a member application needed to join Ohio Catholic Federal Credit Union?

Yes, to access services at Ohio Catholic Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Ohio Catholic Federal Credit Union provides a range of mortgage and home equity products.

Is Ohio Catholic Federal Credit Union a safe place to deposit money?

Yes, Ohio Catholic Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Ohio Catholic Federal Credit Union offer online and mobile banking?

Most modern institutions like Ohio Catholic Federal Credit Union provide digital access including online balance checks and transfers.

Current Ohio Catholic Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions