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Ohio Healthcare Federal Credit Union Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 13, 2026

Ohio Healthcare Federal Credit Union's top rates as of October 13, 2026 are 3.65% APY on its 12 Month IRA CDs CD, 0.25% APY on savings, 2.05% APY on money market accounts, personal loans from 10.74% APR, and credit cards from 15.00% APR, according to rates verified by MonitorBankRates. Other Ohio Healthcare Federal Credit Union CD rates include Regular CDs - 12 Month at 3.65%, Regular CDs - 6 Month at 3.55%, and 18 Month IRA CDs at 3.50%. MonitorBankRates evaluates the financial stability of Ohio Healthcare Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.01%. Rates last updated and verified on 10/13/2026.

Ohio Healthcare Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ohio Healthcare Federal Credit Union? Share your experience about Ohio Healthcare Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Ohio Healthcare Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.01%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Ohio Healthcare Federal Credit Union
MAIN OFFICE
3955 W DUBLIN GRANVILLE RD
DUBLIN, OH 43017
https://www.ohiohealthcarefcu.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Ohio Healthcare Federal Credit Union CD Rates

Product Rate APY Term View More
12 Month IRA Share Certificates 3.59% 3.65% 12 Month
Min Balance $250
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 3.65% APY
3.15%3.65%4.15%Oct 13, 2026: 3.65% APYOct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
Regular Certificates - 12 Month 3.59% 3.65% 12 Month
Min Balance $250
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 2 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
Regular Certificates - 6 Month 3.50% 3.55% 6 Month
Min Balance $250
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 2 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
18 Month IRA Share Certificates 3.44% 3.50% 18 Month
Min Balance $250
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 3.50% APY
3.00%3.50%4.00%Oct 13, 2026: 3.50% APYOct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
Regular Certificates - 18 Month 3.44% 3.50% 18 Month
Min Balance $250
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
24 Month IRA Share Certificates 3.39% 3.45% 24 Month
Min Balance $250
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 3.45% APY
2.95%3.45%3.95%Oct 13, 2026: 3.45% APYOct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
Regular Certificates - 24 Month 3.39% 3.45% 24 Month
Min Balance $250
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 2 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
36 Month IRA Share Certificates 3.34% 3.40% 36 Month
Min Balance $250
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 3.40% APY
2.90%3.40%3.90%Oct 13, 2026: 3.40% APYOct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
Regular Certificates - 36 Month 3.34% 3.40% 36 Month
Min Balance $250
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 3.40% APY · checked 2 times
2.90%3.40%3.90%Sep 14, 2026: 3.40% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
48 Month IRA Share Certificates 3.29% 3.35% 48 Month
Min Balance $250
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 3.35% APY
2.85%3.35%3.85%Oct 13, 2026: 3.35% APYOct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
60 Month IRA Share Certificates 3.29% 3.35% 60 Month
Min Balance $250
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 3.35% APY
2.85%3.35%3.85%Oct 13, 2026: 3.35% APYOct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
Regular Certificates - 48 Month 3.29% 3.35% 48 Month
Min Balance $250
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 2 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
Regular Certificates - 60 Month 3.29% 3.35% 60 Month
Min Balance $250
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 2 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
Regular Certificates - 3 Month 2.47% 2.50% 3 Month
Min Balance $250
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%

Ohio Healthcare Federal Credit Union Savings Rates

Product Rate APY View More
HSA Savings 0.24% 0.25%
Min Balance $2,501
Details Balance: $2501.00 and over
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 8 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
HSA Savings 0.19% 0.20%
Min Balance $1,501
Details Balance: $1501.00 - $2500.00
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 8 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
HSA Savings 0.14% 0.15%
Min Balance $501
Details Balance: $501.00 - $1500.00
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 8 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
HSA Savings 0.10% 0.10%
Details Balance: $500.00 or less
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 0.10% APY
0.00%0.30%0.60%Oct 13, 2026: 0.10% APYOct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
IRA Savings 0.10% 0.10%
Min Balance $250
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 8 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
Holiday Club 0.05% 0.05%
Min Balance $250
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
Regular Savings 0.05% 0.05%
Min Balance $250
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%

Ohio Healthcare Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market 2.03% 2.05%
Min Balance $75,001
Details Balance: $75,001.00 and over
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 2.05% APY · checked 8 times
1.55%2.05%2.55%Sep 14, 2026: 2.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
Money Market 1.44% 1.45%
Min Balance $20,001
Details Balance: $20,001.00 - $75,000.00
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.45% APY · checked 8 times
0.95%1.45%1.95%Sep 14, 2026: 1.45% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
Money Market 1.39% 1.40%
Min Balance $1,000
Details Balance: $1,000.00 - $20,000.00
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.40% APY · checked 8 times
0.90%1.40%1.90%Sep 14, 2026: 1.40% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%

Ohio Healthcare Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - 75% Loan to Value - - 6.50%
Details As Low As; Loan to Value: 75%; Variable rate based on Wall Street Prime Index, may adjust quarterly; Floor rate is 4.00%; Based on credit rating; Fees to open range from $160.00 - $450.00
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 6.50% APR
6.00%6.50%7.00%Oct 13, 2026: 6.50% APROct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
Home Equity Line of Credit - 85% Loan to Value - - 8.00%
Details As Low As; Loan to Value: 85%; Variable rate based on Wall Street Prime Index, may adjust quarterly; Floor rate is 4.00%; Based on credit rating; Fees to open range from $160.00 - $450.00
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 8.00% APR
7.50%8.00%8.50%Oct 13, 2026: 8.00% APROct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%

Ohio Healthcare Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Automobile Loans - New Vehicle - 2025 & 2026 - - 5.49% 72 months
Details As Low As; Actual rate may vary depending on credit history, loan term, and equity in vehicle. APR = Annual Percentage Rate.
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 5.49% APR
4.99%5.49%5.99%Oct 13, 2026: 5.49% APROct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
Automobile Loans - Used Vehicles - - 5.74% 72 months
Details As Low As; Actual rate may vary depending on credit history, loan term, and equity in vehicle. APR = Annual Percentage Rate.
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 5.74% APR
5.24%5.74%6.24%Oct 13, 2026: 5.74% APROct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
Automobile Loans - New Vehicle - 2025 & 2026 - - 6.49% 84 months
Details As Low As; Actual rate may vary depending on credit history, loan term, and equity in vehicle. APR = Annual Percentage Rate.
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 6.49% APR
5.99%6.49%6.99%Oct 13, 2026: 6.49% APROct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
Automobile Loans - Used Vehicles (2018 or older) - - 7.74% 36 months
Details As Low As; Actual rate may vary depending on credit history, loan term, and equity in vehicle. APR = Annual Percentage Rate.
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 7.74% APR
7.24%7.74%8.24%Oct 13, 2026: 7.74% APROct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%

Ohio Healthcare Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New/Used Boat or RV or less Loan - 6.99% 60 months
Details $25K; As Low As; Actual rate may vary depending on credit history, loan term, and equity in vehicle.
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 6.99% APR
6.49%6.99%7.49%Oct 13, 2026: 6.99% APROct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
ATV Loan - 7.24% 36 months
Details As Low As; Actual rate may vary depending on credit history, loan term, and equity in vehicle.
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 7.24% APR · checked 8 times
6.74%7.24%7.74%Sep 14, 2026: 7.24% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
Motorcycle Loan - 7.24% 60 months
Details As Low As; Actual rate may vary depending on credit history, loan term, and equity in vehicle.
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 7.24% APR · checked 8 times
6.74%7.24%7.74%Sep 14, 2026: 7.24% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
New/Used Boat or RV Loan - 7.49% 60 months
Details over $25K; As Low As; Actual rate may vary depending on credit history, loan term, and equity in vehicle.
Last Updated 10/13/2026
Rate History
No change since Sep 25, 2026 · 7.49% APR · checked 5 times
6.99%7.49%7.99%Sep 25, 2026: 7.49% APRSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
New/Used Boat or RV or less Loan - 7.99% 72 months
Details $25K; As Low As; Actual rate may vary depending on credit history, loan term, and equity in vehicle.
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 7.99% APR
7.49%7.99%8.49%Oct 13, 2026: 7.99% APROct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
New/Used Boat or RV Loan - 8.49% 72 months
Details over $25K; As Low As; Actual rate may vary depending on credit history, loan term, and equity in vehicle.
Last Updated 10/13/2026
Rate History
No change since Sep 25, 2026 · 8.49% APR · checked 5 times
7.99%8.49%8.99%Sep 25, 2026: 8.49% APRSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
New/Used Boat or RV or less Loan - 8.99% 84 months
Details $25K; As Low As; Actual rate may vary depending on credit history, loan term, and equity in vehicle.
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 8.99% APR
8.49%8.99%9.49%Oct 13, 2026: 8.99% APROct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
New/Used Boat or RV Loan - 9.49% 84 months
Details over $25K; As Low As; Actual rate may vary depending on credit history, loan term, and equity in vehicle.
Last Updated 10/13/2026
Rate History
No change since Sep 25, 2026 · 9.49% APR · checked 5 times
8.99%9.49%9.99%Sep 25, 2026: 9.49% APRSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
New/Used Boat or RV or less Loan - 9.99% 96 months
Details $25K; As Low As; Actual rate may vary depending on credit history, loan term, and equity in vehicle.
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 9.99% APR
9.49%9.99%10.49%Oct 13, 2026: 9.99% APROct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
New/Used Boat or RV Loan - 10.49% 96 months
Details over $25K; As Low As; Actual rate may vary depending on credit history, loan term, and equity in vehicle.
Last Updated 10/13/2026
Rate History
No change since Sep 25, 2026 · 10.49% APR · checked 5 times
9.99%10.49%10.99%Sep 25, 2026: 10.49% APRSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
New/Used Boat or RV or less Loan - 10.99% 120 months
Details $25K; As Low As; Actual rate may vary depending on credit history, loan term, and equity in vehicle.
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 10.99% APR
10.49%10.99%11.49%Oct 13, 2026: 10.99% APROct 13, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
New/Used Boat or RV Loan - 11.49% 120 months
Details over $25K; As Low As; Actual rate may vary depending on credit history, loan term, and equity in vehicle.
Last Updated 10/13/2026
Rate History
No change since Sep 25, 2026 · 11.49% APR · checked 5 times
10.99%11.49%11.99%Sep 25, 2026: 11.49% APRSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%

Ohio Healthcare Federal Credit Union Credit Card Rates

Product Rate APR View More
VISA Platinum w/ Cash Back - 15.00%
Details Regular APR by Beacon Score: 730 or more 15%; 729 through 639 18%; 638 or less 18.00%. Variable: Prime Rate plus 8% (Beacon Score 730+), 11% (729-639), or 16% (638 or less). Grace period 25 days. Annual fees . Cash advance fee 3% of advance (minimum $10.00). Balance transfer fee . Late payment fee $25.00. Return payment fee $25.00.
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 14.75% → 15.00% ▲ 0.25 pts · high 15.00% / low 14.75%
14.25%14.88%15.50%Sep 14, 2026: 14.75% APROct 5, 2026: 15.00% APRSep 14, 2026Oct 13, 2026
  • Oct 5, 202615.00%▲ from 14.75%
  • Sep 14, 202614.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%

Ohio Healthcare Federal Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan 10.74% 12 months
Details As Low As; Actual rate may vary depending on credit history
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 10.74% APR · checked 8 times
10.24%10.74%11.24%Sep 14, 2026: 10.74% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
Signature Loan 11.74% 24 months
Details As Low As; Actual rate may vary depending on credit history
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 11.74% APR · checked 8 times
11.24%11.74%12.24%Sep 14, 2026: 11.74% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
Personal Line of Credit 12.00%
Details As Low As; Actual rate may vary depending on credit history
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 11.75% → 12.00% ▲ 0.25 pts · high 12.00% / low 11.75%
11.25%11.88%12.50%Sep 14, 2026: 11.75% APROct 5, 2026: 12.00% APRSep 14, 2026Oct 13, 2026
  • Oct 5, 202612.00%▲ from 11.75%
  • Sep 14, 202611.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
Signature Loan 12.74% 36 months
Details As Low As; Actual rate may vary depending on credit history
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 12.74% APR · checked 8 times
12.24%12.74%13.24%Sep 14, 2026: 12.74% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
Signature Loan 13.74% 48 months
Details As Low As; Actual rate may vary depending on credit history
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 13.74% APR · checked 8 times
13.24%13.74%14.24%Sep 14, 2026: 13.74% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
Signature Loan 14.74% 60 months
Details As Low As; Actual rate may vary depending on credit history
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 14.74% APR · checked 8 times
14.24%14.74%15.24%Sep 14, 2026: 14.74% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.01%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
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Financial Health History

Ohio Healthcare Federal Credit Union’s Texas Ratio stayed near 4.05% in Q3 2023 to 4.01% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.5% 2.0★ 2.9% 3.0★ 4.4% 4.0★ 5.8% 5.0★ Healthy zone – entire history below the 15% limit 4.05% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 4.01% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$108M4.01%5.0A+
March 31, 2026$109M3.48%5.0A+
December 31, 2025$107M2.21%5.0A+
September 30, 2025$106M1.07%5.0A+
June 30, 2025$109M2.62%5.0A+
March 31, 2025$109M3.45%5.0A+
December 31, 2024$108M2.39%5.0A+
September 30, 2024$109M3.46%5.0A+
June 30, 2024$109M4.30%5.0A+
March 31, 2024$109M2.94%5.0A+
December 31, 2023$107M2.42%5.0A+
September 30, 2023$105M4.05%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Ohio Healthcare Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Ohio Healthcare Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Ohio Healthcare Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Ohio Healthcare Federal Credit Union
Website https://www.ohiohealthcarefcu.com
Address 3955 W DUBLIN GRANVILLE RD, DUBLIN, OH 43017
Phone 614-737-6030
Fax 614-737-6031
President Harry Trombitas
CEO Amber Edstrom
Full-Time Employees 25
Part-Time Employees 1
Branch Locations 4
ATM Locations 3
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.01%
Return on Assets (ROA)
0.0149%
Return on Equity (ROE)
0.1540%
Non-Performing Loans Ratio (NPL)
0.72%
Total Assets
108,234,604
Total Amount of Shares and Deposits
98,048,587
Total Shares and Deposits < 1 Year
97,053,734
Total Shares and Deposits 1 3 Years
678,984
Total Shares and Deposits > 3 Years
315,870
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,592,398
Total Uninsured Shares and Deposits > $250K (F+J)
3,592,398
Total Insured Shares and Deposits > $250K (item 17 less item K)
94,456,189
Total Interest Expense (Sum of items 6 8)
654,777
Share Certificates
699
Number of Accounts for Share Drafts
4,815
IRA KEOGH Accounts
134
Number of Accounts for Regular Shares
12,064
All other shares
7
Money Market Shares
1,070
Net Income (unless the amount is already included in Undivided Earnings)
16,102
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,677,772
Total Liabilities
99,445,922
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Ohio Healthcare Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Ohio Healthcare Federal Credit Union

How many branches does Ohio Healthcare Federal Credit Union operate?

Ohio Healthcare Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Ohio Healthcare Federal Credit Union?

Yes, to access services at Ohio Healthcare Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Ohio Healthcare Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Ohio Healthcare Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Ohio Healthcare Federal Credit Union offer online and mobile banking?

Most modern institutions like Ohio Healthcare Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ohiohealthcarefcu.com.

Current Ohio Healthcare Federal Credit Union Rates

  • 12-Month CD3.65%
  • 18-Month CD3.50%
  • 24-Month CD3.45%
  • 60-Month CD3.35%
  • Savings0.25%
  • MMA2.05%
Retrieved from our database of financial products. Rates subject to change.

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