OMC Employees Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

OMC Employees Credit Union 12-month CD rates can be found at 3.80%, 6-month CD rates at 4.30% and 3-month CD rates at 4.00%. Savings rates are at 0.20% and money market rates are at 0.71%. Mortgage rates on 30-year fixed loans are around 6.44%. Credit Card rates are at 9.99%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates which you can compare to OMC Employees Credit Union rates.

Compare OMC Employees Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of OMC Employees Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

OMC Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at OMC Employees Credit Union? Share your experience about OMC Employees Credit Union by leaving a review below, or read customer reviews before you decide to use OMC Employees Credit Union.

Overall, OMC Employees Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.52%

18-Month CD

N/A

2.27%

24-Month CD

N/A

2.25%

36-Month CD

N/A

2.18%

48-Month CD

N/A

2.14%

60-Month CD

N/A

2.26%

Savings

N/A

0.62%

MMA

N/A

0.80%

30-Year Fixed

N/A

6.51%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

OMC Employees Credit Union
OMC Employees Credit Union

1186 Old Lower River Rd NW
Charleston, TN 37310

http://omcecu.com

MonitorBankRates' Rating

5/5

★★★★★

Review OMC Employees Credit Union

Compare OMC Employees Credit Union Rates with Other Competitive Bank and Credit Union Rates

FinWise Bank

6-Month CD

4.25%

$500

Utah Independent Bank

12-Month CD

4.21%

$500

Heritage Bank of St Tammany

12-Month CD

4.08%

$500

American National Bank

Money Market

4.00%

$25,000

First Harvest Federal Credit Union

18-Month CD

3.90%

$1,000

The Seymour Bank

60-Month CD

3.80%

$1,000

West Pointe Bank

36-Month CD

3.56%

$500

Union Bank Morrisville, VT

60-Month CD

3.51%

$500

Methuen Co-operative Bank

12-Month CD

3.50%

$1,000

1st Community Credit Union

48-Month CD

3.35%

$1,000

Hanover Community Bank

18-Month CD

3.25%

$500

All America Bank

60-Month CD

3.25%

$500

Fairfield Federal S&L of Lancaster

18-Month CD

3.04%

$500

Bell Bank

18-Month CD

3.02%

$500

Financial Partners CU

30-Month CD

2.75%

$1,000

West Shore Bank

36-Month CD

2.52%

$500

Ponce Bank

48-Month CD

2.50%

$1,000

First Federal Bank Littlefield, Texas

60-Month CD

2.42%

$1,000

Flanagan State Bank

12-Month CD

2.20%

$500

The National Capital Bank of Washington

30-Month CD

1.76%

$1,000

San Luis Valley Federal Bank

24-Month CD

1.69%

$1,000

Security Bank of Southwest Missouri

48-Month CD

1.66%

$1,000

Mercer County State Bank

24-Month CD (IRA)

1.49%

$500

SSB of Wanamingo

36-Month CD

1.36%

$500

Bank of Buffalo

60-Month CD

0.60%

$500

Midland Community Bank

6-Month CD

0.60%

$1,000

RBAZ Republic Bank of Arizona

Money Market

0.50%

$1,000

Harbor Bank of Maryland

36-Month CD

0.50%

$100

Freehold Bank

18-Month CD

0.40%

$500

Colonial Federal Savings Bank

12-Month CD

0.35%

$1,000

Somerset Trust Company

24-Month CD

0.35%

$500

FNB of River Falls

12-Month CD

0.30%

$2,500

Savings Bank Wakefield, MA

60-Month CD

0.30%

$100

United Bank of Philadelphia

60-Month CD

0.30%

$500

VisionBank Of Iowa

Savings

0.30%

$100

Community Bank of Cameron

High Yield Savings

0.25%

Clinton Bank

Money Market

0.20%

$2,500

Oxford Bank

12-Month CD

0.15%

$500

Community Bank Delaware

Safe Harbor Savings

0.10%

$100

Home Federal S&L of Niles

NOW Checking

0.10%

$300

Toyota Financial Savings Bank

Savings

0.10%

$500

Alliance Bank IN

Traditional Savings

0.08%

$300

Peru Federal Savings Bank

Money Market

0.05%

Busey Bank

6-Month CD

0.05%

$1,000

Canyon View Credit Union

Primary Savings

0.05%

$10

Commercial Bank and Trust of PA

Money Market

0.05%

Gogebic Range Bank

Range Savings

0.03%

$100

Municipal Bank

Statement Savings

0.03%

$300

Buckeye Community Bank

Statement Savings

0.01%

$50

HSBC Trust Company (Delaware)

Premier Savings

0.01%

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare OMC Employees Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

Luana Savings Bank

15-Year Fixed

5.250%

5.299%

0.000

Abound Federal Credit Union

15-Year Fixed Jumbo

5.375%

5.400%

0.000

One Nevada Credit Union

15 Year Fixed

5.625%

5.682%

0.000

1st United Credit Union

7/1 ARM Jumbo

5.750%

5.784%

0.000

PNB of Kewanee

15-Year Fixed

5.500%

5.785%

0.000

McCoy Federal Credit Union

10 Year Fixed

5.500%

5.820%

0.000

Citi

15-Year Fixed

5.500%

5.847%

1.000

Farmers State Bank (Marion, IA)

15-Year Fixed

5.625%

5.891%

0.000

Golden Belt Bank, FSA

15-Year Fixed

5.875%

5.927%

0.000

Ulster Savings Bank

5-Year ARM

5.375%

5.965%

0.000

Ridgewood Savings Bank

10-Year Fixed

5.750%

5.970%

0.000

McCoy Federal Credit Union

15 Year Fixed

5.750%

5.977%

0.000

Unity Bank

15-Year Fixed

6.000%

6.047%

0.000

1st United Credit Union

15-Year Fixed Jumbo

6.000%

6.063%

0.000

FNB of River Falls

30-Year Fixed

6.000%

6.071%

0.000

StonehamBank

20-Year Fixed

6.000%

6.089%

0.000

Chartway Credit Union

7/1 ARM

6.000%

6.100%

0.000

First Northern Bank and Trust Company

15-Year Fixed

5.875%

6.105%

0.000

First Security B&T Co. IA

15-Year Fixed

5.500%

6.123%

0.000

Somerset Savings Bank

30-Year Fixed

6.000%

6.133%

0.000

Addition Financial Credit Union

20-Year Fixed

6.000%

6.146%

0.000

Penn East Federal Credit Union

15-Year Fixed

6.000%

6.146%

0.000

Fox Valley Savings Bank

15-Year Fixed

6.000%

6.205%

0.000

San Mateo Credit Union

5/5 ARM

5.875%

6.215%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare OMC Employees Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

AAEC Credit Union

VISA Credit Card

11.900%

No annual fee

Abbott Laboratories Credit Union

Select Rewards Visa

15.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

Acadia Federal Credit Union

Acadia Visa Credit Card

10.900%

No annual fee

America First Federal Credit Union

SILICON SLOPES SIGNATURE VISA

18.000%

Unlimited 1% Cash Back .5% Donation Signature Card

America First Federal Credit Union

SIGNATURE 1% CASH BACK VISA

14.740%

Unlimited 1% Cash Back Signature Card

Avenir Financial Federal Credit Union

VISA Credit Card

8.990% - 17.990%

Maximum limit of $30,000

Y-12 Federal Credit Union

VISA Signature Rewards

16.740% - 18.000%

1st United Credit Union

Visa Platinum

13.900%

Suncoast Credit Union

Rewards Student Classic

16.500%

Credit Limit - $500

Security Service Federal Credit Union

Security Service Power Rewards MasterCard

18.000%

ABNB Federal Credit Union

VISA Preferred

12.240% - 18.000%

No annual fees or cash advance fees. Rates may vary depending on credit worthiness.

705 Federal Credit Union

VISA Credit Card

7.900% - 15.900%

Maximum credit card amount offered is $10,000 with a 36-month term.

Academic Federal Credit Union

Academic FCU VISA® Secured Card

10.900% - 15.400%

No annual fee, no cash advance fee, rewards program.

SchoolsFirst Federal Credit Union

Share-Secured Mastercard

13.900%

Maximum Loan Amount Up to $5,000.00

Marcus Bank

GM Business™ Mastercard®

19.240% - 29.240%

0% Intro purchase APR for first 12 months

Teachers Federal Credit Union

Visa Student

14.000%

SchoolsFirst Federal Credit Union

Rewards Mastercard

15.000% - 17.900%

Maximum Loan Amount Up to $35,000.00

Mountain America Federal Credit Union

Cash Back Credit Card

17.740%

Automatically get 1.5% cash back on all purchases with no fuss

Canyon View Credit Union

Visa Student Rewards Card

17.990%

ACFCU

Max Cash Preferred Card Visa

19.490% - 29.740%

Get more value with up to 5% cash back in 2 categories you choose.

America First Federal Credit Union

SIGNATURE 1.5% CASH BACK VISA

18.000%

Unlimited 1.5% Cash Back Signature Card

Suncoast Credit Union

Rewards Share Secured

18.000%

Credit Limit - $300 - $5,000

1st Northern California Credit Union

Visa Shared Secured

7.900%

ABCO Federal Credit Union

VISA® Credit Cards

7.990%

The Golden 1 Credit Union

Member Cash Rewards+ VISA

17.040% - 23.040%

Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.

Disclaimer

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare OMC Employees Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

1st Valley Credit Union

Next Step Loan

10.500%

ACFCU

Line of Credit

13.700%

InFirst Bank

Personal Loan

13.000% - 13.200%

$1,500 - $15,000

24 - 24

Advantage Credit Union Newtown, IA

Personal Loans

13.700%

$2,500 - $5,000

36 - 36

1st United Credit Union

Personal Loan

10.890%

1st Street Credit Union

50% Share Secured Loan

6.460% - 14.990%

Vystar Credit Union

Personal Loans

11.000%

37 - 60

SchoolsFirst Federal Credit Union

Personal Loan

9.990% - 18.000%

$0 - $50,000

Advantage Plus Federal Credit Union

Signature Loan

14.990%

25 - 36

Mountain America Federal Credit Union

Personal Loan

13.240%

Abbey Credit Union

Signature (Unsecured) Loan

11.040%

1 - 24

Acme Continental Credit Union

Signature Loan

8.950%

1 - 60

Access Community Credit Union

Personal Loans

11.990%

1 - 12

1st Valley Credit Union

Signature Loan

10.500%

BECU Boeing Employees Credit Union

Personal Loan

8.990% - 18.000%

$0 - $30,000

Mountain America Federal Credit Union

Personal Loan

13.740%

Randolph Brooks FCU

Personal Line of Credit

12.950% - 18.000%

Access Of Louisiana Federal Credit Union

Line of Credit Variable Rate

10.200% - 17.950%

$0 - $15,000

1 - 60

InFirst Bank

Personal Loan

12.000% - 12.090%

$1,500 - $15,000

60 - 60

Act 1st Federal Credit Union

Signature Loan

10.000%

12 - 12

InFirst Bank

Personal Loan

12.000% - 12.110%

$1,500 - $15,000

48 - 48

ACMG Federal Credit Union

Personal Loans

8.990%

705 Federal Credit Union

Personal Loan

12.250% - 17.000%

$0 - $20,000

Achieve Financial Credit Union

Unsecured/Personal Loans

8.990%

Vystar Credit Union

Personal Loans

10.000%

1 - 36

Disclaimer

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have OMC Employees Credit Union rate data right now, check back for updates, we are adding rates all the time.

OMC Employees Credit Union Information

Credit Union Name: OMC Employees Credit Union

Website: http://omcecu.com

Full Time Employees: 5
Part Time Employees: 1
President: Trendel Hodges
CEO: Stephanie Young
Branch Locations: 0
ATM Locations: 1

Corporate Office Address:

1186 Old Lower River Rd NW
Charleston, TN 37310
Phone Number: 423-336-4331
Fax Number: 423-336-4614

OMC Employees Credit Union Financials

Total Assets:

29,167,375

Total Amount of Shares and Deposits:

26,403,093

Total Shares and Deposits < 1 Year:

25,388,843

Total Shares and Deposits 1 3 Years:

1,014,250

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):

1,116,570

Total Uninsured Shares and Deposits > $250K (F+J):

1,116,570

Total Insured Shares and Deposits > $250K (item 17 less item K):

25,286,523

Total Interest Expense (Sum of items 6 8):

74,063

Share Certificates:

310

Number of Accounts for Share Drafts:

712

IRA KEOGH Accounts:

110

Number of Accounts for Regular Shares:

2,220

Non Member Deposits:

Net Income (unless the amount is already included in Undivided Earnings):

37,820

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

2,682,424

Total Liabilities:

26,469,793

OMC Employees Credit Union Questions and Answers

No Cost Share Drafts:

Yes

Share Certificates with Low Minimum Balance Requirements:

Yes

Is Financial Counseling Offered?:

Financial Education offered for Members?:

Are financial literacy Workshops offered?:

Is there a first time homebuyer program?:

Credit management and repair offered?:

Online Financial Literacy?:

No Cost Bill Payer:

Yes

Mortgage Processing:

Approved Mortgage Seller?:

Brokered Certificates of Deposits:

Brokered Deposits (All deposits acquired through a third party):

payment:

Are low cost wire transfers available?:

Yes

Member Application:

Are New Loans Available:

New Share Account:

Are online loan payments available:

Yes

Online Bill Payment Allowed?:

Yes

Can I download my account history?:

Electronic Signature Authentication Certification:

Yes

Can I get my bank statements online?:

Yes

External Account Transfers Allowed:

Remote Deposit Allowed:

Are Mobile Payments Avilable?:

Source: NCUA Last Updated 03/31/2024

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