OUCU Financial Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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OUCU Financial Credit Union12-month CD rates can be found at 0.45%, 6-month CD rates at 4.51% and 3-month CD rates at 1.65%. Savings rates are at 4.10% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.64%. Credit Card rates are at 8.90%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates which you can compare to OUCU Financial Credit Union rates.

Compare OUCU Financial Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of OUCU Financial Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

OUCU Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at OUCU Financial Credit Union? Share your experience about OUCU Financial Credit Union by leaving a review below, or read customer reviews before you decide to use OUCU Financial Credit Union.

Overall, OUCU Financial Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
OUCU Financial Credit Union
Main Office
944 E State St
Athens, OH 45701
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare OUCU Financial Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Presidential Bank
Presidential Bank
12-Month CD
4.00%
$1,000
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
12-Month CD
4.00%
$1,000
Minster Bank
Minster Bank
7-Month CD (Jumbo)
3.87%
$100,000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
3-Month CD
3.75%
$1,000
Quaint Oak Bank
Quaint Oak Bank
36-Month CD
3.75%
$500
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
24-Month CD
3.75%
$2,500
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
36-Month CD (IntraFi®)
3.56%
$10,000
Ridgewood Savings Bank
Ridgewood Savings Bank
24-Month CD
3.50%
$100
FirstBank of Nebraska
FirstBank of Nebraska
36-Month CD
3.50%
$1,000
Primary Bank
Primary Bank
12-Month CD
3.50%
$1,000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
18-Month CD
3.49%
$1,000
Meridian Bank
Meridian Bank
24-Month CD
3.35%
$500
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
30-Month CD
3.30%
$100
The Grant County Bank
The Grant County Bank
Plateau Premium Investment Checking
3.27%
$25,000
StonehamBank
StonehamBank
36-Month CD
3.25%
$1,000
Peoples Bank of Kankakee County
Peoples Bank of Kankakee County
48-Month CD
3.10%
$5,000
Florence Bank
Florence Bank
48-Month CD
3.00%
$500
Homeland Community Bank
Homeland Community Bank
36-Month CD
2.90%
$500
Elkhorn Valley Bank & Trust
Elkhorn Valley Bank & Trust
60-Month CD
2.90%
$0
Hibernia Bank
Hibernia Bank
18-Month CD
2.79%
$1,000
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
60-Month CD
2.75%
$500
Machias Savings Bank
Machias Savings Bank
18-Month CD
2.70%
$500
Androscoggin Savings Bank
Androscoggin Savings Bank
36-Month CD
2.25%
$500
Farmers State Bank of Newcastle
Farmers State Bank of Newcastle
NOW Plus Checking
2.00%
$25,000
Westside State Bank
Westside State Bank
Kasasa Savings
1.50%
$50
Evergreen Federal Bank
Evergreen Federal Bank
60-Month CD
1.50%
$1,000
Harvest Bank
Harvest Bank
Money Market
1.25%
$5,000
UniBank for Savings
UniBank for Savings
24-Month CD
1.25%
$500
Hatboro Federal Savings
Hatboro Federal Savings
60-Month CD
1.25%
$1,000
First Federal Community Bank N.A.
First Federal Community Bank N.A.
First Fed Plus Savings
0.71%
$1
The Honesdale National Bank
The Honesdale National Bank
36-Month CD
0.70%
$1,000
Eagle Bank Everett, MA
Eagle Bank Everett, MA
48-Month CD
0.65%
$500
First National Bank of Steeleville
First National Bank of Steeleville
Money Market
0.60%
$250,000
Municipal Bank
Municipal Bank
24-Month CD
0.50%
$1,000
Republic Bank of Chicago
Republic Bank of Chicago
3-Month CD
0.50%
$1,000
First Community Bank of Hillsboro
First Community Bank of Hillsboro
36-Month CD
0.40%
$1,000
Nashville Savings Bank
Nashville Savings Bank
Money Market
0.35%
$1,000
Eagle Bank Everett, MA
Eagle Bank Everett, MA
24-Month CD
0.35%
$500
Verus Bank of Commerce
Verus Bank of Commerce
36-Month CD
0.30%
$1,000
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
24-Month CD
0.30%
$1,000
Norway Savings Bank
Norway Savings Bank
12-Month CD
0.25%
$500
Community Bank of Elmhurst
Community Bank of Elmhurst
48-Month CD
0.20%
$500
Monson Savings Bank
Monson Savings Bank
18-Month CD
0.20%
$1,000
Fulton Savings Bank
Fulton Savings Bank
6-Month CD
0.15%
$500
Greeneville Federal Bank
Greeneville Federal Bank
6-Month CD
0.15%
$1,000
Bank of Kampsville
Bank of Kampsville
Regular Savings
0.10%
$25
Bank of Old Monroe
Bank of Old Monroe
Money Market
0.10%
$1,500
Comerica
Comerica
24-Month CD
0.10%
$1
Campbell & Fetter Bank
Campbell & Fetter Bank
Statement Savings
0.05%
$100
Kitsap Bank
Kitsap Bank
Statement Savings
0.05%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare OUCU Financial Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed
4.500%
4.685%
0.750
Mutual Security Credit Union
Mutual Security Credit Union
7/1 ARM
5.750%
5.834%
0.000
WVS West View SB
WVS West View SB
10-Year Fixed
5.490%
5.886%
0.000
Luana Savings Bank
Luana Savings Bank
15-Year Fixed
5.875%
5.925%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
15-Year Fixed
5.875%
5.962%
0.500
JTNB
JTNB
15-Year Fixed
5.950%
6.064%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
5/5 ARM
6.000%
6.093%
0.000
Citi
Citi
15-Year Fixed
5.875%
6.206%
0.875
Magnifi Financial Credit Union
Magnifi Financial Credit Union
15 Year Fixed
6.125%
6.266%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
10/1 ARM
6.125%
6.267%
0.000
Grow Financial Federal Credit Union
Grow Financial Federal Credit Union
20 Year Fixed
6.125%
6.268%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
20-Year Fixed
6.250%
6.299%
0.000
Spire Credit Union
Spire Credit Union
15 Year Fixed
6.125%
6.339%
0.000
First Hope Bank
First Hope Bank
15-Year Fixed
6.125%
6.345%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
15-Year Fixed
6.250%
6.352%
0.000
FNB of River Falls
FNB of River Falls
15-Year Fixed
6.250%
6.369%
0.000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
15-Year Fixed
6.250%
6.373%
0.000
M&T Bank
M&T Bank
15-Year Fixed
6.125%
6.443%
0.000
Radius Federal Credit Union
Radius Federal Credit Union
15-Year Fixed
6.375%
6.484%
0.000
Canton Co-operative Bank
Canton Co-operative Bank
5/1 ARM
6.000%
6.593%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed Jumbo
6.500%
6.616%
1.000
Honda Federal Credit Union
Honda Federal Credit Union
20 Year Fixed
6.500%
6.624%
0.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
20-Year Fixed
6.500%
6.632%
0.000
NASA Federal Credit Union
NASA Federal Credit Union
30-Year Fixed
6.500%
6.641%
0.000
Vystar Credit Union
Vystar Credit Union
30-Year Fixed
6.625%
6.676%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare OUCU Financial Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare OUCU Financial Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
ACFCU
ACFCU
Line of Credit
13.700%
$0
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
AAEC Credit Union
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have OUCU Financial Credit Union rate data right now, check back for updates, we are adding rates all the time.

OUCU Financial Credit Union Information

Credit Union Name: OUCU Financial Credit Union
Full Time Employees: 109
Part Time Employees: 11
President: Thom Luce
CEO: Cory Corrigan
Branch Locations: 4
ATM Locations: 4
Corporate Office Address:
944 E State St
Athens, OH 45701
Phone Number: 740-597-2800
Fax Number: 740-597-2839

OUCU Financial Credit Union Financials

Total Assets:
483,379,323
Total Amount of Shares and Deposits:
404,079,804
Total Shares and Deposits < 1 Year:
368,212,454
Total Shares and Deposits 1 3 Years:
26,070,692
Total Shares and Deposits > 3 Years:
9,796,659
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
28,225,788
Total Uninsured Shares and Deposits > $250K (F+J):
28,225,788
Total Insured Shares and Deposits > $250K (item 17 less item K):
375,854,016
Total Interest Expense (Sum of items 6 8):
1,514,908
Share Certificates:
2,010
Number of Accounts for Share Drafts:
19,537
IRA KEOGH Accounts:
1,116
Number of Accounts for Regular Shares:
30,958
Money Market Shares:
6,284
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
19,427,796
Total Liabilities:
435,546,123
Show More

OUCU Financial Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
Yes
Online Financial Literacy?:
Yes
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Fixed mortgage rates on both conforming and jumbo mortgages declined during the first week of 2016. Average 30 year conforming rates are at 3.81 percent, down from last week's average rate of 3.900 percent. Average 30 year jumbo mortgage rates are currently at 4.39 percent, a decline from the prior week's average of 4.44 percent.

apple-bank-savings-accountApple Bank for Savings, headquartered in New York, New York, is offering a savings account that currently has the highest account rate on our savings account/money market account rate table for account balances starting at $10,000.
Mortgage rates decreased in this week's mortgage rates survey following bond yields lower on a weak jobs report. In the Primary Mortgage Market Survey released by Freddie Mac, conforming fixed 30 year mortgage rates averaged 4.51% with 0.7 mortgage discount points for the week ending July 14, 2011. In the prior week's mortgage rate survey 30 year mortgage rates at 4.60% with 0.7 discount points.

Bank or Credit Union Offers and Deals

BB&T CD Rates
Mortgage Rates at Highest Level in 8 Months - 30 Year Mortgage Rates at 5.21%
CD Rates Won't Change Much in 2014 Due to a Zero Percent Fed Funds Rate
Weekly Mortgage Rates: 30 Year Mortgage Rates at 3.90%
Top 50 CD Rates on 12-Month Certificates of Deposit 1/6/24
Highest Variable Deposit Rate Report August 14
Current Fixed Mortgage Rates Make Another All-Time Low Today
Is a Brokered CD the Right Investment?
Texas Trust Credit Union Certificates of Deposit
Highest Savings and Money Market Market Rates on 4-24-2013

Alternative Bank and Credit Union Offers to Explore

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Mortgage Rates Mixed: 30 Year Mortgage Rates at 4.50%, 5 Year Adjustable Mortgage Rates at 3.25%
Current Savings Rates and Money Market Rates 10/15/13
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New York CD Rates
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Bangor Savings Bank CD Rates - You Matter More
OneUnited Bank 2 Year CD Rates now at 1.05%
Current Mortgage Rates Drive Home Sales Higher in April
California First National Bank 1 Year CD Rates now at 1.25%

OUCU Financial Credit Union Reviews

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