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PWC Employees Credit Union Rates & Review September 2026

PWC Employees Credit Union's 12 Month IRA CD rates are at 3.72%, 12 mos term rates are at 3.72%, 18 Month IRA CD rates are at 3.72%, 18 mos term rates are at 3.72%, 36 Month IRA CD rates are at 3.59%. PWC Employees Credit Union's Personal Loan Rates are as low as 9.25%. PWC Employees Credit Union's Credit Card Rates are at 10.90%. MonitorBankRates evaluates the financial stability of PWC Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.84%. Rates last updated and verified on 09/22/2026.

PWC Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PWC Employees Credit Union? Share your experience about PWC Employees Credit Union by leaving a review below, or read customer reviews before you decide to use PWC Employees Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.84%
Excellent Lower than avg
Health Trend ?
Very strong 5 quarters
Full history ›
PWC Employees Credit Union
PWC Employees CU
12715 Ridgefield Village Dr STE 101
Woodbridge, VA 22193-8911
https://www.pwcecu.org
Member NCUA

PWC Employees Credit Union CD Rates

Product Rate APY Term View More
12 Month IRA Share Certificate 3.70% 3.72% 12 mos
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%
12 mos term 3.70% 3.72% 12 months
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%
18 Month IRA Share Certificate 3.70% 3.72% 18 mos
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%
18 mos term 3.70% 3.72% 18 months
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%
36 Month IRA Share Certificate 3.55% 3.59% 36 mos
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%
36 mos term 3.55% 3.59% 36 months
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%
24 Month IRA Share Certificate 3.50% 3.54% 24 mos
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%
24 mos term 3.50% 3.54% 24 months
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%
6 Month IRA Share Certificate 3.40% 3.44% 6 mos
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%
6 mos term 3.40% 3.44% 6 months
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%

PWC Employees Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New/Used Vehicle Loan - - 4.20% 12 - 96 mos
Details Published APR range: 4.20% - 14.75%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%
New Auto - - 5.65% 72 mos
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%
Used Auto - - 5.90% 60 mos
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%

PWC Employees Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New or Used Motorcycle Loan - 5.25% 12 - 84 mos
Details Published APR range: 5.25% - 14.25%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%
New or Used Boat or RV Loan - 5.75% 12 - 180 mos
Details Published APR range: 5.75% - 10.00%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%
New or Used Motorcycle Loan - 5.75% 60 mos
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%
New or Used Boat/RV Loan - 6.75% 84 mos
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%

PWC Employees Credit Union Credit Card Rates

Product Rate APR View More
PLATINUM VISA CREDIT CARDS - 10.90%
Details No annual fee; Credit limits up to $25,000.00*; Free balance transfers; uChoose Rewards; Debt protection available; Option available to link to CardValet
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%
Visa Platinum - 10.90%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%
CLASSIC VISA CREDIT CARDS - 13.90%
Details No annual fee; Credit limits up to $10,000*; Free balance transfers; uChoose Rewards; Debt Protection available; Option available to link to CardValet
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%
SECURED VISA CREDIT CARDS - 13.90%
Details No annual fee; No credit check or income verification required; Maximum secured credit limits up to $5,000.00*; Your pledged funds in savings becomes your credit line, securing your future credit.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%
Visa Classic - 13.90%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%

PWC Employees Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan 9.25% 60 mos
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%
Signature Loan 9.75% 12 - 60 mos
Details Published APR range: 9.75% - 17.99%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%

PWC Employees Credit Union Other Rates

Product Rate Points APY/APR Term View More
Holiday Loan - - 12.00% 12 mos
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%
Line of Credit - - 11.70% 41 mos
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%
IRA Share 0.05% - 0.05%
Min Balance $0
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%
Kids Share 0.05% - 0.05%
Min Deposit $10
Min Balance $10
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%
Regular Share 0.05% - 0.05%
Min Deposit $10
Min Balance $100
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%
Youth Certificate 6.50% - 6.60%
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.84%

Financial Health History

PWC Employees Credit Union’s Texas Ratio stayed near 2.06% in Q1 2025 to 1.84% in Q1 2026, so its financial health has stayed very strong over the past 5 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.1% 2.0★ 2.2% 3.0★ 3.3% 4.0★ 4.4% 5.0★ Healthy zone – entire history below the 15% limit 2.06% A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 1.84% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$85M1.84%5.0A+
December 31, 2025$83M3.29%5.0A+
September 30, 2025$84M2.96%5.0A+
June 30, 2025$82M3.20%5.0A+
March 31, 2025$80M2.06%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for PWC Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather PWC Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with PWC Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name PWC Employees Credit Union
Address 12715 Ridgefield Village Dr STE 101, Woodbridge, VA 22193-8911
Phone 703-680-1143
Fax 703-680-5998
President Robert Pomietto
CEO Robin Bodie
Full-Time Employees 17
Part-Time Employees 2
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.84%
Return on Assets (ROA)
0.1911%
Return on Equity (ROE)
1.3639%
Non-Performing Loans Ratio (NPL)
0.80%
Total Assets
85,273,292
Total Amount of Shares and Deposits
74,537,078
Total Shares and Deposits < 1 Year
70,704,013
Total Shares and Deposits 1 3 Years
3,768,071
Total Shares and Deposits > 3 Years
64,994
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,493,270
Total Uninsured Shares and Deposits > $250K (F+J)
1,493,270
Total Insured Shares and Deposits > $250K (item 17 less item K)
73,043,808
Total Interest Expense (Sum of items 6 8)
231,309
Share Certificates
932
Number of Accounts for Share Drafts
3,644
IRA KEOGH Accounts
186
Number of Accounts for Regular Shares
7,739
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
30,993,203
Total Liabilities
74,695,924
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

PWC Employees Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/p-w-c-employees-credit-union-rates-review-66975">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About PWC Employees Credit Union

How many branches does PWC Employees Credit Union operate?

PWC Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join PWC Employees Credit Union?

Yes, to access services at PWC Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, PWC Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, PWC Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does PWC Employees Credit Union offer online and mobile banking?

Most modern institutions like PWC Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pwcecu.org.

Current PWC Employees Credit Union Rates

  • 12-Month CD3.72%
  • 18-Month CD3.72%
  • 24-Month CD3.54%
Retrieved from our database of financial products. Rates subject to change.