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PATH Rates & Review April 2026

Q: Is PATH a safe place to deposit money?

Yes, PATH is considered a safe financial institution. With a Texas Ratio of 6.8877233936874%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

Q: How many branches does PATH operate?

PATH currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join PATH?

Yes, to access services at PATH, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, PATH does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, PATH provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 5, 2026

You can compare PATH rates to other rates in our database, including 12-month share certificate rates currently at 1.50%, 6-month share certificate rates at 0.05% and 3-month share certificate rates at 1.41%. Savings rates are at 0.10% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 5.67%. All these rates can be compared to PATH rates. MonitorBankRates evaluates the financial stability of PATH with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.89%. Rates were last updated on 04/05/2026.

PATH money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PATH? Share your experience about PATH by leaving a review below, or read customer reviews before you decide to use PATH.

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.89%

Excellent Higher than avg

Bank of Jamestown
Path Federal

1 Path Plz
Jersey City, NJ 07306

https wwwpathfcuorg

Current Rate Availability

We do not have PATH rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for PATH is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather PATH rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with PATH's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name PATH

Website https wwwpathfcuorg

Address 1 Path Plz, Jersey City, NJ 07306

Phone 201-216-6094

Fax

President Edward Rehm

CEO DENISE KINGSBERRY

Full-Time Employees 3

Part-Time Employees 1

Branch Locations 0

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (97/100)

Texas Ratio

6.89%

Return on Assets (ROA)

1.2536%

Return on Equity (ROE)

4.1359%

Non-Performing Loans Ratio (NPL)

2.86%

Total Assets

13,324,669

Total Amount of Shares and Deposits

8,791,587

Total Shares and Deposits < 1 Year

8,168,183

Total Shares and Deposits 1 3 Years

623,403

Total Insured Shares and Deposits > $250K (item 17 less item K)

8,791,587

Total Interest Expense (Sum of items 6 8)

142,022

Share Certificates

143

Number of Accounts for Share Drafts

308

IRA KEOGH Accounts

Number of Accounts for Regular Shares

1,521

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

71,378

Total Liabilities

9,327,413

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About PATH

Is PATH a safe place to deposit money?

Yes, PATH is considered a safe financial institution. With a Texas Ratio of 6.8877233936874%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does PATH operate?

PATH currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join PATH?

Yes, to access services at PATH, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, PATH does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, PATH provides members with tools to manage their accounts and build a solid financial history.

Does PATH offer online and mobile banking?

Most modern institutions like PATH provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https wwwpathfcuorg.