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Pennsylvania State Employees Credit Union Rates and Review January 2026

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Pennsylvania State Employees Credit Union12-month CD rates can be found at 0.50%, 6-month CD rates at 1.52% and 3-month CD rates at 3.60%. Savings rates are at 0.04% and money market rates are at 1.40%. Mortgage rates on 30-year fixed loans are around 6.45%. Credit Card rates are at 12.50%. Personal Loan rates are at 8.50%. All these rates, and more, can be found in our database of rates which you can compare to Pennsylvania State Employees Credit Union rates.

Compare Pennsylvania State Employees Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Pennsylvania State Employees Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Pennsylvania State Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Pennsylvania State Employees Credit Union? Share your experience about Pennsylvania State Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Pennsylvania State Employees Credit Union.

Overall, Pennsylvania State Employees Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Pennsylvania State Employees Credit Union
Elmerton Avenue
1500 Elmerton Ave
Harrisburg, PA 17110
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
High Yield Savings
4.00%
$2,500
6-Month CD
4.00%
$1,000
24-Month CD
3.96%
$500
18-Month CD
3.75%
$500
48-Month CD
3.75%
$1,000
7-Month CD
3.70%
$10,000
9-Month CD
3.57%
$500
18-Month CD
3.55%
$1,000
24-Month CD
3.50%
$500
30-Month CD
3.45%
$500
18-Month CD
3.39%
$500
48-Month CD
3.30%
$500
3-Month CD
3.20%
$500
48-Month CD
3.07%
$1,000
60-Month CD
3.04%
$1,000
36-Month CD
2.80%
$1,000
36-Month CD
2.75%
$2,500
High Yield Savings
2.75%
$10,000
30-Month CD
2.65%
$500
48-Month CD
2.50%
$1,000
12-Month CD
2.38%
$1,000
18-Month CD
2.22%
$1,000
36-Month CD
2.20%
$500
48-Month CD
2.00%
$500
36-Month CD
1.79%
$250
Companion Savings
1.50%
$1,000
Prime Savings
1.25%
$100
60-Month CD
1.25%
$1,000
Money Market
1.00%
$1,000
Kasasa Savings
1.00%
$25
Access Money Market
1.00%
$2,500
36-Month CD
0.75%
$500
Money Market
0.75%
$100
Life Checking
0.50%
$25
36-Month CD
0.45%
$500
Money Market
0.30%
$1,000
12-Month CD
0.25%
$500
12-Month CD
0.20%
$1,000
Interest Checking
0.20%
$1,000
Statement Savings
0.10%
$0
3-Month CD
0.10%
$1,000
24-Month CD
0.10%
$1,000
Money Market
0.05%
$2,500
12-Month CD
0.05%
$1,000
Statement Savings
0.05%
$50
Statement Savings
0.05%
$50
First Choice Savings
0.05%
$100
Easy Interest Checking
0.01%
$50
Savings
0.01%
$1
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
20-Year Fixed
5.750%
5.840%
0.000
5.750%
5.924%
0.000
5.875%
6.170%
0.000
15-Year Fixed
5.125%
5.180%
0.000
4.675%
4.867%
0.000
6.999%
7.235%
0.000
6.000%
6.031%
0.000
5.000%
5.886%
0.000
7/1 ARM (Jumbo)
6.125%
6.231%
0.000
5.500%
5.556%
0.000
5.125%
5.421%
0.000
15-Year Fixed Jumbo
5.750%
5.803%
0.000
6.000%
6.239%
0.000
5.625%
5.741%
0.000
4.875%
5.778%
0.000
4.750%
5.730%
0.000
5.250%
6.055%
0.000
6.000%
6.059%
0.000
30-Year Fixed Jumbo
5.750%
5.861%
1.000
15-Year Fixed (Jumbo)
5.500%
5.591%
0.000
15 Year Fixed
5.120%
5.192%
0.000
30-Year Fixed
6.000%
6.162%
1.000
5.000%
5.128%
0.250
5.500%
5.646%
0.000
20 Year Fixed
5.500%
5.579%
0.000
5.990%
6.035%
0.000
15-Year Fixed
5.375%
5.584%
0.000
6.000%
6.067%
0.000
5.200%
5.453%
0.000
30-Year Fixed
6.375%
6.504%
0.000
5.500%
5.603%
0.000
5.375%
5.911%
0.000
6.125%
6.170%
0.000
20-Year Fixed
6.250%
6.418%
0.000
30 Year Fixed
6.500%
6.597%
0.000
5.750%
5.977%
0.000
6.750%
6.880%
0.000
30-Year Fixed
5.875%
5.935%
0.000
30-Year Fixed
5.750%
5.788%
0.000
30-Year Fixed
6.125%
6.201%
0.000
6.375%
6.544%
0.000
20-Year Fixed
5.500%
5.627%
0.000
15-Year Fixed
5.680%
5.964%
0.000
30-Year Fixed Jumbo
6.250%
6.261%
0.000
30-Year Fixed (Jumbo)
6.125%
6.161%
0.261
6.000%
6.107%
0.000
6.000%
6.000%
0.000
30-Year Fixed (Jumbo)
6.500%
6.546%
0.000
6.000%
6.084%
0.000
5.375%
5.568%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
18.000%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
13.240%
Visa Platinum with Rewards
9.900%
Visa Platinum Credit Card
8.500%
As low as 8.50%
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Visa Business Rewards Card
15.240%
VISA Credit Card
11.900%
No annual fee
Visa Platinum Preferred
14.240% - 17.990%
8.900%
Visa Classic Card
12.900%
No annual fee
Security Service Power MasterCard
12.740% - 18.000%
14.740%
13.900%
Visa Signature® Rewards
17.750%
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
14.240%
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Visa Crimson Card
13.240%
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
9.990% - 16.240%
$0
61 - 66
10.250% - 17.950%
$0
1 - 36
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Debt Consolidation Loan
9.000%
$0
108
13.240%
$0 - $2,000
36 - 36
Personal Signature Loans
14.000%
$0
60
9.900%
$0
Line of Credit Variable
16.740%
$0
10.490%
$0
18.000%
$0 - $500
5
Credit Starter Loan
16.250%
$0
13.740%
$0
60
50% Share Secured Loan
6.460% - 14.990%
$0
Unsecured (Signature) Loan
11.000%
$0 - $500
New Signature Loans
8.990%
$0
11.990%
$0
1 - 12
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
9.200% - 17.950%
$0 - $2,500
36 - 36
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
13.450%
$0
13.240%
$0
48
8.490%
$0
36 - 36
10.990%
$500
36
Signature Loan
10.500%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Pennsylvania State Employees Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Pennsylvania State Employees Credit Union
Full Time Employees: 855
Part Time Employees: 10
President: Shawn Weis
CEO: George Rudolph
Branch Locations: 16
ATM Locations: 7
Corporate Office Address:
1500 Elmerton Ave
Harrisburg, PA 17110
Phone Number: 800-237-7328
Fax Number:

Financials

Total Assets:
8,998,071,229
Total Amount of Shares and Deposits:
7,968,094,872
Total Shares and Deposits < 1 Year:
7,585,152,689
Total Shares and Deposits 1 3 Years:
328,661,161
Total Shares and Deposits > 3 Years:
54,281,021
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
800,825,835
Total Uninsured Shares and Deposits > $250K (F+J):
800,825,835
Total Insured Shares and Deposits > $250K (item 17 less item K):
7,167,269,037
Total Interest Expense (Sum of items 6 8):
123,654,467
Share Certificates:
117,776
Number of Accounts for Share Drafts:
350,713
IRA KEOGH Accounts:
23,419
Number of Accounts for Regular Shares:
685,680
All other shares:
57,242
Money Market Shares:
89,272
Net Income (unless the amount is already included in Undivided Earnings):
104,515,802
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
476,043,325
Total Liabilities:
8,017,544,588
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Pennsylvania State Employees Credit Union

Is a member application needed to join Pennsylvania State Employees Credit Union?

Yes, to access services at Pennsylvania State Employees Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Pennsylvania State Employees Credit Union provides a range of mortgage and home equity products.

Is Pennsylvania State Employees Credit Union a safe place to deposit money?

Yes, Pennsylvania State Employees Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Pennsylvania State Employees Credit Union offer online and mobile banking?

Most modern institutions like Pennsylvania State Employees Credit Union provide digital access including online balance checks and transfers.

Current Pennsylvania State Employees Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions