MonitorBankRates
We Find the Best Rates

Peoples Credit Union Webster City, IA Rates and Review January 2026

  1. Home
  2. Credit Unions
  3. Peoples Credit Union Webster City, IA Deposit Rates

Peoples Credit Union Webster City, IA12-month CD rates can be found at 3.75%, 6-month CD rates at 3.53% and 3-month CD rates at 0.05%. Savings rates are at 0.25% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.23%. Credit Card rates are at 15.24%. Personal Loan rates are at 14.00%. All these rates, and more, can be found in our database of rates which you can compare to Peoples Credit Union Webster City, IA rates.

Compare Peoples Credit Union Webster City, IA CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Peoples Credit Union Webster City, IA savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Peoples Credit Union Webster City, IA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Peoples Credit Union Webster City, IA? Share your experience about Peoples Credit Union Webster City, IA by leaving a review below, or read customer reviews before you decide to use Peoples Credit Union Webster City, IA.

Overall, Peoples Credit Union Webster City, IA is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Peoples Credit Union Webster City, IA
Main Office
310 1st ST
Webster City, IA 50595 2337
Member NCUA
MonitorBankRates' Rating
5/5
?????

CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
4.00%
$25,000
36-Month CD
4.00%
$200
12-Month CD
3.90%
$500
3-Month CD
3.65%
$1,000
6-Month CD
3.58%
$1,000
6-Month CD
3.53%
$1,000
48-Month CD
3.28%
$1,000
26-Month CD
3.25%
$1,000
3-Month CD
3.24%
$500
12-Month CD
3.04%
$1,000
24-Month CD
3.03%
$500
18-Month CD
3.03%
$500
12-Month CD
2.94%
$1,000
36-Month CD
2.90%
$500
36-Month CD
2.68%
$500
Money Market
2.29%
$250
48-Month CD
2.00%
$2,500
48-Month CD
1.85%
$1,000
24-Month CD
1.71%
$1,000
60-Month CD
1.60%
$500
48-Month CD
1.51%
$500
18-Month CD
1.40%
$1,000
Statement Savings
1.36%
$1
36-Month CD
1.36%
$500
24-Month CD
1.35%
$500
36-Month CD
1.30%
$2,500
24-Month CD
1.10%
$1,000
18-Month CD
0.75%
$2,500
12-Month CD
0.75%
$500
60-Month CD
0.70%
$1,000
Insured Money Market
0.50%
$100
Money Market
0.50%
$2,500
36-Month CD
0.45%
$2,000
Business Money Market
0.45%
$5,000
Premium Money Market
0.35%
$2,500
24-Month CD
0.35%
$1,000
Money Market
0.30%
$1,000
Money Market
0.20%
$0
12-Month CD
0.20%
$1,000
6-Month CD
0.15%
$1,000
Daily Money Market
0.10%
$5
12-Month CD
0.10%
$500
Money Market
0.08%
$2,500
3-Month CD
0.05%
$1,000
60-Month CD
0.05%
$1,000
Citi Savings
0.03%
$0
Money Market
0.02%
$500
Money Market
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.700%
5.780%
0.000
5.875%
5.907%
0.000
6.000%
6.070%
0.000
5.500%
5.621%
0.000
5.250%
5.287%
0.000
30 Year Fixed Jumbo
6.250%
6.263%
0.000
5.500%
5.533%
0.000
30-Year Fixed
6.000%
6.034%
0.000
5.250%
5.493%
0.000
5.250%
5.382%
0.000
15-Year Fixed
5.500%
5.591%
0.000
6.000%
6.000%
0.000
30-Year Fixed Jumbo
6.750%
6.825%
0.000
15 Year Fixed
5.375%
5.608%
0.000
15-Year Fixed
5.625%
5.695%
0.000
5.875%
6.359%
0.000
5.875%
6.055%
0.000
5.625%
5.647%
0.000
15 Year Fixed
5.875%
6.356%
0.000
5.625%
5.850%
0.000
15-Year Fixed
5.750%
6.044%
0.000
5.375%
5.721%
0.000
5.650%
5.986%
0.000
5.500%
5.635%
0.000
5.375%
5.416%
0.000
15-Year Fixed
5.750%
5.845%
0.000
15-Year Fixed
5.500%
5.601%
0.000
5.875%
6.023%
0.000
30-Year Fixed
6.000%
6.031%
0.000
15-Year Fixed Jumbo
5.250%
5.443%
0.250
30-Year Fixed (Power Rate)
6.000%
6.162%
0.000
5.500%
6.059%
0.000
6.000%
6.174%
0.000
5.625%
6.072%
0.000
15-Year (Jumbo)
5.000%
5.019%
0.000
30-Year Fixed Jumbo
6.125%
6.160%
0.000
10-Year Fixed
5.375%
5.540%
0.000
5.375%
5.766%
0.000
5.875%
5.927%
0.500
6.000%
6.403%
0.000
10 Year Fixed
5.500%
5.938%
0.000
4.875%
5.172%
1.125
15-Year Fixed Jumbo
6.250%
6.481%
0.000
5.125%
5.331%
1.000
10-Year Fixed
6.250%
6.250%
0.000
30-Year Fixed
6.000%
6.090%
0.000
5.625%
5.721%
0.000
5.500%
5.737%
0.000
5.250%
5.430%
0.359
5.750%
6.130%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
14.740%
9.990%
Credit Line $500-$7,000
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
8.990% - 17.990%
Maximum limit of $30,000
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
8.750%
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Visa Platinum Preferred Rewards
15.740% - 17.990%
Access FCU Visa Gold
9.900%
Visa Signature® Rewards
17.750%
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
VISA Platinum with Rewards
8.900%
7.900%
VISA® Classic
12.960%
Prime Platinum Visa Credit Card
11.500%
Visa Platinum with Rewards
9.900%
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
VISA® Credit Cards
7.990%
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
10.000%
$0
12 - 12
Personal Line of Credit
9.000%
$0
60
14.200%
$5,000 - $8,000
48 - 48
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Personal Loans
13.250%
$0
6184
9.200% - 17.950%
$0 - $2,500
36 - 36
9.490%
$0
48 - 48
Unsecured (Signature) Loan
11.000%
$0 - $500
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
7.990%
$0 - $30,000
7.000%
$500 - $15,000
60
8.990%
$0
36
A+ Personal Loan
8.990%
$0
84
8.990% - 17.990%
$0
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Personal Lines of Credit
11.900% - 19.400%
$0
Personal Loan
8.950%
$0
13.990%
$0
13.240%
$0
48
Summer/Holiday Loans
9.500%
$0
11.240% - 17.950%
$0
25 - 36
Personal Line of Credit
16.240%
$0
60
Personal Loans Share Secured
5.990%
$0
48
Term Line of Credit 84 months
8.000%
$0
13.490%
$0 - $5,000
48 - 48
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Peoples Credit Union Webster City, IA rate data right now.

Credit Union Profile & Overview

Credit Union Name: Peoples Credit Union Webster City, IA
Full Time Employees: 22
Part Time Employees: 0
President: Jim Hay
CEO: Jordan Hensley
Branch Locations: 3
ATM Locations: 1
Corporate Office Address:
310 1st ST
Webster City, IA 50595 2337
Phone Number: 515-832-6346
Fax Number: 515-832-4877

Financials

Total Assets:
90,850,854
Total Amount of Shares and Deposits:
80,482,234
Total Shares and Deposits < 1 Year:
79,998,740
Total Shares and Deposits 1 3 Years:
483,494
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
7,338,849
Total Uninsured Shares and Deposits > $250K (F+J):
7,338,849
Total Insured Shares and Deposits > $250K (item 17 less item K):
73,143,385
Total Interest Expense (Sum of items 6 8):
1,290,485
Share Certificates:
775
Number of Accounts for Share Drafts:
3,541
IRA KEOGH Accounts:
132
Number of Accounts for Regular Shares:
7,382
All other shares:
59
Non Member Deposits:
1
Money Market Shares:
641
Net Income (unless the amount is already included in Undivided Earnings):
100,656
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
6,875,613
Total Liabilities:
81,272,325
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

There are no reviews for Peoples Credit Union Webster City, IA yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Peoples Credit Union Webster City, IA
Your Name:
Your Rating:

Frequently Asked Questions About Peoples Credit Union Webster City, IA

Is a member application needed to join Peoples Credit Union Webster City, IA?

Yes, to access services at Peoples Credit Union Webster City, IA, a member application is required.

Is there a first-time homebuyer program?

Currently, Peoples Credit Union Webster City, IA provides a range of mortgage and home equity products.

Is Peoples Credit Union Webster City, IA a safe place to deposit money?

Yes, Peoples Credit Union Webster City, IA is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Peoples Credit Union Webster City, IA offer online and mobile banking?

Most modern institutions like Peoples Credit Union Webster City, IA provide digital access including online balance checks and transfers.

Current Peoples Credit Union Webster City, IA Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions