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Police Federal Credit Union

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Police Federal Credit Union Rates & Review April 2026

Q: Is a member application needed to join Police Federal Credit Union?

Yes, to access services at Police Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Police Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 18, 2026

Police Federal Credit Union's 12 Quick Start CD of Deposit rates are at 3.75%. MonitorBankRates evaluates the financial stability of Police Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.92%. Rates were last updated on 04/18/2026.

Police Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Police Federal Credit Union? Share your experience about Police Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Police Federal Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.92%

Excellent Lower than avg

Police Federal Credit Union
Upper Marlboro

9100 Presidential Pkwy
Upper Marlboro, MD 20772 2658

https://www.policefcu.com

Police Federal Credit Union CD Rates

Product	Rate	APY	Term	View More
12 Quick Start Certificate of Deposit	-	3.75%	12
Min Deposit $50 Details Qualifications Required: Benefits/Basic Checking account; Limit one Quick Start Certificate per members. Additional deposits are allowed at any time, subject to the maximum balance. Last Updated 04/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.92%

Police Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Non-Variable Rate Home Equity Line of Credit	-	-	6.74%
No additional details. Last Updated 04/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.92%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Police Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Police Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Police Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Police Federal Credit Union

Website https://www.policefcu.com

Address 9100 Presidential Pkwy, Upper Marlboro, MD 20772 2658

Phone 301-817-1200

Fax 301-817-1230

President Danny Gregg

CEO Tim Doyle

Full-Time Employees 38

Part-Time Employees 2

Branch Locations 3

ATM Locations 3

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.92%

Return on Assets (ROA)

0.1766%

Return on Equity (ROE)

1.2339%

Non-Performing Loans Ratio (NPL)

0.42%

Total Assets

174,428,963

Total Amount of Shares and Deposits

144,344,001

Total Shares and Deposits < 1 Year

135,932,396

Total Shares and Deposits 1 3 Years

6,989,426

Total Shares and Deposits > 3 Years

1,422,177

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

10,756,430

Total Uninsured Shares and Deposits > $250K (F+J)

10,756,430

Total Insured Shares and Deposits > $250K (item 17 less item K)

133,587,571

Total Interest Expense (Sum of items 6 8)

1,974,378

Share Certificates

1,883

Number of Accounts for Share Drafts

7,500

IRA KEOGH Accounts

259

Number of Accounts for Regular Shares

14,200

All other shares

771

Money Market Shares

872

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

3,465,824

Total Liabilities

151,850,462

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About Police Federal Credit Union

Is Police Federal Credit Union a safe place to deposit money?

Yes, Police Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.9226561983893%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Police Federal Credit Union operate?

Police Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Police Federal Credit Union?

Yes, to access services at Police Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Police Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Police Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Police Federal Credit Union offer online and mobile banking?

Most modern institutions like Police Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.policefcu.com.