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Power Co-Op Employees Credit Union Rates and Review January 2026

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Power Co-Op Employees Credit Union12-month CD rates can be found at 3.77%, 6-month CD rates at 0.00% and 3-month CD rates at 0.90%. Savings rates are at 0.05% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 5.78%. Credit Card rates are at 7.99%. Personal Loan rates are at 8.89%. All these rates, and more, can be found in our database of rates which you can compare to Power Co-Op Employees Credit Union rates.

Compare Power Co-Op Employees Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Power Co-Op Employees Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Power Co-Op Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Power Co-Op Employees Credit Union? Share your experience about Power Co-Op Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Power Co-Op Employees Credit Union.

Overall, Power Co-Op Employees Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Power Co-Op Employees Credit Union
Power Co op Employees CU
1208 13th St N
Humboldt, IA 50548
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
60-Month CD
4.00%
$500
60-Month CD
4.00%
$1,000
12-Month CD
3.90%
$1,000
12-Month CD
3.80%
$500
18-Month CD
3.75%
$500
18-Month CD
3.75%
$0
18-Month CD
3.65%
$1,000
60-Month CD
3.55%
$500
6-Month CD
3.53%
$500
12-Month CD
3.50%
$500
6-Month CD
3.50%
$0
25-Month CD
3.25%
$500
60-Month CD
3.25%
$1,000
6-Month CD
3.25%
$25,000
12-Month CD
3.00%
$500
12-Month CD
3.00%
$500
24-Month CD
3.00%
$1,000
36-Month CD
3.00%
$500
24-Month CD
3.00%
$500
36-Month CD
2.95%
$1,000
12-Month CD
2.78%
$500
24-Month CD
2.78%
$1,000
24-Month CD
2.50%
$2,500
36-Month CD
2.42%
$1,000
12-Month CD (Member Advantage)
2.40%
$500
36-Month CD
2.27%
$1,000
30-Month CD
2.25%
$500
24-Month CD
2.22%
$500
60-Month CD
2.05%
$500
12-Month CD
2.00%
$1,000
48-Month CD
1.76%
$1,000
Savings
1.10%
$50
12-Month CD
1.01%
$2,500
Money Market
1.00%
$25,000
60-Month CD
1.00%
$500
Free Savings
0.80%
$25
60-Month CD
0.50%
$500
36-Month CD
0.40%
$1,000
Passbook Savings
0.35%
$5
60-Month CD
0.35%
$1,000
NOW Checking
0.25%
$100
Kasasa Checking
0.25%
$1
Money Market Investor
0.25%
$2,500
24-Month CD
0.25%
$500
Savings
0.20%
$100
12-Month CD
0.15%
$1,000
24-Month CD
0.10%
$1,000
24-Month CD
0.05%
$500
Premium Checking
0.01%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.000%
5.892%
0.000
4.740%
7.533%
0.000
30-Year Fixed VA
5.375%
5.599%
1.000
6.250%
7.325%
0.000
5.750%
6.093%
0.000
15-Year Fixed
5.125%
5.180%
0.000
5.875%
6.010%
0.000
5.500%
5.803%
0.000
30 Year Fixed
6.125%
6.360%
0.963
5.250%
5.370%
0.000
6.000%
6.160%
0.000
5.625%
5.714%
0.000
10-Year Fixed
5.500%
5.630%
0.000
5.750%
6.161%
0.000
6.000%
6.123%
0.000
30-Year Fixed
6.125%
6.192%
0.125
5.500%
6.059%
0.000
30-Year Fixed
5.875%
6.002%
0.000
6.525%
6.595%
0.000
5.500%
5.597%
0.000
5.000%
5.242%
0.000
5.625%
5.751%
0.000
30-Year Fixed
6.125%
6.249%
0.000
5.125%
5.389%
0.000
5.375%
5.488%
0.250
15-Year Fixed
5.250%
5.326%
0.000
4.675%
4.867%
0.000
30-Year Fixed
6.125%
6.167%
0.000
5.375%
5.935%
0.000
5.875%
5.933%
0.000
5.875%
6.190%
1.000
30-Year Fixed (Power Rate)
6.000%
6.162%
0.000
15-Year Fixed
5.375%
5.431%
0.000
30-Year Fixed Jumbo
6.125%
6.160%
0.000
5.500%
5.705%
0.000
6.125%
6.346%
0.000
20 Year Fixed
5.500%
5.659%
0.000
5.625%
5.846%
0.000
5.500%
5.574%
0.000
15-Year Fixed
5.250%
5.347%
0.000
5.625%
6.072%
0.000
15 Year Fixed
5.120%
5.192%
0.000
5.375%
6.097%
0.000
15-Year Fixed (Jumbo)
5.500%
5.520%
0.000
5.750%
5.907%
0.000
5.500%
5.871%
0.000
15-Year Fixed Jumbo
5.875%
5.961%
0.000
5.000%
5.153%
1.000
10-Year Fixed
5.375%
5.540%
0.000
5.750%
5.977%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
18.000%
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
13.240%
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Visa Platinum Preferred Student
17.990%
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Visa Signature® Cash Back
17.750%
Premier Rate Credit Card Mastercard
12.950% - 18.000%
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Security Service Power Rewards MasterCard
18.000%
11.900%
10.150%
Visa Platinum Preferred Rewards
15.740% - 17.990%
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
VISA Credit Card
11.900%
No annual fee
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
VISA Platinum without Rewards
7.900%
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
8.990% - 17.990%
Maximum limit of $30,000
Visa Platinum Credit Card
8.500%
As low as 8.50%
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
11.990%
$0
10.650%
$0
Credit Builder Loan
9.000%
$0
11.990%
$0
1 - 12
11.240%
$0 - $10,000
60 - 60
8.990% - 17.990%
$0
Personal Loan Rates
5.740%
$0
1 - 36
Line of Credit Variable
16.740%
$0
Personal Signature Loan
11.000%
$0
96
12.740%
$0
36
Personal Line of Credit
16.240%
$0
60
Personal Loans
13.450%
$0
60
Access Line Of Credit
16.240%
$0
Personal Line of Credit
12.950% - 18.000%
$0
10.490%
$0
60 - 60
10.000%
$0
1 - 36
12.990%
$0
12
17.900%
$0 - $500
13.450%
$0
Debt Consolidation
13.990%
$0
1 - 72
18.000%
$0 - $500
5
12.250% - 17.000%
$0 - $20,000
10.250% - 17.950%
$0
1 - 36
Summer/Holiday Loans
9.500%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Power Co-Op Employees Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Power Co-Op Employees Credit Union
Full Time Employees: 7
Part Time Employees: 0
President: Sandra Wurn
CEO: Andrea Harms
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
1208 13th St N
Humboldt, IA 50548
Phone Number: 515-332-4096
Fax Number: 515-332-2832

Financials

Total Assets:
75,901,951
Total Amount of Shares and Deposits:
64,525,613
Total Shares and Deposits < 1 Year:
64,525,613
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,889,135
Total Uninsured Shares and Deposits > $250K (F+J):
2,889,135
Total Insured Shares and Deposits > $250K (item 17 less item K):
61,636,478
Total Interest Expense (Sum of items 6 8):
1,179,723
Share Certificates:
717
Number of Accounts for Share Drafts:
961
Number of Accounts for Regular Shares:
3,251
All other shares:
24
Net Income (unless the amount is already included in Undivided Earnings):
512,117
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,448,741
Total Liabilities:
64,882,586
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Power Co-Op Employees Credit Union

Is a member application needed to join Power Co-Op Employees Credit Union?

Yes, to access services at Power Co-Op Employees Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Power Co-Op Employees Credit Union provides a range of mortgage and home equity products.

Is Power Co-Op Employees Credit Union a safe place to deposit money?

Yes, Power Co-Op Employees Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Power Co-Op Employees Credit Union offer online and mobile banking?

Most modern institutions like Power Co-Op Employees Credit Union provide digital access including online balance checks and transfers.

Current Power Co-Op Employees Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions